SUGGESTIONS ARE INVITED FOR IMPROVING PERFORMANCE OF PUBLIC SECTOR BANKS
|
|
|
- Domenic Porter
- 5 years ago
- Views:
Transcription
1 SUGGESTIONS ARE INVITED FOR IMPROVING PERFORMANCE OF PUBLIC SECTOR BANKS N.B: The information provided below highlights the performance of Public Sector Banks vis-à-vis Old Private Sector Banks and New Private Sector Banks. It can be observed that there is a huge scope for improvement of Public Sector Banks in all parameters, especially efficiency parameters. Suggestions are invited from the public at large for improvement of performance of Public Sector Banks.
2 Business Size Market Cap Networth Deposits Advances Investments Total Assets Public Sector Banks Allahabad Bank 6,217 12, , ,007 63, ,434 Andhra Bank 4,711 8, , ,644 45, ,341 Bank of Baroda 43,718 37, , , , ,505 Bank of India 17,579 30, , , , ,190 Bank of Maharashtra 4,540 7, ,803 88,920 37, ,320 Canara Bank 17,636 30, , , , ,922 Central Bank of India 10,434 16, , ,315 86, ,496 Corporation Bank 5,412 10, , ,086 66, ,048 Dena Bank 3,168 7, ,028 77,554 36, ,863 Indian Bank 8,467 14, , ,209 46, ,327 Indian Overseas Bank 6,807 1, , ,888 70, ,905 Oriental Bank of Commerce 8,262 13, , ,080 61, ,303 Punjab & Sind Bank 2,441 5,011 84,730 57,239 28,294 94,509 Punjab National Bank 35,097 38, , , , ,420 Syndicate Bank 7,,592 12, , ,912 55, ,861 UCO Bank 8,407 11, , ,584 67, ,125 Union Bank of India 12,944 18, , ,104 93, ,750 United Bank of India 2,928 5, ,510 65,768 44, ,105 Vijaya Bank 4,291 1, ,296 81,504 42, ,147 SBI Group 228, ,371 1,828,363 1,564, ,038 2,317,983 IDBI Ltd. 10,923 23, , , , ,997 Old Private Sector Banks City Union Bank Ltd. 5,529 2,025 22,017 16,097 5,954 24,994 ING Vysya Bank Ltd. 15,034 7,078 41,217 35,829 16,721 60,413 Tamilnad Mercantile Bank Ltd. NA 2,270 22,646 17,144 6,772 26,398 The Catholic Syrian Bank Ltd. NA ,674 8,707 5,132 15,316 Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 2
3 Business Size Market Cap Networth Deposits Advances Investments Total Assets Old Private Sector Banks (Contd ) Dhanlaxmi Bank Ltd ,133 7,936 4,482 14,688 The Federal Bank Ltd. 12,282 6,861 59,731 43,436 24,118 74,594 The Jammu & Kashmir Bank Ltd. 6,208 5,722 69,336 46,385 26,195 78,620 The Karnataka Bank Ltd. 2,639 3,052 40,583 28,345 15,227 47,029 The Karur Vysya Bank Ltd. 6,290 3,326 43,758 33,992 13,247 51,543 The Lakshmi Vilas Bank Ltd. 1,482 1,054 18,573 12,889 5,689 20,653 Nainital Bank Ltd. NA 445 4,650 2,437 1,140 5,343 RBL Bank NA 1,885 11,599 9,835 6,518 18,198 The South Indian Bank Ltd. 3,706 3,368 47,491 36,230 14,352 54,986 New Private Sector Banks Axis Bank Ltd. 111,074 38, , , ,548 38,3245 Development Credit Bank Ltd. 2,882 1,151 10,325 8,140 3,634 12,923 HDFC Bank Ltd. 229,736 44, , , , ,600 ICICI Bank Ltd. 198,012 76, , , , ,642 Indusind Bank Ltd. 37,899 9,032 60,502 55,102 21,563 87,026 Kotak Mahindra Bank Ltd. 89,514 19,076 59,072 53,028 25,485 87,585 YES Bank 28,382 7,115 74,192 55,633 40, ,016 Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 3
4 Income Income (%) Other Income Income & Expense Other/Total Total Income Income Expense Operating Expense Total Expense Public Sector Banks Allahabad Bank 18, % 2, % 20,912 13,435 3,457 16,892 Andhra Bank 14, % 1, % 15,630 10,560 2,310 12,870 Bank of Baroda 38, % 4, % 43,402 26,974 7,137 34,111 Bank of India 37, % 4, % 42,202 27,080 6,699 33,779 Bank of Maharashtra 11, % % 12,851 8,448 2,397 10,844 Canara Bank 39, % 3, % 43,480 30,603 6,081 36,684 Central Bank of India 24, % 1, % 26,350 17,933 5,179 23,112 Corporation Bank 17, % 1, % 19,606 14,175 2,392 16,567 Dena Bank 9, % % 10,895 7,473 1,648 9,121 Indian Bank 15, % 1, % 16,621 10,889 2,832 13,720 Indian Overseas Bank 22, % 2, % 24,853 17,107 3,749 20,856 Oriental Bank of Commerce 19, % 1, % 20,963 13,890 2,917 16,807 Punjab & Sind Bank 7, % % 8,400 6,352 1,247 7,599 Punjab National Bank 43, % 4, % 47,800 27,077 9,338 36,416 Syndicate Bank 18, % 1, % 19,945 13,081 3,302 16,382 UCO Bank 18, % 1, % 19,550 12,171 2,439 14,610 Union Bank of India 29, % 2, % 32,171 21,470 5,483 26,953 United Bank of India 10, % 1, % 11,806 8,036 1,708 9,744 Vijaya Bank 10, % % 11,416 8,623 1,690 10,313 SBI Group 184, % 22, % 206, ,185 45, ,402 IDBI Ltd. 26, % 2, % 29,576 20,576 3,319 23,895 Average of PSU Banks 91.4% 8.6% Old Private Sector Banks City Union Bank Ltd. 2, % % 2,847 1, ,266 ING Vysya Bank Ltd. 5, % % 6,072 3,452 1,493 4,945 Tamilnad Mercantile Bank Ltd. 2, % % 2,923 1, ,310 The Catholic Syrian Bank Ltd. 1, % % 1,621 1, ,526 Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 4
