Your Customer Handbook. AmerenIllinois.com

Size: px
Start display at page:

Download "Your Customer Handbook. AmerenIllinois.com"

Transcription

1 38996 Your Customer Handbook AmerenIllinois.com

2 CONTENTS Welcome...1 Contact Information...2 Report Gas Odor or Electric Outage...4 Outage Claims...5 Electric and Gas Safety...6 Alerts Payment Options Programs to Simplify Your Life Help is Available Low Income Designation Save Money with Energy Efficiency Meter Reading Customer Payment Policies Deferred Payment Agreements Disconnection for Non-Payment Security Deposits Start, Stop, Move Utility Bill Disputes Electric Supply & Delivery Gas Supply & Delivery Beware of Scams... 30

3 Dear Customer, Thank you for your business! Ameren Illinois is committed to providing you with safe, reliable energy, and we are pleased to serve you. We have prepared this booklet to help acquaint you with some basic features of your service, including contact information, safety tips, energy efficiency, and ways to pay and manage your energy bill. Please keep this handbook for future reference. The information inside can answer many of your questions and provide you with important contact information. We hope you find this material useful. If you have any questions that are not addressed here, please visit AmerenIllinois.com or call us at

4 CONTACT INFORMATION Please contact us any time you have questions or concerns. INTERNET Log on to AmerenIllinois.com and click on Contact Us. SOCIAL MEDIA Connect with Ameren Illinois via social media to engage with Ameren Illinois team members and customers and receive timely updates on topics such as safety, managing energy costs, outages and power restoration during major PHONE facebook.com/amerenillinois youtube.com/amerenillinois Emergency calls are taken 24 hours a day, seven days a week. Call and press 1. To contact us by phone, use the Customer Service number that is listed below and printed on the front of every bill. Customer Service is available 7 a.m. to 7 p.m., Monday through Friday. Residential Business Relay Service for Hearing Impaired AmerenIllinois.com

5 MOBILE Download the Ameren Mobile app onto your smartphone to have faster information at your fingertips, available through the Apple and Android app stores. MAIL You can mail payments to: Ameren Illinois PO Box Chicago, IL Mail all other correspondence to: Ameren Illinois 300 Liberty St. Peoria, IL OTHER CONTACT INFORMATION Ameren Illinois Construction and Engineering Services (ICE) Phone Fax Website and Mobile Support Property Management Western Union Speedpay Payments Credit/Debit/ACH Card JULIE

6 REPORT GAS ODOR OR ELECTRIC OUTAGE GAS ODOR Call us immediately at and press 1 to report a gas odor. We will investigate the leak at no cost to you. Read the important information in the Safety section of this handbook about the do s and don ts of natural gas safety. ELECTRIC OUTAGE You have several options to report or check the status of an electric outage: Call (800) Visit AmerenIllinois.com and click Report an Outage SMELL GAS? LEAVE FAST AND CALL US! Use the Ameren Mobile app on your smartphone The only information you need is the phone number and house number associated with your account. You can also follow us on or sign up for alerts to receive general outage updates and information. Read more about Ameren Alerts in the Alerts section of this handbook. 4 AmerenIllinois.com

7 OUTAGE CLAIMS Ameren Illinois takes providing our customers with safe, reliable power seriously. We continue to make investments in our electric infrastructure to reduce the duration of power outages and improve the quality of delivery service to our customers. However, should certain causes of power outages, interruptions, or other fluctuations occur, Section (e) or (f) of the Illinois Public Utilities Act may allow customers to receive payment for actual damages resulting from: Continuous power interruptions or outages of four hours or more that affect more than point 0.8% of customers (approximately 9,900); or Power surges or other fluctuations that affect more than 0.8% of customers (approximately 9,900) Ameren Illinois may not be required to make payments for actual damages when the power interruption, surge, or other fluctuation is caused by: Unpreventable damage resulting from weather events or conditions Customer tampering Unpreventable damage resulting from civil or international unrest Unpreventable damage caused by animals Damage to equipment caused by an individual who is not an Ameren Illinois employee, agent or contractor For more information and access to claims forms, please visit AmerenIllinois.com/claims

8 ELECTRIC AND GAS SAFETY Your safety is important to us. Please take time to read this brochure, the safety inserts included with your bill and safety tips on page 2 of your bill. If you have children, please share this safety information with them. EMPLOYEE IDENTIFICATION Every Ameren Illinois employee and contractor is required to carry a photo identification badge. If you are uncertain about the legitimacy of individuals representing themselves as an Ameren Illinois worker, do not hesitate to ask to see their badge or to call us. NATURAL GAS SAFETY Natural gas is a safe, clean-burning fuel, but as with any fuel, there are important safety tips that you and your family should know. If you smell a sulfuric, rotten egg odor inside or outside your home, it may be a gas leak. If you smell an odor of gas or you hear a hissing or leaking sound: Leave fast. Evacuate the building immediately taking everyone with you, including pets. Do not turn any lights on or off. Do not re-enter the home or building to open doors or windows. Call Ameren Illinois immediately from another location. We will respond 24 hours a day, 7 days a week and will complete a thorough leak investigation at no cost to ensure your safety. CARBON MONOXIDE (CO) CO poisoning may occur when fossil fuels and other materials are burned without proper ventilation and may 6 AmerenIllinois.com

9 result in flu-like symptoms or even death. If anyone in the household is feeling ill and you suspect carbon monoxide poisoning, vacate the premises, get fresh air and call the Illinois Poison Center immediately at NATURAL DISASTER Special precautions may be necessary in the event of a disaster caused by an earthquake, flood, storm or similar event. If your home suffers structural damage and you smell gas or hear a hissing sound that could be escaping gas, immediately evacuate the premises and call Ameren Illinois. You may need to notify other disaster assistance agencies too. Do not attempt to relight any appliance or pilot lights. Our service personnel will relight them once the problem is corrected. Restoration of gas service should only be done by a qualified Ameren Illinois representative when it is safe to do so. NO HEAT If you re without heat, check your gas water heater and/or other gas appliances to see if they re operating properly. You may have a problem with your furnace and need to contact a qualified heating professional. If the problem is with your natural gas service, contact Ameren Illinois Customer Service. Please note that if the electricity is off, a natural gas furnace will not operate. BEFORE YOU DIG Always call JULIE (Joint Utility Locating Information for Excavators) at 811 at least 48 hours before you dig to have buried lines located. This is a free service. A shovel, backhoe, or pick that comes into contact with these utility lines may cause injury or death and result in significant damage that you might be financially responsible for

10 ELECTRIC SAFETY Storms, tornadoes, flooding and other severe weather can cause damage to electric structures. Stay clear of any arcing or downed power lines and report the problem as soon as possible by calling Customer Service. Be prepared to give as many details as possible, such as the area(s) affected and the approximate time of the outage, the location of any downed or dangling line(s), wire(s), structures or poles, and any neighbors who may be without electric service. Never enter a flooded building, basement or area where electric lines are present. If your power goes out: Determine if the power is out throughout your home. Check to see if one of your circuit breakers tripped. Check with neighboring homes or businesses to see if they are without power. Always be prepared before an outage occurs by having flashlights, batteries and a battery-powered radio on hand BACKUP ELECTRIC GENERATORS If backup electric generators are not installed properly, portable or permanently installed backup electric generators can be deadly to those who use them, as well as utility workers. The National Electric Code (NEC) requires that when anyone installs an electric generator wired directly to the home or business wiring, it include a safety disconnect switch that will prevent the generator from feeding power back into the utility lines. Otherwise, this backfeed could damage a neighbor s property or the customer s own equipment and it could present unforeseen hazards to utility employees working on outside power lines. Be sure to have the wiring for an electric generator installed by a qualified electrician when connecting to home or business wiring. 8 AmerenIllinois.com

