Making the Most of your Budget: Hidden Costs and Payment Terms
|
|
- Arline Patrick
- 6 years ago
- Views:
Transcription
1 Making the Most of your Budget: Hidden Costs and Payment Terms Presented by Amanda Miller and Alex Opitz 2016 PharmaSeek Financial Services, LLC d.b.a. PFS Clinical, all rights reserved
2 Presentation Overview Timing Basic budget build overview Hidden costs Payment terms General negotiation tips
3 Administrative Cycle of Events Study Document Review Sync Review Perform Coverage Analysis (CA) Negotiate Budget and CTA until Final Develop Initial Budget Redline Clinical Trial Agreement (CTA)
4 Where do you Start? Obtain all essential documents pertaining to the trial: Protocol, lab manuals, informed consent (ICF) Contract and payment term documents Sponsor budget grid Review the protocol, lab manual and ICF with your study team and the investigator
5 Dissecting the Protocol Review the protocol, lab manual and ICF to understand the visits and study complexity Schedule of events Procedures and assessment descriptions What else is required that is not listed (i.e. pathology and processing for biopsy)? Visit details Laboratory requirements
6 General Budget Considerations Type of Study Adult versus pediatrics trial Treatment versus prevention versus observation Inpatient versus outpatient Length of Study Follow up required multiple visits? Long term? Patient visit requirements Complexity Resources Needed Recruitment challenges Patient requirements (i.e., intensive PKs, diaries, testing) Level of staff and/or patient training Increased personnel time Additional or special testing needs Extensive data requests
7 Build your Budget Use your own template build a study-specific budget from scratch based on the protocol Add all line items/procedures, assign costs, and frequencies Charge master or fee schedule if you don t know your site s cost for a procedure/item, be sure to ASK. If all else fails, Medicare rate times 3 or 4 is common ( Don t forget time and effort Include overhead Remember to include unscheduled and early termination visits Identify standard of care items as well as invoiceable items Calculate staff time Study Coordinator/Nurse fees Investigator cost Data entry fees Include Subject costs Stipend, travel, and lodging
8 Categorize the Budget Components Direct Costs Indirect Costs Invoice Items Study personnel (e.g., labor) Tests/procedures (i.e., services that generate bills, regardless of the payer source) Operating expenses (e.g., phones, faxes, copying) Institutional expenses (e.g., support services, space, IT, HR) Driven by Institutional policy Infrastructure within the unit (i.e., study team make-up, management) Subject travel, lodging, meals, parking reimbursement Record archiving Subcontractor payments
9 Budget Costs: Getting Started IRB Fees Covers the cost of IRB review when using a local IRB Be sure to address ALL costs with a local IRB annual review, protocol amendments, etc. Admin Fees Covers the cost of regulatory document preparation, contract negotiation, budget development, coordinator/research nurse start up time, investigator start up time, protocol review, source document creation, training staff on the study, investigator meetings, etc. When calculating your cost to start up a study, include all of your beginning expenses Ancillary Start up Fees Radiology, pharmacy, laboratory, etc. Can include protocol review, budget preparation, study start up/study initiation meetings, drug data sheet development and creation of orders by these ancillary service providers
10 Hidden Cost Categories 1. Patient Care Costs 2. Invoiceables 3. Administrative Fees
11 Evaluation/Management Hidden Costs Room Fees Observational Periods
12 Local Lab Hidden Costs Pathology Special prep and requirements Send out labs Local labs that are processed/analyzed off-site Lab certification requirements Does your local lab meet all the standards? Venipunctures Don t forget to include venipunctures in your budget
13 Central Lab Hidden Costs Shipping Dry Ice Processing Storage PK multiple draws Room fees Coordinator time Venipunctures
14 Hidden Imaging Costs RECIST, RANO, Chenson, etc Contrast agents Personnel time for procedures Image duplication Central imaging reads
15 Hidden Procedural Costs Anesthesia OR Time/Room fees Overnight stays ICU fees Personnel time for procedures Biopsies Invoice amount vs. actual amount
16 Hidden Drug Costs Pharmacy dispensing Drug accountability Administration of the drug Special supplies (flushes, bags, tubing, pumps) Storage requirements Supportive measures
17 Patient Care Invoiceable Items Alternate imaging options Items for specific patient populations (i.e. pregnancy tests) Central labs Sub-studies Repeat labs Is overhead required on these items?
