Project your expenses

Size: px
Start display at page:

Download "Project your expenses"

Transcription

1 Welcome to the Victory Cashflow worksheet. Spending just half an hour each month will ensure your budget is maintained and your finances are in order. The objective of this budget is to predict the future balance of your bank accounts and run surpluses as often as you can, investing them for later use. Your internet banking can tell you what is in your account today but it can t tell you how to alter your spending habits to accurately predict the balance six months ahead. Successful budgeting is all about being pro-active and always considering the opportunity cost. This means if I spend this much now, what am I going to have to miss out on? I only have limited resources no matter how wealthy I am. Success is also about making budgeting a habit. Revisit and alter this worksheet often and you will be totally in control of your finances. Let s get started. In order to set up your budget worksheet you will need the following Historical bank statements for at least the last month A calendar A calculator Evidence of how much you earn Evidence of regular large fixed bills such as yearly insurances and taxes Allow 90 minutes of your time to get started and learn the process Getting Started Download the excel spreadsheet form our website and open the file. Make sure you save the file on your desktop. You will see a list of fixed and variable expenses for a current, credit card and savings account. You will see a horizontal scroll bar down the bottom in which to scroll across the next 24 months. A vertical scroll bar takes you down the worksheet past the current account to the credit card and savings account worksheets. Your current account is one you should use on a day to day basis but many people use their credit card for many items.

2 Each worksheet is separated into income, fixed and variable expenses. Fixed expenses are those that do not change often from month to month and can be accurately predicted into the future. Variable expenses are outflows that vary in amount and occurrence. When managing finances it is useful to separate variable and fixed expenses. Step 1: Customise the named text to suit your life. If you wish to change the text in a row simply highlight the cell and rewrite it. You can t remove rows from this worksheet. Project your expenses Now we need to focus on the projected monthly budget. This is the first column after the named expenses. We do this get an idea of what your monthly income and expenses might be based on the past and what you expect for the future. Step 2: Insert your income in the projected column with what you expect to earn per month. Now put in your fixed expenses. Some fixed expenses are regular but do not happen every month. For the projected monthly average we suggest you average out the annual cost by using the first calculator tool on the next tab over. You can see this tab at the bottom of your worksheet window. Go down the rows and put in your variable expenses. Think about what outflows you can expect and put in some numbers, you can always change them later as your budget develops. At this stage you may wish to do the same with your credit card and savings account budgets The next column over is the tracking monthly average and is designed to calculate the balance as you use your Victory Cashflow Budget. It will give you an indication of how accurate your predictions are. Revisit these predictions often and think about the variances. This is the key to pro-active budgeting.

3 Now you have some numbers in your projected column you can tweak these with the objective of running an average monthly surplus. This is what good budgeting is all about, even if it means adjusting your lifestyle or sourcing extra funding if you can. Remember some variable costs do not happen every month but at some stage they will happen. Let s plan for them. Step 3: Go to the current month column. Working down your list of inflows and outflows insert numbers into this column as you would expect them to happen. You may wish to insert them into future months too as the case may be. For fixed costs it is time to drag the numbers over into other months. Highlight the cell by clicking into it. Mouse over the bottom right corner until your cursor turns to a little + drag the mouse over the rows taking care not to drop down on to another row. If you make a mistake then simply click the undo button in the top left of your screen. Note that you can t drag from the predicted monthly average column, only from the month columns. I made this so you can t overwrite past months and distort your future balances. It is helpful to realise at this point that this is a monthly budget. At Victory Cashflow we think this is the best format for pro-active budgeting as it often lines up with monthly transactions and bank statements. If you are paid weekly or fortnightly, or if expenses are paid in this way, then there are going to be extra transactions in some months. This is because there are only 12 months in the year but there are 26 fortnights and 52 weeks. For example if you are paid fortnightly then there are going to be 2 months in the year where you will be paid 3 times. Check your calendar and workout when this is likely to happen and do the same to your weekly or fortnightly expenses. Insert these numbers into your budget to give a far more accurate indication of your closing account balances. Make the best predictions as you can well into the future. Don t worry about being too precise at this stage. Work as many months into the future as you would like. You will see a row called with the monthly account surplus of deficit which is self explanatory. Don t panic if some months you run an account deficit. This shortfall can be compensated by running surpluses in other months. The

