PFM MoneyMobile. Product Overview Guide. August 2013

Transcription

1 PFM MoneyMobile Product Overview Guide August

2 Contents MoneyMobile iphone App... 3 New Navigation Menu... 5 Accounts... 6 Transactions Excluded Transactions Spending Wheel Bubble Budgets Settings Support MoneyMobile ipad App Spending Wheel Card Spending Chart Card Navigation Wheel Accounts Transactions Bubble Budgets Reports Settings

3 MoneyMobile iphone App PFM s MoneyMobile app makes managing money easier, convenient, and a lot more exciting for the end user. This section will give you step-by-step instructions on how to navigate through MoneyMobile on the iphone. Getting Started First you will need to download MoneyMobile from the App Store. Next, log into your online banking and click on the settings icon in the navigation bar. Under the Mobile Devices tab, click on "GENERATE ACCESS CODE". 3

4 Open up MoneyMobile on your device, tap on "ENTER ACCESS CODE" and enter in your 8 digit code. Tap on BEGIN USING THE APP once the app finishes preparing your session. An alert will be sent to you anytime a device is added or removed. 4

5 New Navigation Menu The new navigation menu contains the Dashboard, Accounts, Transactions, Budgets and Settings. Through the dashboard icon, users can navigate between cards by swiping from left to right. 5

6 Accounts In the Accounts card, you can view all of your linked and manually created accounts in one place. In the main view, you will see a list of all of your accounts and the total balances. Additionally, you can view a trending graph of your account balances. Tap on an account to view more details. 6

7 To view associated transactions with an account, tap on the home navigation button in the upper right hand corner then tap on View Transactions. (See Transactions section for more details) Add an account 1. To add an account, tap on the + icon OR tap on the home navigation button in the upper right hand corner, then tap on + Add An Account. 7

8 2. Tap on Add a Linked Account 3. Search by the institution s name. 4. Select the institution from the list and enter the requested login credentials. 5. If your account is not supported, you can add a manual account. 8

9 Add a Manual Account 1. Tap on Add a Manual Account in the New Account view. 2. Choose the appropriate account type. Enter in the Account Name and Current Balance then tap SAVE. 9

10 Edit an Account In the main Accounts view, tap an account to edit information. A new screen will appear displaying information for the selected account. You can change the type or name by clicking on the desired field. For manual accounts, you can also change the balance. Delete an Account 1. To delete an account tap on the desired account in the main view, and then tap on the home navigation button in the upper right hand corner. 10

11 2. Tap on Delete Account then confirm by tapping YES in the pop-up that appears. Note: You cannot delete an account added by your primary institution. Linked Account Status There are a couple of areas within the Accounts card that will alert you when an account has failed to connect. In the main Accounts view, if an account has failed aggregation, a banner with an error message will appear in the upper right hand corner of the institution logo or account balance. 11

12 To attempt aggregation again, tap on the broken account. Tap on the Something s wrong. Tap to fix. If the connection still fails tap Press here to continue to re-enter your credentials. 12

13 Transactions The Transactions card provides a consolidated list of transactions from every institution ordered by time. Your first time viewing transactions, you should already have a transaction history. The app will be able to display up to 3 months worth of transactions. You have the ability to filter out your transactions by using the pre-set folders. Swipe your finger to the right to view folders. 13

14 Tap on the home navigation button in the upper right hand corner to show filters relevant for custom transaction views. To search for a transaction, tap on the Search for transactions area at the top. You can search by Payee, Category and Account. 14

15 Categorize Transactions When your transactions are pulled in, they will automatically be categorized. You may notice several transactions that are categorized incorrectly. We take into account how other users have categorized similar transactions in the past and how you have categorized similar transactions. For example, itunes will come in as Music. If you go to a small local vendor that no other users have been to before, we may try and guess the category or simply mark it as uncategorized. We encourage you to go through your transactions history and check that each transaction is categorized correctly. If you do that from the very beginning, we will automatically categorize your new transactions more accurately. To do so, tap on the desired transaction and the transaction detail screen will appear. Tap on the Category area and choose the appropriate category or subcategory. 15

16 Edit Transactions Tap on a transaction to view and edit details. You will be able to do the following within this view: - Add tags for later searching - Add a memo to remind yourself of details such as the reason behind the purchase - Edit the amount (for manual accounts only) - Edit the payee - Edit the date (for manual accounts only) - Mark a transaction Business, Personal, Cleared or Flagged Excluded Transactions Users are able to hide select transactions from display based on preference. 16

17 Spending Wheel The Spending card presents a comprehensive spending wheel displaying what percentage of your spending is in each transaction category. If you point the center towards each section of the spending wheel, you will see how much you have spent in each category. If you want to drill down further and see more information, just tap on the desired section and it will expand out to its own category wheel with a breakdown of your subcategory spending. 17