5 Old Private Sector Banks (Contd ) Income Income (%) Other Income Income & Expense Other/Total Total Income Income Expense Operating Expense Total Expense Dhanlaxmi Bank Ltd 1, % % 1,365 1, ,359 The Federal Bank Ltd. 6, % % 7,640 4, ,160 The Jammu & Kashmir Bank Ltd. 6, % % 7,157 4, ,258 The Karnataka Bank Ltd. 4, % % 4,694 3, ,007 The Karur Vysya Bank Ltd. 5, % % 5,680 3, ,843 The Lakshmi Vilas Bank Ltd. 1, % % 2,202 1, ,893 Nainital Bank Ltd % % RBL Bank 1, % % 1,613 1, ,434 The South Indian Bank Ltd. 5, % % 5,384 3, ,499 Average of Old Private Sector Banks 90.9% 9.1% New Private Sector Banks Axis Bank Ltd. 3, % 7,405 19% 38,046 18,690 7,901 26,590 Development Credit Bank Ltd. 1, % % 1, ,079 HDFC Bank Ltd. 41, % 7,920 16% 49,055 22,653 12,042 34,695 ICICI Bank Ltd. 44, % 10,428 19% 54,606 27,703 10,309 38,011 Indusind Bank Ltd. 8, % 1,891 19% 10,144 5,363 2,185 7,548 Kotak Mahindra Bank Ltd. 8, % 1,400 14% 10,167 5,047 2,543 7,590 YES Bank 9, % 1,722 15% 11,703 7,265 1,750 9,015 Average of New Private Sector Banks 83.9% 16.1% Total Private Sector Average 87.4% 12.6% Business Size and Related Earnings: PSU banks have 80.5% market share in the total banking sector deposits and 79.2% market share in banking sector credits. The PSU banks and old private sector banks have average 90-91% earnings from Income and the rest from Other Incomes; however New Private sector banks have focused towards increasing their earnings from Other Incomes, contributing 16% on an average to their Total Income and Income contributes 84%. Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 5
6 Public Sector Banks Gross NPA Asset Quality Gross NPA Net NPA (%) Net NPA (%) Spread Operating Profit Profitability Operating Profit Margin Net Profit Net Profit Margin Allahabad Bank 8,068 5, % 4.1% 2.4% 4,020 19% 1, % Andhra Bank 5,858 3, % 3.1% 2.2% 2,760 18% % Bank of Baroda 11,876 6, % 1.5% 1.8% 9,291 21% 4, % Bank of India 11,869 7, % 2.0% 1.9% 8,423 20% 2, % Bank of Maharashtra 2,860 1, % 2.0% 2.6% 2,007 16% % Canara Bank 7,570 5, % 2.0% 1.8% 6,796 16% 2, % Central Bank of India 11,500 6, % 3.7% 2.2% 3,238 12% (1,263) -4.8% Corporation Bank 4,737 3, % 2.3% 1.7% 3,039 16% % Dena Bank 2,616 1, % 2.3% 2.0% 1,774 16% % Indian Bank 4,562 2, % 2.3% 2.3% 2,901 17% 1, % Indian Overseas Bank 9,020 5, % 3.2% 2.0% 3,997 16% % Oriental Bank of Commerce 5,618 3, % 2.8% 2.3% 4,155 20% 1, % Punjab & Sind Bank 2,554 1, % 3.4% 1.7% % % Punjab National Bank 18,880 9, % 2.8% 2.9% 11,384 24% 3, % Syndicate Bank 4,611 2, % 1.6% 2.2% 3,563 18% 1, % UCO Bank 6,621 3, % 2.4% 2.5% 4,940 25% 1, % Union Bank of India 9,564 5, % 2.3% 2.2% 5,218 16% 1, % United Bank of India 7,118 4, % 7.1% 2.0% 2,062 17% (1,213) -10.3% Vijaya Bank 1,986 1, % 1.5% 1.5% 1,104 10% % SBI Group 79,816 41, % 2.7% 2.7% 40,477 20% 13, % IDBI Ltd. 9,960 4, % 2.5% 1.8% 5,681 19% 1, % Average of PSU Banks 4.5% 2.7% 2.1% 17% 4.2% Old Private Sector Banks City Union Bank Ltd % 1.2% 3.0% % % ING Vysya Bank Ltd % 0.3% 2.9% % % Tamilnad Mercantile Bank Ltd % 1.2% 3.3% % % The Catholic Syrian Bank Ltd % 2.2% 2.5% 95 6% % Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 6
7 Asset Quality Profitability Gross NPA Operating Operating Gross NPA Net NPA Net NPA (%) Spread (%) Profit Profit Margin Old Private Sector Banks (Contd ) Net Profit Dhanlaxmi Bank Ltd % 3.8% 1.9% 6 0% % The Federal Bank Ltd. 1, % 0.7% 3.0% 1,480 19% % The Jammu & Kashmir Bank Ltd % 0.2% 3.4% 1,900 27% 1, % The Karnataka Bank Ltd % 1.9% 2.2% % % The Karur Vysya Bank Ltd % 0.4% 2.5% % % The Lakshmi Vilas Bank Ltd % 3.4% 2.4% % % Nainital Bank Ltd % 0.0% 3.1% 97 21% % RBL Bank % 0.3% 1.9% % % The South Indian Bank Ltd % 0.8% 2.5% % % Average of Old Private Sector Banks 2.44% 1.27% 2.66% 15.71% 6.95% Net Profit Margin New Private Sector Banks Axis Bank Ltd. 3,146 1, % 0.4% 3.1% 11,456 30% 6, % Development Credit Bank Ltd % 0.9% 2.9% % % HDFC Bank Ltd. 2, % 0.3% 3.8% 14,360 29% 8, % ICICI Bank Ltd. 10,506 3, % 1.0% 2.8% 16,595 30% 9, % Indusind Bank Ltd % 0.3% 3.3% 2,596 26% 1, % Kotak Mahindra Bank Ltd. 1, % 1.1% 4.2% 2,577 25% 1, % YES Bank % 0.0% 2.5% 2,688 23% 1, % Average of New Private Sector Banks 1.5% 0.6% 3.2% 26% 15.1% Total Private Sector Average 2.0% 0.9% 2.9% 21% 11.0% Asset Quality: The average GNPA and Net NPA for PSU Banks are at 4.5% and 2.7% and for Old private sector banks and New private sector banks are at 2.44% and 1.77%, 1.5% and 0.6% respectively. Margins and Profitability: The New Private Sector banks again lead the pack on Margin and Profitability due to focus on urban areas and deriving higher efficiency in terms of business/employee and profit/employee parameter compared to PSU Banks and Old Private Sector Banks. The average Operating Profit Margin for PSU Banks is at 17%, Old Private Sector Banks is at 16% and New Private Sector banks are at 26%. Along with the efficiency parameters (discussed i n further detail later) the other factors that have contributed to the improved performance of new private sector banks is their ability to earn higher spread. The average spread for PSU banks is at 2.1%, whereas for Old Private Sector Banks and New Private Sector Banks are at 2.7% and 3.2% respectively. Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 7