4 highlighted row below this is the closing account balance which flows on through the worksheet into the future. Now let s make the balances real by inserting your first opening account balance. Including your account balance Knowing what to expect for your account balances, based on your inflows and outflows is very liberating. You can plan and predict and make adjustments to your life in order to keep in the green as much as you can. Step 4: Look for the row that says Opening balance from statement on the current month column. Click delete to remove the follow on formula. Insert your opening balance from your statement here. The spreadsheet will update future months with balances based on your inflow and outflows. Now you are seeing the true benefits of budgeting. These row formulas are not protected as they simply follow on from the last months closing balance. You can overwrite these cells for the purpose of locking the past months out of future balances if you wish. You are advised not to alter any future formulas because your worksheet balances will become corrupted. Changing numbers as you go The Victory Cash Flow Budget is designed to be proactive with your life. It needs to be fed with updated actual data. You have previously put in numbers based on what you think should happen and now you can adjust the numbers as they do happen, if you need to. If you find a variance then simply modify the cell to suit. Think about what may have caused these variances. Your future account balances will be modified at the same time. Always take care that you are working in the right month and don t try and move numbers to a new cell. Simply delete and insert numbers. Step 5: At the end of each month be pro-active and reconcile the ending balance to match your bank statements. You might find it easy to bring your ending account balance in line by adjusting the row that says Actual

5 adjustments it may need to be a positive or a negative number. The other month s forecasts are now in line with what you expect. You can also easily overwrite the opening balance in the next month but it is good to see what the total variance is between actual transactions and what you have previously forecasted. Don t stress about making your budget an exact replica of your bank statement. If you are a few dollars out then simple make the adjustment to the ending balance and move on. Budgeting is an estimation exercise. The more you work on your budget the more control you will have. Your personal control is something that cannot and should not be automated. How do you learn a skill if a machine is doing everything for you? Using the calculator tools The next worksheet over can be found down the bottom of the excel window. Click on the tab that says Calculator tools Three you will find four of the most widely used financial calculators. The monthly average is useful for working out averages across 12 months of the year based on various transaction periods. Use this for your projected budget. The other three calculators use the more complicated time value of money formulas but they are easy to use. Here you can work out mortgage repayments and money growth based on single and regular amounts. Proper use of these tools will mean you can see how your wealth will grow over time. Please remember that no support is offered in the use of this free product. All the best. Andrew Whyte

Technology Assignment Calculate the Total Annual Cost

Technology Assignment Calculate the Total Annual Cost In an earlier technology assignment, you identified several details of two different health plans. In this technology assignment, you ll create a worksheet which calculates the total annual cost of medical

More information

Using an Excel spreadsheet to calculate Andrew s 18th birthday costs

Using an Excel spreadsheet to calculate Andrew s 18th birthday costs Using an Excel spreadsheet to calculate Andrew s 18th birthday costs Open a new spreadsheet in Excel. Highlight cells A1 to J1. Prevocational Mathematics 1 of 17 Planning an event Using an Excel spreadsheet

More information

Personal Finance Amortization Table. Name: Period:

Personal Finance Amortization Table. Name: Period: Personal Finance Amortization Table Name: Period: Ch 8 Project using Excel In this project you will complete a loan amortization table (payment schedule) for the purchase of a home with a $235,500 loan

More information

Spreadsheet Directions

Spreadsheet Directions The Best Summer Job Offer Ever! Spreadsheet Directions Before beginning, answer questions 1 through 4. Now let s see if you made a wise choice of payment plan. Complete all the steps outlined below in

More information

You should already have a worksheet with the Basic Plus Plan details in it as well as another plan you have chosen from ehealthinsurance.com.

You should already have a worksheet with the Basic Plus Plan details in it as well as another plan you have chosen from ehealthinsurance.com. In earlier technology assignments, you identified several details of a health plan and created a table of total cost. In this technology assignment, you ll create a worksheet which calculates the total

More information

The Advanced Budget Project Part D The Budget Report

The Advanced Budget Project Part D The Budget Report The Advanced Budget Project Part D The Budget Report A budget is probably the most important spreadsheet you can create. A good budget will keep you focused on your ultimate financial goal and help you

More information

Draftworx Manual. Thank you for choosing Draftworx

Draftworx Manual. Thank you for choosing Draftworx Draftworx Manual Thank you for choosing Draftworx Contents Installing the program... 4 Activating the program... 5 Getting going... 6 Training videos... 6 Filter bar... 6 Regional Settings... 8 Client

More information

Using the Budget Features in Quicken 2003

Using the Budget Features in Quicken 2003 Using the Budget Features in Quicken 2003 Quicken budgets can be used to summarize expected income and expenses for planning purposes. The budget can later be used in comparisons to actual income and expenses

More information

LENDER SOFTWARE PRO USER GUIDE

LENDER SOFTWARE PRO USER GUIDE LENDER SOFTWARE PRO USER GUIDE You will find illustrated step-by-step examples in these instructions. We recommend you print out these instructions and read at least pages 4 to 20 before you start using

More information

Budget - By Salesperson

Budget - By Salesperson Budget - By Salesperson Entering a budget is easy. Follow these five steps to get started. Version 2013.12.21.01 1 Create a template. Before you can enter a budget, you first need to create a template.

