9404 Genesee Avenue, Ste#100, La Jolla, CA P F Member FDIC Equal Housing Lender

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1 Thank you for considering CalPrivate Bank for your financing needs. In order that we may promptly process your request we would need the following completed information: All Loans: Loan Application -attached Personal Financial Statement (principal/guarantors) -attached Schedule of Real Estate -attached Environmental Questionnaire -attached Escrow Instructions & purchase Agreements Purchase Preliminary Title Report if available Financial Documentation Requirements: Financial Statement for all borrowing entities Copy of bank / liquidity account statements (minimum 2-months) Federal Tax Returns and all schedules for previous 2 yrs for ea. borrowing entity/guarantor (signed and dated) incl. any K-1 s and Sub Chapter S Corp tax returns on partnership returns representing a substantial percentage of income. IRS Form 4506T each borrowing entity/guarantor must sign a separate form Other items required: Color photos of subject property (photos may be ed) Copy of mortgage statement, both current and last year-end (subject property) Borrower s or Guarantor s Resume (employment, real estate management background, etc.) Vesting Instructions -attached Hazard Insurance Requirements & nsurance Information Sheet -attached Also Enclosed: ECOA and Appraisal Notice USA Patriot Act and CIP notification If the Borrowing entity is a Corporation, Ltd Partnership, General Partnership, Ltd Liability Company or Trust, please provide: Corporations: Articles of Incorporation (filed with the Secretary of State) Resolution to Borrow (specific to CalPrivate Bank, terms of loan, property) Minutes of meeting (if the above does not authorize designated signor) Limited Partnerships/General Partnerships: Partnership Agreements (complete and fully executed) Statement of Partnerships (recorded copy) LP-1 or LP-2 (filed with the State and recorded with county) (as applies) Agreement to Borrower (specific to CalPrivate Bank, terms of loan, property) Limited Liability Company: Membership Agreement / Operating Agreement (complete and fully executed) Articles of Organization (complete and fully executed) LLC-1 (filed with State and recorded with County) Agreement to Borrow (specific to CalPrivate Bank, terms of loan, property) Trust: Page from the trust agreement showing the complete name of the trust Page from the trust agreement that indicates the powers of the trustees Page from the trust agreement naming the Trustor/Settlor and the Trustees Signature page 9404 Genesee Avenue, Ste#100, La Jolla, CA P F Member FDIC Equal Housing Lender

2 LOAN APPLICATION LOAN REQUEST INFORMATION Type of Request: (Check one) Business Purpose Loan Consumer Purpose Loan Loan Amount Requested: Collateral Offered: Term Requested: Value: Purpose of Loan (Use of Proceeds): I understand I may apply for this credit in my name alone, without my spouse or any other person, regardless of my marital status. I am applying: in the business name only In my name alone Jointly with spouse or Registered Domestic Partner (RDP) Jointly with who is not my spouse or RDP Joint applicants must initial here: Applicant: Co- Applicant: SECTION 1 NON-INDIVIDUAL APPLICANT (Please Print) Entity Name Tax ID # Entity Type: S Corporation C Corporation Limited Liability (LLC) Partnership Trust Other: Address Phone Number Alt Phone Number State of Organization SECTION 2 INDIVIDUAL APPLICANT INDIVIDUAL OWNER OF ENTITY NAMED IN SECTION 1 Full Name Social Security Date of Birth Address Married Separated Unmarried (incl. single, divorced & widowed) Title/Ownership Capacity: Phone Number Alt Phone Number or Former address if at above less than two years SECTION 3 INDIVIDUAL CO-APPLICANT INDIVIDUAL CO-OWNER OF ENTITY NAMED IN SECTION 1 Full Name Social Security Date of Birth Address Married Separated Unmarried (incl. single, divorced & widowed) Title/Ownership Capacity: Phone Number Alt Phone Number or Former address if at above less than two years Page 1 of 3 Prior Rev: 01/30/2014 CalPrivate Bank Loan Application

