Ut Proism The Virtues Virginia Tech Instills was a critical time for Virginia Tech. It was at this turning point that the university

Size: px
Start display at page:

Download "Ut Proism The Virtues Virginia Tech Instills was a critical time for Virginia Tech. It was at this turning point that the university"

Transcription

1 Ut Proism The Virtues Virginia Tech Instills 1896 was a critical time for Virginia Tech. It was at this turning point that the university transformed and established some of the main components the university has been building upon since; a few of these include the adoption of burnt orange and Chicago maroon as the school colors, a name change to Virginia Agricultural and Mechanical College and Polytechnic Institute (VPI), and the first Virginia Tech football game in history against Roanoke College. Among these critical elements that Virginia Tech had put into effect in 1896 is one that means much more to the Hokie nation; this is the university motto Ut Proism, meaning that I may serve. Present day, Ut Proism not only serves as the University motto, but is one of the War Memorial Pylons that represents the core values of Virginia Tech. Ut Proism is a value that embodies the true purpose of the Virginia Tech and has much greater implications through the impact Virginia Tech students, staff, and alumni have had on the world. In explaining the personal importance of Ut Proism, I feel it is necessary to share the experiences of Eric Greitens, author of Virginia Tech s common book, The Heart and the Fist. Eric Greitens is an incredible person who truly exemplifies the motto that I may serve ; through his humanitarian work overseas, Greitens shows how Ut Proism can be applied to cause real positive change in the world. In The Heart and the Fist, Eric Greitens describes his time serving as a humanitarian in Bolivia. While in Bolivia, Eric Greitens has the chance to photograph and document the lives of Bolivian street children. These children walk a fine line between becoming a victim of the streets, through things such as drugs, crime, and self-mutilation, or living relatively healthy lives under the care of humanitarian leaders. Humanitarian leaders try to provide hope in the eyes of

2 these down-and-out youth, most of which have lacked basic emotional support systems such as families their entire lives. Greitens was given a chance to spend time with the street children and experienced a very different atmosphere than he had while participating in humanitarian work in the past. Greitens found that his involvement in the lives of the street children led to some unsatisfying realizations. As he learned more about the children and observed the impacts of drugs, crime, and self-destructive behaviors, it was difficult for him to find motivation because it seemed that it was impossible to improve these children s lives. Eric Greitens expresses that he was selfishly angry because as he could not see any hope... Many of these kids were too far gone. (Greitens, 2011, p. 95) After working through his conflicting thoughts, Greitens provided a strong quote that lingered with me through the rest of the reading; he wrote I still believed that I could shape the world through service, but I d learned in Bolivia that patience and acceptance would be part of the journey. (Greitens, 2011, p. 106) This realization allowed me to drill further in on what Ut Proism meant to me and that serving other not only helps them, but can be used to help selfactualize and eventually reach a level of self-transcendence that will allow me to have a greater impact on the world. It is in Eric Greitens s experience in Bolivia that I am reminded the importance of Ut Proism. Service, such as Greitens s humanitarian work, is important because it allows one to contribute a positive force into the world. It allows people to provide the hope when there is none. Service provides the opportunity to give hope to the hopeless. Service allows individuals to act as a metaphorical light house; it gives people the capability to guide those who have no light and assists them to steer away from the rugged waters and havoc filled reefs that come along

3 with life. A true individual that values Ut Proism is motivated internally to provide this hope; it is in these acts that we can help better the world around us and improve the lives of others. This importance of Ut Proism, that is expressed in The Heart and the Fist, is something that I was able to identify with and reflect upon the lessons learned. I have had a very fortunate life growing up and service has allowed me to give back and help those in less fortunate situations. Although I have not experienced the extent of humanitarian work Eric Greitens s has, I have been able to engage in several service projects. One of these projects took place in Danville, Virginia, which is the one of the lowest income areas in Virginia. Danville s residents are stricken by poverty and many experience physical disabilities. During my work in Danville, I experienced a somewhat grim situation when working with an elderly woman who was handicapped and lived in a less-than-sanitary trailer; the woman lacked a support system to help her get health essential items and her decreased mobility made it challenging for her to get out. Through the Catholic Diocese of Richmond, I went in with a team to build a wheelchair ramp to assist her in getting out to hopefully improve her quality of life. Although this is not as severe as children suffering from substance abuse in Bolivia, it still allowed me to give back and help the lives of others. It is in these acts that I am reminded of a quote that Greitens used in his book from Ralph Waldo Emerson; Emerson said that without action, thought can never ripen into truth. (Greitens, 2011, p. 89) Personally, I believe that one of the significant contributions of Ut Proism lies in its ability to cause actual positive change in the lives of others. Ut Proism, or that I may serve is something that is unanimously important at Virginia Tech. It is the War Memorial Pylon that I can identify most strongly with. I feel Eric Greitens s

4 work resonates with this core value of Virginia Tech while addressing his humanitarian efforts overseas in the common book, The Heart and the Fist.

