Application No. VER : 4.0/0818

Transcription

1 HL APPLICATION FORM FIELDS WITH * (STAR) ARE MANDATORY Name* Mr / Ms / Mrs / Dr / M/s Sur Name Mother Maiden Name* Application No. VER : 4.0/0818 Please collect your MID / Schedule of charges 1. BASIC INFORMATION BORROWER (INDIVIDUAL) Amount of deposit `. If existing customer, code If there are more details please use a separate sheet 2. ADDRESS Preferred Mailing Address Present Permanent Office Regd. Office 3. IDENTITY PROOF DETAILS (One Identity Proof is Mandatory) 4. INCOME DETAILS AGRICULTURE Agriculture type: Farmer Landlord Dairy Farm Poultry Aquaculture Sl. No. Land Ownership* Land Owner Relationship Business Location: Date of Birth* Gender* M F TG Marital Status* Single Married Person with disability No Yes Religion* Caste* PRESENT PERMANENT OFFICE/BUSINESS Flat / Door No. & Building Name* Road Number / Road Name* Landmark* Ph / Mob 1* Flat / Door No. & Building Name* Road Number / Road Name* Ph / Mob 1* Name of the organization* Office/Business Address* Landmark* Phone No.* Hindu SC Christian Actual Subsect & Sub Caste name as per Govt. Classification* ST Muslim MBC Area in Acres Buddhist BC Is it a PP No.?* Yes No Is it a PP No.?* Yes No Is it a PP No.?* Yes No Taluk, Village & Pincode ID* Mob 1 is Pre paid Post paid ISP: Airtel BSNL Idea MTNL Reliance TATA Vodafone Address is as in (Address proof) Alternate Mobile 2 ID* Fax No. Fax No. Fax No. Survey/ Patta No. No. of Kids* Free/ Encumbered Market Value (`.) No. of Dependents* Educational Qualification* 10th or below Graduate Post Graduate and above Professional Sikh OBC Zorastrian Jain Type of Residence* Owned Parent Owned Co Leased Rented Residential Status* Nationality* Occupation* Preferred Verbal Communication Language Resident Indian Non-Resident Monthly Rental Payable : `. Business Salaried Agriculture Profession Services Are you a shareholder in this Bank? IBL Bank Account No. Yes Father Name* Spouse Name* (please specify details) FC Number of years in this house Number of years in this City Whether applicant is a director of any Bank or IBL* Yes No Land Tax p.a. (`.) Irrigation Source No Details of Investment / Bank Accounts Nature of Account Current Savings Mob 2 is Pre paid Post paid ISP: Airtel BSNL Idea MTNL Reliance TATA Vodafone PAN No. Passport No. Driving License No. Voter ID CKYC ID GST PAN Holder Expiry Nature Photo Ration Card Post Off. Iden. No. 2W LMV MGV/MPV HGV/HPV Virtual ID AADHAAR No. (UID) Udyog Aadhaar Expiry Sl. No. Soil Type s Type of Crop** Name of Crop Harvesting Cycles Per Annum Yield/Acre (in quintals) Market Price (`.per quintal) Cost / Expenses per Acre per Cycle (`.) Tractor Rentals Spent p.a. (`.) Net Income (`.)/ Harvesting Cycle Since how long you are into Agriculture Tax Return Filed Yes No Saral dated years Do you own tractor(s) No Yes Free Nos. On Loan Nos. Are you a member of any Primary Agricultural Co-op Society No Yes * Land Ownership : Self Owned / Parent Owned / Lease / Rented / Family Owned Irrigation Source : River / Lake / Well Pumpset / Govt. supplied / Rainfed ** Type of Crop : Food Crops / Fruit Crops / Root & Tubers / Pulses / Cash Crops / Vegetables / Decorative Flowers / Cereals s Soil Type : Red / Black / Sandy / Marshy / Alluvial / 7/12, 8A, 6D, Khasra, Khatavani, Pahani, Chitti, Adangal, EC, Ebill, Saledeed, Land book Documents should be verified for these lands.