8 CD Ratio RoA 1 Return on Assets RoE (Return on Equity) Business/ Employee 1 Efficiency Capital Profit/empl oyee 1 Adequacy- (Rs. Tier I In Lacs) Capital Adequacy - Tier II CRAR 1 CASA (%) Priority Sector Public Sector Banks Allahabad Bank 72.3% % % 2.6% 9.96% 31.33% 47,741 Andhra Bank 75.9% % % 2.8% 10.78% 24.81% 41,293 Bank of Baroda 69.8% % % 3.3% 12.28% 21.16% 93,728 Bank of India 77.7% % % 3.1% 9.97% 22.11% 68,652 Bank of Maharashtra 76.1% % % 4.1% 10.79% 35.89% 34,826 Canara Bank 71.6% % % 3.2% 10.63% 24.42% 97,762 Central Bank of India 73.9% (0.47) -7.9% 10.3 (3.1) 6.5% 3.4% 9.87% 33.33% 68,652 Corporation Bank 70.9% % % 4.0% 11.64% 20.33% 48,560 Dena Bank 70.5% % % 3.7% 11.14% 28.01% 23,389 Indian Bank 75.3% % % 2.4% 12.64% 26.81% 41,274 Indian Overseas Bank 77.2% % % 3.6% 10.78% 24.95% 58,090 Oriental Bank of Commerce 71.9% % % 2.5% 11.01% 24.31% 57,428 Punjab & Sind Bank 67.6% % % 2.5% 11.04% 38.20% 20,008 Punjab National Bank 77.4% % % 4.3% 11.52% 20.88% 15,865 Syndicate Bank 81.9% % % 3.1% 11.41% 26.33% 52,016 UCO Bank 75.0% % % 4.1% 12.68% 29.51% 51,965 Union Bank of India 77.0% % % 3.6% 10.80% 29.48% 79,869 United Bank of India 59.0% (0.99) -23.0% 10.7 (7.4) 6.5% 3.3% 9.81% 36.98% 28,950 Vijaya Bank 65.6% % % 2.4% 10.56% 18.39% 25,855 SBI Group 85.6% % % 3.1% 12.44% 39.32% 454,590 IDBI Ltd. 83.8% % % 3.9% 11.68% 22.36% 68,738 Average of PSU Banks 74.1% % % 3.3% 11.1% 27.6% 1 RoA, Business/Employee and Profit/Employee for SBI is on standalone basis Old Private Sector Banks City Union Bank Ltd % % 0.5% 15.0% 16.7% 7,410 ING Vysya Bank Ltd % % 0.0% 14.6% 33.4% 12,207 Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 8
9 CD Ratio RoA 1 RoE Business/E mployee 1 Efficiency Profit/Empl oyee 1 (Rs. CA - Tier I CA - Tier II CRAR 1 CASA (%) In Lacs) Priority Sector Old Private Sector Banks (Contd ) Tamilnad Mercantile Bank Ltd % % 1.8% 15.6% 18.3% NA The Catholic Syrian Bank Ltd % % 1.9% 11.0% 17.5% 2, % % 0.2% 8.7% 22.0% 2,870 The Federal Bank Ltd % % 0.5% 15.1% 30.8% 15,513 The Jammu & Kashmir Bank Ltd % % 1.3% 12.7% 39.1% 12,793 The Karnataka Bank Ltd % % 2.5% 13.2% 25.4% 10,882 The Karur Vysya Bank Ltd % % 1.0% 12.6% 20.6% 12,585 The Lakshmi Vilas Bank Ltd % % 3.0% 10.9% 17.5% 5,255 Nainital Bank Ltd % NA NA 15.1% NA 1,384 RBL Bank % % 1.5% 14.6% 19.7% 2,560 The South Indian Bank Ltd % % 1.6% 12.4% 20.7% 11,470 Average of Old Private Sector Banks % % 1.3% 13.2% 23.5% New Private Sector Banks Axis Bank Ltd % % 3.3% 16.1% 45.0% 62,761 Development Credit Bank Ltd % % 0.9% 13.7% 25.0% 2,120 HDFC Bank Ltd % % 4.4% 16.1% 44.8% 89,613 ICICI Bank Ltd % % 4.6% 17.7% 42.9% 64,552 Indusind Bank Ltd % % 1.1% 13.8% 32.5% 18,158 Kotak Mahindra Bank Ltd % % 0.8% 18.8% 31.9% 17,958 YES Bank % % 1.4% 14.4% 22.0% 14,564 Average of New Private Sector Banks % % 2.4% 15.8% 34.9% Total Private Sector Average % % 1.8% 14.5% 29.2% Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 9
10 Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 10
11 Efficiency: There is substantial difference in efficiency parameters of different segments of banks. CD Ratio RoA RoE Business/ Profit/ Employee Employee CA - Tier I CA - Tier II CRAR CASA (%) PSU Banks 74.1% % % 3.3% 11.1% 27.6% Old Pvt Sector Banks % % 1.3% 13.2% 23.5% New Pvt Sector Banks % % 2.4% 15.8% 34.9% Other Aspects: The PSU banks have primary focus towards lending business and they play a key role in supporting the growth of infrastructure and also contribute in a big way towards the social objective of Government of India by playing leading role in financial inclusion and extending the last mile credit to the lower strata of the society. Source: Company Fillings, Annual Report, IBA Data as on 31 st March 2014 Figures are in Rs. Crores unless specified 11
CHAPTER 5 DATA ANALYSIS & INTERPRETATION
CHAPTER 5 DATA ANALYSIS & INTERPRETATION 180 5.1 CAPITAL RISK ADEQUACY RATIO: CRAR is a ratio of Capital Fund to Risk Weighted Assets. Reserve Bank of India prescribes banks to maintain a minimum Capital
PROCESS OF ONLINE TENDER FEE AND EMD PAYMENT
PROCESS OF ONLINE TENDER FEE AND EMD PAYMENT SRM ONLINE PAYMENT PROCEDURE Tender fee / EMD payment can be made in NSPCL SRM Tender portal through online module. The detailed procedure is as under;- TENDER
X-Efficiency of Indian Commercial Banks and their Determinants of Service Quality: A Study of Post Global Financial Crisis
13 th International Conference on Data Envelopment Analysis X- of Indian Commercial Banks and their Determinants of Service Quality: A Study of Post Global Financial Crisis Gagandeep Sharma Dr. Divya Sharma
Banks Performance Update Q1 FY19
Banks Performance Update Q1 FY19 Contact: Madan Sabnavis Chief Economist Madan.sabnavis@careratings.com +91-22- 6754 3489 Darshini Kansara Deputy Manager Industry Research darshini.kansara@careratings.com
A Study on Non Performing Assets of Select Public and Private Sector Banks Challenges, Innovations & Strategies