3 SECTION 4 INCOME/EXPENSES/ASSETS/LIABILITIES/ADDITIONAL SCHEDULES PLEASE CHECK ALL ADDITIONAL SCHEDULES ATTACHED OR TO FOLLOW. PERSONAL FINANCIAL STATEMENT PERSONAL TAX RETURNS (2 yrs most recent) BUSINESS FINANCIAL STATEMENT BUSINESS TAX RETURNS (2 yrs most recent) PERSONAL and/or BUSINESS ASSETS SECURITIES OWNED LIFE INSURANCE ACCOUNTS & NOTES RECEIVABLE LIABILITIES ACCOUNTS & BILLS PAYABLE REAL ESTATE OWNED PARTNERSHIP INTERESTS NOTES PAYABLE TO OTHERS OTHER: OTHER: OTHER: The undersigned certifies, represents and warrants to the Bank that all financial information provided including but not limited to financial statements, property operating statements, rent rolls, and tax returns provided prior to and after the loan is made, are true, correct and complete. The undersigned understands that the Bank will be relying on this Financial Statement and Tax Return Certification in considering whether or not to make a loan and in the ongoing servicing of the loan should it be originated. SECTION 5 DECLARATIONS Please respond to the following: Applicant Co-Applicant If you answer yes to any of questions below, please attach a separate sheet with full details. Yes No Yes No 1. Have you ever filed bankruptcy, compromised a debt with a creditor, or negotiated a real estate short pay? 2. Are you a party in a lawsuit? 3. Are there any judgments against you or pending? 4. Are any assets pledged or debts secured? 5. Is any of the applicant s income to be reduced in the next two years or before the credit requested is paid off? 6. Are any assets held in trust? If yes, please show trust name: 7. Have you ever had credit in another name? If yes, please show: 8. Are you an endorser or guarantor for other debt? By signing below, I/we certify that the information submitted in connection with this application is true, complete and correct and accurately represents my/our current financial condition. If there are important changes, I/we will notify the Bank in writing immediately. You may verify from whatever sources you choose the accuracy and completeness of all the information I/we have provided, whether it concerns me or my spouse even if my spouse is not an applicant for this account. I/we understand that from time to time you may receive information concerning me/us from others and you may furnish information concerning your credit experience with me/us to others seeking such information. You may keep this application even if you decide not to make the loan I/we have applied for. The provisions of Section of the California Vehicle Code are hereby waived. I/we understand that this waiver will give the Bank authorization to receive my/our current residence address at any time from the Department of Motor Vehicles. In Addition, I/we authorize the Bank to check my/our individual credit account and employment history and have a credit reporting agency prepare a credit report. Applicant s Signature Date Co-Applicant s Signature Date Page 2 of 3 Prior Rev: 01/30/2014 CalPrivate Bank Loan Application

4 Please Detach & Keep For Your Records ECOA/REGULATION B APPRAISAL NOTICE We may order an appraisal to determine the property s value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost. THE ECOA/REGULATION B APPRAISAL RULE APPLIES TO ANY APPLICATION FOR CREDIT, WHICH SHALL BE SECURED BY A FIRST LIEN ON A DWELLING. A DWELLING MAY INCLUDE ANY RESIDENTIAL STRUCTURE, WHICH CONTAINS 1 TO 4 UNITS, WHETHER OR NOT IT IS ATTACHED TO REAL PROPERTY. THIS INCLUDES INDIVIDUAL CONDOMINIUMS OR COOPERATIVE UNITS, MOBILE HOMES, AND OTHER MANUFACTURED HOMES. CALIFORNIA NOTICE OF RIGHT TO RECEIVE COPY OF APPRAISAL You have the right under section of the California Business and Professions Code to a copy of the appraisal report obtained by this bank in support of your application for credit, provided that you have paid for the appraisal. In order to obtain a copy of your appraisal report, we must receive your written request for a copy no later than 90 days after we notify you regarding the action taken on your credit application, including notice of an incomplete application and the fee for the appraisal has been paid in full. If you withdraw your application, you must make your request for an appraisal report within 90 days of the withdrawal. Please address your letter to the officer processing your loan request at: CalPrivate Bank, 9404 Genesee Avenue, Ste#100, La Jolla, CA NOTE Not applicable on first lien 1-4 dwelling transaction, refer to ECOA/Regulation B Appraisal Notice instead EQUAL CREDIT OPPORTUNITY ACT NOTICE- RIGHT TO REQUEST SPECIFIC REASONS FOR CREDIT DENIAL If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact CalPrivate Bank via phone at: (858) or via mail Attn: Lending at 9404 Genesee Avenue, Ste#100, La Jolla, CA within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement. NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant s income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act. Their federal agency that administers compliance with this law concerning this credit is the Federal Deposit Insurance Corporation Consumer Response Center, 1100 Walnut St, Box #11, Kansas City, MO Page 3 of 3 Prior Rev: 01/30/2014 CalPrivate Bank Loan Application