18 Items Hidden in the Protocol Items not in the schedule of events Examples: Extra scan location requirements Additional pregnancy tests Ultrasounds for positive pregnancy tests
19 Hidden Start-Up Costs Departmental Start-Up Fees Pharmacy Radiology Lab/Pathology
20 Ongoing Administrative Fees Admin submission fees IRB Amendments Monitoring Audits
21 Hidden Close-Out Fees Storage Number of years required Price per square foot Drug destruction or return Destroy on site Ship back to sponsor
22 Hidden Study Coordinator Costs Overtime On-call time Studies with home health Studies with extensive coordinator activity
23 Hidden Pass-Through Costs Vendor Fees IRB fees Contractors or third party vendors Equipment purchase costs
24 Payment Schedule Start-up payment should be non-refundable Advertising-when is this paid? When is start-up paid? Monthly versus Quarterly versus Milestone payments Requirements/timelines for receiving payments Invoices Know where to send Make sure invoiceables include overhead! Deadlines on submitting invoices
25 Other Payment Terms Language regarding standard of care items Make sure payee information is correctly entered Payment preferences (paper vs. electronic) Patient reimbursement/travel expenses and conditions
26 Final Payments and Holdback Make sure holdback percentage is reasonable (10% or less) Know the requirements for receiving final payment How does the sponsor define end of study? How long do you have to dispute payment discrepancies? Edit final payment/holdback terms as required
27 Tips for Negotiating Hidden Costs Don t be afraid to educate the Sponsor/CRO! Be able to provide letterhead documentation Follow-up with sponsor/cro to receive timely feedback Know what you can and cannot give up
28 General Timeline Considerations Balance between getting everything you want in the budget or getting patients enrolled as soon as possible Competitive enrollment Number of potential patients Length of study
29 Thank you! Feel free to contact us directly if you have any further questions: Alex Opitz Lead Clinical Research Analyst PFS Clinical (608) x 2254 Amanda Miller Lead Clinical Research Analyst/Training Program Manager PFS Clinical amiller@pfsclinical.com (608) x 2263
CREATING BUDGETS - THE BASICS
CREATING BUDGETS - THE BASICS AGENDA REVIEW OF STUDY PROTOCOL AND DESIGN REVIEW OF STUDY SCHEMA DEVELOPMENT OF STUDY BUDGET BUDGET NEGOTIATION BUDGET MANAGEMENT REIMBURSEMENT Review of Study Protocol and
More informationPREP Workshop #29 Building Clinical Trial Budgets. Presenter: Sumathy Sundarababu Ph.D Clinical Research Service
PREP Workshop #29 Building Clinical Trial Budgets Presenter: Sumathy Sundarababu Ph.D Clinical Research Service CME Disclosure Statement The North Shore LIJ Health System adheres to the ACCME s new Standards
More informationObjectives es To understand: Where the money comes from to pay the coordinator s salary Where the money comes from to pay for study procedures
Study Budget Development 2011 Putting a budget together.where do you start? t? Presented by Phyllis Klein, RN, CCRC, BSN Director, Regulatory, Compliance & Support Center for Clinical Studies Washington
More informationPresented by: Clinical Agreements Management Office of Sponsored Projects. Revised 12/04/17 PRN: 11/6/ :33 AM
Presented by: Clinical Agreements Management Office of Sponsored Projects Revised 12/04/17 PRN: 11/6/2018 10:33 AM Clinical Agreements Team: Contact Information Jeffrey Allen Director Jeffrey.Allen@yale.edu
More informationBasics of Developing Study Budgets in Clinical Research