A Study on Non Performing Assets of Select Public and Private Sector Banks Challenges, Innovations & Strategies Prof I.Babu Rathinam, Associate Professor and Head, Department of Corporate Secretaryship,
Performance of Non-Performing Assets in India Concept, trend and Impact ( )
Performance of Non-Performing Assets in Concept, trend and Impact (2005-17) Dr. Shrawan Kumar Mishra, Vivek Rajbahadur Singh H.O.D. of Economics and Ph.D. Research Guide, K.P.B. Hinduja college of Commerce
Analysis of Non-Performing Assets(Npas) In Priority Sector: A Comparative Study of Public and Private Sector Banks
ISSN 0974-9977 Analysis of Non-Performing Assets(Npas) In Priority Sector: A Comparative Study of Public and Private Sector Dr. (Mrs.) Paramjit Nanda* Priyanka Mahajan** * Professor in Economics, Punjab
Non-Performing Assets - Status And Impact
Non-Performing Assets - Status And Impact Ms. Laveena Mehta Assistant Professor, Chitkara University, Research Scholar, Punjab Technical University Avneet Singh Student, Chitkara University, Punjab Abstract:
Online Exam Fee Payment Instructions
Online Exam Fee Payment Instructions Semester Exam Fees for April 2016 will be collected through online payments in the college website www.sdnbvc.com from 1st april 2016 to 10th april 2016. Follow the
SUMMARY FINANCIAL PERFORMANCE OF SCHEDULED COMMMERCIAL BANKS IN INDIA: AN ANALYSIS
SUMMARY FINANCIAL PERFORMANCE OF SCHEDULED COMMMERCIAL BANKS IN INDIA: AN ANALYSIS INTRODUCTION The banking sector is the lifeline of any modern economy. It is one of the important financial pillars of
ALTMAN MODEL AND FINANCIAL SOUNDNESS OF INDIAN BANKS
International Journal of Accounting and Financial Management Research (IJAFMR) ISSN 2249-6882 Vol. 3, Issue 2, June 2013, 55-60 TJPRC Pvt. Ltd. ALTMAN MODEL AND FINANCIAL SOUNDNESS OF INDIAN BANKS NISHI
CREDIT DEPOSIT RATIO AS ON JUNE 30, 2018 Amount in crore
CREDIT DEPOSIT RATIO AS ON JUNE 30, 2018 Amount in crore SR. IMPORTANT INDICATORS June-17 June-18 Y-o-Y variation Y-o-Y variation % ALL BANKS 1 (i) Aggregate Deposits 3,40,488 3,68,859 28,371 8.33 Rural
Government guarantees and bank vulnerability during the Financial Crisis of : Evidence from an Emerging Market
Government guarantees and bank vulnerability during the Financial Crisis of 2007 09: Evidence from an Emerging Market Viral Acharya NYU, Stern School of Business (with Nirupama Kulkarni, CAFRAL) Research
Help Manual for Skill Knowledge Provider. Process Overview.2. User Registration and Payment Process.3
Table of Contents Process Overview.2. User Registration and Payment Process.3 Login to AICTE web portal with the User ID and Password provided on e-mail... 12.12 Creating New Application...15 Attachment
International Journal of Academic Research ISSN: ; Vol.3, Issue-5(2), May, 2016 Impact Factor: 3.656;
M. Sravani, Asst Professor, Dept. of MBA, Krishna University, Machilipatnam The banking sector of India has been dominating the Indian financial system. Banking sector plays a very vital role in fulfilling
A COMPARATIVE STUDY OF THE PROFITABILITY PERFORMANCE IN THE BANKING SECTOR: EVIDENCE FROM INDIAN PRIVATE SECTOR BANK
A COMPARATIVE STUDY OF THE PROFITABILITY PERFORMANCE IN THE BANKING SECTOR: EVIDENCE FROM INDIAN PRIVATE SECTOR BANK Dr. Dharmendra S. Mistry, Post-Graduate Department of Business Studies, Research Scholar,
FAQ s (Frequently Asked Questions) Collateral
FAQ s (Frequently Asked Questions) Collateral 1) What deposits does a member have to keep with the exchange and what exposure the member will get against it? Deposits are given at stages as under as per
Banking Sector. Q2FY12 Review
Banking Sector Q2FY12 Review Banking Sector Q2FY12 Review Varun Bisht Economist 022-61541942 Rajrishi Singhal Head Policy & Research 022-61541730 Policy & Research Unit, Dhanlaxmi Bank, Trade View, Kamala
Impact of Securitization on Indian Banks: An Empirical Study
72 Pacific Business Review International Volume 5 Issue 9 (March) Impact of Securitization on Indian Banks: An Empirical Study Dr. Kavita Chavali *, Shemeem S** This paper aims to investigate the extent
A Comparative Study on the CSR Activities of Public and Private Sector Commercial Banks
A Comparative Study on the CSR Activities of Public and Private Sector Commercial s Nabasmita Bordoloi 1, Dr. Kalyan Mukherjee 2 1 Research Scholar, Department of Commerce, Gauhati University and Assistant
Banking. New MCLR guidelines marginally impact NIM. Event Update. ICICI Securities Ltd Retail Equity Research. December 18, 2015
Event Update Sector View Underperform December 18, 2015 Banking New MCLR guidelines marginally impact NIM The RBI yesterday released the final set of guidelines on computing interest rates on advances
PERFORMANCE EVALUATION AND CUSTOMERS PERCEPTION TOWARDS SERVICES OF PUBLIC AND PRIVATE SECTOR BANKS IN VIRUDHUNAGAR DISTRICT
PERFORMANCE EVALUATION AND CUSTOMERS PERCEPTION TOWARDS SERVICES OF PUBLIC AND PRIVATE SECTOR BANKS IN VIRUDHUNAGAR DISTRICT Mrs. N.VIJAYALAKSHMI Assistant Professor (SF), Department of Commerce, V.H.N.S.N.