5 References Greitens, E. (2011). The heart and the fist: The education of a humanitarian, the making of a wordnavy SEAL. Boston: Houghton Mifflin Harcourt.

August 1, From the Desk of Adam Boryca, Cozad Branch

August 1, From the Desk of Adam Boryca, Cozad Branch August 1, 2014 Markets: by Eric Ide Where we were compared to where we are. 2014 2013 2012 2011 2010 Live Cattle (Aug): $159.30 $121.58 $118.95 $110.83 $ 92.65 Feeder Cattle: (Aug): $221.47 $153.38 $138.98

More information

And How Are The Children? PresenterTedGroves,KIDS COUNT Director

And How Are The Children? PresenterTedGroves,KIDS COUNT Director And How Are The Children? PresenterTedGroves,KIDS COUNT Director Sometimes It Feels Like We Need A Super Hero America s Future Is At-Risk U. S. C E N S U S B U R E A U, 2 0 1 0 A M E R I C A N C O M M

More information

dealing with aging parents

dealing with aging parents dealing with aging parents PERSONAL FINANCE You need to talk to your adult parents about their plans Whether it s happened already or not, you will eventually switch roles with your parents. They will

More information

Comparing term life insurance to cash value life insurance

Comparing term life insurance to cash value life insurance 334 Part IV: Insurance: Protecting What You ve Got What you will get as a survivor benefit depends on many factors, including whether your spouse was receiving a CPP retirement or disability pension, how

More information

The Great Recession Hits Home: Asset Depletion and Foreclosure in Boston

The Great Recession Hits Home: Asset Depletion and Foreclosure in Boston The Great Recession Hits Home: Asset Depletion and Foreclosure in Boston Dr. Hannah Thomas, Ph.D., SSRC Emerging Scholar Dr. Curtis Skinner, Ph.D., Discussant Emerging Scholars Webinar #8 Thursday, September

More information

paying off student loans

paying off student loans paying off student loans PAYING OFF STUDENT LOANS Student loans are a national crisis impacting millions of people. The class of 2016 borrowed an average of $37,172 in student loans.* Total student loan

More information

Interview dates: October 23-30, 2006 Interviews: 900 black respondents, 706 registered voters, 361 likely voters (202)

Interview dates: October 23-30, 2006 Interviews: 900 black respondents, 706 registered voters, 361 likely voters (202) 1101 Connecticut Avenue NW, Suite 200 Washington, DC 20036 Interview dates: October 23-30, 2006 Interviews: 900 black respondents, 706 registered voters, 361 likely voters (202) 463-7300 Margin of error:

More information

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education October 2004 Virtue In Action Domestic Policy and Election 2004: A Look at Issues that Hit Home Virtue in action fostering citizenship through character education 2 In determining their vote for President,

More information

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU -

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU - Are you now living in Greater New Orleans? Yes 81% 78% 85% 90% 79% 82% 95% 7% 45% No 19% 22% 15% 10% 21% 18% 5% 93% 55% What kind of housing are you now living in? Your own house or condo, which you own

More information

The New Responsibility to Secure Coverage: Frequently Asked Questions

The New Responsibility to Secure Coverage: Frequently Asked Questions The New Responsibility to Secure Coverage: Frequently Asked Questions Introduction The Patient Protection and Affordable Care Act (PPACA) includes a much-discussed requirement that people secure health

More information

Social Change Impact Report: Global Survey APPENDIX Individual Country Results

Social Change Impact Report: Global Survey APPENDIX Individual Country Results Social Change Impact Report: Global Survey APPENDIX Individual Country Results DATA SET 1 - Social change is important to people around the world and they are taking action. QX05 We d like to ask you a

More information

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU -

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU - Are you now living in Greater New Orleans? Yes 82% 73% 88% 95% 82% 82% 92% 8% 46% 80% 82% No 18% 27% 12% 5% 18% 18% 8% 92% 54% 20% 18% What kind of housing are you now living in? Your own house or condo,

More information

Making a bequest in your Will. Your legacy: Our future

Making a bequest in your Will. Your legacy: Our future Making a bequest in your Will Your legacy: Our future A Legacy for Wildlife & Conservation @the Jane Goodall Institute It s been almost 60 years since Jane stepped out of a game warden s boat onto a pebbly

More information

Estate & Trust Disputes: Common Types and How to Avoid Them

Estate & Trust Disputes: Common Types and How to Avoid Them Estate & Trust Disputes: Common Types and How to Avoid Them By Richard M. Morgan & Loraine M. DiSalvo Disputes that arise after a loved one dies can be incredibly destructive, to both assets and relationships.