Basics of Developing Study Budgets in Clinical Research Office of Research Administration (ORA) Tatyana Vikhlyantseva, BS, CPCO, CCS-P, CPC Sr. Manager, Pre-Award Services Learning Objectives Recognize
More informationVersion Date 8/22/2013 UNIVERSITY OF ROCHESTER CLINICAL RESEARCH STANDARD OPERATING PROCEDURES REGARDING FINANCIAL OVERSIGHT AND BILLING COMPLIANCE
UNIVERSITY OF ROCHESTER CLINICAL RESEARCH STANDARD OPERATING PROCEDURES REGARDING FINANCIAL OVERSIGHT AND BILLING COMPLIANCE I. PURPOSE The purpose of these standard operating procedures is to outline
More informationRobert Howey, MBA, MHA, CPA Manager, Medicare Strategy Unit
Operational Management of Medicare Organ Acquisition Cost Centers The Prac;ce of Transplant Administra;on September 12, 2016 Robert Howey, MBA, MHA, CPA Manager, Medicare Strategy Unit 2016 MFMER slide-1
More informationBudgeting a Clinical Trial
Budgeting a Clinical Trial ROBIN J. DE PAGTER O P E R A T I O N S M A N A G E R O F F I C E O F S P O N S O R E D P R O J E C T S A D M I N I S T R A T I O N M A Y O C L I N I C d e p a g t e r. r o b
More informationBudgeting Basics 101
Budgeting Basics 101 The Nuts and Bolts of Budget Planning November 3, 2008 Agenda Understanding Budget Basics What is a Budget? Budget Types: Six Categories Budget Approaches Case Study Components of
More informationAppeals, Denials and Audits How to Protect Your Hospital. Shirley Barton, President, AMR Debra Harrison, DNP, RN, AMR
Appeals, Denials and Audits How to Protect Your Hospital Shirley Barton, President, AMR Debra Harrison, DNP, RN, AMR Successfully defending and decreasing denials and appeals through education and persistence
More informationEvaluation of a Protocol Budget
Evaluation of a Budget Margaret Matula, R.N., M.G.A. Director Research & Clinical Trials Anne Arundel Medical Center Annapolis, MD IPPCR 12/15/09 Slide # 1 Introduction Determine requirements: resources
More informationStandard Operating Procedures. NETT Financial Plan
NETT Financial Plan Policy Overview: This policy describes the financial operations, considerations, and restrictions of the NETT. Policies and procedures outlined within include an overview of NETT funding
More informationPatient Information. Financial Handbook For Liver Transplant Patients
Patient Information Financial Handbook For Liver Transplant Patients Beaumont Transplant Clinic Directory Beaumont Hospital, Royal Oak Medical Office Building 3535 West 13 Mile Road, Suite 644 Royal Oak,
More informationusing the Medicare cost report to improve financial performance
REPRINT OCTOBER 2010 Kathleen J. LaBrake Holly S. Pokrandt healthcare financial management association www.hfma.org using the Medicare cost report to improve financial performance The Medicare cost report
More informationOffice of Clinical Research
Office of Clinical Research Kimberlea Hauser, MBA Director Catherine Jahrsdorfer, RN, BSN Director of Clinical Services July 7/8, 2011 Today s Topics USF electronic Internal Form Clinical Research Contracts
More informationThe Medicare Cost Report: A Tool for Decision Making and Strategic Development
2014 MEGA Conference The Medicare Cost Report: A Tool for Decision Making and Strategic Development January 30, 2014 10:30 a.m. 12:00 p.m. Date or subtitle Kathy LaBrake, CPA, Partner Holly Pokrandt, CPA,
More informationPI Compensation: Methods, Documentation, and Execution
PI Compensation: Methods, Documentation, and Execution David B. Russell, CRCP Director, Site Strategy Liz Christianson Client engagement manager PFS CLINICAL 2018 PharmaSeek Financial Services, LLC d.b.a.
