Advantage Business Package Checking

Transcription

1 Advantage Business Package Checking Account number: xxxxx8350 December 1, December 31, 2012 Page 1 of 5 Questions? SAN CARLOS CHARTER LEARNING CENTER 750 DARTMOUTH AVE SAN CARLOS CA Available by phone 24 hours a day, 7 days a week: CALL-WELLS ( ) TTY: En español: Online: wellsfargo.com/biz Write: Wells Fargo Bank, N.A. (114) P.O. Box 6995 Portland, OR Your Business and Wells Fargo Getting ready for tax season can be a hassle! Creating a checklist, and preparing in advance will set you up for a successful meeting with your tax preparer. Remember to bring your deposit routing and account number when preparing your taxes and you may be able to take advantage of using direct deposit for your tax refund into one of your Wells Fargo checking or savings accounts. Account options A check mark in the box indicates you have these convenient services with your account. Go to wellsfargo.com/biz or call the number above if you have questions or if you would like to add new services. Business Online Banking Online Statements Business Bill Pay Business Spending Report Overdraft Protection Activity summary Beginning balance on 12/1 $31, Deposits/Credits 376, Withdrawals/Debits - 301, Ending balance on 12/31 $105, Average ledger balance this period $143, Account number: xxxxx8350 SAN CARLOS CHARTER LEARNING CENTER California account terms and conditions apply For Direct Deposit and Automatic Payments use Routing Number (RTN): For Wire Transfers use Routing Number (RTN): Overdraft Protection This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements please call the number listed on your statement or visit your Wells Fargo store. (114) Sheet Seq = Sheet of 00003

2 Account number: xxxx8350 December 1, December 31, 2012 Page 2 of 5 Transaction history Check Deposits/ Withdrawals/ Ending daily Date Number Description Credits Debits balance 12/ Check 2, / Check / Check / Check , / Check 2, / Check 1, , / Check , / Check 2, / Check / Check , /7 Deposit 11, , /10 Deposit Made In A Branch/Store 34, /10 Online Transfer Ref #Ibemv85Bmp From Business Checking Xfer 20, to Operating Budget 12/10 Proof-Out of Balance No Tape Listing /10 Online Dep Detail & Images / Check , / Check , / Check 14, / Check , /14 WT Seq#64196 Silicon Valley Communit /Org=Silicon Valley 200, Community Foundatio Srf# FD: 1579 Trn# Rfb# /14 Wire Trans Svc Charge - Sequence: Srf# FD: Trn# Rfb# / Check 3, / Check 1, / Check , /17 Deposit 100, , /20 San Carlos Chart Payroll San Carlos Charter 103, /20 San Carlos Chart Vendor Pmt San Carlos 34, Charter 12/20 San Carlos Chart Netpay San Carlos Charter 20, /20 San Carlos Chart Netpay San Carlos Charter 4, /20 San Carlos Chart Vendor Pmt San Carlos , Charter 12/ Cashed Check / Cashed Check 1, / Check , / Check 1, , / Check 2, / Check , /27 Online Transfer Ref #Ibe2H32M4Q to Business High Yield Savings 75, Xfer From Clc Account to Savings Cfm 12/ Check 4, / Check / Check / Check , / Check 1, / Check 1, / Check / Check , /31 Deposit 8, / Check 5, / Check 3, / Check 3,204.00

3 Account number: xxxxx8350 December 1, December 31, 2012 Page 3 of 5 Transaction history (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Credits Debits balance 12/ Check 1, / Check , Ending balance on 12/31 105, Totals $376, $301, The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed. Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number Date Amount Number Date Amount Number Date Amount / * 12/ /31 5, /4 1, * 12/ / * 12/ / * 12/27 4, * 12/13 14, / * 12/28 1, / * 12/ /28 1, / * 12/ * 12/ * 12/ * 12/6 2, * 12/ / /14 1, /26 2, / / * 12/31 1, * 12/4 2, /14 3, * 12/31 3, * 12/3 2, * 12/24 1, / / /21 1, * 12/31 3, * Gap in check sequence. Account transaction fees summary Units Excess Service charge per Total service Service charge description Units used included units excess units ($) charge ($) Paid and Deposited Items Total service charges $0.00 IMPORTANT ACCOUNT INFORMATION NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. Sheet Seq =

4 Account number: xxxxx8350 December 1, December 31, 2012 Page 4 of 5 Effective February 7, 2013, the subsection titled "Laws governing your account" in the Business Account Agreement is modified to add a new second paragraph reading: "Any funds transfer (including a wire transfer) that is a "remittance transfer" as defined in Regulation E, Subpart B, shall be governed by the laws of the United States and, to the extent applicable, the laws of the state of New York, including New York's version of Article 4A of the Uniform Commercial Code, without regard to its conflict of laws principles."

5 Account number: xxxxx8350 December 1, December 31, 2012 Page 5 of 5 General statement policies for Wells Fargo Bank Notice: Wells Fargo Bank, N.A. may furnish information about accounts belonging to individuals, including sole proprietorships, to consumer reporting agencies. If this applies to you, you have the right to dispute the accuracy of information that we have reported by writing to us at: Overdraft Collections and Recovery, P.O. Box 5058, Portland, OR You must describe the specific information that is inaccurate or in dispute and the basis for any dispute with supporting documentation. In the case of information that relates to an identity theft, you will need to provide us with an identity theft report. Account Balance Calculation Worksheet Number Items Outstanding Amount 1. Use the following worksheet to calculate your overall account balance. 2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. 3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement. ENTER A. The ending balance shown on your statement $ ADD B. Any deposits listed in your $ register or transfers into $ your account which are not $ shown on your statement. + $ TOTAL $ CALCULATE THE SUBTOTAL (Add Parts A and B) TOTAL $ SUBTRACT C. The total outstanding checks and withdrawals from the chart above $ CALCULATE THE ENDING BALANCE (Part A + Part B - Part C) This amount should be the same as the current balance shown in your check register $ Total amount $ 2010 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID Sheet Seq =