11 NATIONAL ELECTRICAL SAFETY CODE CLEARANCE VIOLATIONS If you are planning a major home project, such as a room addition, new deck or swimming pool, be sure the new structure will be positioned at a safe distance from utility facilities above and below ground. Be sure to check clearance requirements before you break ground, and be sure your contractor knows current code requirements before beginning work. Homeowners should also be aware of clearance requirements related to overhead power lines. Clearances are established by the National Electrical Safety Code (NESC) to protect people from potentially hazardous encounters with electrical equipment. The NESC has been adopted as law in most states, including Illinois

12 ALERTS KEEP YOU CONNECTED Ameren Alerts lets you receive important information regarding your account via text or . When you sign up for Ameren Alerts, we ll send you the information you choose to receive, such as: Reported Outage Updates: After reporting an outage, receive notifications for estimated restoration updates and messages Paperless Billing: Cut down on paper clutter and receive notification when your bill is available for viewing Bill Reminders: Receive a notification five business days prior to when your payment is due and if payment is past due Payment Notice: Receive a notification when a payment has been posted to your account Credit Issues: Receive notifications when the status of your account changes while there is a past due balance Energy Assistance Pledge Posted: Receive a notification when an Energy Assistance Pledge has been applied to your account Connect and Disconnect: Receive an alert when a service connect or disconnect is complete 10 AmerenIllinois.com

13 Depending on the type of meter you have, you may also be able to sign up for: Weekly Cost Summary: Receive weekly updates that include bill estimates based on your usage Cost Threshold: Set a cost threshold for your usage and receive a notification when it is exceeded Usage Threshold: Set a usage threshold for your usage and receive a notification when it is exceeded You can sign up for and customize Ameren Alerts several ways: Log on to your online account and selecting Alerts in the Billing & Payments section Visit Ameren.com/Alerts Text REG to 40401* Download the Ameren Mobile app, available through the Apple and Android app stores Upon request, you can stop receiving alerts at any time. *Message and data rates may apply

14 PAYMENT OPTIONS MOBILE If you use a smartphone, you can download the free Ameren Mobile app and pay your bills securely via your bank account, credit card, or debit card. The free Ameren Mobile app is available through the Apple and Android app stores. ONLINE PAY Create an online account at AmerenIllinois.com/StartNow to get started. It is simple and worry-free to pay your Ameren Illinois bill electronically. This free service allows you to pay with an electronic check on the date you select. If the same day is selected, payment will post that day to your account. To make a debit or credit card payment using your MasterCard, VISA or Discover card, or a credit card payment with your American Express card, go online to AmerenIllinois.com. Log in will be required. Western Union Speedpay charges a convenience fee for each transaction. BY PHONE You can pay by electronic check with a toll-free call to It s fast and easy, and Western Union Speedpay payments are credited to your account the same day so there s no guessing. 12 AmerenIllinois.com

15 BY MAIL You can mail your payment along with your bill stub to Ameren Illinois. Be sure to write your account number on the check or money order, make it payable to Ameren Illinois and sign it. Do not send cash through the mail. Payments should be mailed to the PO Box indicated on your bill. Please be sure to enclose the bill stub at the bottom of your bill statement with your payment. IN PERSON Ameren has hundreds of partner pay-in-person locations, located primarily in grocery or convenience stores. Most are open 7 days a week, have extended hours, and take partial payments. Although many reputable businesses may accept your payments, only partner locations are electronically linked to Ameren so that payment can be immediately recorded. When you pay at a partner location, your payment is generally recorded to your account within a few minutes. If disconnection is pending, it is important that your payment post quickly so you can avoid disconnection. You can find partner pay-in-person locations by visiting AmerenIllinois.com and clicking Billing & Payments in the Customer Service Center or by calling us toll-free at Payment locations may charge a convenience fee for their service

16 PROGRAMS TO SIMPLIFY YOUR LIFE PAPERLESS BILLING SERVICE Ameren Illinois customers may choose to receive their bills electronically, at no charge, through our Paperless Billing service. The electronic bill you receive is an exact image of your paper bill front and back. Learn more about or sign up for Paperless Billing at AmerenIllinois.com/eBill. DIRECT PAY If you re always on the go, Direct Pay is a worry-free way to pay. With this free service, your energy bill is paid automatically from your checking or savings account each month exactly on or 5 business days before the due date whichever you prefer. You ll still receive your monthly bill, but without the worry of ever missing a due date or having to mail a payment again! Once you are enrolled in Direct Pay, a reminder message will be included with your bill indicating the date we will debit your checking or savings account. Learn more about Direct Pay at AmerenIllinois.com/DirectPay. BUDGET BILLING Budget Billing takes the surprise out of your monthly utility bill. This popular program helps you plan ahead by establishing a set monthly payment for your energy bill. Even when your energy use fluctuates greatly, the amount you pay each month for electric and/or gas service will remain relatively even. We offer two basic options for Budget Billing: Rollover and Settlement. Choose the program that works best for you! For additional information or enrollment, please visit the Customer Service Center at AmerenIllinois.com! 14 AmerenIllinois.com

17 HELP IS AVAILABLE Whether you re having trouble keeping up with your energy bill or have special billing needs, there are a number of programs and services that may help. LOW INCOME HOME ENERGY ASSISTANCE PROGRAM (LIHEAP) Help is available for low-income households struggling to pay their energy bills. Funded by the U.S. Department of Health and Human Services and the State of Illinois, grants are based on the number of people in the household, total income, geographic location and the type of fuel used to heat the home. Energy assistance is provided by local community action agencies or not-for-profit agencies throughout the state. For more information, visit LIHEAPIllinois.com or call (TDD for the hearing impaired: ). WARM NEIGHBORS COOL FRIENDS The Warm Neighbors Cool Friends Program helps families in Illinois stay warm in the winter and cool in the summer. The program targets moderate income customers (those who normally do not qualify for government programs) and assists customers with both energy bills and weatherization in some areas. Primary funding sources include Ameren s Charitable Trust Foundation and customer and employee donations. To donate or learn more, call Ameren Illinois or visit WarmNeighborsCoolFriends.org

18 MEDICAL EQUIPMENT REGISTRY Storms, animals and other factors can cause unplanned power outages. Customers who use electricity for life-support equipment should have backup plans in place in the event their electric service is interrupted. Ameren Illinois maintains a Medical Equipment Registry that is used to notify customers in advance of planned maintenance outages. If you or someone in your home uses electrically-powered, life-support equipment, please contact Ameren Illinois to be added to this list. Note: The registry does not provide priority restoration during an outage or prevent disconnection for non-payment. ACTIVE MILITARY DUTY State law offers certain electricity and natural gas service protections for households including someone on active U.S. military duty. Please contact us if someone in your household is on active duty. Certain protections may also apply to disabled veterans. BILL PRINT OPTIONS Braille bills and large print bills are available to Ameren Illinois customers upon request. 16 AmerenIllinois.com

19 LOW INCOME DESIGNATION A Low Income customer is defined as a residential customer who has qualified under the income criteria of Section 6 of the Energy Assistance Act of Qualification is effective when the Low Income Home Energy Assistance Program (LIHEAP) Agency notifies Ameren Illinois of your eligibility. This notification occurs electronically; usually with the receipt of your energy grant. Eligibility established after September 1 is effective through December 31 of the following year and eligibility established before September 1 is effective through December 31 of the same year. Ameren Illinois will include a message on your bill each November reminding you to contact your LIHEAP agency to apply for program benefits if you have not already done so. The Low Income designation provides certain account protections including: Deposits assessed as a result of credit scoring will be waived No deposit will be assessed due to continuous late payments Deposits, when necessary for reasons of tampering, non-pay disconnection or a substantial unpaid final bill, will be billed in five installments instead of three The required down payment for a payment agreement is reduced from the standard 25% to 20% from April 1 through November 30 Late payment fees will not be assessed A full explanation of these rights and protections is contained in 83 Illinois Administrative Code Part 280. For information about these rules, you may call the Commission s Consumer Services Division at or visit the Commission s website at ICC.Illinois.gov