2 Type of organisation Whether Business / Profession owned by the family Type of Organisation Department Gross Income `. p.m. Rental Income `. p.m. Name of Previous employer Address of Previous employer Relationship with Applicant Income from: Business Profession 7. FAMILY INCOME DETAILS 8. CREDIT CARD / BANK DETAILS Credit Card Details (Please note if you have more than one credit card then give details of the major credit card) Do you have a credit card? Yes Name of bank Account type No Card issued by Credit Limit `. NUMBER OF BANK ACCOUNTS Branch Name Branch Address Proprietorship PS Firm Card Number Gross Earnings p.m. `. PDC Bank Details (1) Number of earning members other than applicant Turnover p.a. `. Net Earnings p.m. `. Net Profit p.a. `. Gross Profit p.a. `. Total Family Income p.m. `. (excluding applicant s income) 5. INCOME DETAILS BUSINESS / PROFESSION Proprietorship PS Firm Pvt. Ltd. Public Ltd. MNC Total in Business / Profession Networth `. (Capital + Reserves excluding revaluation reserves) Rental Income `. p.a. NOTE : Details as per latest P&L, BS, ITR. State City Pin code 6. INCOME DETAILS SALARIED Pvt. Ltd. Public Ltd. MNC Govt. Military T.A.S.C. Designation Deduction `. p.m. of Service in current job Net `. p.m. Other Income `. p.a. Total years of Service Total income of the applicant `. p.a. Phone with STD code Account Number Account opened on Opening Balance as of Opening Balance `. Closing Balance as of a. Immovable Assets : Place where the land or building is situated (Please furnish details of Survey Nos., Door No., Name of Street etc.) IFS code Credit card expiry date Number of Partners / Directors Yes No Business Premises Ownership Self Owned Parent Owned Rented Closing Balance `. Ancestral or self-acquired MICR If encumbered to what extent in current Business / Profession Total debts `. (All secured & unsecured loans) 9. ASSET & LIABILITY DETAILS Other Income `. p.a. Sq. Feet / Acre Other Bank Details (2) IFS code Used for Agri/ Residential/Official/ Commercial Purpose MICR Market Value `. b. Liquid Assets : 1. Cash and Bank balance Particulars Book value (`.) Encumbered Y/N Loan O/S (`.) 2. Govt. Securities (give details) 3. Shares 4. Life Insurance Polices (Sum assured) 5. Jewellery ( grams) 6. Investment in business 7. Investment in Associate firms, if any 8.

3 c. Liabilities 9. ASSET & LIABILITY DETAILS (Contd...) Loan taken from (Banks/Private Finance/Relatives/ Type of loan Agreement Value (`. in lacs) Present Outstanding (`. in lacs) No. of Instalments paid Total Instalments (Payable) EMI Amount (`.) Proof given Repayment Track/ Bank Debits/ Receipt copies Total 10. PROPERTY UNDER CONSIDERATION Address City Area of land* Purchased from: Patta held in the name of Registration date Nearest landmark Nearest bus depot Registration Ref. Sub-Registrar Office Taluk Nearest Police Station House Type Age of the Building Ownership of the Property Whether the Property is insured If so, whether the insurance cover still on What is the Insured Declared Value 11. LOAN DETAILS Amount requested (in figures) (`) Tenor Monthly expenditure (`) Monthly instalment you can pay (`) Deduction of monthly instalment by Product Type: Builder Independent yrs sq.ft. Society Single Flat District Nature of Interest* 6 Fixed 3 Floating ROI applied for. % Amount requested (in words) (`) Loan for Construction Standing instruction to IndusInd Bank yrs State UDS sq.ft. Build up area* sq.ft. No. of units Floor No. of Previous owners Is it the first owned property Yes No Development authority Resale Self construction Name of seller Building Type Residential Commercial Semi-Residential PIN Survey No. Jointly, if jointly, name(s) and relation CO-BORROWER (INDIVIDUAL) 12. BASIC INFORMATION NACH Debit Mandate Purchase of House / Flat Renovation Improvement Take Over without topup Related to Borrower: Yes No Relationship: Take Over with topup If no existing owned property, Address Name* Mr / Ms / Mrs / Dr / M/s Sur Name Mother Maiden Name* Father Name* Spouse Name* Date of Birth* Gender* M F TG Marital Status* Single Married Person with disability No Yes Religion* Caste* Actual Subsect & Sub Caste name as per Govt. Classification* PRESENT Flat / Door No. & Building Name* Road Number / Road Name* Landmark* Ph / Mob 1* Hindu SC Christian ST Muslim MBC 13. CO-BORROWER ADDRESS Preferred Mailing Address Present Permanent Office Regd. Office Buddhist BC ID* Is it a PP No.?* Yes No If existing customer, code If there are more details please use a separate sheet Mob 1 is Pre paid Post paid ISP: Airtel BSNL Idea MTNL Reliance TATA Vodafone Address is as in (Address proof) Alternate Mobile 2 Fax No. No. of Kids* No. of Dependents* Educational Qualification* 10th or below Graduate Post Graduate and above Professional Sikh OBC Zorastrian Jain Type of Residence* Owned Parent Owned Co Leased Rented Residential Status* Nationality* Occupation* Preferred Verbal Communication Language Resident Indian Non-Resident Monthly Rental Payable : `. Business Salaried Agriculture Profession Services Are you a shareholder in this Bank? IBL Bank Account No. Yes (please specify details) FC Number of years in this house Number of years in this City Whether applicant is a director of any Bank or IBL* Yes No No Details of Investment / Bank Accounts Nature of Account Current Savings Amount of deposit `. Mob 2 is Pre paid Post paid ISP: Airtel BSNL Idea MTNL Reliance TATA Vodafone