More information

Budget Development in BannerWeb

Budget Development in BannerWeb Budget Development in BannerWeb BannerWeb can be accessed directly from the Middlebury College and MIIS homepages, which bring you first to Banner Self-Service. Or from your web browser, type go/bw. Login

More information

Margill 4.1 Quick Start Guide

Margill 4.1 Quick Start Guide Margill 4.1 Quick Start Guide Installing Margill Default settings and Interest table selection Complete User Guide and Examples Margill Calculations Contents Most common calculations 1. Mortgages, loans

More information

Using the Budget Features

Using the Budget Features Using the Budget Features Quicken budgets can be used to summarize expected income and expenses for planning purposes. The budget can later be used in comparisons to actual income and expenses to determine

More information

Scheme Management System User guide

Scheme Management System User guide Scheme Management System User guide 20-09-2016 1. GETTING STARTED 1.1 - accessing the scheme management system 1.2 converting my Excel file to CSV format 2. ADDING EMPLOYEES TO MY PENSION SCHEME 2.1 Options

More information

Budget Estimator Tool & Budget Template

Budget Estimator Tool & Budget Template Budget Estimator Tool & Budget Template Integrated Refugee and Immigrant Services Created for you by a Yale School of Management student team IRIS BUDGET TOOLS 1 IRIS Budget Estimator and Budget Template

More information

Form 155. Form 162. Form 194. Form 239

Form 155. Form 162. Form 194. Form 239 Below is a list of topics that we receive calls about each year with the solutions to them detailed. New features and funds have also been added. Note: Some of the topics have more than one question so

More information

Banner Budget Reallocation Step-by-Step Training Guide. Process Opens March 12 and Closes April 5PM

Banner Budget Reallocation Step-by-Step Training Guide. Process Opens March 12 and Closes April 5PM Banner Budget Reallocation Step-by-Step Training Guide Process Opens March 12 and Closes April 20th @ 5PM 1 Sign in to the CC Single Sign-In System Click on Banner 2 Select Finance from either the tabs

More information

Form 162. Form 194. Form 239

Form 162. Form 194. Form 239 Below is a list of topics that we receive calls about each year with the solutions to them detailed. New features and funds have also been added. Note: Some of the topics have more than one question so

More information

DECISION SUPPORT Risk handout. Simulating Spreadsheet models

DECISION SUPPORT Risk handout. Simulating Spreadsheet models DECISION SUPPORT MODELS @ Risk handout Simulating Spreadsheet models using @RISK 1. Step 1 1.1. Open Excel and @RISK enabling any macros if prompted 1.2. There are four on-line help options available.

More information

ShelbyNext Financials: General Ledger Budgeting

ShelbyNext Financials: General Ledger Budgeting ShelbyNext Financials: General Ledger Budgeting (Course #F136) Presented by: Erin Ogletree Shelby Contract Trainer 2018 Shelby Systems, Inc. Other brand and product names are trademarks or registered trademarks

More information

Mango s Financial System. User Guide

Mango s Financial System. User Guide Mango s Financial System User Guide Version 3, April 2010 Mango s Financial System 1 The use of all of Mango s tools and materials is subject to our Policy on the Use of Mango s Tools and Materials. Copies

More information

Master User Manual. Last Updated: August, Released concurrently with CDM v.1.0

Master User Manual. Last Updated: August, Released concurrently with CDM v.1.0 Master User Manual Last Updated: August, 2010 Released concurrently with CDM v.1.0 All information in this manual referring to individuals or organizations (names, addresses, company names, telephone numbers,

More information

EVERYTHING YOU WANTED TO KNOW ABOUT YEAR- END FINANCIALS

EVERYTHING YOU WANTED TO KNOW ABOUT YEAR- END FINANCIALS EVERYTHING YOU WANTED TO KNOW ABOUT YEAR- END FINANCIALS Rev. 10/2016 1 of 7 TABLE OF CONTENTS Introduction... 3 Getting Started. 3 Filling out the Troop/Group Finance Report... 4 Submitting Financials..