20 SAVE MONEY WITH ENERGY EFFICIENCY AMEREN ILLINOIS ENERGY EFFICIENCY PROGRAMS Stop wasting money on your energy bill! When you use less energy, you spend less, and Ameren Illinois has a range of energy efficiency programs and resources to help customers reduce their energy use. For more information on both residential and business energy efficiency programs, visit our website at AmerenIllinois.com/Programs. Business customers can call toll-free or us at ActOnEnergyBusiness@ameren.com. Residential customers can call toll-free or us at ActOnEnergyResidential@ameren.com. METER READING Your bill is based on monthly meter readings taken from your service address. The meter is read on, or about the same date each month. Estimates are generally based upon past service usage and can be higher or lower than actual usage. However, estimates are automatically corrected at the next actual meter reading. You always end up paying for exactly what you used. Ameren Illinois is in the process of updating electric and gas meters to a more advanced meter. These meters will help you better manage energy usage and costs, and will virtually eliminate estimated bills. 18 AmerenIllinois.com

21 CUSTOMER PAYMENT POLICIES BILL DUE DATES Residential service: 21 days after the mailing date. Business service: 14 days after the mailing date. Due dates may vary for government entities. LATE PAYMENTS Customers, with the exception of qualifying low-income customers and government entities, who fail to pay their bills by the due date may be assessed a late charge and may be required to re-establish credit by making a cash deposit. The late charge is one and one-half percent (1.5%) per month on the unpaid balance. For residential customers, the late payment charge will be waived if no other late payment charges were assessed in the most recent 12-month period. PREFERRED PAYMENT DATE Residential customers whose primary source of monthly income is from a government assistance program or Social Security may qualify for a preferred due date on service bills. RETURNED PAYMENTS A processing charge will be added to the customer s next bill if a check or draft of payment for service is returned. Special arrangements for cash-only payments may be required in certain returned-check situations. NOTE Ameren Illinois credit and collection practices for customers and applicants comply with the 83 Illinois Administrative Code Part 280. For information about these rules, you may call the Commission s Consumer Services Division at or visit the Commission s website at ICC.Illinois.gov

22 DEFERRED PAYMENT AGREEMENTS Residential customers that owe a past due amount for service may be eligible to make a Deferred Payment Agreement (DPA) with Ameren Illinois to avoid disconnection of utility service. A DPA will allow the customer to make a down payment towards the amount owed and then make fixed monthly installments along with regular bill payments in order to pay off the past due balance. Arrangements must be made prior to disconnection. A partial payment on a disconnect notice may not prevent utility service from being disconnected. The DPA will default if not paid in full and on time and may result in disconnection of services. We will consider the following when setting up a DPA: amount owed ability to pay payment history reason(s) the amount became past due LIHEAP eligibility any other factors that relate to the situation If you are falling behind on payments, contact Ameren Illinois immediately to attempt to work out a payment agreement on your account, even if you have previously broken an agreement. You can do this by logging on to your online account at AmerenIllinois.com and selecting Payment Assistance in the navigation bar, or by calling Customer Service. Representatives who handle billing matters are available Monday- Friday, 7 a.m. to 7 p.m. 20 AmerenIllinois.com

23 DEFAULT ON A DEFERRED PAYMENT AGREEMENT If you default either by paying late or failing to pay the full installment and current charges on or before the due date, then your account can be subject to disconnection after we send you notice. If your service has not been disconnected, you may reinstate your original DPA by paying the total amount of the installments and current charges due. Reinstatement puts you back on the original agreement. Ameren Illinois will automatically reinstate your original DPA when the required payment is received provided your services have not been disconnected. RENEGOTIATION OF A DEFERRED PAYMENT AGREEMENT If your financial circumstances have changed substantially, you may be eligible to renegotiate your deferred payment agreement. Renegotiation allows you to extend your original DPA for a longer term. In order to renegotiate your DPA, you must: not currently be in default on the DPA, have made at least the down payment to get on the DPA, and be willing to discuss the change in your economic situation with us If eligible, Ameren Illinois will renegotiate a DPA once during the term of the agreement and is not required to extend the payment period beyond one year from the date of the original agreement

24 DISCONNECTION FOR NON-PAYMENT Disconnecting service is a last resort to collect an outstanding debt, and we try to avoid it whenever possible. If we must disconnect your service, you will first receive a notice stating the amount you must pay and due date to avoid disconnection. When service is disconnected for non-payment, a service charge may be required for reconnection. You may also be required to pay a deposit. Any past due Ameren Illinois service bill must be paid before the same type of service can be reconnected. Reasons for Disconnection: Past due amounts owed to Ameren Illinois Non-payment of security deposits Default on deferred payment agreement Theft of service Failure to comply with Illinois Commerce Commission rulings Disconnection without notice when safety, health or cooperation with civil authorities is required Failure to provide access to utility facilities after four recorded attempts to do so or failing to respond to letters requesting reading arrangement 22 AmerenIllinois.com

25 MEDICAL EMERGENCY AT HOME Ameren Illinois will delay disconnection of service to a residence in cases of certified medical necessity. A doctor or health authority must first certify that loss of electric and/or gas service will aggravate an existing medical emergency or create a medical emergency for a patient residing at the premises. The doctor or health authority may telephone Ameren Illinois and then forward the written medical certification within seven days. The medical certification expires in 60 days. Upon receipt and subsequent approval of the certification, the customer will be provided an opportunity to retire past due amounts under an automatic medical payment arrangement with the first installment being due after 30 days following approval. THIRD-PARTY NOTIFICATION Sometimes it is helpful if a friend or family member receives notice that your service has been scheduled for disconnection. At your request, a duplicate disconnection notice may be mailed to a third party whom the customer designates. The third party is under no obligation to pay the bill and must agree to receive these notices. MASTER-METERED APARTMENT BUILDING Prior to disconnecting service for non-payment to a building served through a single meter and containing three or more residential apartments, we will post prominent notices to tenants and give them the opportunity to make suitable arrangements for payment of delinquent and current bills. RECONNECTION AFTER DISCONNECTION To have service restored following disconnection of electric and/or gas service for non-payment, you must pay any past-due amounts on your Ameren Illinois account. You may also be required to pay a reconnection charge and/or deposit to restore your utility service

26 SECURITY DEPOSITS Deposits are sometimes required to provide adequate assurance of payment for services provided. Service deposits for residential and small business customers are no more than one-sixth of the estimated annual service charges. Non-residential service deposits are limited to one-third of the estimated annual charges. If preferred, deposits can be billed on an installment basis. Residential deposits requested April 1 through November 30 will be divided into three equal installments and an installment will be included on each of the first three bills. Residential deposits requested between December 1 and March 31 will be divided into five equal installments and an installment will be included on each of the first five bills. Non-residential deposits will be divided into three equal installments and an installment will included on each of the first three bills regardless of the time of year. A deposit may be required for: Non-residential service applicants. An applicant with a past due service bill. Reconnection, if service has been discontinued for non-payment. Customers who have made four or more late payments in the past 12 months and who are carrying an undisputed past due balance that has remained unpaid for over 30 days beyond the due date. Large commercial or industrial customers who demonstrate indications of financial insecurity. Theft of service. An unsatisfactory credit score* returned from a national credit bureau *National credit bureaus analyze consumer credit files and assign a numerical value or credit score based on payment history and various other criteria contained in the consumer s credit file. 24 AmerenIllinois.com