4 PERMANENT OFFICE/BUSINESS Name of the organization* Office/Business Address* Landmark* Phone No.* 13. CO-BORROWER ADDRESS (Contd...) Preferred Mailing Address Present Permanent Office Regd. Office ID* Is it a PP No.?* Yes No Fax No. 14. CO-BORROWER IDENTITY PROOF DETAILS (One Identity Proof is Mandatory) 15. CO-BORROWER INCOME DETAILS AGRICULTURE Agriculture type: Farmer Landlord Dairy Farm Poultry Aquaculture Sl. No. Flat / Door No. & Building Name* Road Number / Road Name* Ph / Mob 1* PAN No. Passport No. Driving License No. Voter ID CKYC ID GST Land Ownership* Land Owner Relationship PAN Holder Expiry Nature Area in Acres Is it a PP No.?* Yes No Taluk, Village & Pincode Photo Ration Card Survey/ Patta No. Fax No. Post Off. Iden. No. 2W LMV MGV/MPV HGV/HPV Virtual ID AADHAAR No. (UID) Udyog Aadhaar Free/ Encumbered Expiry Market Value (`.) Land Tax p.a. (`.) Irrigation Source Sl. No. Soil Type s Type of Crop** Name of Crop Harvesting Cycles Per Annum Yield/Acre (in quintals) Market Price (`.per quintal) Cost / Expenses per Acre per Cycle (`.) Tractor Rentals Spent p.a. (`.) Net Income (`.)/ Harvesting Cycle Since how long you are into Agriculture Tax Return Filed Yes No Saral dated * Land Ownership : Self Owned / Parent Owned / Lease / Rented / Family Owned Irrigation Source : River / Lake / Well Pumpset / Govt. supplied / Rainfed ** Type of Crop : Food Crops / Fruit Crops / Root & Tubers / Pulses / Cash Crops / Vegetables / Decorative Flowers / Cereals s Soil Type : Red / Black / Sandy / Marshy / Alluvial / 7/12, 8A, 6D, Khasra, Khatavani, Pahani, Chitti, Adangal, EC, Ebill, Saledeed, Land book Documents should be verified for these lands. Type of organisation Whether Business / Profession owned by the family Type of Organisation Proprietorship Department Gross Income `. p.m. Rental Income `. p.m. Name of Previous employer Address of Previous employer Relationship with Applicant PS Firm Income from: Business Profession 16. CO-BORROWER INCOME DETAILS BUSINESS / PROFESSION 17. CO-BORROWER INCOME DETAILS SALARIED Total years of Service Total income of the applicant `. p.a. 18. CO-BORROWER FAMILY INCOME DETAILS Gross Earnings p.m. `. Number of earning members other than applicant Turnover p.a. `. Net Earnings p.m. `. Net Profit p.a. `. Gross Profit p.a. `. Total Family Income p.m. `. (excluding applicant s income) Pvt. Ltd. Public Ltd. MNC Govt. Military T.A.S.C. Designation Deduction `. p.m. of Service in current job Net `. p.m. Other Income `. p.a. 19. CO-BORROWER CREDIT CARD / BANK DETAILS Credit Card Details (Please note if you have more than one credit card then give details of the major credit card) Do you have a credit card? Yes No Card Number Card issued by Credit Limit `. NUMBER OF BANK ACCOUNTS Name of bank Account type Branch Name Branch Address Proprietorship PS Firm Pvt. Ltd. Public Ltd. MNC Total in Business / Profession Networth `. (Capital + Reserves excluding revaluation reserves) Rental Income `. p.a. NOTE : Details as per latest P&L, BS, ITR. years Do you own tractor(s) No Yes Free Nos. On Loan Nos. PDC Bank Details (1) Are you a member of any Primary Agricultural Co-op Society No Yes Credit card expiry date Number of Partners / Directors Yes No Business Premises Ownership Self Owned Parent Owned Rented in current Business / Profession Total debts `. (All secured & unsecured loans) Other Income `. p.a. Other Bank Details (2)

5 State City Pin code Phone with STD code Account Number Account opened on Opening Balance as of Opening Balance `. Closing Balance as of a. Immovable Assets : Place where the land or building is situated (Please furnish details of Survey Nos., Door No. Name of Street etc.) 19. CO-BORROWER CREDIT CARD / BANK DETAILS (Contd...) IFS code Closing Balance `. 20. CO-BORROWER ASSET & LIABILITY DETAILS Ancestral or self-acquired MICR If encumbered to what extent Sq. Feet / Acre IFS code Used for Agri/ Residential/Official/ Commercial Purpose MICR Market Value `. b. Liquid Assets : Particulars Book value (`.) Encumbered Y/N Loan O/S (`.) 1. Cash and Bank balance 2. Govt. Securities (give details) 3. Shares 4. Life Insurance Polices (Sum assured) 5. Jewellery ( grams) 6. Investment in business 7. Investment in Associate firms, if any 8. c. Liabilities Loan taken from (Banks/Private Finance/Relatives/ Type of loan Agreement Value (`. in lacs) Present Outstanding (`. in lacs) No. of Instalments paid Total Instalments (Payable) EMI Amount (`.) Proof given Repayment Track/ Bank Debits/ Receipt copies Total 21. REFERENCE INFORMATION (Please give the Name of a Relative / Friend in your City who does not stay with you as Reference) Name of the person Address Phone (with STD code) Relationship with applicant PIN PIN Date: REJECTION SLIP HL Application No. A This has reference to your application in respect of... facility to