Basel III: Impact analysis for Indian Banks
Basel III: Impact analysis for Indian Banks SIDDHARTH SHUKLA NMIMS JOURNAL OF ECONOMICS AND PUBLIC POLICY Abstract The global financial crisis of 2007-08 raised the question whether the Basel Accord II
*P. Debi Prasad Subudhi **Udayan Das
Investment in Banking Stocks in BSE: A Performance Analysis *P. Debi Prasad Subudhi **Udayan Das *Graduated Student, PGDM 215-17, Asian School of Business Management, Bhubaneswar **Professor, Asian School
Banknet Directory A reference guide to IT solution providers & banking industry
A reference guide to IT solution providers & banking industry First Edition : May 2002 Published by : Banknet India PRICE: Rs 950 (US$ 65) DISCOUNTED PRICE: Rs 600 (US$ 40) Bnet India Private Ltd E-mail
(Effective from )
ANNEXURE I (PADHO PARDESH SCHEME GUIDELINES) PADHO PARDESH - SCHEME OF INTEREST SUBSIDY ON EDUCATIONAL LOANS FOR OVERSEAS STUDIES FOR THE STUDENTS BELONGING TO THE MINORITY COMMUNITIES (Effective from
FINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA
FINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA *Dr. P. Chellasamy Associate Professor, School of commerce, Bharathiar University, Coimbatore. **Mr. R. Selvakumar
Evaluating the Impact of Value Based Measures on Shareholder s Value Creation in Indian Banks
Available online at: http://euroasiapub.org, pp. 621~629 Evaluating the Impact of Value Based Measures on Shareholder s Value Creation in Indian Banks Dr. Chetana R. Marvadi 1 Assistant Professor S.D.
CPT Section C General Economics Chapter 8 Unit 2 Commercial Banks. CA.Shweta Poojari
CPT Section C General Economics Chapter 8 Unit 2 Commercial Banks. CA.Shweta Poojari Meaning of Commercial Banks Role of Commercial Banks Functions of Commercial Banks Causes of Nationalisation of Commercial
Agricultural Credit in India: A Study of Public and Private Sector Banks Dr. Sanjeev Kumar 1, Provinder Kumar 2
Agricultural Credit in India: A Study of Public and Private Sector Banks Dr. Sanjeev Kumar 1, Provinder Kumar 2 1 Assistant Professor, Department of Economics, Govt. Degree College Majheen, District Kangra,
Relationship between Operational Efficiency and Financial Performance
DECISION SCIENCES INSTITUTE of Indian Banks: An Application of Analytics (Full Paper Submission) Ramachandran Natarajan College of Business, Tennessee Technological University RNAT@tntech.edu Ravi Kumar
The position of Gross NPAs and Net NPAs in PSBs as at 31/03/2017
ALL INDIA BANK OFFICERS CONFEDERATION (Registered under the Trade Unions Act 1926, Registration No.:3427/Delhi) State Bank of India Officers Association 04 th Floor, SBI Administrative Unit, No. 86, Rajaji
LIST OF ACTIVE MEMBERS - NDS OM Category of Participants
S.No I a b c d LIST OF ACTIVE MEMBERS - NDS OM Category of Participants BANKS PUBLIC SECTOR BANKS PRIVATE SECTOR BANKS FOREIGN BANKS CO-OPERATIVE BANKS No of Participants II BANK CUM PRIMARY DEALERS III
Micro Finance in India- Growth, Trends and Emerging New Issues in India
Micro Finance in India- Growth, Trends and Emerging New Issues in India Dr. R.K. Uppal Head P.G Dept. of Economics, D.A.V. College, Malout (Punjab), India Mb. 094789-09640, 01637-261188 (R) ABSTRACT The
Status of financial creditors claims as per Form C (1 of 5)
Status of financial creditors claims as per Form C (1 of 5) 1 IDBI Bank Term Loan, Working Capital & ECB 1,701.9 1,701.9 13.503 1,701.9-2 State Bank of India Term Loan & NCD 1,107.5 1,105.4 8.770 1,105.4-3
Indicators of Bank Profitability in India: An Analysis of Nationalised Banks
Indicators of Bank Profitability in India: An Analysis of Nationalised Banks Niharika 1 1 Ph.D. Research Scholar (UGC-JRF), Department of Economics, Panjab University, Chandigarh, India Abstract Bank profitability,
Indian Private Banking Sector
Indian Private Banking Sector Executive Summary. We believe that the Indian banking industry is on the threshold of significant expansion given that: India is the fastest developing economy in the world
Analyzing Data of Pradhan Mantri Jan Dhan Yojana
Technical Report 217 Analyzing Data of Pradhan Mantri Jan Dhan Yojana Tulika Dutta and Ashish Das Department of Mathematics Indian Institute of Technology Bombay Mumbai-476, India May 217 Indian Institute
Bharat Bill Payment System: Note for Agent Institutions
BBPS A Brief Introduction BBPS stands for Bharat Bill Payment System. The Bharat bill payment system is a Reserve Bank of India (RBI) conceptualised system driven by National Payments Corporation of India
INDUSTRY SURVEY PAYMENT CARD INDUSTRY Research
INDUSTRY SURVEY PAYMENT CARD INDUSTRY 2008 Research Contents Page No. Foreword 01 1. Credit Cards 02 2. Debit Cards 11 3. ATMs 15 4. Merchant POS Terminals 18 5. Key Trends 21 Abbreviations 24 COPYRIGHT
Customers providing benefit to banks through usage of ATM and EDC machines. Ashish Das 1
Customers providing benefit to banks through usage of ATM and EDC machines Ashish Das 1 Department of Mathematics, Indian Institute of Technology Bombay, Mumbai-400076, India and Department of Statistics,
An Investigation of Banking Cyber Frauds with Indian Private and Public Sector Banks
An Investigation of Banking Cyber Frauds with Indian Private and Public Sector Banks Dr.Ashvine kumar Research guide, Associate, proff. Hindu institute of management in Sonipat Ms. Priyanka Research Scholar,
An Analysis of Determinants of Profitability in Public and Private Sector Banks in India
An Analysis of Determinants of Profitability in Public and Private Sector Banks in India Mrs. Somanadevi Thiagarajan Ph.D. Scholar, Management Sciences, Anna University of Technology, Coimbatore, India