More information

Report on Poverty in the Greater Newburyport Area

Report on Poverty in the Greater Newburyport Area Report on in the Greater Newburyport Area October 2014 Pennies for : 2 Cents 4 Change, Inc. prepared this report on poverty in the Greater Newburyport Area 1 in order to make the extent poverty in our

More information

Rogers Rescue Ranch. Our mission is to take in and care for unwanted animals. No animal deserves to be mistreated.

Rogers Rescue Ranch. Our mission is to take in and care for unwanted animals. No animal deserves to be mistreated. Rogers Rescue Ranch SUMMARY Mission Our mission is to take in and care for unwanted animals. animal deserves to be mistreated. Contact Information Primary Address 6212 Alan Blvd PUNTA GORDA, FL 33982-

More information

COMPANY NAME: WinnResidential Phone: (202) Third Street SE, Suite 200 Fax: (202) Washington, DC 20032

COMPANY NAME: WinnResidential Phone: (202) Third Street SE, Suite 200 Fax: (202) Washington, DC 20032 Elementary, Middle or High School College, University, or Trade School COMPANY NAME: WinnResidential Phone: (202) 561-8600 4319 Third Street SE, Suite 200 Fax: (202) 516-8054 Washington, DC 20032 Email:

More information

CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire

CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire Part A. Background 1. Gender: 2. Class level: 3. Age: O Female O Lower division (Fr/So) 4. Major: O Male O Upper division (Jr/Sr) 5. Campus:

More information

Essay 3: Franklin D. Roosevelt's New Deal represented a radical departure from previous American traditions in government and political economy.

Essay 3: Franklin D. Roosevelt's New Deal represented a radical departure from previous American traditions in government and political economy. Essay 3: Franklin D. Roosevelt's New Deal represented a radical departure from previous American traditions in government and political economy. Elizabeth Gabriel, Riely Clark, Paige Lonquist, Michael

More information

Session Overview. Budgeting Skills Training - Instructor Notes. Thank you for teaching the Budgeting Skills Training Class :D

Session Overview. Budgeting Skills Training - Instructor Notes. Thank you for teaching the Budgeting Skills Training Class :D Session Overview Budgeting Skills Training - Instructor Notes Thank you for teaching the Budgeting Skills Training Class :D The instructor notes contain suggestions for you on how to teach this class.

More information

BACKGROUND INFORMATION ON THE FAIRFAX COUNTY FY 2018 ADVERTISED BUDGET

BACKGROUND INFORMATION ON THE FAIRFAX COUNTY FY 2018 ADVERTISED BUDGET BACKGROUND INFORMATION ON THE FAIRFAX COUNTY FY 2018 ADVERTISED BUDGET On February 14, 2017, Fairfax County Executive Ed Long released his FY 2018 Budget proposal (also called the Advertised Budget ).

More information

Toplines. May/June 2004 Health Poll Report Survey

Toplines. May/June 2004 Health Poll Report Survey Toplines May/June 2004 Health Poll Report Survey June 2004 Methodology The Kaiser Family Foundation Health Poll Report Survey was designed and analyzed by Dr. Mollyann Brodie, Elizabeth Hamel, and Jaime

More information

DECISION. 1 The complainant, Ms JN, first made a complaint to the Tolling Customer Ombudsman (TCO) on 28 May 2012, as follows: 1

DECISION. 1 The complainant, Ms JN, first made a complaint to the Tolling Customer Ombudsman (TCO) on 28 May 2012, as follows: 1 DECISION Background 1 The complainant, Ms JN, first made a complaint to the Tolling Customer Ombudsman (TCO) on 28 May 2012, as follows: 1 My name is [JN] govia account ****170. I live in [Town, State].

More information

10 Things to Consider in

10 Things to Consider in RETIREMENT INCOME PLANNING for Ages 35 to 50 Compliments of Jennifer & Eric Lahaie Jennifer & Eric Lahaie Eric and Jennifer Lahaie are the owners and founders of JEHM Wealth & Retirement. With years of

More information

A Family s Secret to Business Success: DO QUALITY WORK FOR A FAIR PRICE AND CUSTOMERS WILL COME TO YOU. Feature

A Family s Secret to Business Success: DO QUALITY WORK FOR A FAIR PRICE AND CUSTOMERS WILL COME TO YOU. Feature Feature A Family s Secret to Business Success: DO QUALITY WORK FOR A FAIR PRICE AND CUSTOMERS WILL COME TO YOU C osten Floors, Inc. has been helping home and business owners select and install new flooring

More information

Senate H.R vs. House H.R Lyndsay B. Reed. North Georgia College & State University

Senate H.R vs. House H.R Lyndsay B. Reed. North Georgia College & State University Health Reform 1 Running Head: HEALTH REFORM Senate H.R. 3590 vs. House H.R. 3962 Lyndsay B. Reed North Georgia College & State University Health Reform 2 Abstract In a comprehensive approach to expand

More information

FIGHTING HUNGER NOT JUST FOR THE NEXT MEAL, BUT FOR THE NEXT TEN YEARS.