More information

Federal 1040 Amend Instructions:

Federal 1040 Amend Instructions: Federal 1040 Amend Instructions: If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1. Save

More information

Introduction to Basic Excel Functions and Formulae Note: Basic Functions Note: Function Key(s)/Input Description 1. Sum 2. Product

Introduction to Basic Excel Functions and Formulae Note: Basic Functions Note: Function Key(s)/Input Description 1. Sum 2. Product Introduction to Basic Excel Functions and Formulae Excel has some very useful functions that you can use when working with formulae. This worksheet has been designed using Excel 2010 however the basic

More information

Securities Lending Reporting. Submitting Borrowed, Loaned and Committed Securities information via ASX Online

Securities Lending Reporting. Submitting Borrowed, Loaned and Committed Securities information via ASX Online Submitting Borrowed, Loaned and Committed Securities information via ASX Online USER NOTES MAY 2016 CONTENTS Overview This guide gives an overview of the securities lending reporting facility to Participants

More information

Learning Goal: Get a realistic idea about how computer careers compare to other careers.

Learning Goal: Get a realistic idea about how computer careers compare to other careers. Learning Goal: Get a realistic idea about how computer careers compare to other careers. In class warm up: Write lines of code for each of these: 1.take a number, x, divide it by 12, and put it in x 2.take

More information

2016 Federal & State Amend Instructions for the TurboTax Online product:

2016 Federal & State Amend Instructions for the TurboTax Online product: 2016 Federal & State Amend Instructions for the TurboTax Online product: 1) To open your 2016 return, go to https://turbotax.intuit.com and sign in. 2) On the Sign In screen, enter your User ID and Password

More information

MUNICIPAL REPORTING SYSTEM. SOE Budget (SOE-B) User Guide June 2017

MUNICIPAL REPORTING SYSTEM. SOE Budget (SOE-B) User Guide June 2017 MUNICIPAL REPORTING SYSTEM SOE Budget (SOE-B) User Guide June 2017 Crown copyright, Province of Nova Scotia, 2017 Municipal Reporting System SOE Budget (SOE-B) User Guide Municipal Affairs June 2017 ISBN:

More information

QuickBooks Pro Manual

QuickBooks Pro Manual QuickBooks Pro Manual for Development Organisations Fifth version prepared December 2009 for users of QuickBooks Pro 2006. For limited circulation within Mango and selected NGOs (further information from

More information

Standard Accounts User Guide

Standard Accounts User Guide Standard Accounts User Guide v. 8.1, Windows February 2016 Table of Contents Table of Contents INTRODUCTION... 4 Installation and Starting of Standard Accounts... 4 Starting Standard Accounts for the first

More information

The School District/Joint Agreement Budget Instructions (For New Users)

The School District/Joint Agreement Budget Instructions (For New Users) The School District/Joint Agreement Budget Instructions (For New Users) (Fiscal Year 2019) Illinois State Board of Education School Business Services Division 100 North First Street Springfield, IL 62777-0001

More information

Vodafone Cross Cost Centre Allocation

Vodafone Cross Cost Centre Allocation Vodafone Cross Cost Centre Allocation User Guide Vodafone New Zealand Limited. Correct as of April 2014. Do business better Contents Go straight to the page you need by clicking one of the sections below

More information

DairyNZ money management basics. Choices enable farmers to expand the business, reduce debt or pay themselves higher drawings.

DairyNZ money management basics. Choices enable farmers to expand the business, reduce debt or pay themselves higher drawings. DairyNZ money management basics Personal Cash Budget Why is business profitability so important? Profit provides choices. Profitability doesn t usually happen by accident. Choices enable farmers to expand

More information

Margill 4.2 Quick Start Guide

Margill 4.2 Quick Start Guide Margill 4.2 Quick Start Guide Installing Margill Default settings and Interest table selection Complete User Guide and Examples Margill Calculations Most common law calculations Right mouse click 1. Prejudgment

More information

a. Sign in to TurboTax Online and open your tax return b. On the Home tab, click Save your 2010 return to your computer.

a. Sign in to TurboTax Online and open your tax return b. On the Home tab, click Save your 2010 return to your computer. Amend Federal Individual Tax Return If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1.

More information

YNAB Budgeting System User Guide

YNAB Budgeting System User Guide Budgeting System User Guide Table of Contents Introduction... 3 User Interface... 3 Legend... 4 Features... 4 A portable budget... 4 Budget with strategy... 4 Simple management... 5 Save money faster...