27 If a deposit is assessed based on credit scoring, the deposit may be waived if an applicant is eligible for the federal Low Income Home Energy Assistance Program (LIHEAP) or is a victim of fraud. If you are disputing a deposit assessment based on your credit score, you may contact Equifax. You may be able to obtain a copy of your credit report at no charge if you contact them within 60 days of your deposit assessment. Equifax Credit Information Services, Inc. PO Box Atlanta, GA Ameren Illinois complies with the Federal Equal Credit Opportunity Act, which prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant s income derives from public assistance programs, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Deposits for customers qualified as low income are discussed in the section of this handbook entitled Low Income Designation. DEPOSIT REFUNDS Deposits are refunded after 12 months when the customer has: Fewer than 4 late payments in the previous 12 months No disconnections for non-payment. No tampering with the service No past due balance owed at the time of the deposit refund

28 If the deposit has been held for 12 months and was not refunded for any of the reasons listed above, when applicable, the accrued interest on the deposit shall be credited to the customer s next regular service bill and annually thereafter, so long as the deposit is held. This amount will be indicated on the customer s bill. START, STOP, MOVE You can start or stop your electric and/or gas service online at AmerenIllinois.com or by calling us toll free at To start service, please contact us at least three business days in advance. To stop service, please contact us at least one business day in advance. NEW SERVICE If you re an applicant for residential service, credit references will not be necessary. You will establish your credit with us during your first year as a customer. However, a deposit for new customers may be required if the applicant has a poor or insufficient credit history based on information provided by a national credit bureau (see Security Deposit section). Once you establish service you will be responsible for the bill until you notify us to discontinue service. To prevent identity theft, Red Flag Regulations, per the Federal Trade Commission, require Ameren Illinois to verify the identity of an applicant for service. Based on information provided by the national credit bureau, identification may be requested prior to obtaining new service. MOVING If you re moving to a home that is in Ameren Illinois territory, we will need your new address, your phone number, your present address and the account number 26 AmerenIllinois.com

29 listed on your bill. You will receive a new account number for the new address. If you re moving out of the area, we ll need your current address, the date you want service to end, your forwarding address, and your Ameren Illinois account number. Access to your meter(s) may be necessary for a final reading. APPLYING FOR BUSINESS SERVICE If you re applying for business service, we may require a cash deposit. After review, the company may accept a surety bond from an insurance company or an irrevocable letter of credit from your bank or a credit reference from your former electric and/or gas company. A credit application may be required. BUILDING & CONSTRUCTION If you re building, please apply for new service in the early stages of construction so service will be installed and meters properly located when you need them. For more information, please call or visit BuildWithAmerenIllinois.com. RECONNECTION OF SERVICE WITHIN 12 MONTHS If you request to have your electric and/or gas service turned off and then decide to have the same service(s) turned back on at the same address within 12 months, you will be billed the applicable monthly charges for each month the service was turned off. TAX-EXEMPT STATUS If you are a tax-exempt customer, you are required to provide notification of your tax-exempt status to Ameren Illinois, along with any relevant exemption document(s). We are required to collect applicable taxes on your account until receipt of a valid exemption notification

30 UTILITY BILL DISPUTES If you dispute a charge on your utility bill, contact Ameren Illinois immediately to have your complaint resolved. If your concerns are not addressed to your satisfaction, you have the right to appeal to a customer service supervisor. While your claim is being investigated, your account will not incur late charges nor will it be disconnected for non-payment for any amount or reason that is the subject of the dispute. If we are unable to resolve your complaint, you also have the right to appeal the decision to the Illinois Commerce Commission s Consumer Services Division. Illinois Commerce Commission (ICC) 527 E Capitol Ave Springfield, IL (TYY ) The Commission Staff will review your complaint and contact us to discuss a resolution without formal litigation. If the dispute remains unresolved, you have the right to pursue resolution through the Commission s formal complaint process. The policies and conditions for service outlined in this booklet are designed to comply with utility regulations established by the ICC. The ICC also has rules that apply to service standards and reliability. The ICC s rules, filings, and other information are available at ICC.Illinois.gov. ELECTRIC SUPPLY AND DELIVERY As an energy delivery company, Ameren Illinois is responsible for the infrastructure that moves energy from independent power plants to your door. Ameren Illinois 28 AmerenIllinois.com

31 does not own or operate the power plants. Delivery charges allow us to build, maintain and improve the system that serves you and to respond around the clock to restore service when it is interrupted. Electric delivery charges are established by the Illinois Commerce Commission and generally account for about one-half of the total electric costs on your monthly bill. Though you cannot select another energy delivery service company, you can choose your electric power and energy supplier. GAS SUPPLY AND DELIVERY As an energy delivery company, Ameren Illinois moves natural gas from interstate pipelines to homes and businesses. Some customers may have the option to choose their natural gas supplier. Non-residential customers can contract a third party supplier to buy their own gas and transport it to Ameren Illinois system for delivery. If you have Ameren Illinois buy your gas supply, the cost of that supply currently makes up about 75 to 80 percent of your annual gas bill, including delivery charges. Ameren Illinois costs for the gas supply it buys on behalf of customers changes every month. These costs are called the Purchase Gas Adjustment and are filed monthly with the Illinois Commerce Commission (ICC). To learn more about electric and natural gas supply options, to go AmerenIllinois.com and click on Supply Choice

32 BEWARE OF SCAMS Across the country, scam artists are targeting utility customers, threatening to disconnect electric and natural gas service if they are not paid immediately. Ameren Illinois does not want this to happen to you. KNOW HOW TO PROTECT YOURSELF Never trust someone who calls you and demands immediate payment Never share credit card numbers or purchase a pre-paid credit card if you receive a call asking for payment Never share your billing information. We can assure you that we will never contact you by phone or door to door asking you for this information, as we are already aware of it Call us at the number printed on your bill or go online to check the status of your account Learn about ways to pay your bill securely at AmerenIllinois.com or by calling CONTACT INFORMATION VISIT: facebook.com/amerenillinois youtube.com/amerenillinois CALL: Printed on recycled paper. Please recycle. 83 Sec Rev. 9/16 30

Important Information About. Your Rights As A Customer. New Mexico

Important Information About. Your Rights As A Customer. New Mexico Important Information About Your Rights As A Customer New Mexico Public Notice of Residential Customer Rights El Paso Electric ( EPE ) has prepared this pamphlet as a summary to explain normal customer

More information

Customer Information Checklist

Customer Information Checklist Customer Information Checklist Subpart B: APPLICATIONS FOR UTILITY SERVICE Section 280.30 Application February 2016 General Description Old Requirement The previous requirement described the application

More information

The York Water Company

The York Water Company The York Water Company Your Rights and Responsibilities as a Water or Sewer Consumer Table of Contents The Pennsylvania Public Utility Commission (PUC) prepared this guide to summarize the regulations

More information

Your Rights and Responsibilities. as a Utility Consumer

Your Rights and Responsibilities. as a Utility Consumer Your Rights and Responsibilities as a Utility Consumer The Pennsylvania Public Utility Commission (PUC) prepared this guide to summarize the regulations regarding Standards and Billing Practices for Residential

More information

Maryland Customer. Rights and Responsibilities

Maryland Customer. Rights and Responsibilities Maryland Customer Rights and Responsibilities October 2014 This booklet was prepared in accordance with Maryland Public Service Commission regulations to highlight and answer some of the questions you