FIGHTING HUNGER NOT JUST FOR THE NEXT MEAL, BUT FOR THE NEXT TEN YEARS. FIGHTING HUNGER NOT JUST FOR THE NEXT MEAL, BUT FOR THE NEXT TEN YEARS. OTTAWA HUNGER REPORT 2017 09 / OTTAWA FOOD BANK / OTTAWA HUNGER REPORT 2017 LETTER FROM MICHAEL MAIDMENT The 2017 Ottawa Hunger Report

More information

Common Scams To Avoid When Buying A Car:

Common Scams To Avoid When Buying A Car: Common Scams To Avoid When Buying A Car: How Not To Get Ripped Off When Buying A Car It s no secret that car dealers have an unshakable reputation for shady deals, dishonest stunts, dirty tricks, tomfoolery,

More information

Help your clients prepare for their retirement.

Help your clients prepare for their retirement. Help your clients prepare for their retirement. Start the conversation now with this guide This is just for UK advisers it s not for use with clients. People look forward to their retirement years, picturing

More information

Public Testimony to the Financial Oversight and Management Board for Puerto Rico

Public Testimony to the Financial Oversight and Management Board for Puerto Rico Public Testimony to the Financial Oversight and Management Board for Puerto Rico Third Meeting November 18, 2016 El Conquistador Resort Fajardo, Puerto Rico By Eric LeCompte, Executive Director, Jubilee

More information

Your helpful life insurance guide: Empty nesting

Your helpful life insurance guide: Empty nesting Your helpful life insurance guide: Empty nesting As your kids grow up and leave the house, life insurance should still be a part of your plan going forward. Amica Life can help you determine if you have

More information

The BANGOR YMCA YOUTH SUMMER PROGRAM FINANCIAL ASSISTANCE POLICY INCOME BASED PILOT PROGRAM

The BANGOR YMCA YOUTH SUMMER PROGRAM FINANCIAL ASSISTANCE POLICY INCOME BASED PILOT PROGRAM The YOUTH SUMMER PROGRAM FINANCIAL ASSISTANCE POLICY INCOME BASED PILOT PROGRAM The Bangor YMCA is a charitable, non-profit organization, whose mission is to be a community leader in supporting children,

More information

Protector Platinum. Comprehensive. Compassionate. Committed To You. Standard Insurance Company Individual Disability Income Insurance

Protector Platinum. Comprehensive. Compassionate. Committed To You. Standard Insurance Company Individual Disability Income Insurance Protector Platinum Comprehensive. Compassionate. Committed To You. Standard Insurance Company Individual Disability Income Insurance SM Why Choose Protector Platinum? The Reasons Are As Comprehensive As

More information

California Economy & Forecast

California Economy & Forecast Matthew Fienup March 22, 2018 As soon as A observes something which seems to him wrong, from which X is suffering, A talks it over with B, and A and B then propose to get a law passed to remedy the evil

More information

Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE

Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE 191 192 Module 14 PROTECTING ASSETS AND PLANNING FOR FINANCIAL INDEPENDENCE Let 's Discuss... $ $ Insurance $ $ Planning for Financial Independence

More information

THE IMMIGRATION ACTS. Heard at Field House Decision & Reasons Promulgated On 8 January 2018 On 6 February Before. UPPER TRIBUNAL JUDGE McWILLIAM

THE IMMIGRATION ACTS. Heard at Field House Decision & Reasons Promulgated On 8 January 2018 On 6 February Before. UPPER TRIBUNAL JUDGE McWILLIAM Upper Tribunal (Immigration and Asylum Chamber) THE IMMIGRATION ACTS Heard at Field House Decision & Reasons Promulgated On 8 January 2018 On 6 February 2018 Before UPPER TRIBUNAL JUDGE McWILLIAM Between

More information

LONG TERM CARE INSURANCE

LONG TERM CARE INSURANCE LONG TERM CARE INSURANCE AS AN EXECUTIVE BENEFIT HELPING EXECUTIVES PREPARE FOR RETIREMENT When it comes to planning for the future, a person can never be too diligent. With advances in the quality and

More information

V J Shaw (Member) DEPORTATION (NON-RESIDENT) DECISION

V J Shaw (Member) DEPORTATION (NON-RESIDENT) DECISION IMMIGRATION AND PROTECTION TRIBUNAL NEW ZEALAND [2016] NZIPT 502668 AT AUCKLAND Appellant: CAO, Khanh Thi Phuong Before: V J Shaw (Member) Counsel for the Appellant: R Sathiyanathan Date of Decision: 28

More information

Credit Cards Are Not For Credit!