More information

User guide for employers not using our system for assessment

User guide for employers not using our system for assessment For scheme administrators User guide for employers not using our system for assessment Workplace pensions CONTENTS Welcome... 6 Getting started... 8 The dashboard... 9 Import data... 10 How to import a

More information

a. Sign in to TurboTax Online and open your tax return b. On the Home tab, click Save your 2010 return to your computer.

a. Sign in to TurboTax Online and open your tax return b. On the Home tab, click Save your 2010 return to your computer. Hawaii Amend Instructions If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1. Save Your

More information

Analyzing the Elements of Real GDP in FRED Using Stacking

Analyzing the Elements of Real GDP in FRED Using Stacking Tools for Teaching with Analyzing the Elements of Real GDP in FRED Using Stacking Author Mark Bayles, Senior Economic Education Specialist Introduction This online activity shows how to use FRED, the Federal

More information

å Follow these steps to delete a list: å To rename a list: Maintaining your lists

å Follow these steps to delete a list: å To rename a list: Maintaining your lists Maintaining your lists TradingExpert Pro provides a number of functions for maintaining the data contained in your Group/Sector List and all other lists that you have created. This section lists the data

More information

Pennsylvania Amend Instructions:

Pennsylvania Amend Instructions: Pennsylvania Amend Instructions: NOTE: If you used TurboTax CD/Download product to prepare and file your original return: Be sure to update your product. Go to Online and click on Check for Update. 1)

More information

SUGGESTED DEFAULT TEMPLATES FOR TWO 2009 December 28, 2009

SUGGESTED DEFAULT TEMPLATES FOR TWO 2009 December 28, 2009 For the latest defaults, check the AARP Tax-Aide Extranet at www.aarp.org/tavolunteers This document contains many suggestions; local practices should prevail. There are actually very few have to settings.

More information

MoneyPlan Digital Instruction Manual

MoneyPlan Digital Instruction Manual MoneyPlan Digital Instruction Manual Version 1 - March 2012 Welcome to MoneyPlan Digital! Thank you for purchasing this new and unique program that has been developed to help you manage your finances by

More information

The SchoolMoney User Guide

The SchoolMoney User Guide The SchoolMoney User Guide This user guide will take you through all of the basic functions of SchoolMoney including; setting up a payment, sending texts out to parents, and managing the payments. Anything

More information

Basic -- Manage Your Bank Account and Your Budget

Basic -- Manage Your Bank Account and Your Budget Basic -- Manage Your Bank Account and Your Budget This tutorial is intended as a quick overview to show you how to set up a budget file for basic account management as well as budget management. (See the

More information

INITIAL BANK RECONCILIATION

INITIAL BANK RECONCILIATION INITIAL BANK RECONCILIATION The first bank reconciliation after conversion to agrē may require additional steps that subsequent reconciliations will not need. Tip We recommend waiting until you receive

More information

Accounting 4.0 Workbook Manual

Accounting 4.0 Workbook Manual Accounting 4.0 Workbook Manual Disclaimer: We are community accountants, not software developers. Spreadsheets are provided on an as-is basis. While we take all reasonable care that they are free from

More information

NORTH CAROLINA INSTRUCTIONS TO AMEND - SELF-EMPLOYMENT TAX DEDUCTION

NORTH CAROLINA INSTRUCTIONS TO AMEND - SELF-EMPLOYMENT TAX DEDUCTION NORTH CAROLINA INSTRUCTIONS TO AMEND - SELF-EMPLOYMENT TAX DEDUCTION If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to

More information

GENERAL ACCOUNTING AND END-OF-PERIOD PROCEDURES: MERCHANDISING BUSINESS

GENERAL ACCOUNTING AND END-OF-PERIOD PROCEDURES: MERCHANDISING BUSINESS GENERAL ACCOUNTING AND END-OF-PERIOD PROCEDURES: MERCHANDISING BUSINESS LEARNING OBJECTIVES At the completion of this chapter, you will be able to: 1. Complete the end-of-period procedures. 2. Change the

More information

Bond Amortization. amortization schedule. the PV, FV, and PMT functions. elements. macros

Bond Amortization. amortization schedule. the PV, FV, and PMT functions. elements. macros 8 Bond Amortization N LY O LEARNING OBJECTIVES a bond amortization schedule Use the PV, FV, and PMT functions Protect worksheet elements Automate processes with macros A T IO N Create E V A LU Financial

More information

Arizona Amend Instructions:

Arizona Amend Instructions: Arizona Amend Instructions: If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1. Save Your

More information

Diocesan Cashbook v3.1

Diocesan Cashbook v3.1 Diocesan Cashbook v3.1 1. About the Diocesan Cashbook... 2 2. Cashbook Layout... 2 2.1 Main Menu...2 2.2 Transactions...3 2.3 Previous year...3 New for version 3.1: 2.4 Fees Summary...3 2.5 Balances...3