More informationPI Compensation: Methods, Documentation, and Execution
PI Compensation: Methods, Documentation, and Execution David B. Russell, CRCP Director, Site Strategy Liz Christianson Client engagement manager PFS CLINICAL 2018 PharmaSeek Financial Services, LLC d.b.a.
More informationFinancing Clinical Trials Appropriate Compensa.on and Alloca.on of Study Budgets
Financing Clinical Trials Appropriate Compensa.on and Alloca.on of Study Budgets Audio Op)ons Host Built- in audio on your computer OR Separate audio dial- in: 914-614- 3429, Toll- Free: 866-952- 8437,
More informationClinical Research Billing Compliance
Clinical Research Billing Compliance Julie Colasacco & Michael C. Roach Presented at Virginia Commonwealth University August 29, 2013 4147 N Ravenswood Ave, Ste.200 Chicago, IL 60613 888.739.8194 www.
More informationWHAT EVERY NEW PRACTITIONER SHOULD CONSIDER
WHAT EVERY NEW PRACTITIONER SHOULD CONSIDER January 24, 2017 Andrew N. Meyercord Gray Reed & McGraw 1601 Elm Street Suite 4600 Dallas, Texas 75201 214.954.4135 ameyercord@grayreed.com 129 attorneys Full-service,
More informationBuilding Clinical Trial Revenue Integrity Compliance Through Auditing and Understanding Payer Requirements
Building Clinical Trial Revenue Integrity Compliance Through Auditing and Understanding Payer Requirements Kelly Willenberg, DBA, RN, CHRC, CHC, CCRP Kelly Willenberg & Associates Wendy S. Portier, MSN,
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.crystalrunhp.com or by calling 1-844-638-6506. Important
More informationLegend: Stakeholder Contract Administration Supply Chain - Purchasing. Administration Team. 11. a. Work with 19. to correct
Contract Administration is a shared service for the following legal entities: 1) Stanford Health Care; 2) Lucile Salter Packard Children s Hospital at Stanford ( Lucile Packard Children's Hospital or Stanford
More informationH&G Laborers 472/172 of NJ Welfare Fund: Medicare Retirees Summary of Benefits and Coverage: What this Plan Covers & What it Costs
H&G Laborers 472/172 of NJ Welfare Fund: Medicare Retirees Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period:04/01/2015-03/31/2016 Coverage for: Individual Plan Type:
More informationYou must pay all of the costs for these services up to the specific deductible amount before this plan begins to pay for these services.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-477-8768. Important Questions
More informationYou can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.alliantplans.com or by calling 1-800-811-4793 Important
More information$500 Individual/$1,000 Family See the chart starting on page 2 for your costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.cvtrust.org or by calling 1-800-288-9870. Important Questions
More informationSimple Facts About Medicare
Simple Facts About Medicare What is Medicare? Medicare is a federal system of health insurance for people over 65 years of age and for certain younger people with disabilities. There are two types of Medicare:
More informationCalculating Accurate Metrics for the Actuarial Cost Model. Introduction. William Bednar, FSA, FCA, MAAA
Calculating Accurate Metrics for the Actuarial Cost Model William Bednar, FSA, FCA, MAAA Introduction Calculating metrics for an actuarial model sounds simple enough (just sum up the data!), but if proper
More informationWelcome to Medicare CENTERS FOR MEDICARE & MEDICAID SERVICES
Welcome to Medicare CENTERS FOR MEDICARE & MEDICAID SERVICES Your Personalized Medicare Manager Is Waiting for You Online. Register at www.mymedicare.gov Medicare s secure online service for accessing
More informationPhysician Relationship Compliance Issues
Physician Relationship Compliance Issues Charles Oppenheim Hooper, Lundy & Bookman, PC Overview of Anti-Kickback Statute It is a federal crime to: Knowingly and willfully offer or pay/solicit or receive
More informationPhysician Relationship Compliance Issues. Charles Oppenheim Hooper, Lundy & Bookman, PC
Physician Relationship Compliance Issues Charles Oppenheim Hooper, Lundy & Bookman, PC Overview of Anti-Kickback Statute It is a federal crime to: Knowingly and willfully offer or pay/solicit or receive
More informationPassport Advantage Provider Manual Section 13.0 Provider Billing Manual Table of Contents
Passport Advantage Provider Manual Section 13.0 Provider Billing Manual Table of Contents 13.1 Claim Submissions 13.2 Provider/Claims Specific Guidelines 13.3 Understanding the Remittance Advice 13.4 Denial
More informationMCPHS University Health Insurance Program Information
MCPHS University Health Insurance Program Information Beginning September 1, 2015 Health Services MCPHS University students on the Boston campus have access to the Massachusetts College of Art and Design
More informationMedicare Made Clear Answer Guide
Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.