Credit Cards Are Not For Credit! Starting At Zero Writing this website, responding to comments and emails, and participating in internet forums makes me a bit insulated to what s really going on out there sometimes. That s one reason

More information

INS and OUTs of insurance

INS and OUTs of insurance INS and OUTs of insurance What do other high school students know about insurance? We asked high school students about what they think about insurance. Insurance is something that will pay for medical

More information

Your Guide to Life Insurance for Families

Your Guide to Life Insurance for Families Your Guide to Life Insurance for Families (800) 827-9990 HealthMarkets.com Your Guide to Life Insurance for Families Contents Does My Family Need Life Insurance? 4 Types of Life Insurance for Families

More information

Community Survey Results

Community Survey Results The Guilford Strategic Alliance: Building Tomorrow, Today Pursuing and Maximizing Our Potential Developing Our Road Map Community Survey Results Introduction Why a Survey? In 2007, a survey was conducted

More information

Almost everyone is familiar with the

Almost everyone is familiar with the Prosperity: Just How Good Has It Been for the Labor Market? Investing Public Funds in the 21st Century Seminar Co-sponsored by the Missouri State Treasurer, the Missouri Municipal League, GFOA of Missouri,

More information

Lesson 1: Defining Our Financial Vision. Companion Workbook

Lesson 1: Defining Our Financial Vision. Companion Workbook Lesson 1: Defining Our Financial Vision Companion Workbook Lesson 1: Defining Our Financial Vision Having Money does not guarantee happiness. That said, however, having sufficient for our physical needs

More information

A Trader s Opportunity of a Generation

A Trader s Opportunity of a Generation A Trader s Opportunity of a Generation How legacy fortunes will be made starting right now in the upcoming market recovery! By Norman Hallett, 28-year Veteran Trader and Founder, The Disciplined Trader

More information

Relationship Counseling Information

Relationship Counseling Information Science and Spirituality for Personal Transformation 15 South Grady Way, Suite 640 Renton, WA 98057 Phone 425-687-9600; Fax 425-264-0136 www.vitalchanges.org Relationship Counseling Information 1) Your

More information

Puerto Rico - Hispanic

Puerto Rico - Hispanic Puerto Rico - Hispanic 2011 53 State Survey Annotated Questionnaire 2011 Unweighted n=301; Sampling Error= ±5.5% The total percent of respondents in each question may add up to more than 100% due to rounding

More information

Interviews with 1,019 adult Americans, conducted by telephone by Opinion Research Corporation on March 12-15, The margin of sampling error for

Interviews with 1,019 adult Americans, conducted by telephone by Opinion Research Corporation on March 12-15, The margin of sampling error for Interviews with 1,019 adult Americans, conducted by telephone by Opinion Research Corporation on March 12-15,. The margin of sampling error for results based on the total sample is plus or minus 3 percentage

More information

Jackson Mayor Randy Heath issues Annual State of City Address, 2018

Jackson Mayor Randy Heath issues Annual State of City Address, 2018 Jackson Mayor Randy Heath issues Annual State of City Address, 2018 For the past ten years, I have proudly stood at that podium and honestly and factually reported our city was good, it was improving,

More information

The Role of Financial Institutions in the Creation of a Sustainable Society

The Role of Financial Institutions in the Creation of a Sustainable Society : The Role of Financial Institutions in the Creation of a Sustainable Society Materiality 3 Materiality 2 Dialogue with Stakeholders Tsukasa Kanai (Moderator) [top left] Chairperson, Discussion and Follow-Up

More information

Estate Planning & Administration

Estate Planning & Administration Estate Planning & Administration Introduction If you ve been putting off creating an estate plan, then you re missing out on a chance to get some peace of mind. Many of our clients tell us that they feel

More information

The desire that our children learn how to be good with money is a universal

The desire that our children learn how to be good with money is a universal BUSINESS & INVESTING YOUR PERSONAL BALANCE SHEET: A VIEW INTO THE FUTURE By G. Scott Clemons, CFA BBH Chief Investment Strategist The desire that our children learn how to be good with money is a universal

More information

Lesson Module 1: The Fundamentals of Net Worth

Lesson Module 1: The Fundamentals of Net Worth Lesson Module 1: The Fundamentals of Net Worth Module 1 Overview The entire game of football is based on a few basic skills: blocking, tackling, passing and running. To be a successful football player,

More information

guide to saving for college

guide to saving for college guide to saving for college PERSONAL FINANCE Not your parents college cost You have a lot of financial priorities, preparing for retirement, paying off debt, and saving for emergencies are just a few.