be availed from Consumer Finance Division of our Bank and we are pleased to appreciate your interest for availing the same. We have evaluated your application and the other documents submitted by you on the following parameters of the bank: (a) Purpose for which the credit facility will be utilized (b) Eligibility norms of Induslnd Bank. (c) Track record of past borrowings of the applicant (d) Exposure of the applicant relating to the field for deployment of the credit (e) Statutory and regulatory provisions applicable to Induslnd Bank On perusal of the information / documents furnished by you on the above criteria, we regret to inform you that we are not in a position to sanction you the above credit facility under the present circumstances. Please note that the above criteria and the conclusion do not in any way reflect the credit worthiness of the applicant. We thank you for approaching our bank and the interest shown by you for availing credit facility from us. Yours sincerely For Induslnd Bank Ltd. Name : Designation : ACKNOWLEDGEMENT SLIP HL Application No. A Loan Name of the Applicant: Co-Applicant: The status of the loan would be known to the applicant within 7 working days from the date of receipt of application along with the required documents. The Bank may require any additional information / documents for evaluating the credit worthiness of the applicant. For knowing the status of your loan application, please contact our Branch at which the application was submitted. Date:

6 I / WE THE PROPOSED BORROWER / CO-BORROWER / GUARANTORS IS / ARE ASSESSED 22. DECLARATION For Income Tax : No Yes PAN As per ITR : A.Y `... For Wealth Tax : No Yes As per WTR : A.Y `... Form 60/61 declaration (to be filled in by those who do not have PAN) Reason for not having PAN No. :... I/We,... do hereby declare that what is stated is true to the best of my/our knowledge and belief. In submitting the above application, I/We the undersigned, solemnly affirm that the information above set forth are in all respects true, accurate, complete and the same may be relied upon by you; I/We hold ourselves liable for any mis statement. It correctly states our true and real condition on the date hereof and we have not knowingly withheld any information that might affect the acceptance of our proposal. I/We expressly agree to notify immediately to you in writing of any material change that may occur in our financial and other condition. I/We declare that all the particulars and information given in the application form are true, correct and complete and upto date in all respects and I/We have not withheld any information. I/We confirm that I/We had no insolvency proceedings initiated against me/us nor have I/We ever been adjudicated insolvent. I/We have read the application form and brochures and am/are aware of all the terms and conditions of availing finance from IndusInd Bank Ltd. I/We authorise IBL or its agent to make references and deduping / verification / validation / checking enquiries relating to information in this application which IBL considers necessary. I/We also authorise IBL to exchange, share, part with all information relating to my/our finance details and repayment history information to other banks/fis/credit bureaus/agencies/banks other branches/subsidiaries/associates/affiliates or third parties as may be required for KYC information verification, credit risk analysis or for other related purposes that, the Bank may deem fit, and I/We shall not hold IBL liable for use of this information. I/We waive the privilege of privacy and privity of contract. I/We undertake to inform IBL regarding any change in my/our residence/employment and to provide any further information that IBL may require. I/We further agree that my/our finance shall be governed by the rules of IBL which may be in force from time to time and note that IBL reserves the right to reject an application without providing any reason. I/We voluntarily give my/our consent to IndusInd Bank to use my/our Aadhaar Details to authenticate me/us from UIDAI and link the Aadhaar Number to all my/our existing / new / future loan accounts and customer profile (CIF) with your Bank and Use my Mobile Number for sending all SMS Alerts to me/us. I / We agree and acknowledge that only direct telephone numbers (not board / general telephone numbers of offices / corporates / employers) will be accepted for registration of "Do not call". I / We note that, I / We may receive call(s) from the Bank to verify the correctness of the request for registration. I / We also note that, the Bank may use my / our contact details to contact me / us and offer carefully selected products and services from time to time either directly or through its agents or authorised representatives. I/We consent / do not consent to receive information on product / services etc for Marketing purpose through Telephone / Mobile / SMS / by the Bank / its agents. I/We confirm that : * NO SIGNATURE PROOF : my/our proof of identity submitted to the Bank does not contain my/our signature(s) and have requested the Bank to treat my/our signature