Help Manual for Vocational Education(AICTE Institutes) Vocational Course Education 2
Table of Contents Vocational Course Education 2 Courses 6 Faculty Details 7 Skill Knowledge Provider 9 Attachments..11 Vocational Course Payments.15 1 Vocational Course Education User /Institute login
Performance of Credit Risk Management in Indian Commercial Banks
Int. J. Manag. Bus. Res., 5 (3), 169-188, Summer 2015 IAU Performance of Credit Risk Management in Indian Commercial Banks A. Singh Mewar University, Chittorgarh, Rajasthan, India Received 23 March 2014,
CRISIL SME Ratings: Facilitating Growth and Access to Finance for MSMEs
Presentation to ICAI Western India Regional Council, Mumbai CRISIL SME Ratings: Facilitating Growth and Access to Finance for MSMEs Yogesh Dixit Director-SME Ratings, CRISIL Somasekhar Vemuri Director-Criteria
BANKING INFRASTRUCTURE IN INDIA
Now Available BANKING INFRASTRUCTURE IN INDIA Segment Analysis, Outlook and Opportunities India Infrastructure Research www.indiainfrastructure.com Banking Infrastructure in India Table of Contents SECTION
A Comparative Study of Public and Private Sector Banks using Camel Model
A Comparative Study of Public and Private Sector Banks using Camel Model Jagjeet Kaur 1 and Harsh Vineet Kaur 2 1 Research scholar, Sri Guru Granth Sahib World University, Fatehgarh Sahib, Punjab, Email:
The global crisis which began in the fall of 2007, and progressively
What Saved the Indian Banking System: State Ownership or State Guarantees? VIRAL V ACHARYA Stern School of Business, New York University I The global crisis which began in the fall of 2007, and progressively
Basel III: Cost-Benefit analysis for Indian Banks
Basel III: Cost-Benefit analysis for Indian Banks Siddharth Shukla¹ Dr. Akash Patel² Abstract Ever since the global financial crisis hit the world economy in 2008, Basel Committee on Banking Supervision
A note on demand draft charges levied by banks in India
Technical Report 2010 A note on demand draft charges levied by banks in India Ashish Das, Rajeev Kumar and Prasanna Kumar Department of Mathematics Indian Institute of Technology Bombay Mumbai-400076,
Disclosure of information under RTI Act, 2005
Disclosure of information under RTI Act, 2005 In NHB s website, the following is already being displayed and they have been provided by the RESIDEX & Housing Policy Cell: Urban Housing o Housing Under
Assessment of Profitability Position of Scheduled Commercial Public and Private Banking Sectors in India
1(2), (64-82) 2016 Assessment of Profitability Position of Scheduled Commercial Public and Private Banking Sectors in India Manidipa Das Gupta & Som Sankar Sen The University of Burdwan, Burdwan, West
A Study on Determinants of Dividend Behaviour of Selected Banking Companies in India
Volume-03 Issue-01 January-2018 ISSN: 2455-3085 (Online) www.rrjournals.com [UGC Listed Journal] A Study on Determinants of Dividend Behaviour of Selected Banking Companies in India *1Dr. S. Sounthiri
SCREEN 1 SELECT THE EXCHANGE, SEGMENT FOR ENTERING THE TURNOVER DATA.
SCREEN 1 CLICK STAMP DUTY MANGEMENT MODULE SELECT THE EXCHANGE, SEGMENT FOR ENTERING THE TURNOVER DATA. IN CASE, YOU ARE REGISTERED ADDRESS IS IN MAHARASHTRA THE SYSTEM WILL REFLECT FORM A AUTOMATICALLY
Financials The wait for recoveries is getting longer
INSTITUTIONAL EQUITY RESEARCH Financials The wait for recoveries is getting longer 4 October 2018 INDIA Financials Q2FY19 Results Preview Our banking universe will see +11% yoy ( 4% qoq) growth in net
A Comparative Analysis of Nonperforming Assets Management in Nationalised Banks of India (For the period to )
Volume-7, Issue-1, January-February 2017 International Journal of Engineering and Management Research Page Number: 176-183 A Comparative Analysis of Nonperforming Assets Management in Nationalised Banks
Dr.Brijmohan Dayma (M.Com, SET, NET, PhD., GDC&A) Head, Deptt. Of Business Economics, Dayanand College of Commerce, Latur
A COMPARATIVE STUDY OF E-BANKING TRANSACTIONS OF SELECTED NATIONALISED AND PRIVATE BANKS IN LATUR DISTRICT A Ph.D. Synopsis Submitted To The Faculty of Commerce, Swami Ramanand Teerth Marathwada University,
Commerce. Research Paper. A Structural Adjustments on Basel 1& 2, Norms, Capital Adequancy Ratio And Ladder To Shift Basel III Norms
Research Paper Commerce A Structural Adjustments on Basel 1& 2, Norms, Capital Adequancy Ratio And Ladder To Shift Basel III Norms SHANTHANA LAKSHMI. M ASSISTANT PROFESSOR KEYWORDS 1. Introduction Capital
GROWTH AND PERFORMANCE OF CORE BANKING IN VIRUDHUNAGAR DISTRICT
GROWTH AND PERFORMANCE OF CORE BANKING IN VIRUDHUNAGAR DISTRICT Dr.S.Velmani M.Com., M.Phil., Ph.D, Assistant Professor of Commerce (CA), Ayya Nadar Janaki Ammal College (Autonomous), Sivakasi A.Chella
In pursuance of PXI Rules, Business Rules & Bye-laws, Members are hereby notified the following:
Power Exchange India Limited Circular No: PXI/CLRG/2008/01 Date of Issue: 17/10/2008 Sub: Forms of Margins and Clearing banks In pursuance of PXI Rules, Business Rules & Bye-laws, Members are hereby notified
IMPACT OF NPA ON DIFFERENT SECTORS- A COMPARATIVE STUDY ON SELECTED BANKS
IMPACT OF NPA ON DIFFERENT SECTORS- A COMPARATIVE STUDY ON SELECTED BANKS PREETHA.C Ph.D Research Scholar, Department of Commerce, Bharathiar University, Coimbatore- 641046 ABSTRACT Finance is the life
Volume-11, Issue-2(September, 2017)
Volume-11, Issue-2(September, 2017) IMPACT FACTOR:3.021 PP:363to368 Performance of the Indian Banking Sector in the Basel-II and Basel-III Capital Adequacy Norms. Amit K Parmar Asst. Professor Govt. Comm.