More information

Employee Self Service

Employee Self Service Employee Self Service Table of Contents AMS Advantage Employee Self Service (ESS)... 2 Employee Self-Service (ESS ) Open Enrollment Instructions... 2 AMS Advantage Employee Self Service Home Page... 3

More information

Processing a BAS using your MYOB software

Processing a BAS using your MYOB software Processing a BAS using your MYOB software Contents How to use this guide 2 1.0 Checking the accurateness of your transactions 3 1.1 Reconcile your accounts 3 1.2 Review your accounts and reports 3 1.3

More information

Computing interest and composition of functions:

Computing interest and composition of functions: Computing interest and composition of functions: In this week, we are creating a simple and compound interest calculator in EXCEL. These two calculators will be used to solve interest questions in week

More information

Practical Exercises on Trade Map

Practical Exercises on Trade Map Practical Exercises on Trade Map Go to www.trademap.org Click on register to get your free username and password I. PRODUCT APPROACH SELECTING PRODUCTS Select two export products that you want to analyse

More information

1. Welcome to BenefitBridge. To access the BenefitBridge portal, login to BenefitBridge from the internet. 2. In the internet address bar, type:

1. Welcome to BenefitBridge. To access the BenefitBridge portal, login to BenefitBridge from the internet. 2. In the internet address bar, type: 1. Welcome to BenefitBridge. To access the BenefitBridge portal, login to BenefitBridge from the internet. 2. In the internet address bar, type: www.benefitbridge.com/egusd 1 1. If you are a returning

More information

HandDA program instructions

HandDA program instructions HandDA program instructions All materials referenced in these instructions can be downloaded from: http://www.umass.edu/resec/faculty/murphy/handda/handda.html Background The HandDA program is another

More information

California Amend Instructions:

California Amend Instructions: California Amend Instructions: If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1. Save

More information

SAS2000. Financial 2. Training Manual

SAS2000. Financial 2. Training Manual SAS2000 Financial 2 Training Manual Tribal SchoolEdge Level 1, 17 Madden Grove RICHMOND VIC 3121 Support Centre: Web: https://support.schooledge.com.au/ Email: support.schooledge@tribalgroup.com Tel: 1300

More information

Reports in NUPlans Web

Reports in NUPlans Web Reports in Web In Web, budgeters can find budget preparation reports that facilitate an analysis and review of budgets. While Contributor views are limited to the Budget Grouping level, the reports in

More information

4. INTERMEDIATE EXCEL

4. INTERMEDIATE EXCEL Winter 2019 CS130 - Intermediate Excel 1 4. INTERMEDIATE EXCEL Winter 2019 Winter 2019 CS130 - Intermediate Excel 2 Problem 4.1 Import and format: zeus.cs.pacificu.edu/chadd/cs130w17/problem41.html For

More information

FMS View Expense Budget Information

FMS View Expense Budget Information FMS View Expense Budget Information Budget Information Queries To view your operating expense budget (Fund 110) in the Financial Management System (FMS), you create a budget query with specific criteria;

More information

Master Budget Excel Project

Master Budget Excel Project Master Budget Excel Project Overview: In this project, you will prepare a master budget in an Excel spreadsheet for Cascade Products Company for the year 2018, based on the materials in Ch. 7 Master Budgeting.

More information

2013/2014 Operating Budget Forecast

2013/2014 Operating Budget Forecast Financial Services 2013/2014 Operating Budget Forecast Overview: Please use these guidelines to prepare a forecast of year end results for the current 2013/2014 fiscal year. The fundamentals for building

More information

Decision Trees: Booths

Decision Trees: Booths DECISION ANALYSIS Decision Trees: Booths Terri Donovan recorded: January, 2010 Hi. Tony has given you a challenge of setting up a spreadsheet, so you can really understand whether it s wiser to play in

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS General Questions: Questions 1. How should store sites be named? 2. How do I get help? 3. How to request consultant/vendor access? 4. How to request FBO Vendor access? 5. How do I delete a project? Responses

More information

14. Roster Processing

14. Roster Processing 14. Roster Processing Plan processing Roster processing Roster processing roster list You can create rosters by entering data manually or by using the file import capability. If you want to create the

More information

$0.00 $0.50 $1.00 $1.50 $2.00 $2.50 $3.00 $3.50 $4.00 Price

$0.00 $0.50 $1.00 $1.50 $2.00 $2.50 $3.00 $3.50 $4.00 Price Orange Juice Sales and Prices In this module, you will be looking at sales and price data for orange juice in grocery stores. You have data from 83 stores on three brands (Tropicana, Minute Maid, and the