as signed by me/us herein as valid and accept it for all transactions which I/We may have with the Bank in future. * SIGNATURE DIFFERENCE : my/our present signature differs from my/our old signature as appearing in proof of identity submitted to the Bank and have requested the Bank to treat the signature as signed by me/us herein as valid and accept it for all transactions which I/We may have with the Bank in future. * VERNACULAR SIGNATURE : I/We have signed in a Vernacular language and that, contents of this form, loan sanction letter, agreement etc, were explained to me/us in my/our language and further that I/We have understood and/accepted the same in its entirety. * THUMB IMPRESSION : I/We being illiterate(s) have affixed my/our thumb impression(s) in the form/agreement, DPN etc. and that, contents of this form, loan sanction letter, agreement etc. were explained in my/our language and further that, I/We have understood and accepted the same in its entirety. 23. SIGNATURE AND PHOTOGRAPH OF THE BORROWER / CO-BORROWER Borrower Co - Borrower (if any) Affix a Recent Passport Size Photograph Affix a Recent Passport Size Photograph SIGNATURE SIGNATURE Name Name Date Place Date Place * In case a guarantor is also taken in, use a separate application form for filling the details. In case the application is signed by an authorised POA holder kindly mention the POA holder name also. In case of non individuals, the authorised representative who is signing the application must sign so, along with affixing of the official rubber stamp of the firm, Company etc. For Bank use only No manual receipts are issued by the Bank. Hence do not pay any dues (any time) without a valid Hand Held Machine generated receipt being issued to you; Note that the Bank would not be responsible for any money remitted / given by you to any executive / representative of the Bank, without obtaining a valid money receipt. Also do not accept any receipt with corrections / alterations. Always ask the Executive to show his Bank-issued Identity Card and in case of any doubt, we request you to visit our local Office and pay the dues.

7 24. DECLARATION 1. I/We confirm that on my/our volition, opt to avail of the property insurance for the purpose of this loan through IBL partners 2. I/We desire to be a part of the group insurance arranged through IBL partners and in this regard hereby declare that the statements made by me/us in the proposal for are true and complete to the best of my/our knowledge and belief. I/We am/are aware that this is a insurance product from respective insurance 3. I/We understood the covers being offered under this policy/these policies and am/we are aware of the applicable terms and condition and are aware that any omission or incorrect statement will invalidate the cover 4. I/We here by agree that IndusInd Bank Ltd is at free to obtain/share any information about me/ us to any organization as the Bank may deem fit. I/We agree to the Bank taking appropriate measures to capture the voice log on all such telephonic transactions carried out by me/us, in accordance with procedures/regulations 5. I am/ we are aware that mere consent/signing the proposal form does not guarantee start of the insurance coverage applied for. In the event of rejection of my/our proposal form by the insurance company for any reason whatsoever, I/We will not hold Bank responsible for the same. 6. I/We have decided to subscribe to the products on my/our own decision. I/We have not relied upon or influence by any suggestion by the bank and/ or any of its employees on the merit of suitability of this/these products(s). I/We will not hold the bank responsible for any losses that I/We may suffer in connection with my/our selection. 7. I/We understand provisions relating to know your customers and anti-money laundering. I/We confirm having compiled with and completed the requirements 8. I/We hereby agree that this declaration shall from the basis of the contract between me /us and the insurance company (IBL authorized partners) in case of group coverage. I/We agree to abide by and be bound by the terms, conditions rules and regulations of the contract. 9. I/We understand that in case of any claim under policy. IBL will not undertake any responsibility or will not accept any correspondence and the same have to be pursued only with the insurance company. 