More information

ENGIE Prepayment. A Guide to your prepayment meter

ENGIE Prepayment. A Guide to your prepayment meter ENGIE Prepayment A Guide to your prepayment meter 1 An introduction to prepayment Welcome to prepayment from all of us here at ENGIE. This guide is here to give you lots of information about prepayment

More information

Customer rights and responsibilities. Verizon residence

Customer rights and responsibilities. Verizon residence Customer rights and responsibilities Verizon residence A clear understanding of your rights and responsibilities as a Verizon residence customer helps us to serve you better. The next few pages provide

More information

OHIO GAS COMPANY - - A GUIDE TO OUR SERVICES YOUR RIGHTS & RESPONSIBILITIES

OHIO GAS COMPANY - - A GUIDE TO OUR SERVICES YOUR RIGHTS & RESPONSIBILITIES OHIO GAS COMPANY - - A GUIDE TO OUR SERVICES YOUR RIGHTS & RESPONSIBILITIES We re glad to have the opportunity to have you as our customer, and look forward to providing you with reliable, dependable,

More information

Department of Public Works Water & Sewer Divisions. Water & Sewer Divisions Customer Service Policy & Procedure Manual

Department of Public Works Water & Sewer Divisions. Water & Sewer Divisions Customer Service Policy & Procedure Manual Department of Public Works Customer Service Page 1 I. Application for Service Anyone may apply for water and/or sewer service to a property provided they are the owner, owner s agent, or an occupant of

More information

CITY of PIEDMONT UTILITIES

CITY of PIEDMONT UTILITIES CITY of PIEDMONT UTILITIES Standard Service Policy 06/20/2017 Purpose This policy has been developed to provide a method for the City of Piedmont utilities to respond to our utility customers in a fair

More information

customer rights& obligations

customer rights& obligations Payment Assistance for Residential Customers If you re having trouble paying your monthly electric bill, please call us to find out if one of these programs may help: PIPP Plus PIPP Plus helps qualifying

More information

Conditions for supplying energy to small and medium enterprises (November 2016)

Conditions for supplying energy to small and medium enterprises (November 2016) Conditions for supplying energy to small and medium enterprises (November 2016) 1 Introduction 1.1 These conditions apply if we supply your business with energy and: you have entered into a verbal or written

More information

New Member Information

New Member Information New Member Information Table of Contents Page 2..About Heartland REMC Page 3..How to contact Heartland REMC Page 4.... Paying your Bill Page 5...Bill Payment Options Page 6..Power Outage Page 7...Operation

More information

Arkansas Customer Guide

Arkansas Customer Guide Arkansas Customer Guide IMPORTANT INFORMATION SAFETY Consumer s Gas Piping and Equipment Pursuant to U.S. Department of Transportation Regulation 49 CFR 192.16 Black Hills Energy does not maintain the

More information

Wake Electric Member Guidebook

Wake Electric Member Guidebook Wake Electric Member Guidebook You re a member. You re an owner. Welcome to Wake Electric. You are now part of a not-for-profit electric utility a cooperative. Your new service connection automatically

More information

Member Information Guide. Innovation Integrity Accountability Commitment to Community. Members are the most important part of our cooperative.

Member Information Guide. Innovation Integrity Accountability Commitment to Community. Members are the most important part of our cooperative. Member Information Guide Innovation Integrity Accountability Commitment to Community Members are the most important part of our cooperative. Dear Member, The directors and employees of Tri-County Electric

More information

Northern Illinois Gas Company

Northern Illinois Gas Company d/b/a Nicor Gas Company 4th Revised Sheet No. 37 (Canceling 3rd Revised Sheet No. 37, Effective October 26, 2015) (Continued From Sheet No. 36.1) BILLING, MAINTENANCE OF CREDIT, AND DEPOSITS: Deferred

More information

RULES AND REGULATIONS

RULES AND REGULATIONS Harriman Utility Board RULES AND REGULATIONS HUB POLICIES HUB-ADM-RR-122718-001 December 27, 2018 HUB-ADM-RR-122718-001 Page 1 Contents 1. Information to Customers... 4 2. Applying for Service... 4 3.

More information

Residential Electricity Terms of Service

Residential Electricity Terms of Service Residential Electricity Terms of Service Commonwealth Edison ( Utility ) The following Residential Electricity Terms of Service ( TOS ) will apply to residential customers who choose Champion Energy (

More information

Fort Valley Utility Commission 500 Anthoine Street PO Box 1529 Fort Valley GA 31030

Fort Valley Utility Commission 500 Anthoine Street PO Box 1529 Fort Valley GA 31030 Fort Valley Utility Commission 500 Anthoine Street PO Box 1529 Fort Valley GA 31030 NEW CUSTOMER INFORMATION Office Hours: Monday Friday (8:00 AM 5:00 PM. Our office is open until 6:00 PM on payment due

More information

Your. Rights and Responsibilities. as a Residential Customer of Penelec (New York Service Area)

Your. Rights and Responsibilities. as a Residential Customer of Penelec (New York Service Area) Your Rights and Responsibilities as a Residential Customer of Penelec (New York Service Area) As a residential customer of Penelec, you have rights and responsibilities, which are summarized in this pamphlet.

More information

ComEd Part 280 INTRODUCTION

ComEd Part 280 INTRODUCTION ComEd Part 280 INTRODUCTION On November 1, 2014, the Illinois Commerce Commission s (ICC) rewrite of the Part 280 rules became effective. 83 Ill. Adm. Code Sec. 280. Part 280 provides a roadmap for utilities

More information

Payment methods ZipCheck Automatic Payment Pay online Credit/Debit Card or Electronic Check Pay in person Pay by mail Payment by check

Payment methods ZipCheck Automatic Payment Pay online Credit/Debit Card or Electronic Check Pay in person Pay by mail Payment by check Table Of Contents 5 6-7 7-9 Application for service Installation of new service Security deposit Policy for new customers Policy for existing customers Your gas meter Usage history Meter testing 9-10 10

More information

NEW PRAGUE UTILITIES COMMISSION CUSTOMER SERVICE POLICY ELECTRIC, WATER & SEWER SERVICE

NEW PRAGUE UTILITIES COMMISSION CUSTOMER SERVICE POLICY ELECTRIC, WATER & SEWER SERVICE NEW PRAGUE UTILITIES COMMISSION CUSTOMER SERVICE POLICY ELECTRIC, WATER & SEWER SERVICE Revised 9/05/17 APPLICATION FOR SERVICE Each customer must fill out an Application for Utility Service. This application

More information

P a g e 1 TOS_IL_DUAL_ENGLISH_

P a g e 1 TOS_IL_DUAL_ENGLISH_ P a g e 1 Frontier Utilities Northeast, LLC 5161 San Felipe Suite 320 Houston, TX 77056 1-877-636-3450 www.frontierutilities.com Customer Service Hours: Monday Friday 7 am 6 pm, Saturday 8 am 2 pm CT Illinois

More information

Pay As You Go Meter Statement

Pay As You Go Meter Statement Pay As You Go Meter Statement A Pay As You Go meter (or Prepayment meter) A meter that lets you pay for your electricity and gas in advance. You can buy credit at hundreds of Post Office branches or PayPoint

More information

INSIDE THE RESIDENCE OR BUSINESS

INSIDE THE RESIDENCE OR BUSINESS The City of Lancaster provides five (5) utility services including gas, water, sewer, sanitation, and storm water within our corporation limits. For general information, City wide, please go to www.ci.lancaster.oh.us

More information

MOUNTAIN HOME WATER DISTRICT 2323 SW Buckman Road West Linn, OR 97068

MOUNTAIN HOME WATER DISTRICT 2323 SW Buckman Road West Linn, OR 97068 PUC Oregon No. 1 Original Sheet No. 1 Containing Rules and Regulations Governing Water Utility Service NAMING RATES FOR MOUNTAIN HOME WATER DISTRICT 2323 SW Buckman Road West Linn, OR 97068 503-475-8463