More information

South Carolina Amend Instructions:

South Carolina Amend Instructions: South Carolina Amend Instructions: If you used TurboTax Online to prepare and file your original return, follow these steps. If you used TurboTax Desktop, skip down to Desktop Customer Start Here! 1. Save

More information

Creating a Rolling Income Statement

Creating a Rolling Income Statement Creating a Rolling Income Statement This is a demonstration on how to create an Income Statement that will always return the current month s data as well as the prior 12 months data. The report will be

More information

How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014

How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014 How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014 by Fred Brack NOTE: In December 2014, Microsoft made changes to their portfolio services online, widely derided by users. My

More information

NAVIPLAN PREMIUM LEARNING GUIDE. Analyze, compare, and present education and major purchase scenarios

NAVIPLAN PREMIUM LEARNING GUIDE. Analyze, compare, and present education and major purchase scenarios NAVIPLAN PREMIUM LEARNING GUIDE Analyze, compare, and present education and major purchase scenarios Contents Analyze, compare, and present education and major purchase goals 1 Learning objectives 1 NaviPlan

More information

Calculating the Number and Percent of Workers in Your State by Establishment Size

Calculating the Number and Percent of Workers in Your State by Establishment Size March 2009 Calculating the Number and Percent of Workers in Your State by Establishment Size Policy proposals for paid time-off programs often include an exemption for small businesses. (There are notable

More information

How to set up PERS Rec Spreadsheet. Some limitations of the spreadsheet:

How to set up PERS Rec Spreadsheet. Some limitations of the spreadsheet: How to set up PERS Rec Spreadsheet 1. The basic spreadsheet assumes you have one deduction for each category of PERs payments, PickUp, PERS 1&2, OPSRP, and UAL. If you have multiple deductions for each

More information

An application program that can quickly handle calculations. A spreadsheet uses numbers like a word processor uses words.

An application program that can quickly handle calculations. A spreadsheet uses numbers like a word processor uses words. An application program that can quickly handle calculations A spreadsheet uses numbers like a word processor uses words. WHAT IF? Columns run vertically & are identified by letters A, B, etc. Rows run

More information

FMS Account Summary Inquiry View Budget Information

FMS Account Summary Inquiry View Budget Information FMS Account Summary Inquiry View Budget Information Account Summary Inquiry The Account Summary Inquiry (ASI) in our Financial Management System (FMS) displays budget, expenditure, encumbrance, and available

More information

Processing a BAS using your MYOB software. Processing a BAS. using your MYOB software

Processing a BAS using your MYOB software. Processing a BAS. using your MYOB software Processing a BAS using your MYOB software Processing a BAS using your MYOB software Processing a BAS using your MYOB software Processing a BAS using your MYOB software Business Activity Statements (BAS)

More information

Salary Planner and Budget Development Manual

Salary Planner and Budget Development Manual UNIVERSITY OF OREGON Salary Planner and Budget Development Manual FY17 Budget and Resource Planning 5/4/2016 Table of Contents FY17 BUDGET PROCESS TRAINING... 2 Overview... 2 Security/access... 2 Chart

More information

CSV Import Instructions

CSV Import Instructions CSV Import Instructions The CSV Import utility allows a user to import model data from a prepared CSV excel file into the Foresight software. Unlike other import functions in Foresight, you will not create

More information

Add liability accounts Tools Account List. To set up a liability account, click the Add Account button.

Add liability accounts Tools Account List. To set up a liability account, click the Add Account button. Add loan accounts Even if you do not use Quicken for maintaining a balance sheet, you may still want to amortize and/or record loans using the liability account features. We will record only liability

More information

PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets

PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets Appendix 1 PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets Explanation of Budgeting and Acquitting This appendix outlines the process of preparing budgets and reports so that you can

More information

MT4 Awesomizer V3. Basics you should know:

MT4 Awesomizer V3. Basics you should know: MT4 Awesomizer V3 Basics you should know: The big idea. Awesomizer was built for scalping on MT4. Features like sending the SL and TP with the trade, trailing stops, sensitive SL lines on the chart that

More information

Salary Planner and Budget Development Manual

Salary Planner and Budget Development Manual UNIVERSITY OF OREGON Salary Planner and Budget Development Manual FY18 Budget and Resource Planning 2/1/2017 Table of Contents FY18 BUDGET PROCESS TRAINING... 2 Overview... 2 Security/access... 2 Chart

More information

MLC at Boise State Polynomials Activity 2 Week #3

MLC at Boise State Polynomials Activity 2 Week #3 Polynomials Activity 2 Week #3 This activity will discuss rate of change from a graphical prespective. We will be building a t-chart from a function first by hand and then by using Excel. Getting Started

More information

QuickBooks Advanced. Basic Reports. For most reports use the Report Center button. That will lead to a screen like this:

QuickBooks Advanced. Basic Reports. For most reports use the Report Center button. That will lead to a screen like this: QuickBooks Advanced Basic Reports For most reports use the Report Center button. That will lead to a screen like this: There are a ton of report options, but there are really only 3 that you need: Profit

More information

Excel-Based Budgeting for Cash Flows: Cash Is King!