IJEMR - May Vol.2 Issue 5 - Online - ISSN Print - ISSN
Role of Public Sector Banks in Microfinance - A Study of Public Sector Banks in the Southern Region of India * Dr. Sujatha Susanna Kumari. D Asst. Professor, Dept. of Commerce, School of Business Studies,
Chapter:-6 Profile of Respondents
Chapter:-6 Profile of Respondents Chapter-6 Profile of Outline of the Chapter Page No. 6.1 Profile of 27 6.1.1 Gender of 27 6.1.2 Age of 272 6.1.3 Marital status of 273 6.1.4 Education of 275 6.1.5 Occupation
Norms on eligibility, empanelment and selection of Statutory Central Auditors in Public Sector Banks from the year and onwards
Norms on eligibility, empanelment and selection of Statutory Central Auditors in Public Sector Banks from the year 2017-18 and onwards i) The audit firm shall have a minimum of 7 full time chartered accountants,
Strategic Growth Managing Your Finance
The report gives the returns of asset classes for different periods of time. This monthly research report will help you in managing your finance. Summary of return rates Return are shown as annualized
Notice Inviting Tender
Notice Inviting Tender (For Equipment to be procured under FIST-2014 scheme) ( e- proc/pec/fist-2014/ece/2016/dso) Pondicherry Engineering College Department of ECE www.pec.edu (Contains 7 Pages Numbered
A Comparative Study of the Key Banking Indicators of Public and Private Sector Banks in India
A Comparative Study the Key ing Indicators Public and Private Sector s in India Dr. Savitha Sukumar Assista Pressor, St. Francis College for Women, Hyderabad Abstract In the last few years the Indian banking
On service charges of the banks in India
Technical Report 2010 http://dspace.library.iitb.ac.in/jspui/handle/10054/1730 On service charges of the banks in India Amrita Ganguly and Ashish Das Department of Mathematics Indian Institute of Technology
Working Paper IIMK/WPS/206/FIN/2016/18. August 2016
Working Paper IIMK/WPS/206/FIN/2016/18 August 2016 Banks in India- Technical and Scale Efficiency in Financing Entrepreneurs and Small Businesses: DEA approach Kavitha P0F Pankaj Kumar Baag1F 1 2 1 Fellow
Rationalisation of charges levied by banks on returned cheques
Technical Report 2010 Rationalisation of charges levied by banks on returned cheques Ashish Das and A D Naga Venkata Ramarao Department of Mathematics Indian Institute of Technology Bombay Mumbai-400076,
A Financial Look on Major Private Sector Banks in Indian Scenario
A Financial Look on Major Private Sector s in Indian Scenario Abstract Ms. Sunita Sukhija Assistant Professor, Department of Management Studies, Jan Nayak Ch. Devi Lal Memorial College of Engineering SIRSA
developing the vital sectors of the Banking sector is the most prominent sector of the financial system in India.
PERFORMANCE EVALUATION OF BANKING SECTOR IN INDIAN CAPITAL MARKET: A COMPARATIVE STUDY Dr. KUSHALAPPA. S, Senior Asst. Professor, Dept. of MBA, AIET, Moodbidri PRASANNA, 2 nd Year MBA, AIET, Mijar, Moodbidri.
Impact of Financial Performance Indicators on Shareholder Value Creation in Indian Banks. Dr. Hemal Pandya. Professor S.D. SCHOOL OF COMMERCE,
Available online at: http://euroasiapub.org pp. 402~412 Impact of Financial Performance Indicators on Shareholder Value Creation in Indian Banks Dr. Hemal Pandya Professor S.D. SCHOOL OF COMMERCE, GUJARAT
CHAPTER-2 REVIEW OF LITERATURE
CHAPTER-2 REVIEW OF LITERATURE Banks play a significant role in financing the economic needs of the country. To compete effectively in present day competitive world, banks have been permitted to undertake
PERFORMANCE EVALUATION OF PUBLIC SECTOR AND PRIVATE SECTOR BANKS A COMPARATIVE STUDY
PERFORMANCE EVALUATION OF PUBLIC SECTOR AND PRIVATE SECTOR BANKS A COMPARATIVE STUDY Mrs. N. VIJAYALAKSHMI, Assistant Professor of Commerce (SF) V.H.N.S.N. College, Virudhunagar Dr. G. KARUNANITHI Assistant
Volume 1, Issue 4 (June, 2013) INTERCONTINENTAL JOURNAL OF FINANCE RESEARCH REVIEW. A Peer Reviewed International Journal IJFRR
A Peer Reviewed International Journal IJFRR INTERCONTINENTAL JOURNAL OF FINANCE RESEARCH REVIEW A STUDY ON THE FINANCIAL POSITION OF SCHEDULED COMMERCIAL BANKS IN INDIA (WITH REFERENCE TO CREDITOR S PERSPECTIVE)
Federal Bank Ltd. NET Banking. NRI Banking
INSTITUTIONAL RESEARCH Initiating Coverage November 18, 2010 Federal Ltd. NET ing NRI ing Hetal Shah, Analyst (hetal@keynoteindia.net) (+9122-30266059) Keynote Capitals Institutional Research is also available
Has Bank Concentration Increased for Indian Nationalised Banks?