More information

Services for our Senior Customers. Bill Payment Special Services Community Assistance Saving Money Contacting MLGW

Services for our Senior Customers. Bill Payment Special Services Community Assistance Saving Money Contacting MLGW Memphis Light, Gas and Water P.O. Box 430 Memphis, TN 38101-0430 Services for our Senior Customers Bill Payment Special Services Community Assistance Saving Money Contacting MLGW How and where can I pay

More information

Schedule of Rules and Regulations Fulton Electric System

Schedule of Rules and Regulations Fulton Electric System Schedule of Rules and Regulations Fulton Electric System 1. Applications for Service... Each prospective customer desiring electric may be required to sign Distributor's standard form of application for

More information

Terms of Service Agreement & Your Rights As a Customer Commercial Plan: NEC Co-op Energy NECCo-opEnergyTX COM

Terms of Service Agreement & Your Rights As a Customer Commercial Plan: NEC Co-op Energy NECCo-opEnergyTX COM Terms of Service Agreement & Your Rights As a Customer Commercial Plan: NEC Co-op Energy NECCo-opEnergyTX 012017-COM The following Terms of Service Agreement will apply to commercial customers who select

More information

Welcome to Butler PPD

Welcome to Butler PPD Payments Accepted Welcome to Butler PPD GENERAL INFORMATION OFFICE HOURS Monday - Friday 7:30 A.M. - 4:00 P.M. www.butlerppd.com 1331 N 4th Street David City, NE 68632-1107 402-367-3081 800-230-0569 HOLIDAYS

More information

Paying for your business banking needn t be complicated. That s why our Fixed Fee Account gives you greater control over the charges you pay.

Paying for your business banking needn t be complicated. That s why our Fixed Fee Account gives you greater control over the charges you pay. Fixed Fee Account Paying for your business banking needn t be complicated. That s why our Fixed Fee Account gives you greater control over the charges you pay. Choose the account plan that best suits your

More information

Plan for Emergencies and Disasters During Preparedness Month

Plan for Emergencies and Disasters During Preparedness Month MASSACHUSETTS EMERGENCY MANAGEMENT AGENCY FOR IMMEDIATE RELEASE: September 10, 2018 CONTACT Christopher Besse, Massachusetts Emergency Management Agency christopher.besse@state.ma.us Plan for Emergencies

More information

Hughes Natural Gas, Inc. Customer Information and Rules of Service Updated September 2017

Hughes Natural Gas, Inc. Customer Information and Rules of Service Updated September 2017 Hughes Natural Gas, Inc. Customer Information and Rules of Service Updated September 2017 LOCATION: 31830 State Highway 249, Ste A, Pinehurst, TX 77362 PHONE: (281) 766-1290 Toll Free: (866) 601-3507 WEBSITE:

More information

5757 Woodway Drive Suite 270 Houston TX YOUR RIGHTS AS A CUSTOMER. Page 1 of 7 Version No.

5757 Woodway Drive Suite 270 Houston TX YOUR RIGHTS AS A CUSTOMER. Page 1 of 7 Version No. This document describes Your Rights as a Retail Electric Customer, and is a required disclosure for all residential electricity customers regardless of Retail Electric Provider. Power Express is a Retail

More information

CHAPTER 14 RESPONSIBLE UTILITY CUSTOMER PROTECTION

CHAPTER 14 RESPONSIBLE UTILITY CUSTOMER PROTECTION CHAPTER 14 RESPONSIBLE UTILITY CUSTOMER PROTECTION PENNSYLVANIA CONSOLIDATED STATUTES TITLE 66 Sec. 1401. Scope of chapter. 1402. Declaration of policy. 1403. Definitions. 1404. Cash deposits and household

More information

A GUIDE TO PREPAYMENT METERS. What's in this guide? Meter reads. What are prepayment meters? Home moves

A GUIDE TO PREPAYMENT METERS. What's in this guide?   Meter reads. What are prepayment meters? Home moves A GUIDE TO PREPAYMENT METERS What's in this guide? What are prepayment meters? Getting a prepayment meter installed Your Green Star Energy key or card How to read your meter Emergency credit Meter reads

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

Electricity Standard Terms and Conditions

Electricity Standard Terms and Conditions Electricity Standard Terms and Conditions 1 Our arrangement with you 1.1 In these terms and conditions, "We" is used to mean Electricity Direct Ltd, and "You" is used to mean you, our customer. 1.2 Our

More information

Facts You Should Know About Your Water Service

Facts You Should Know About Your Water Service Facts You Should Know About Your Water Service The York Water Company That good York water. We re proud of our product. Of all the products available today, ours is one of the purest, safest, and most

More information

Welcome to Butler PPD

Welcome to Butler PPD Welcome to Butler PPD Payments Accepted PAYMENT DROP-OFF SITES What s convenient for one customer isn t always convenient for another. That s why Butler PPD offers payment drop-off sites. Review the requirements

More information

NATURAL GAS TARIFF. Rule No. 13 TERMINATION OF SERVICE

NATURAL GAS TARIFF. Rule No. 13 TERMINATION OF SERVICE 1 st Revised Sheet No. R-13.1 Canceling Original Revised Sheet No. R-13.1 13-1 Definitions - For purposes of this Rule: A. Appliances essential for maintenance of health means any natural gas energy-using

More information

SCHEDULE OF RULES AND REGULATIONS

SCHEDULE OF RULES AND REGULATIONS SCHEDULE OF RULES AND REGULATIONS 1. APPLICATION FOR SERVICE: Each prospective customer desiring service will be required to complete and sign a City of Oxford Electric Department (OED) standard form of

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

Market Contract Terms

Market Contract Terms Market Contract Terms Electricity Market Retail Contract between Aurora Energy and you Aurora Energy Pty Ltd l ABN 85 082 464 622 21 Kirksway Place, Battery Point Tasmania 7004 Ph: 1300 132 003 Fax: (03)

More information

Standard Domestic Contractual Terms & Conditions

Standard Domestic Contractual Terms & Conditions Standard Domestic Contractual Terms & Conditions T&C-DOM-v.0.1 These are the terms and conditions for the supply of electricity and/or gas to your domestic property. First, here is some basic information

More information

Your Rights As A Customer

Your Rights As A Customer Your Rights As A Customer This document summarizes Your Rights as a Customer and is based on customer protection rules adopted by the Public Utility Commission of Texas (PUC). These rules apply to all

More information

Please keep this guide handy for future reference

Please keep this guide handy for future reference Section 1 Welcome to Nicor Gas............................ 2 When and how to contact us Moving information Section 2 Understanding your bill........................... 4 How to read your gas meter How

More information

P.S.C.U. No. 50 Original Sheet No. 10R.1 ROCKY MOUNTAIN POWER ELECTRIC SERVICE REGULATION NO. 10 STATE OF UTAH

P.S.C.U. No. 50 Original Sheet No. 10R.1 ROCKY MOUNTAIN POWER ELECTRIC SERVICE REGULATION NO. 10 STATE OF UTAH P.S.C.U. No. 50 Original Sheet No. 10R.1 ROCKY MOUNTAIN POWER ELECTRIC SERVICE REGULATION NO. 10 STATE OF UTAH Termination of Service and Deferred Payment Agreement 1. TERMINATION OF SERVICE TO NON-RESIDENTIAL

More information

Terms and Conditions for Hive Active Heating (Hive Active Heating subscription)

Terms and Conditions for Hive Active Heating (Hive Active Heating subscription) Terms and Conditions for Hive Active Heating (Hive Active Heating subscription) Please read this document carefully as it will tell you everything you need to know about the terms on which we will deal

More information

1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account.