10. I /We also note that in the event of any claim under property insurance policy, the claim will be directly paid to IBL. I/We nominate IBL for the same and on receipt of claim amount IBL will release the original documents of the property and lien release letter of the property subject to full and final settlement of the loan 11. In case of cancellation of insurance for any reason whatsoever, I/We authorize IBL to receive funds of premium, (if any, paid by IBL on my/ our behalf) from the insurer upon such cancellation and I/We further note that, such refunds would be short scale basis only 12. I/We have opted to avail funding against property insurance premium and pay applicable interest there on (as part of the loan availed) over the loan period. I/We confirm that the IBL has disclosed to me/us the rates of commissions/other fee chargeable on the transactions made by me/ us on the group enrollment/general insurance products. I/We here by authorize IBL/its tele marketer to make calls/send sms/write to me/us on/for informing/soliciting insurance products/process/services and this may be construed as my/our enquiry and I/we here by agree to abide with all the processes connected with this activity notwithstanding any registration made by me/ us in National Do Not Call Registry. * Insurance is a subject matter of solicitation B: Signature of Customer(s) CB: Sourcing Details: Signature of the Executive who contacted the applicant Executive Name Sourcing code / ECN No. Mobile No. Floating Rate: For loans being sanctioned under Floating rate, 1year MCLR as on the date of first disbursement would apply a margin representing credit risk premium and business strategy spread would be added to the same. Interest rate given herein is only indicative. Before the first disbursement if there is any change in Bank s MCLR, the loan ROI would be revised suitably, at bank's discretion. The ROI would be reset basis changes in Banks MCLR annually with reference to the first disbursement date and the repayment cycle date. These Charges / Fees collected by the Bank are exclusive / inclusive of applicable Goods and Service Tax (GST) + Cess + Other levies if any, at current rates. Category of GST : Banking and Financial Services. The various statewise registration nos are: 01AAACI1314G1ZH 02AAACI1314G1ZF 03AAACI1314G1ZD 04AAACI1314G1ZB 05AAACI1314G1Z9 06AAACI1314G1Z7 07AAACI1314G1Z5 08AAACI1314G1Z3 09AAACI1314G1Z1 10AAACI1314G1ZI 11AAACI1314G1ZG 12AAACI1314G1ZE 13AAACI1314G1ZC 14AAACI1314G1ZA 15AAACI1314G1Z8 16AAACI1314G1Z6 17AAACI1314G1Z4 18AAACI1314G1Z2 19AAACI1314G1Z0 20AAACI1314G1ZH 21AAACI1314G1ZF 22AAACI1314G2ZC 23AAACI1314G1ZB 24AAACI1314G1Z9 25AAACI1314G1Z7 26AAACI1314G1Z5 27AAACI1314G1Z3 29AAACI1314G1ZZ 30AAACI1314G2ZF 32AAACI1314G1ZC 33AAACI1314G1ZA 34AA.ACI1314G1Z8 36AAACI1314G1Z4 37AAACI1314G1Z2

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9 MOST IMPORTANT DOCUMENT Dear Customer, This is to confirm receipt of your application form along with below mentioned documents. HL Application No. Pre-sanction documents As Borrower As Co-borrower Date Application form Recent Passport size Photograph (signed across) Proof of Age (specify) Proof of Identity (specify) Proof of Residence (specify) Proof of Qualification (specify) Proof of Business / Office address (specify) Proof of Continuity of current job (specify) Latest 3 months' salary slip Proof of COI / COCB / MOA / AOA Proof of Partnership Deed Proof of Property Deed Proof of Permit Copies Proof of Work Order Proof of Audited Financials Proof of Valuation Certificate Proof of SOA of Other Financial Exposure Proof of Turnover (Latest sales / GST returns) Form 16 Latest 3 years' ITR with computation of income / certified financials Latest 6 months' bank statements (where salary income is credited) Loan Account Statements for Repayment track record Signature verification Other documents if any IMPORTANT NOTE : Kindly ensure to properly check and self-attest all documents submitted with date. Kindly do not make any payment in cash, bearer cheque or kind to the Executive in connection with this loan application. Note that : 3 The receipt of your application form for the loan does not imply automatic approval of your loan by IBL. 3 Incomplete / defective application will not be processed and IBL shall not be responsible in any manner for the resulting delay or otherwise. 3 IBL may request for additional documents other than those collected in connection with the application. 3 IBL shall not be liable for loss or delay in the receipt of documents. 3 IBL reserves the right to reject any application without assigning any reasons. FOR BANK'S USE ONLY CUSTOMER COPY A 3 IBL reserves the right to retain the photograph and documents submitted along with the application form and shall not return the same to applicant. 3 IndusInd Bank (IBL) will decide quantum of the loan at its sole discretion. 3 The Monthly Installments (EMI) in connection with the loan will be due on of every month. 3 All repayment instruments / mandates are to be issued favoring "Indusind Bank Limited" and duly filled in as required. 