18 To drill down even further and view associated transactions, choose a desired category and tap on the center of the wheel. The Transactions card will open with the filters already set to that specific category. To return to the main spending wheel, tap on the back arrow at the top left of the screen. 18

19 Bubble Budgets The Bubble Budgets card presents a targeted display of your spending and your progress to hitting your overall budget each month. Your spending is only tracked in categories where you have already created a budget. Bubble Budgets allows you to see both the health and the importance of your budgets simultaneously. The size of the bubble is relative to the amount, and exact progress will be shown on the outside rim of the bubble. Bubbles can also be dragged for comparison. The colors represent the status of your budget. - Green Bubble below 80% budget and Budget is on track - Yellow Bubble more than 80% of the budget has been used (Spending) - Red Bubble spending for a budget has exceeded 100% (Over Budget) - Yellow Meter - subcategory budget is more than 80% (Child Budget is over) - Red Meter - subcategory budget has exceeded 100% (Child Budget is exceeded) 19

20 Add a Budget In the main Budgets view, tap on the home navigation button in the upper right hand corner then on +Add New Budget. Choose the desired budget category. Set the amount by turning the dial on the outside of the budget. Tap SAVE. You can also add and set subcategory budgets here. 20

21 Edit/Delete a Budget Tapping a bubble will display current subcategory budgets. You will have the ability to add additional subcategory budgets (if more are available) or even delete the overall budget. Tap on the grey edit pencil to change budget total. If more subcategory budgets are available, a + icon will be visible. To add another subcategory budget, tap the + and choose the subcategory. 21

22 To delete the overall budget, tap on the trashcan icon, then tap Yes in the pop up message that appears. You can edit and delete subcategory budgets the same way just by tapping on the desired subcategory budget bubble. View/Edit Budget Transactions Tapping on a budget will display a list of all transactions within the related category. You can access transaction details and re-categorize transactions here just like in the Transactions card. 22

23 Settings Open the settings card to enable the app lock function, request support/provide feedback, and unlink your account. App Lock Enter a four digit code to password protect your data. Logout Logout from your account and delete all data from the device. (Your data is still stored on the PFM servers.) Support Tap on the menu icon in the upper right hand corner to log a ticket with our customer support team. 23

24 MoneyMobile ipad App This section will give you step-by-step instructions on how to navigate through MoneyMobile on the ipad. Getting Started First you will need to download MoneyMobile from the App Store. Next, log into your online banking and click on the settings icon on the navigation bar. Under the Mobile Devices tab, click on "GENERATE ACCESS CODE". 24

25 Open up MoneyMobile on your device, tap on "ENTER ACCESS CODE" and enter you 8 digit code. 25

26 You will be shown several useful navigation tips while the app prepares your data. 26

27 Tap on BEGIN USING THE APP once the app finishes downloading your data. This will open the Dashboard. 27

28 An alert will be sent to you anytime a device is added or removed. Dashboard When you open MoneyMobile, you will be presented with the Dashboard. From here, you can view and swipe through all of the different summary cards. To switch between the cards, swipe to the left or right. Within the Dashboard, you can view your account balances, bubble budgets, spending wheel, and spending chart. 28

29 Accounts Card The account balances card allows you to view a summary of the balances of each account category. By tapping each account type (or by pinching in and out), a list of related accounts will display. 29

30 Tapping a specific account will reveal a trending graph of the account balances. Within this view, you can also view transactions or edit account settings. 30

31 Bubble Budgets Card The bubble budgets card allows you to see the health and relative amount of your budgets. By tapping each budget, you can drill down into the budget subcategories. From this view, you can add additional subcategories, edit the overall budget total, and delete the overall budget. 31

32 When you tap on a subcategory budget, a list of all related transactions will appear. From this view, you can also edit and delete the subcategory budget. Tap on a transaction to view, edit, and details. Tap outside of the window to exit. 32

33 Tap Done or anywhere in the white area to go back to the main bubble budgets view. Tapping View All Budgets at the bottom will expand out the full view. 33

34 Spending Wheel Card The spending wheel provides you with your spending by category for the current month. Tapping a section on the wheel will show you how much you have spent, along with a monthly trending bar graph of your shopping history for that specific category. Tap on a section of the bar graph to view the total amount spent for a month. Tap the category section again to drill down to your subcategory spending. The spending totals will be displayed on the right side. 34

35 You can tap the center of the wheel to view a list of relevant transactions. Additionally, your budgets for each category and subcategory will be visible at the bottom. Tap it to open up the budget. 35

36 From this view you can see your recent transactions and also edit the budget amount. You can either tap on the budgeted dollar amount or tap on the circular graph and press the plus or minus buttons that appear. 36

37 Spending Chart Card The spending chart allows you to see your relative spending by day, month, quarter, or year. By selecting a time period, you can see the exact amount. 37