More informationGoing to hospital. What you need to know
Going to hospital What you need to know Going to hospital Going into hospital for treatment? Find out everything you need to know in this step-by-step guide. We ll take you through what you re covered
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More information: FlexPOS-CNT D-07 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or by calling 1-800-251-7722. Important
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More informationCoverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
More information: FlexPOS-CNT-HSA-5000I/10000F-14 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or by calling 1-800-251-7722. Important
More informationBridgeSpan Health Company: BridgeSpan Oregon Standard Silver Plan Coverage Period: 01/01/2015
BridgeSpan Health Company: BridgeSpan Oregon Standard Silver Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015 01/01/2015 12/31/2015-12/31/2015 Coverage
More informationThe Guide to Your Summary of Benefits and Coverage (SBC)
The Guide to Your Summary of Benefits and Coverage (SBC) Under the federal Affordable Care Act, health insurers and group health plans are required to provide an SBC. This regulation is intended to give
More informationAvMed In-Network Tier A Providers: $1,500 individual / $3,000 family AvMed In-Network Tier B Providers: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-477-8768. Important Questions
More informationBilling Guidelines Manual for Contracted Professional HMO Claims Submission
Billing Guidelines Manual for Contracted Professional HMO Claims Submission The Centers for Medicare and Medicaid Services (CMS) 1500 claim form is the acceptable standard for paper billing of professional
More informationCost Reporting Principles April 4, 2007
Reimbursement Primer for Compliance, Ethics and Legal Officers: Everything You Have Always Wanted to Know About Reimbursement but Were Afraid to Ask. Cost Reporting Principles April 4, 2007 Douglas J.
More informationPROVIDER MANUAL. In the Colorado Access Provider Manual, you will find information about:
In the Colorado Access Provider Manual, you will find information about: Section 1. Colorado Access General Information Section 2. Colorado Access Policies Section 3. Quality Management Section 4. Provider
More informationHMO Louisiana, Inc.: Blue Connect POS Copay 70/50 $3000 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com or by calling 1-800-599-2583. Important Questions
More informationWhy You Should Care About Medicare Medicare can be tough to understand. It doesn t have to be.
Why You Should Care About Medicare Medicare can be tough to understand. It doesn t have to be. WE'RE LIVING LONGER AFTER WE RETIRE. Life expectancy of a newborn in the United States today is 79 it increased
More informationIntroduction to UnitedHealthcare Community Plan of California/Medi-Cal
Introduction to UnitedHealthcare Community Plan of California/Medi-Cal Welcome/Agenda: Mission/Vision UnitedHealthcare Community Plan of California/Medi-Cal Member Eligibility and Benefits Notification
More informationAvMed Network: $1,500 individual / $3,000 family Doesn t apply to preventive care. What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-376-6651. Important Questions
More informationMedications can be a large
Find tips for talking about healthcare costs and the appeal process inside. Common Roadblocks to Care Advice to prevent and deal with the most common insurance-related hurdles The Doctor I Need Is Out
More informationPreferred Blue PPO $500 Deductible Coverage Period: on or after 01/01/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
Preferred Blue PPO $500 Deductible Coverage Period: on or after 01/01/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family Plan Type: PPO This
More informationWhat is the overall deductible? Are there other deductibles for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-376-6651. Important Questions
More informationYou can see the specialist you choose without permission from this plan.