3 The loan is sanctioned on floating rate of interest basis and the said ROI is arrived at by adding Risk / Tenor / Product mark ups on currently declared MCLR (Marginal Cost Lending Rate + Credit Risk Premium + Tenor Premium + Business Strategy Spread of the Bank. The applicable ROI would be revised subject to terms as specified in the Loan Sanction Letter) Loan Agreement. MOST IMPORTANT DOCUMENT Dear Customer, This is to confirm receipt of your application form along with below mentioned documents. HL Application No. Pre-sanction documents As Borrower As Co-borrower Date Application form Recent Passport size Photograph (signed across) Proof of Age (specify) Proof of Identity (specify) Proof of Residence (specify) Proof of Qualification (specify) Proof of Business / Office address (specify) Proof of Continuity of current job (specify) Latest 3 months' salary slip Proof of COI / COCB / MOA / AOA Proof of Partnership Deed Proof of Property Deed Proof of Permit Copies Proof of Work Order Proof of Audited Financials Proof of Valuation Certificate Proof of SOA of Other Financial Exposure Proof of Turnover (Latest sales / GST returns) Form 16 Latest 3 years' ITR with computation of income / certified financials Latest 6 months' bank statements (where salary income is credited) Loan Account Statements for Repayment track record Signature verification Other documents if any IMPORTANT NOTE : Kindly ensure to properly check and self-attest all documents submitted with date. Kindly do not make any payment in cash, bearer cheque or kind to the Executive in connection with this loan application. Note that : 3 The receipt of your application form for the loan does not imply automatic approval of your loan by IBL. 3 Incomplete / defective application will not be processed and IBL shall not be responsible in any manner for the resulting delay or otherwise. 3 IBL may request for additional documents other than those collected in connection with the application. 3 IBL shall not be liable for loss or delay in the receipt of documents. 3 IBL reserves the right to reject any application without assigning any reasons. FOR BANK'S USE ONLY OFFICE COPY A 3 IBL reserves the right to retain the photograph and documents submitted along with the application form and shall not return the same to applicant. 3 IndusInd Bank (IBL) will decide quantum of the loan at its sole discretion. 3 The Monthly Installments (EMI) in connection with the loan will be due on of every month. 3 All repayment instruments / mandates are to be issued favoring "Indusind Bank Limited" and duly filled in as required. 3 The loan is sanctioned on floating rate of interest basis and the said ROI is arrived at by adding Risk / Tenor / Product mark ups on currently declared MCLR (Marginal Cost Lending Rate + Credit Risk Premium + Tenor Premium + Business Strategy Spread of the Bank. The applicable ROI would be revised subject to terms as specified in the Loan Sanction Letter) Loan Agreement.

10 I / WE CONFIRM THAT THE EXECUTIVE COLLECTING THE APPLICATION / DOCUMENTS HAS / HAVE INFORMED ME / US: 3 The applicable rate of interest - floating rate linked to the Bank s 1 year MCLR to be reset annually. 3 The interest on this loan would be calculated on monthly diminishing basis. 3 Processing Fees, Admin Fees, Loan Handling Charges, Documentation Charges, Valuation Charges, RC Verification Charges and Stamping Charges (at actuals) etc. (non refundable) that will be charged towards loan application. 3 The other applicable charges such as : Repayment Dishonour / Rejection Charges; Collection Charges; Repayment Mode Change Charges; Repayment Swapping Charges (within the mode); Consecutive (two or more) Repayment Dishonour / Rejection and Related Pullout Charges; Closure of Bank account (without intiation) from which Repayment instruments has been issued; Loan Cancellation/Re-booking Charges (Refer to latest Schedule of Charges for further details). 3 The Goods and Service Tax (GST)+Cess as may be applicable that will be charged in connection with various categories fees / charges collected (either as inclusive or as exclusive). THAT: 3 Incomplete / defective application will not be processed and IBL shall not be responsible in any manner for the resulting delay or otherwise. 3 IBL will not be liable for any loss or delay in receipt of documents. 3 Documents / Photographs will not be returned under any circumstances, once submitted to IBL. 3 Approval of the application is at the sole discretion of IBL and the quantum of the loan will be finally decided by IBL. 3 In case of used / refinance / top-up loans, the finance amount / decision to finance would depend on valuation of asset. 3 Equated Monthly Installment (EMI) will be due on of every month. 3 Loan foreclosure charges would (only) be applicable for fixed rate of interest loans (or) for Loans taken in the name of Non Individual Borrower. 3 Such Foreclosure charges are levied / calculated on the balance principle outstanding of the loan. (Subject to clauses governing part prepayments) 3 The loan terms as sanctioned are applicable for the specified product as indicated in the loan application and are valid for a period of 7 days only. Where for some reasons, there is a delay in concluding the loan, IBL reserves the right to revise the loan terms as may be applicable at the time of actual loan availment. I / We also confirm that, a) The executive has not made any commitments to me / us regarding the loan quantum / sanction process (or) promised any deviation / waivers b) The executive has collected self attested copies of the documents mentioned on the front side and verified the same with originals produced by me / us c) We have not given / made any payment in cash, bearer cheque or kind along with or in connection with this loan application to the said executive (or) to any other employee of the bank (or) to any other