38 Double tap on a bar to view a detailed breakdown. By tapping the total amount, you can view associated transactions. Please note that the software may not have a comprehensive history if you have recently begun using it. 38

39 Navigation Wheel Tapping the Home button will open up the navigation wheel. From this view, you can access the Dashboard, Accounts, Transactions, Bubble Budgets, Reports, and Settings sections. You can either change your selection by moving your finger along the tracking arc or tap the desired selection. Note: Tapping and holding down the Home button will allow you to drag and relocate it on the side of the screen. 39

40 Accounts Accounts allows you to see all of your accounts and their balances. The accounts are sorted by account type. By tapping on an account, you can view transactions, view uncleared transactions, edit settings, set data visibility, or delete the account. Tap the? at the top to view helpful navigation tips within this section. Add an Account 1. Tap the + icon at the top of the screen. Choose the first option, AUTOMATICALLY DOWNLOAD TRANSACTIONS. 40

41 2. Search by the institution s name. 41

42 3. Select the institution from the list and enter the requested login credentials. 4. If your account is not supported, you can add a manual account. Add a Manual Account 1. Tap on MANUALLY MANAGE TRANSACTIONS in the Add Account view. 42

43 2. Choose the appropriate account type. Enter in the Account Name and Current Balance then tap SAVE. 43

44 Edit an Account In the main Accounts view, tap an account then tap EDIT SETTINGS. A new screen will appear displaying information for the selected account. You can change the type or name by tapping on the desired field. For manual accounts, you can also change the balance. 44

45 Delete an Account To delete an account, tap on the desired account in the main Accounts view. Tap on Delete This Account then confirm by tapping YES in the pop-up that appears. Note: You cannot delete an account added by your primary institution. Linked Account Status On the right, your financial institutions and their aggregation status is displayed. If you have a broken aggregation, you will be notified on the right side. You can refresh the data, remove the connection, or update your credentials if they are incorrect or have become outdated. 45

46 Transactions The Transactions section provides a consolidated list of transactions from every institution ordered by time. Your first time viewing transactions, you should already have a transaction history. The app will be able to display between 2-3 months worth of transactions. Tap the? to view navigation tips for this section. Your transactions are, by default, organized chronologically, but you can view by Date, Payee, Category, and Amount. 46

47 You can also view a summary report, send the list of transactions in an , print transactions, or generate a spending wheel view. If you have at least one manual account, you can also add manual transactions. You have the ability to filter your transactions using the pre-set folders listed on the right side. 47

48 To search for a transaction, tap on the Search for transactions area at the top. You can search by Date, Payee, Category, Account, or Amount You can change the date range by moving the sliders at the bottom of the screen OR by swiping to the left or right. 48

49 Categorize Transactions Tap on the desired transaction and the transaction detail screen will appear. 49

50 Tap on the Category area and choose the appropriate category or subcategory. Edit/ Transactions Tap on a transaction to view and edit details. You will be able to do the following within this view: - Add tags for later searching - Add a memo to remind yourself of details such as the reason behind the purchase - Edit the amount (for manual accounts only) - Edit the payee - Edit the date (for manual accounts only) - Flag a transaction Business, Personal, Cleared or Flagged - the transaction details - View Budget Summary 50

51 Bubble Budgets Bubble Budgets presents you with a view of the health of all of your budgets for each month. You can change the month view by selecting the desired month at the bottom of the screen. Add a Budget To add a budget, tap the plus icon in the upper right hand corner of the screen. 51

52 A pop up screen will appear displaying all of the budgets that you are currently not tracking. Choose the desired budget and set the amount by turning the dial and tapping [SAVE]. To help you set a realistic amount, the app will inform you on what you ve averaged in spending within that category over the past several months. 52

53 Once you have added a budget, open it to add subcategory budgets. Edit/Delete a Budget Tap on a budget to view and edit details. 53

54 Tap on the grey edit pencil to change the budget amount. Turn the dial to change the amount and tap SAVE. To delete a budget, tap on the trashcan icon and confirm by choosing Yes. Tap on a subcategory bubble to edit or delete. 54

55 View/Edit Budget Transactions By tapping a budget, you can drill down to see transactions associated with that category. 55

56 Tap on a transaction to edit transaction details. 56

57 Reports Reports provides you with six filters to summarize your financial health. Each report can be viewed in a tabular or chart view. 57

58 Within the tabular view, you can change the data range at the bottom of the screen by dragging each end of the highlighted section. By tapping a listing, you will be provided with a list of all relevant transactions. 58

59 Within the chart view, you can select a section of the chart by tapping the desired selection and tap it again to see a granular view. 59

60 Tap the center of the wheel to view a list of relevant transactions. Lastly, you can print or a report by choosing the appropriate icon at the top. Settings Within Settings, you can provide feedback or request support, lock your device, logout from your account and change your password. 60