A Conversation About Medicare And Healthcare Reform
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- Wendy Haynes
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1 Please take this moment to convert the display to Full Screen A Conversation About Medicare And Reform
2 A Conversation About Medicare And Reform
3 Will healthcare reform require persons to choose new or different Medicare coverage? Medicare is not part of the healthcare insurance programs created by the Affordable Care Act Persons enrolled in Medicare and/or Medicare Advantage plans are not mandated to change coverage/plan providers due to healthcare reform measures American 65 and older receiving Medicare are not required to purchase Medicare insurance through an exchange and are exempt from being penalized for no health insurance
4 Is healthcare reform reducing Medicare coverage? There has actually been an increase in coverage/services as required by features in the healthcare reform law Medicare now provides some preventative care such as: Colonoscopies Mammograms Annual Wellness Visits Persons will not be charged for the Part B coinsurance or deductible for this care
5 Will healthcare reform affect a person s choice of physician/hospital? There are no provisions in the law which will affect the physicians/care facilities persons choose for their healthcare needs Doctors, hospitals, pharmacies and other providers may make their own decisions about how they participate as Medicare providers and to continue/discontinue serving the Medicare population
6 Is healthcare reform going to phase out Medicare? There are no provisions for Medicare to be replaced with another plan/program now or in the future The Medicare program s Trust Fund has been fortified with additional monies: It will operate at least until 2029 This represents a 12 year extension to the program
7 Will Persons Have To Pay More For Medicare? Some persons will have higher Medicare premiums Premiums will increase slightly for individuals earning over $85,000 annually, couples combined income of $170,000 annually Conversely, Medicare beneficiaries who reach the Medicare gap in prescription drug coverage (known as the donut hole) will receive: 47.5% discount on Medicare Part D brand prescription drugs 21% discount on Medicare Part D generic prescription drugs The donut hole is expected to be completely closed (covered with standard Medicare coverage copays for enrollees) by 2020 Part D copays will be eliminated for persons eligible for Medicare and Medicaid ( dual eligibles ) and who are receiving home- and community-based services
8 How will Medicare Advantage plans be affected? Some Medicare Advantage plans will receive lower payments and they may reduce optional benefits like dental or vision. Medicare Advantage plans offering higher quality benefits may be eligible for a bonus from the government (part of which must be spent on improving enrollee benefits) In 2014, Medicare Advantage plans are required to spend at least 85% of each dollar they receive on healthcare for beneficiaries (the remaining 15% is money the plan retains to put towards profits, reinvestment in plan operations, etc.)
9 Summary reform initiated limited changes in the nation s Medicare program Some coverage rules will improve level of care/service for Medicare enrollees Cost increases were minimal and did not have widespread affect on enrollees Enrollees still have considerable influence in the physicians/hospitals they choose for care As healthcare reform measures are implemented moving forward, Medicare may experience additional changes due to the evolving healthcare marketplace
10 For ongoing clinical and healthcare business industry resources, please go to: Review Our Latest Clinical And Business Presentations A Conversation About Accountable Care A Conversation About Accountable Care Business Models A Conversation About Compounding Pharmacies A Conversation About Health Insurance Exchanges A Conversation About LTACs (Long Term Acute Care Hospitals) A Conversation About Medicare A, B, C and D A Conversation About Medicare And Reform A United Strategy For Social Media Marketing In Brand Management Comparative Effectiveness Research: A New Current In Brand Management Global Issues-Managing Drug Shortages Brand Management: Market Access Concepts Health Economics Outcomes Research: Managed Care Applications In Brand Management New Global : Another Chapter In Marketing Brand Management Brand Management: Achieving Managed Care Pull-Through Performance
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