Northwest Laborers-Employers Health & Security Trust: Coverage Period: 04/01/2013 03/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual/Family Plan
More information1199SEIU Greater New York Benefit Fund Summary of Benefits and Coverage: What This Plan Covers and What It Costs
1199SEIU Greater New York Benefit Fund Summary of Benefits and Coverage: What This Plan Covers and What It Costs Coverage Period: Beginning 09/01/2015 Coverage for: Medicare-Eligible Retirees with 25 Years
More informationC o s t R e p o r t i n g : M e d i c a r e C o s t R e p o r t M o r e t h a n j u s t C o m p l i a n c e J u l y 1 8,
Cost Reporting 201: M edicare Cost Report More than just Compliance July 18, 2016 Wipfli LLP Wipfli LLP Agenda What will be covered today: Uses of information included in the Medicare Cost Report for a
More informationSome of the services this plan doesn t cover are listed on page 5. See your policy Yes plan doesn t cover?
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Network This is only a summary. If you want more detail about your coverage and costs, you can
More informationA CONSUMER S GUIDE TO CANCER INSURANCE
A CONSUMER S GUIDE TO CANCER INSURANCE WHAT IS CANCER INSURANCE? Cancer insurance provides benefits only if you are diagnosed with cancer, as defined by the terms of the policy contract. These policies
More informationCoverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
More information: POS HD 3000 Silver Coverage Period: 2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
Standard Silver Point-of-Service This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or
More information$0 family AvMed In-Network Tier B Providers: $0 individual / What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-376-6651. Important Questions
More informationBlue Care Elect Preferred Northeastern University
Blue Care Elect Preferred Northeastern University Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: on or after 01/01/2014 Coverage for: Individual and Family Plan
More informationWhat is the overall deductible? Are there other deductibles for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-376-6651. Important Questions
More informationYou can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.crystalrunhealthinsurancecompany.com or by calling 1-844-638-6506.
More informationGetting started with Medicare.
Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See
More informationPatient Billing and Financial Services
Patient Billing and Financial Services UNDERSTANDING YOUR OBLIGATIONS BAYHEALTH.ORG We realize this can be a stressful time for you and your family. We particularly understand how frustrating it can be
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-294-1515. Important Questions Answers Why this
More informationHMO Blue $1,000 Deductible
HMO Blue $1,000 Deductible Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: on or after 01/01/2014 Coverage for: Individual and Family Plan Type: HMO This is only
More informationThis is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbswny.com or by calling 1-855-344-3425. Important Questions
More informationYou must pay all of the costs for these services up to the specific deductible amount before the plan begins to pay for these services.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-552-9159. Important Questions
More informationGEHA: Standard Option Summary of Benefits and Coverage
This is only a summary. Please read the FEHB Plan brochure (RI 71-006) that contains the complete terms of this plan. All benefits are subject to the definitions, limitations, and exclusions set forth
More informationMSI Fairview and North Memorial Vantage ASO % Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-569-7526. Important Questions
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bsneny.com or by calling 1-855-344-3425. Important Questions
More informationWhat is the overall deductible? Are there other deductibles for specific services?
Standard Gold Point-of-Service (POS) : POS HD 1000 Gold Coverage Period: 2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
More informationGEHA: Standard Option Coverage Period: 01/01/ /31/2016 Coverage for: Self Only, Self Plus One or Self and Family Plan Type: PPO
This is only a summary. Please read the FEHB Plan brochure (RI 71-006) that contains the complete terms of this plan. All benefits are subject to the definitions, limitations, and exclusions set forth
More informationLand of Lincoln Health : LAND OF LINCOLN PREFERRED PPO GOLD Coverage Period: 01/01/ /31/2015
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.landoflincolnhealth.org or by calling 1-844-674-3834.