5 PERSONAL FINANCIAL STATEMENT This Personal Financial Statement is for informational purposes only and does not constitute an Application for Credit on its own. Individual Credit-If relying on your own income and assets and not the income and assets of a spouse or another person as a basis for extension of; repayment of; or guaranty of credit, complete the Financial Statement below only as it applies to you individually. Sign the Financial Statement. Joint Credit-If applying for joint credit or for individual credit relying on your own income and/or assets of a spouse or another person as a basis for extension of; repayment of; or guaranty of credit, complete the Financial Statement below. Include information about income, assets and liabilities of both parties. Both Applicant and Spouse or Co-Applicant must sign this statement. SECTION 1 APPLICANT (Please Print) Applicant Type: Borrower Co-Borrower Principal Guarantor Signor Other: Full Name Date of Birth Social Security # Drivers License Married Separated Unmarried (single, divorced & widowed) Home Address State Mother s Maiden Name Home Phone Number Business Phone Number Number of dependents excluding self Former address if at above less than two years Ages of dependents Current Employer Address How Long? Years Months Position Former Employer Address How Long? Years Months Position Name and address of nearest relative not living with you Relationship Home Phone Number Business Phone Number SECTION 2 CO-APPLICANT (Please Print) Applicant Type: Borrower Co-Borrower Principal Guarantor Signor Other: Full Name Date of Birth Social Security # Drivers License Married Separated Unmarried (single, divorced & widowed) Home Address State Mother s Maiden Name Home Phone Number Business Phone Number Number of dependents excluding self Former address if at above less than two years Ages of dependents Current Employer Address How Long? Years Months Position Former Employer Address How Long? Years Months Position Name and address of nearest relative not living with you Relationship Home Phone Number Business Phone Number Page 1 of 4 Prior Rev: 12/03/2014 CalPrivate Bank PFS

6 SECTION 3 INCOME AND EXPENSES Annual Monthly (List all amounts in dollars. Omit cents.) INCOME AMOUNT EXPENSES AMOUNT Salary (Applicant) Mortgage Payments (complete Schedule 6) Salary (Co-Applicant) Other Loan Payments (complete Schedule 8) Interest / Dividends Credit Card Payments Rental Income Other (describe) Alimony, Child Support or Sep. Maint. * *Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. Other Obligations (e.g. child support, alimony, or Sep. Main.) Property Taxes Income / Other Taxes Insurance (property, auto, life, other) Living Expenses TOTAL TOTAL SECTION 4 ASSETS AND LIABILITIES Date of valuations: Please attach a separate sheet if you need more space to complete a detailed schedule. NOTE: If applicant is married and lives in a community property state, such as California, the bank will assume that all assets are community property and all debts are community obligations, unless otherwise indicated by applicant. ASSETS AMOUNT LIABILITIES AMOUNT Institution/Account # Market Value To Whom Owned Present Balance Checking Loans Payable SDPB Checking Loan Payable Others Complete Schedule 8 Savings/CD Credit Cards Securities Complete Schedule 1 (list type & acct. #) Retirement Funds Notes Receivable Complete Schedule 2 Cash Value Life Ins Complete Schedule 3 Residence Mortgage Complete Schedule 6 Mortgages Owned Complete Schedule 4 Other Real Estate Loans Complete Schedule 6 Residence Complete Schedule 5 Life Insurance Loans Other Real Estate Complete Schedule 5 Other (describe) Automobiles Partnership Invest. Complete Schedule 7 Total Liabilities Other (Describe) Net Worth TOTAL TOTAL Page 2 of 4 Prior Rev: 12/03/2014 CalPrivate Bank PFS

7 SCHEDULE 1 SECURITIES OWNED No. Shares Or Description Bond Amount Title in the Name Of How Held Code* Value On This Statement Present Market Value Listed/ Unlisted TOTAL SCHEDULE 2 NOTES RECEIVABLE Name Of Debtor Collateral Payable Maturity Date Total Amount Due Per Per Per TOTAL SCHEDULE 3 LIFE INSURANCE Name Of Insured Insurance Company Face Value Cash Value Loan Amount TOTAL SCHEDULE 4 MORTGAGE AND DEEDS OF TRUST OWNED Name of Debtor Type of Property 1 st /2 nd Lien Value of Property How Payable Unpaid Balance TOTAL SCHEDULE 5 REAL ESTATE OWNED (SHOW MORTGAGES OR LIENS IN SCHEDULE 6) IF MORE THAN 2 PROPERTIES, PLEASE USE THE SCHEDULE OF REAL ESTATE PROVIDED Address & Type of Property Title In Name Of How Held Code* Monthly Income Cost Year Acquired Current Market Value year Total Balance Owing (Detail in Schedule 6) *How held codes: Community Property = CP; Single Ownership = SO; Joint Tenants = JT; Tenants in Common = TIC; Family Trust = FT year year year TOTAL Page 3 of 4 Prior Rev: 12/03/2014 CalPrivate Bank PFS