1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. CREDIT CARD AGREEMENT FOR BEYOND SMALL BUSINESS MASTERCARD OF FIRSTBANK (THE AGREEMENT ) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first

More information

Hello. Classic Classic Plus

Hello. Classic Classic Plus Hello. Classic Classic Plus Welcome to a different kind of banking. Hello, welcome and above all, thank you for opening a current account with TSB. You ve joined a bank that isn t like any other bank.

More information

YOUR ELECTRIC RATES. ColnEd powering lives AND OTHER HANDY INFORMATION ABOUT YOUR ELECTRIC SERVICE

YOUR ELECTRIC RATES. ColnEd powering lives AND OTHER HANDY INFORMATION ABOUT YOUR ELECTRIC SERVICE YOUR ELECTRIC RATES AND OTHER HANDY INFORMATION ABOUT YOUR ELECTRIC SERVICE Residential Customers See supplemental sheet for current pricing ColnEd powering lives An Exelon Company This pamphlet provides

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

Your. Customer. Arkansas. Rights as a. Go Green! Go Paperless! (Learn how on page 5)

Your. Customer. Arkansas. Rights as a. Go Green! Go Paperless!  (Learn how on page 5) Your Rights as a Customer Arkansas Go Green! Go Paperless! (Learn how on page 5) www.swepco.com Arkansas Your Rights as a Customer To Our Customer... AEP Southwestern Electric Power (SWEPCO) has prepared

More information

City of Fort Meade 8 West Broadway * PO Box 856 Fort Meade, FL * Fax

City of Fort Meade 8 West Broadway * PO Box 856 Fort Meade, FL * Fax City of Fort Meade 8 West Broadway * PO Box 856 Fort Meade, FL 33841 863.285.1100 * Fax 863.285.1125 CITY OF FORT MEADE UTILITY POLICIES The following customer information is provided so you may better

More information

Water Works and Sewer Department of the Town of Eclectic

Water Works and Sewer Department of the Town of Eclectic Water Works and Sewer Department of the Town of Eclectic Policies and Rates for all Water Customers 507 Main Street Eclectic, Alabama 36024 Office: 334-541-2840 Fax: 334-541-4478 Email: waterandsewer@townofeclectic.com

More information

CUSTOMER RELATIONS POLICIES

CUSTOMER RELATIONS POLICIES CUSTOMER RELATIONS POLICIES Approved 11/25/15 CUSTOMER SERVICE GENERAL POLICIES TABLE OF CONTENTS 1. GENERAL POLICIES 3 1.1 Customer Defined 3 1.2 Deposits 4 1.3 Issuance of Bills 4 1.4 Estimated Bills

More information

Customer Rights + Responsibilities

Customer Rights + Responsibilities Customer Rights + Responsibilities The information provided in this document is specific to your water service and summarizes your rights and responsibilities as an Evansville Water and Sewer Utility customer.

More information

APGFCU Cash Back Credit Card Disclosure Statement and Agreement

APGFCU Cash Back Credit Card Disclosure Statement and Agreement APGFCU Cash Back Credit Card Disclosure Statement and Agreement In this Agreement the words you and your mean each and all of those who apply for the card or use the card. Card means the Cash Back Visa

More information

Tucson Electric Power Company Rules and Regulations

Tucson Electric Power Company Rules and Regulations Original Sheet No.: 903 A. Information from New Applicants 1. The Company may obtain the following minimum information from each new application for service: a. Name or names of Applicant(s); b. Service

More information

Terms & Conditions. Our commitment to you! Electricity Customers (VIC, NSW, QLD, SA, WA)

Terms & Conditions. Our commitment to you! Electricity Customers (VIC, NSW, QLD, SA, WA) Terms & Conditions Our commitment to you! Electricity Customers (VIC, NSW, QLD, SA, WA) Introduction This Agreement is about the sale and supply of electricity to you as an Embedded Network customer. This

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

General Terms and Conditions for Domestic Customers

General Terms and Conditions for Domestic Customers General Terms and Conditions for Domestic Customers Applicable from 1 December 2017 Contents 1. About us... 1 2. Contacting us... 2 3. General... 4 4. Definitions... 4 5. Standards of service... 11 6.

More information

Fidelity BillPay SERVICE AGREEMENT

Fidelity BillPay SERVICE AGREEMENT Fidelity BillPay SERVICE AGREEMENT Fidelity BillPay Service Agreement This Fidelity BillPay Service Agreement (the Agreement ) governs your use of the Fidelity BillPay Service (the Service ) and supersedes

More information

Credit Card Disclosure Statement and Agreement for APGFCU Credit and Share Secured Credit Cards Issued After June 15, 2017

Credit Card Disclosure Statement and Agreement for APGFCU Credit and Share Secured Credit Cards Issued After June 15, 2017 In this Agreement the words you and your mean each and all of those who apply for the card or use the card. Card means the VISA Credit Card and any duplicates and renewals we issue. Account means your

More information

KENTUCKY POWER CUSTOMER HANDBOOK

KENTUCKY POWER CUSTOMER HANDBOOK KENTUCKY POWER CUSTOMER HANDBOOK Our Commitment to You At Kentucky Power, we are committed to supplying our customers with safe and reliable electric service. We aim to give one kind of service to everyone

More information

Cardholder Agreement. Effective 10/1/17

Cardholder Agreement. Effective 10/1/17 Cardholder Agreement INTRODUCTION: In this document, the term Agreement means this Cardholder Agreement and the disclosures found in our Important Cost Information about our Credit Card insert that is

More information

Terms of Service Residential and Small Commercial Postpaid

Terms of Service Residential and Small Commercial Postpaid Terms of Service Residential and Small Commercial Postpaid TERMS OF SERVICE: These Terms of Service ( TOS ) document explains the details of your electric service from CPL Retail Energy, LP ( CPL Retail

More information

ScottishPower Gas and Electricity. General Terms and Conditions for Domestic Customers

ScottishPower Gas and Electricity. General Terms and Conditions for Domestic Customers ScottishPower Gas and Electricity General Terms and Conditions for Domestic Customers 2 Part 1 Glossary of important terms 1 The words listed below have the following meanings in these terms and conditions

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

Your Guide to Residential Utility Services

Your Guide to Residential Utility Services TACO M A P U B L I C U T I L I T I E S Your Guide to Residential Utility Services MyTPU.org Contents 3 Welcome 4 How to contact us 5 Start, Transfer or Stop Service 7 Deposit Information 8 Rate Information

More information

A Roadmap For Members Nov

A Roadmap For Members Nov COMPUTER BANKING SYSTEM UPGRADE: A Roadmap For Members Nov. 20-21 1 TABLE OF CONTENTS COMPUTER BANKING SYSTEM UPGRADE Why is Kawartha Credit Union making this change?... 5 When will the computer banking

More information

STATE OF MISSOURI, PUBLIC SERVICE COMMISSION P.S.C. MO. No. 2 2nd Revised Sheet No. R-1 Canceling P.S.C. MO. No. 2 1st Revised Sheet No.