Excel-Based Budgeting for Cash Flows: Cash Is King! BUDGETING Part 4 of 6 Excel-Based Budgeting for Cash Flows: Cash Is King! By Teresa Stephenson, CMA, and Jason Porter Budgeting. It seems that no matter how much we talk about it, how much time we put

More information

Entering Credit Card Charges

Entering Credit Card Charges Entering Credit Card Charges Entering Credit Card Charges QuickBooks lets you choose when you enter your credit card charges. You can enter credit card charges when you charge an item or when you receive

More information

BudgetPak User Guide FY1718

BudgetPak User Guide FY1718 BudgetPak User Guide FY1718 Contents Overview... 2 About Your FY1718 Budget... 2 Logging In to BudgetPak... 3 Reviewing Current and Historical Budget and Actual Information... 4 Creating Your FY1718 Budget...

More information

Using the Merger/Exchange Wizard in Morningstar Office

Using the Merger/Exchange Wizard in Morningstar Office in Morningstar Office Overview - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 Can I use the Merger Wizard for all security types? - - - - - - - - - - - - - - - - - - 1 Can

More information

Credit Cards Friend or Foe? An exploration of credit cards and debit cards utilizing Internet resources and spreadsheets.

Credit Cards Friend or Foe? An exploration of credit cards and debit cards utilizing Internet resources and spreadsheets. Credit Cards Friend or Foe? An exploration of credit cards and debit cards utilizing Internet resources and spreadsheets. Day One Investigating Credit Cards and Debit Cards The students will need access

More information

Turning Points Analyzer

Turning Points Analyzer Turning Points Analyzer General Idea Easy Start Going into Depth Astronomical Model Options General Idea The main idea of this module is finding the price levels where the price movement changes its trend.

More information

How to Use Fundamental Data in TradingExpert Pro

How to Use Fundamental Data in TradingExpert Pro Chapter VII How to Use Fundamental Data in TradingExpert Pro In this chapter 1. Viewing fundamental data on the Fundamental Report 752 2. Viewing fundamental data for individual stocks 755 3. Building

More information

Using REEFS Payments and Escrow Functions

Using REEFS Payments and Escrow Functions 16-Nov-2017 C A Y M A N I S L A N D S MONETARY AUTHORITY Using REEFS Payments and Escrow Functions 16-Nov-2017 Page 2 of 14 Contents 1 Summary... 3 2 User Roles for accessing the features... 3 3 Payments

More information

Edit 1003 Form. Figure 1 - Tabs of the 1003

Edit 1003 Form. Figure 1 - Tabs of the 1003 Edit 1003 Form The OpenClose 1003 is organized into multiple tabs that coincide with the sections of the 1003 plus three extra tabs to store additional information on the loan file. Figure 1 - Tabs of

More information

A Simple Model. IFS: Integrating Financial Statements (Transcript)

A Simple Model. IFS: Integrating Financial Statements (Transcript) In this video you will learn to build an integrated financial statement model. This model provides the core or platform from which most thorough financial models are built. This can be used to run through

More information

Real Estate Investor s Workshop

Real Estate Investor s Workshop Real Estate Investor s Workshop the software solution for the true real estate investing professional Property Analysis Creative Financing Personal Financial Statement Automated Offers, Contracts and Agreements

More information

Sage Quickpay Payroll Year End 2013 User Guide

Sage Quickpay Payroll Year End 2013 User Guide Sage Quickpay Payroll Year End 2013 User Guide This guide covers the Payroll Year End 2013 process. You can read it onscreen or print it out. For additional PYE information, select the Tax Year End - FAQs

More information

People First User Guide for the Benefits Enrollment Process

People First User Guide for the Benefits Enrollment Process People First User Guide for the Benefits Enrollment Process Table of Contents Change My Benefits Overview... 2 Introduction... 2 Getting Started... 2 Change My Benefits... 4 Introduction... 4 Getting Started...

More information