third party d) The details of loan terms / conditions inclusive of all charges have been read by me / us in full / read out to me / us (in vernacular) and understood by me / us. e) The copy of applicable Schedule of Charges has been collected by me / us. I voluntarily give my consent to IndusInd Bank to use my Aadhaar Details to authenticate me from UIDAI and link the Aadhaar Number to all my existing / new / future loan accounts and customer profile (CIF) with your bank and use my Mobile number for sending all SMS Alerts to me. For any queries / clarifications please contact : Executive Name ** at Mobile No. at Land Line No. Signature of the Executive who contacted the applicant Applicant Name Applicant Signature ** Original Verified: Executive representing IBL should verify & certify all copies of documents submitted by applicant (with originals) in his presence and sign with date. During the currency of the loan, the Bank reserves the right to modify any / all the charges / fees applicable, from time to time, with a formal communication addressed to you (sent to your registered address). I / WE CONFIRM THAT THE EXECUTIVE COLLECTING THE APPLICATION / DOCUMENTS HAS / HAVE INFORMED ME / US: 3 The applicable rate of interest - floating rate linked to the Bank s 1 year MCLR to be reset annually. 3 The interest on this loan would be calculated on monthly diminishing basis. 3 Processing Fees, Admin Fees, Loan Handling Charges, Documentation Charges, Valuation Charges, RC Verification Charges and Stamping Charges (at actuals) etc. (non refundable) that will be charged towards loan application. 3 The other applicable charges such as : Repayment Dishonour / Rejection Charges; Collection Charges; Repayment Mode Change Charges; Repayment Swapping Charges (within the mode); Consecutive (two or more) Repayment Dishonour / Rejection and Related Pullout Charges; Closure of Bank account (without intiation) from which Repayment instruments has been issued; Loan Cancellation/Re-booking Charges (Refer to latest Schedule of Charges for further details). 3 The Goods and Service Tax (GST)+Cess as may be applicable that will be charged in connection with various categories fees / charges collected (either as inclusive or as exclusive). THAT: 3 Incomplete / defective application will not be processed and IBL shall not be responsible in any manner for the resulting delay or otherwise. 3 IBL will not be liable for any loss or delay in receipt of documents. 3 Documents / Photographs will not be returned under any circumstances, once submitted to IBL. 3 Approval of the application is at the sole discretion of IBL and the quantum of the loan will be finally decided by IBL. 3 In case of used / refinance / top-up loans, the finance amount / decision to finance would depend on valuation of asset. 3 Equated Monthly Installment (EMI) will be due on of every month. 3 Loan foreclosure charges would (only) be applicable for fixed rate of interest loans (or) for Loans taken in the name of Non Individual Borrower. 3 Such Foreclosure charges are levied / calculated on the balance principle outstanding of the loan. (Subject to clauses governing part prepayments) 3 The loan terms as sanctioned are applicable for the specified product as indicated in the loan application and are valid for a period of 7 days only. Where for some reasons, there is a delay in concluding the loan, IBL reserves the right to revise the loan terms as may be applicable at the time of actual loan availment. I / We also confirm that, a) The executive has not made any commitments to me / us regarding the loan quantum / sanction process (or) promised any deviation / waivers b) The executive has collected self attested copies of the documents mentioned on the front side and verified the same with originals produced by me / us c) We have not given / made any payment in cash, bearer cheque or kind along with or in connection with this loan application to the said executive (or) to any other employee of the bank (or) to any other third party d) The details of loan terms / conditions inclusive of all charges have been read by me / us in full / read out to me / us (in vernacular) and understood by me / us. e) The copy of applicable Schedule of Charges has been collected by me / us. I voluntarily give my consent to IndusInd Bank to use my Aadhaar Details to authenticate me from UIDAI and link the Aadhaar Number to all my existing / new / future loan accounts and customer profile (CIF) with your bank and use my Mobile number for sending all SMS Alerts to me. For any queries / clarifications please contact : Executive Name ** at Mobile No. at Land Line No. Signature of the Executive who contacted the applicant Applicant Name Applicant Signature ** Original Verified: Executive representing IBL should verify & certify all copies of documents submitted by applicant (with originals) in his presence and sign with date. During the currency of the loan, the Bank reserves the right to modify any / all the charges / fees applicable, from time to time, with a formal communication addressed to you (sent to your registered address).