More information

CREATING A LASTING LEGACY

CREATING A LASTING LEGACY CREATING A LASTING LEGACY The Best Things in Life Aren t Things Creating a Lasting Legacy 1 CREATING A LASTING LEGACY If you re like most people you probably just want an estate plan to give your estate

More information

radioborders.com/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland)

radioborders.com/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland) radioborders.com/superhero Contents page 3 4 5 6 7 8 9 11 14 15 16 About Superhero Day What your cash could do Why should you help? Empty belly poster Fundraising ideas Bucket label Sponsorship form Fundraising

More information

YOU CAN ONLY "BEND OVER BACKWARDS" SO FAR...THEN YOU START FALLING.

YOU CAN ONLY BEND OVER BACKWARDS SO FAR...THEN YOU START FALLING. Financial Contracting YOU CAN ONLY "BEND OVER BACKWARDS" SO FAR...THEN YOU START FALLING. The key to financial policy is to establish ground rules early. Part of the first visit scenario is to not mention

More information

2017 PA Super 67 : : : : : : : : :

2017 PA Super 67 : : : : : : : : : 2017 PA Super 67 T.K. A.Z. v. Appellant IN THE SUPERIOR COURT OF PENNSYLVANIA No. 1261 WDA 2016 Appeal from the Order Entered August 3, 2016 In the Court of Common Pleas of Cambria County Civil Division

More information

EMPLOYER-SPONSORED DISABILITY INSURANCE: THE BENEFICIARY S PERSPECTIVE

EMPLOYER-SPONSORED DISABILITY INSURANCE: THE BENEFICIARY S PERSPECTIVE EMPLOYER-SPONSORED DISABILITY INSURANCE: THE BENEFICIARY S PERSPECTIVE This report explores the role of employer-sponsored disability insurance and an assessment of its impact from the perspective of benefits

More information

Executive Summary. Building a legacy. The fiscal practices of today s African American business owners

Executive Summary. Building a legacy. The fiscal practices of today s African American business owners Executive Summary Building a legacy The fiscal practices of today s African American business owners The choices we make about the lives we live determine the kinds of legacies we leave. Tavis Smiley Aspiring

More information

Money Management Curriculum Overview

Money Management Curriculum Overview Teaching Notes: The money management curriculum will help students understand their financial standing and create a plan that will help them succeed in improving their financial future. There are eight

More information

Heartland Monitor Poll XXII

Heartland Monitor Poll XXII National Sample of 1000 AMERICAN ADULTS AGE 18+ (500 on landline, 500 on cell) (Sample Margin of Error for 1,000 Respondents = ±3.1% in 95 out of 100 cases) Conducted February 18-22, 2015 1. Now, to start

More information

The New Deal. Life, Causes, and Effects

The New Deal. Life, Causes, and Effects Today s Questions 2. What were 3 problems many Americans faced that required a New Deal? 3. How did the New Deal work? 4. Why did banks fail & close during the Great Depression? The New Deal Life, Causes,

More information

FDR s New Deal Faces Opposition

FDR s New Deal Faces Opposition FDR s New Deal Faces Opposition D. Challenges at Home and Abroad (ca. 1914-1945) f. Explain the economic, environmental, and social impact of the Great Depression on American society g. Evaluate the impact

More information

Q&A with Tom Zaccagnino

Q&A with Tom Zaccagnino MARCH 2018 V OL. 6 ISS U E 176 R E P O R T Q&A with Tom Zaccagnino Founder of Muirfield Investment Partners. Principle Series: Please join Family Office Insights for this luncheon on Thursday, March 29

More information

Effectively Managing Your Illness & Finances

Effectively Managing Your Illness & Finances Effectively Managing Your Illness & Finances Judith A. Cook, Ph.D. Professor & Director University of Illinois at Chicago National Research & Training Center 2008 Depression & Bipolar Support Alliance

More information

Schools Sharemarket Game

Schools Sharemarket Game Schools Sharemarket Game Teacher Lessons Quickstart Includes: Student lessons. Teacher notes & answers Includes: Student lessons. Teacher notes & answers YOUR GAME PLAN Quickstart lesson 3 2016 ASX Sharemarket

More information

Date: 21 January Councillor Gwynne Executive Member (Clean and Green) Ian Saxon Assistant Executive Director (Environmental Services)

Date: 21 January Councillor Gwynne Executive Member (Clean and Green) Ian Saxon Assistant Executive Director (Environmental Services) Report To: COUNCIL Date: 21 January 2016 Executive Reporting Officer: Subject: Report Summary: Recommendations: Member/ Councillor Gwynne Executive Member (Clean and Green) Ian Saxon Assistant Executive

