Schedule of Charges ST KITTS & NEVIS. Cards. Effect ive: Au gu st 30, 2017

Transcription

1 ST KITTS & NEVIS Cards Effect ive: Au gu st 30,

2 3 PERSONAL CREDIT CARD ACCOUNTS - XCD CURRENCY 4 PERSONAL CREDIT CARD ACCOUNTS - UWI (XCD CURRENCY) 5 COMMERCIAL CREDIT CARDS - XCD CURRENCY 6 NEW FEES DESCRIPTION Schedule of Charges CONTENTS 2

3 PERSONAL CREDIT CARDS - XCD CURRENCY Primary Primary Supplementary Supplementary Cash Advance Fee (% of transaction amount) 3.50% Cash Advance Fee (% of transaction amount) 3.50% Replacement Card Replacement Card Free Late Payment Fee Late Payment Fee Over Limit Fee Over Limit Fee Return Cheque Fee Return Cheque Fee VISA Cash Back XCD VISA PLATINUM XCD New Purchases 20.00% New Purchases 20.00% Revolving 20.00% Revolving 20.00% Cash Advance 23.00% Cash Advance 23.00% Late Payment 23.00% Late Payment 23.00% (1st Year Waived) Primary Primary Supplementary Supplementary Cash Advance Fee (% of transaction amount) 3.50% Cash Advance Fee (% of transaction amount) 3.50% Replacement Card Replacement Card Free Late Payment Fee Late Payment Fee Over Limit Fee Over Limit Fee Return Cheque Fee Return Cheque Fee New Purchases 20.00% New Purchases 20.00% Revolving 20.00% Revolving 20.00% Cash Advance 24.00% Cash Advance 23.00% Late Payment 24.00% Late Payment 23.00% Notes: All fees include VAT VISA GOLD XCD BRITISH AIRWAYS VISA PLATINUM XCD 3

4 PERSONAL CREDIT CARDS - XCD CURRENCY UWI VISA CLASSIC (Students) XCD UWI VISA GOLD (Faculty, Alumni) XCD (Waived for Faculty) Primary Primary Supplementary Supplementary Cash Advance Fee (% of transaction amount) 3.50% Cash Advance Fee (% of transaction amount) 3.50% Replacement Card Replacement Card Late Payment Fee Late Payment Fee Over Limit Fee Over Limit Fee Return Cheque Fee Return Cheque Fee New Purchases 19.00% New Purchases 19.00% Revolving 19.00% Revolving 19.00% Cash Advance 23.00% Cash Advance 23.00% Late Payment 23.00% Late Payment 23.00% 4

5 COMMERCIAL CREDIT CARDS - XCD CURRENCY VISA CORORATE COMMERCIAL - XCD (Requires Payment in full each month) Master Primary Individual Supplementary Other Fees Cash Advance Fee (% of transaction amount) 3.00% Cash Advance Fee (% of transaction amount) 3.00% Replacement Card FREE Replacement Card FREE Late Payment Fee Late Payment Fee Over Limit Fee Over Limit Fee Return Cheque Fee Return Cheque Fee Cash Advance 25.00% New Purchases 23.00% Late Payment (applies to all balances unpaid by payment due date) 25.00% Revolving 23.00% VISA BUSINESS XCD (Requires 10% Minimum Payment each month) BRITISH AIRWAYS VISA BUSINESS XCD (Requires 10% Minimum Payment each month) Cash Advance 23.00% Late Payment 23.00% VISA BIZLINE - XCD (Requires 10% Minimum Payment each month) Master Master Individual Individual Other Fees Cash Advance Fee (% of transaction amount) 3.00% Cash Advance Fee 5.00% Replacement Card FREE Replacement Card Free Late Payment Fee Late Payment Fee Over Limit Fee Over Limit Fee Return Cheque Fee Return Cheque Fee New Purchases 23.00% New Purchases 15.00% Revolving 23.00% Revolving 15.00% Cash Advance 23.00% Cash Advance 15.00% Late Payment 23.00% Late Payment 15.00% Notes: All fees include VAT 5

6 NEW FEES DESCRIPTION Replacement Statement: if you request a statement copy for reasons other than non-receipt. Retrieval of items: if you request a transaction receipt copy or initiate a chargeback which generates a copy request on a transaction for which you are liable. Rush/Instant Card: if you request expedited delivery or request that your card be sent to an address other than your mailing address on file; fee not inclusive of courier charge. Emergency Payment: if you request immediate access to fund paid. Auto-payment NSF Fee: charged if an auto-payment order is rejected. This fee will be charged to your credit card.