More informationInspiration Health by HealthEast MN % City of Minneapolis Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
More informationYou don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbswny.com or by calling 1-855-344-3425. Important Questions
More informationICD-10. ProviderNews2015. coded prior authorizations. Did you know you also have NEW JERSEY
NEW JERSEY ProviderNews2015 Quarter 1 ICD-10 coded prior authorizations NJPEC-0571-15 03.15 1200830 The transition from ICD-9 to ICD-10 goes into effect on October 1, 2015. Amerigroup Community Care will
More informationU of MN Elect/Essential Coverage Period: 1/1/2017 through 12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-992-1814 (Minneapolis/St.
More information: POS UPD $6,350 30PCP Coverage Period: 2014
Standard Basic Point-of-Service (POS) : POS UPD $6,350 30PCP Coverage Period: 2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
More informationImportant Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Prev. Plus Plan This is only a summary. If you want more detail about your coverage and costs,
More informationCoverage Period: on or after 01/01/2014 Coverage for: Individual and Family Plan Type: PPO
CDHP Plan B Clean Harbors Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: on or after 01/01/2014 Coverage for: Individual and Family Plan Type: PPO This is only
More informationImportant Questions Answers Why this Matters:
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Premium Plan This is only a summary. If you want more detail about your coverage and costs, you
More informationBlue Care Elect $250 Deductible Coverage Period: on or after 07/01/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
Blue Care Elect $250 Deductible Coverage Period: on or after 07/01/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family Plan Type: PPO This is
More information: Federal Employees Standard Option Coverage Period: 01/01/ /31/2017 Summary of Benefits and Coverage
This is only a summary. Please read the FEHB Plan brochure (RI 73-815) that contains the complete terms of this plan. All benefits are subject to the definitions, limitations, and exclusions set forth
More informationFlorida Medicaid Prescribed Drug Service Spending Control Initiatives. For the Quarter July 1, 2016 through September 30, 2016
Florida Medicaid Prescribed Drug Service Spending Control Initiatives For the Quarter July 1, through September 30, Report to the Florida Legislature March 2018 [This page intentionally left blank.] Table
More informationHMO Louisiana, Inc.: Blue POS copay 80/60 $500 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com or by calling 1-800-495-2583. Important Questions
More informationCoverage Period: Western Health Advantage: Plan A - Sierra 50 Silver. Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or by calling 1-888-563-2250. Important
More informationCoverage Period: 1/1/ /31/2016. Western Health Advantage: WHA Silver 70 HSA HMO 2000/20% w/child Dental. Coverage For: Self Only Plan Type: HMO
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or by calling 1-888-563-2250. Important
More informationImportant Questions Answers Why this Matters: What is the overall deductible? $0 Are there other deductibles for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsga.com/usg or by calling 1-800-424-8950. Important
More informationWellesley College Health Insurance Program Information
Wellesley College Health Insurance Program Information Beginning August 15, 2014 Health Services All Wellesley College students, including Davis Scholars and Exchange students are encouraged to seek services
More informationLEO Pharma Global Methodological Note to EFPIA HCP/HCO Disclosure Requirements
LEO Pharma Global Methodological Note to EFPIA HCP/HCO Disclosure Requirements ALL LEO TRADEMARKS MENTIONED BELONG TO THE LEO GROUP 2/14 Contents 1 Introduction... 3 2 Purpose... 3 3 Terminology and Definitions...
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More informationImportant Questions. Why this Matters:
Important Questions What is the overall deductible? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca/calpers
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.crystalrunhp.com or by calling 1-844-638-6506. Important
More informationYou don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-866-497-5711. Important Questions Answers Why this
More informationBridgeSpan Health Company: BridgeSpan Oregon Standard Silver Plan Value PPO
BridgeSpan Health Company: BridgeSpan Oregon Standard Silver Plan Value PPO Summary of Benefits and Coverage: What this Plan Covers & What it Costs Questions: Call 1 (855) 857-9943 or visit us at www.bridgespanhealth.com.
More information