More information

tfmradio.co.uk/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland)

tfmradio.co.uk/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland) tfmradio.co.uk/superhero Contents page 3 4 5 6 7 8 9 11 14 15 16 About Superhero Day What your cash could do Why should you help? Empty belly poster Fundraising ideas Bucket label Sponsorship form Fundraising

More information

Life insurance can help you take care of your family s future. LIFE INSURANCE FOR WOMEN OVERVIEW IFS-A IFS-A077912

Life insurance can help you take care of your family s future. LIFE INSURANCE FOR WOMEN OVERVIEW IFS-A IFS-A077912 Life insurance can help you take care of your family s future. LIFE INSURANCE FOR WOMEN QUICK OVERVIEW QUOTES OVERVIEW IFS-A077912 IFS-A077912 YOU RE EVERYTHING TO THEM Taking care of your family is what

More information

5 Biggest Mistakes Most Home Buyers Make

5 Biggest Mistakes Most Home Buyers Make 5 Biggest Mistakes Most Home Buyers Make And 3 Guaranteed Ways to Get Approved for a Home Loan This Complementary Special Report was prepared by: 2 5 Biggest Mistake Home Buyers Make Purchasing a home

More information

wave105.com/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland)

wave105.com/superhero Cash for Kids charities (England & NI), SC (East Scotland) and SC (West Scotland) wave105.com/superhero Contents page 3 4 5 6 7 8 9 11 14 15 16 About Superhero Day What your cash could do Why should you help? Empty belly poster Fundraising ideas Bucket label Sponsorship form Fundraising

More information

"Stimulating intergenerational dialogue and solidarity. between the generations: a shared responsibility"

Stimulating intergenerational dialogue and solidarity. between the generations: a shared responsibility Speech to the UNECE Ministerial Conference on Ageing 2012 "Stimulating intergenerational dialogue and solidarity between the generations: a shared responsibility" Draft Speaking notes: Lloyd Russell-Moyle,

More information

Overview: This is an activity to help students gain a better understanding of Financial Literacy

Overview: This is an activity to help students gain a better understanding of Financial Literacy Title: Personal Finance 4 Corners Game Subject: CTE Intro Author: Mike Wood and Jeff Hinton Grade Level: 7-12 Utah Core Curriculum: Standard 4, Objective 3 Time Duration: 20-30 Minutes Overview: This is

More information

PERSONAL FINANCIAL SURVEY

PERSONAL FINANCIAL SURVEY PERSONAL FINANCIAL SURVEY 2004 2004 JUMP$TART QUESTIONNAIRE (Mean score=52.3%. Scores are in bold type. *Indicates correct answer) 1. If each of the following persons had the same amount of take home pay,

More information

You have many choices when it comes to money and investing. Only one was created with you in mind. A Structured Settlement can provide hope and a

You have many choices when it comes to money and investing. Only one was created with you in mind. A Structured Settlement can provide hope and a You have many choices when it comes to money and investing. Only one was created with you in mind. A Structured Settlement can provide hope and a secure future. Tax-Free. Guaranteed Benefits. Custom-Designed.

More information

MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, :30 p.m.

MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, :30 p.m. MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, 2016 5:30 p.m. The Special Meeting of the Board of Commissioners

More information

Better Choices. Better Health. BE FIT! Health Rewards Personal Planner. The School District of Palm Beach County

Better Choices. Better Health. BE FIT! Health Rewards Personal Planner. The School District of Palm Beach County Better Choices. Better Health. Be Engaged Focused Inspired Transformed BE FIT! Health Rewards - 2018 Personal Planner The School District of Palm Beach County PalmBeachSchools.org/Wellness - 1 Welcome

More information

Thinking about Early Retirement?

Thinking about Early Retirement? Oct. 2017 Newsletter Thinking about Early Retirement? What are your expenses? No, your real expenses that you have tracked carefully over a period of at least two years, not some rough estimate that you

More information

Buying Term Life Insurance in Your 30s

Buying Term Life Insurance in Your 30s Wednesday, June 07, 2017 Buying Term Life Insurance in Your 30s You know what they say about your 30s It s the best time to buy life insurance. Okay, so maybe they don t actually say that, but the point

More information

ANDREW MARR SHOW 16 TH JULY 2017 JOHN McDONNELL

ANDREW MARR SHOW 16 TH JULY 2017 JOHN McDONNELL 1 ANDREW MARR SHOW 16 TH JULY 2017 JOHN McDONNELL AM: Can I ask you first of all, if you re a public sector worker and you re watching this programme what can you expect from a Labour government? JM: We

More information

Planning for succession. Paul Bennett Director National College

Planning for succession. Paul Bennett Director National College Planning for succession Paul Bennett Director National College The profession faces a significant demographic challenge 1200 1000 800 Head Teachers 57% are 50+ 29% are 55+ 600 Primary Secondary Special