International Journal of Management, IT & Engineering Vol. 8 Issue 7, July 2018, ISSN: 2249-0558 Impact Factor: 7.119 Journal Homepage: Double-Blind Peer Reviewed Refereed Open Access International Journal
BANK EXAMS GENERAL AWARENESS
BANK EXAMS GENERAL AWARENESS 1. The Regional Rural Banks were established in... 1) 1935 2) 1955 3) 1982 4) 1921 5) 1975 2. RRB Act was passed in... with a view to develop the rural economy by providing,
Organization of Banking Industry
Organization of Banking Industry Types of Bank Organizations Unit Banks Holding Companies Branch Banks Banking Entities Unit Banks Indiana Community Bank, USA Heartland Community Bank, USA Holding Companies
STRATEGY. Banking Sector Report Card. March Contingent liabilities as % of equity. Stressed Sector Exposure. Concentration of exposure
STRATEGY March 2017 AXIS BANK ICICI BANK INDUS HDFC BANK Contingent liabilities as % of equity Stressed Sector Exposure ESOPs/Pension accounting Concentration of exposure Banking Sector Report Card Research
TITLE: Financial Performance of Indian New Private and Public sector banks. Authors:
TITLE: Financial Performance of Indian New Private and Public sector banks Authors: 1) Mr. Roopak Kumar Gupta Faculty, Dept. of Management Studies Amity University Noida Ph: 09873434291 e-mail: gupta.roopak@gmail.com
National Pension System. for Corporate NPS
National Pension System for Corporate NPS Pension Fund Regulatory and Development Authority 1st Floor, ICADR Building, Plot No.6, Vasant Kunj Institutional Area, Phase II, New Delhi Tel: (011) 26897948
Public Sector Banks Private Sector Banks 9 26 Co-operative Banks 1 14 Total
SL NO. COMMERCIAL & COOPERATIVE BANKS OPERATING IN SIKKIM NETWORK OF BANK BRANCHES As on 30.06.2017 NUMBER OF BRANCHES OF THE BANK TOTAL RURAL SEMI URBAN 1 STATE BANK OF INDIA 34 29 5 2 CENTRAL BANK OF
(Under Section 2(p) and Section 18(1) of the Industrial Disputes Act, 1947 read with Rule 58 of the Industrial Disputes (Central) Rules,1957)
Memorandum of Settlement dated 27 th April 2010 between the Indian Banks Association on behalf of the Managements listed in the Schedule and their Workmen represented by All India Bank Employees Association
Bid Ref. No.581.A/TRU/PC/2018
THIRUVANANTHAPURAM REGIONAL CO.OPERATIVE MILK PRODUCERS UNION LTD. KSHEERA BHAVAN, PATTOM, THIRUVANANTHAPURAM 695 004 Bid Ref. No.581.A/TRU/PC/2018 TENDER FOR Supply, Testing and Commissioning of Curd
Assistant Professor in University College,K.U.K.
Research Paper Commerce Performance Evaluation of Public And Private Sector Banks In India: A Comparative Study Amandeep Kaur Hundal Moira Singh Assistant Professor in University College,K.U.K. Student,
Credit Concentration Risk in the Indian Banking Industry
Credit Concentration Risk in the Indian Banking Industry Mihir Dash Bhavna Ranjan Ahuja Alliance University, Bangalore, India Abstract Risk concentration has arguably been the single most important cause
PERSPECTIVA. A Case Research Journal Volume 1I (2016) Kotak Mahindra Bank and ING Vysya Bank Merger. Dr. Asha Nadig
PERSPECTIVA A Case Research Journal Volume 1I (2016) Kotak Mahindra Bank and ING Vysya Bank Merger Dr. Asha Nadig Symbiosis Institute of Business Management (Constituent of Symbiosis International University
Financial soundness of Indian banking industry: bankometer analysis
2018; 4(3): 357-362 ISSN Print: 2394-7500 ISSN Online: 2394-5869 Impact Factor: 5.2 IJAR 2018; 4(3): 357-362 www.allresearchjournal.com Received: 21-01-2018 Accepted: 22-02-2018 Dr. K Abirami Assistant
A Comparative Analysis of Dividend Policy of Public and Private Sector Banks in India
SAMVAD: SIBM Pune Research Journal, Vol XI, 59-64, June 2016 ISSN (Print) : 2249-1880 ISSN (Online) : 2348-5329 A Comparative Analysis of Dividend Policy of Public and in India Dr. Souvik Banerjee 1 *
INTERNATIONAL RESEARCH JOURNAL OF INDIA
FINANCIAL INCLUSION OF UNDERPRIVILEDGED A STUDY OF SOLAPUR DISTRICT D. A. V. Velankar College of Commerce, Solapur-4132 1. INTRODUCTION TO FINANCIAL INCLUSION: A sizeable majority of the population, particularly
Introduction: Parameter1: Banks Network
The article discusses about the relative performance of new private sector banks vis-à-vis the public sector banks of India during the period 2009-11 on many key aspects such as the banks network, banks
CHAPTER 9 CONCLUSIONS
CHAPTER 9 CONCLUSIONS Sr No. Contents 9.1 Introduction 9.2 Conclusions of the research study 9.3 Conclusion 221 9.1: INTRODUCTION This chapter explains the conclusions of the research study. It also states
Capital Adequacy Norms under BASEL Frame work : Impact on Indian Banking with Special Reference to State Bank of India, Jharkhand
Jharkhand Journal of Social Development, Vol. IV, No. 1 & 2, 2012, ISSN 0974 651x Capital Adequacy Norms under BASEL Frame work : Impact on Indian Banking with Special Reference to State Bank of India,
DENA BANK: THE LENDER THAT DOESN T LEND
DENA BANK: THE LENDER THAT DOESN T LEND COMMERCIAL BANKING- FIN 6002 Gopika Jain: 17F313 Kartik S: 17F322 Prashant Goel: 17F331 Vivek Vishnoi: 17F353 ABOUT DENA BANK The bank was founded in 1938 and the
p-isjn: A e-isjn: A Impact Factor: 6.047
e-isjn: A4372-3114 ISSN: 2321-7782 (Online) p-isjn: A4372-3115 e-isjn: A4372-3114 Impact Factor: 6.047 Volume 5, Issue 9, September 2017 International Journal of Advance Research in Computer Science and
An Evaluation of the Profitability of Indian Commercial Banks (A Case Study of Top Public and Private Sector Banks)
DOI : 10.18843/ijms/v5i2(2)/11 DOI URL :http://dx.doi.org/10.18843/ijms/v5i2(2)/11 An Evaluation of the Profitability of Indian Commercial Banks (A Case Study of Top Public and Private Sector Banks) Vinod