STATE OF MISSOURI, PUBLIC SERVICE COMMISSION P.S.C. MO. No. 2 2nd Revised Sheet No. R-1 Canceling P.S.C. MO. No. 2 1st Revised Sheet No. P.S.C. MO. No. 2 2nd Revised Sheet No. R-1 Canceling P.S.C. MO. No. 2 1st Revised Sheet No. R-1 THE EMPIRE DISTRICT COMPANY INDEX Sheet No. 1. DEFINITIONS R-3 2. SERVICE AGREEMENTS 2.01 Applications for

More information

VERMONT ATTORNEY GENERAL S OFFICE CONSUMER PROTECTION RULE (CP) 111 REGULATION OF PROPANE Adopted December 1, 2011 Effective January 1, 2012

VERMONT ATTORNEY GENERAL S OFFICE CONSUMER PROTECTION RULE (CP) 111 REGULATION OF PROPANE Adopted December 1, 2011 Effective January 1, 2012 VERMONT ATTORNEY GENERAL S OFFICE CONSUMER PROTECTION RULE (CP) 111 REGULATION OF PROPANE Adopted December 1, 2011 Effective January 1, 2012 CP 111.01 Prohibited Acts CP 111.02 Definitions CP 111.03 Disclosure

More information

the contract under which we supply Energy to the Premises and includes a Deemed Contract unless otherwise specified

the contract under which we supply Energy to the Premises and includes a Deemed Contract unless otherwise specified Terms and conditions These are our latest terms and conditions, version v0.2. Octopus Energy Limited - General Terms & Conditions for Domestic Customers Definitions "Address" "Application" "Consent Request"

More information

CITY OF BASTROP UTILITY POLICY

CITY OF BASTROP UTILITY POLICY CITY OF BASTROP UTILITY POLICY Approved 08/09/2016 1 TABLE OF CONTENTS 101. Description of Operations....................... 6 102. Areas of Service 102.1 Electric Service Area..................... 6 102.2

More information

dc water guide to customer services district of columbia water and sewer authority

dc water guide to customer services district of columbia water and sewer authority dc water guide to customer services district of columbia water and sewer authority dc water guide to customer services Dear Customer: Whether you re a new customer or you already have an account with us,

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

Welcome. Please call , locally or , toll free, to activate service and for instructions on completing the attached form(s).

Welcome. Please call , locally or , toll free, to activate service and for instructions on completing the attached form(s). 806.249.4506 800.299.4506 Fax: 806.249.5620 Welcome Please call 806.249.4506, locally or 1.800.299.4506, toll free, to activate service and for instructions on completing the attached form(s). Meter numbers

More information

PRODUCTS AND SERVICES GUIDE INFORMATION ABOUT THE TRANSFER OF YOUR PERSONAL ACCOUNT FROM ALOSTAR TO CADENCE BANK. A division of Cadence Bank, N.A.

PRODUCTS AND SERVICES GUIDE INFORMATION ABOUT THE TRANSFER OF YOUR PERSONAL ACCOUNT FROM ALOSTAR TO CADENCE BANK. A division of Cadence Bank, N.A. PRODUCTS AND SERVICES GUIDE INFORMATION ABOUT THE TRANSFER OF YOUR PERSONAL ACCOUNT FROM ALOSTAR TO CADENCE BANK. A division of Cadence Bank, N.A. WELCOME TO CADENCE BANK. WE ARE VERY PLEASED TO INTRODUCE

More information

The Freedom of pportunity. Low Rates. 0% Balance Transfers

The Freedom of pportunity. Low Rates. 0% Balance Transfers 0% APR* Introductory Balance Transfers for the first 6 billing cycles Rates as low as 9.9% APR* to 13.9% APR* The Freedom of pportunity Reasons to Switch to PeoplesChoice Freedom Visa 0% Balance Transfers

More information

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and

More information

ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE

ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE The Electronic Fund Transfer Act (EFTA) was enacted on November 10, 1978, and is implemented by the Federal Reserve Board s Regulation E. The EFTA provides

More information

PO Box 179 Greenbelt, MD esfcu.org

PO Box 179 Greenbelt, MD esfcu.org PO Box 179 Greenbelt, MD 20768-0179 301.779.8500 esfcu.org Electronic Fund Transfers Agreement and Disclosure This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and

More information

THE NARRAGANSETT ELECTRIC COMPANY TERMS AND CONDITIONS FOR DISTRIBUTION SERVICE

THE NARRAGANSETT ELECTRIC COMPANY TERMS AND CONDITIONS FOR DISTRIBUTION SERVICE THE NARRAGANSETT ELECTRIC COMPANY TERMS AND CONDITIONS FOR DISTRIBUTION SERVICE RIPUC No. 2217 Sheet 1 The following Terms and Conditions where not inconsistent with the rates are a part of all rates.

More information

Closing Costs & Information

Closing Costs & Information Closing Costs & Information Congratulations! You have decided to buy a new home. This will help you take this big financial step by describing the home buying, home financing, and settlement process. Lenders

More information

Operating Guide Effective October 2016

Operating Guide Effective October 2016 Operating Guide Effective October 2016 For Provider use only 800-859-9975 Press 1 to access options below 24 Hour toll free assistance for application and credit line processing Program, Processing, and

More information

Customers Requiring Additional Support. A ScottishPower Charter

Customers Requiring Additional Support. A ScottishPower Charter Customers Requiring Additional Support A ScottishPower Charter This charter explains how we can help our customers who need a little bit of extra support, at no additional charge. We can help if you, or

More information

CLEVELAND UTILITIES SCHEDULE OF RULES AND REGULATIONS

CLEVELAND UTILITIES SCHEDULE OF RULES AND REGULATIONS CLEVELAND UTILITIES SCHEDULE OF RULES AND REGULATIONS The following Rules and Regulations shall apply to all customers of Cleveland Utilities without regard to race, color, creed, sex, age, national origin,

More information

Member Rights & Responsibilities Updated Oct. 2014

Member Rights & Responsibilities Updated Oct. 2014 Member Rights & Responsibilities Updated Oct. 2014 Information about our rates and rules, as approved by the Great Lakes Energy board of directors, is available for review upon request at any Great Lakes

More information

Terms and Conditions. of Supply. Customer TCs

Terms and Conditions. of Supply. Customer TCs Terms and Conditions of Supply 1 *** IMPORTANT: YOU MUST BE OVER 18 TO ENTER INTO THESE TERMS*** Our terms 1 Definitions 1.1 The following words are used in this these terms and this is what they mean:

More information

%, based on your creditworthiness at the time

%, based on your creditworthiness at the time DuPont Community Credit Union MASTERCARD PLATINUM CREDIT CARD Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Balance Transfers APR for Cash Advances Paying Interest

More information

INDIAN HILLS UTILITY OPERATING COMPANY, INC. CUSTOMER RIGHTS AND RESPONSIBILITIES

INDIAN HILLS UTILITY OPERATING COMPANY, INC. CUSTOMER RIGHTS AND RESPONSIBILITIES INDIAN HILLS UTILITY OPERATING COMPANY, INC. CUSTOMER RIGHTS AND RESPONSIBILITIES Central States Water Resources Welcome Indian Hills Utility Operating Company, Inc. Customers Indian Hills Utility Operating

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

DuPont Community Credit Union MASTERCARD PLATINUM CREDIT CARD

DuPont Community Credit Union MASTERCARD PLATINUM CREDIT CARD DuPont Community Credit Union MASTERCARD PLATINUM CREDIT CARD Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0.00% Introductory APR for 6 monthly statement periods on all

More information

ISLAMIC BUSINESS ACCOUNT CHARGES. Your account charges explained

ISLAMIC BUSINESS ACCOUNT CHARGES. Your account charges explained ISLAMIC BUSINESS ACCOUNT CHARGES Your account charges explained Contents Introduction 3 Introductory offer 3 When your free banking ends 3 Help with queries 3 Keeping your charges low 4 Statements 4 Balance

More information

Online Fixed Energy A Guaranteed Deal

Online Fixed Energy A Guaranteed Deal Online Fixed Energy A Guaranteed Deal Online Fixed Price Energy February 2016 Prices effective from 20th January 2015 Subject to availability and may be withdrawn from sale at any time. Online Fixed Price

More information