More information

Statement of Jennifer Wittney Horton - June 16, to take a close look at rescission so that it can understand just how damaging this practice

Statement of Jennifer Wittney Horton - June 16, to take a close look at rescission so that it can understand just how damaging this practice Statement of Jennifer Wittney Horton - June 16, 2009 Good morning ladies and gentleman. I want to start by thanking the Committee for this opportunity to testify this morning. I am very pleased that Congress

More information

42 % 33 % Many small business owners understand the actions needed to plan for transition (based on transition-focused owners, ratings of importance)

42 % 33 % Many small business owners understand the actions needed to plan for transition (based on transition-focused owners, ratings of importance) Building a Template for Transition Four best practices to tackle transition, retirement and succession Small business owners often combine vision and hard work to build companies that support them in their

More information

Your money goals. Choosing a goal

Your money goals. Choosing a goal Choosing a goal 01 Your money goals Next, think about a money goal that you most want to pursue towards that dream. Write down some ideas on how you could start working towards them. My money goal is:

More information

Financial Planning Challenge 2018 Phase 1: Written Financial Planning Case Study

Financial Planning Challenge 2018 Phase 1: Written Financial Planning Case Study Financial Planning Challenge 2018 Phase 1: Written Financial Planning Case Study The first phase of the competition consists of a financial planning case study for two hypothetical clients. Students must

More information

Avoid the Poverty Trap Media Kit

Avoid the Poverty Trap Media Kit THE BOOK Can you remember when life used to be simple? What did you need to do? Finish school, get a job, work hard, get the gold watch and enjoy the pension. But times are no longer like that. The retirement

More information

NYTD Survey- 17 year olds

NYTD Survey- 17 year olds 1 The following survey is being done to record your experience in the West Virginia Foster Care System. Your responses are important and we really do want your input as we try to find ways to improve Foster

More information

Isle of Wight Council

Isle of Wight Council Isle of Wight Council How the authority s policy for Council Tax Support addresses the issues of; Child poverty The chronically sick and disabled The Armed Forces Covenant; and Work Incentives Vulnerability

More information

The Registered Disability Savings Plan

The Registered Disability Savings Plan Newfoundland and Labrador Association for Community Living & The Registered Disability Savings Plan One of the tools we have used for securing her future is the RDSP (Registered Disability Savings Plan).

More information

Social Pensions. Robert Palacios, Lead Pensions, World Bank Pension Core Course, April 28, 2015

Social Pensions. Robert Palacios, Lead Pensions, World Bank Pension Core Course, April 28, 2015 Social Pensions Robert Palacios, Lead Pensions, World Bank Pension Core Course, April 28, 2015 Motivation Coverage in contribution-based pension schemes has remained low for decades in developing countries

More information

PART I. History - the purpose of the Amendments to the law

PART I. History - the purpose of the Amendments to the law PART I History - the purpose of the Amendments to the law SB210 - Amendment to the Coogan Law (SB1162) According to testimony given to California legislators, there is money being held by producers (employers)

More information

Circuit Court of the Third Circuit FORECLOSURE MEDIATION PILOT PROJECT REPORT November 1, 2009 through October 31, 2010

Circuit Court of the Third Circuit FORECLOSURE MEDIATION PILOT PROJECT REPORT November 1, 2009 through October 31, 2010 The Supreme Court of the State of Hawaii established a Foreclosure Mediation Pilot Project (FMPP) in the Third Circuit, effective November 1, 2009 through October 31, 2010. The FMPP applies only to owner-occupant

More information

LIFE PLANNING IN THE AGE OF LONGEVITY

LIFE PLANNING IN THE AGE OF LONGEVITY Stanford Center on Longevity A TOOLKIT SERIES BRIEF LIFE PLANNING IN THE AGE OF LONGEVITY Insights for Millennials Steve Vernon, FSA Research Scholar Stanford Center on Longevity Copyright 2017 Stanford

More information

ROMC FUND OWNERS MEETING

ROMC FUND OWNERS MEETING ROMC FUND OWNERS MEETING May 5, 2014 at 11 am 1 Richmond Street West, Suite 800 Toronto, Ontario ROMC FUND PRINCIPLES Our objective is to increase purchasing power We use common sense: the market is there

More information

Commissioned by: A National Survey

Commissioned by: A National Survey Commissioned by: Conducted by: Precision Research Services A National Survey Random (non biased) sample N = 1500 respondents The make up of sample closely resembles the population Multi-stage, stratified

More information

Remarks for Economics Department Graduation Ceremony John B. Taylor June 13, 1999

Remarks for Economics Department Graduation Ceremony John B. Taylor June 13, 1999 Remarks for Economics Department Graduation Ceremony John B. Taylor June 13, 1999 First let me say congratulations! to the graduates for completing their degrees in economics a subject that I love dearly,

More information