8 SCHEDULE 6 MORTGAGES OR LIENS ON REAL ESTATE To Whom Payable How Payable Interest Rate Maturity Date Balance Owing Per Per Per TOTAL SCHEDULE 7 PARTNERSHIP INTERESTS Annual Name % Interest Lmtd/Gen or LLC? Cost Current Value Withdrawals TOTAL Annual Contributions SCHEDULE 8 NOTES PAYABLE TO OTHERS To Whom Payable Account # Collateral How Payable Interest Rate Unpaid Balance Creditor s Address Per Per TOTAL SECTION 5 DECLARATIONS Please respond to the following: Applicant Co-Applicant If you answer yes to any of questions below, please attach a separate sheet with full details. Yes No Yes No 1. Have you ever filed bankruptcy, compromised a debt with a creditor, or negotiated a real estate short pay? 2. Are you a party in a lawsuit? 3. Are there any judgments against you or pending? 4. Are any assets pledged or debts secured? 5. Is any of the applicant s income to be reduced in the next two years or before the credit requested is paid off? 6. Are any assets held in trust? If yes, please show trust name: 7. Have you ever had credit in another name? If yes, please show: 8. Are you an endorser or guarantor for other debt? The undersigned certifies, represents and warrants to the Bank that all financial information provided including but not limited to financial statements, property operating statements, rent rolls, and tax returns provided prior to and after the loan is made, are true, correct and complete. The undersigned understands that the Bank will be relying on this Financial Statement and Tax Return Certification in considering whether or not to make a loan and in the ongoing servicing of the loan should it be originated. If there are important changes, I/we will notify the Bank in writing immediately. You may verify from whatever sources you choose the accuracy and completeness of all the information I/we have provided, whether it concerns me or my spouse even if my spouse is not an applicant for this account. I/we understand that from time to time you may receive information concerning me/us from others and you may furnish information concerning your credit experience with me/us to others seeking such information. You may keep this personal financial statement even if you decide not to issue credit. In Addition, I/we authorize the Bank to check my/our individual credit account and employment history and have a credit reporting agency prepare a credit report. Applicant s Signature Date Co-Applicant s Signature Date Page 4 of 4 Prior Rev: 12/03/2014 CalPrivate Bank PFS

9 CalPrivate Bank Schedule of Real Estate Borrower/Guarantor Name Schedule of Real Estate Property titled in name of/property Address Type of Date Ownership % Present Mortgage(s) Monthly Annual Gross Annual Operating Annual Property Acquired Market Value Payable to whom P&I payment Rental Income Expenses Net Income Totals Current Rev: 03/21/18 Prior Rev: 01/08/14

10 Environmental Questionnaire Borrowing Entity: Property Address: Nearest Cross Street/Intersection: City: County: State: Zip Code Anticipated Loan Amount: Anticipated Loan-to-Value Ratio: Anticipated Closing Date: Anticipated Total Debt LTV: 1. Is this loan an: acquisition loan, or refinance (please check one) 2. Is loan secured by the: land, building(s), furniture or fixtures (check all that apply) 3. Will lender posses 1 st lien-holder status against the collateral property? Yes No 4. Is this a construction loan? Yes No 5. Term of loan: 6. Describe the current use(s) of the property: 7. Describe the past use(s) of the property (if unknown, so state): 8. Describe the intended use(s) of the property (is same as current, so state): 9. If the property is/was used for warehouse/light industrial purposes, describe the materials stored and/or industry conducted: 10. Are there, or have there ever been, any of the following facilities occupying the property: Dry Cleaner No Yes If yes, when Gas Station No Yes If yes, when Hazardous Waste Generator No Yes If yes, when Manufacturing facility No Yes If yes, when 11. Have you ever received, or do you have knowledge of, any environmental site assessment, notice of violation, or other information from any governmental agency, environmental consultant, or public, private, or non-profit group that addresses environmental issues on the property? No Yes If yes, please describe and attach copies: Page 1 of 2 Current Rev: 03/21/18 Prior Rev: 01/08/14

11 12. Are there, or have there ever been, any of the following on or beneath the property: a. Underground storage tank(s) No Yes If yes, how many b. Above ground storage tank(s) No Yes If yes, how many If you checked YES to either a or b above, continue answering questions c through l below: c. Have the tank(s) been removed? No Yes d. Are the tank(s) registered? No Yes e. What is (was) the tank s contents? f. When was the tank installed? g. Have the tank(s) been integrity tested? No Yes If yes, when? Did the tank pass? No Yes h. Has there ever been any evidence of leaking? No Yes If yes, describe corrective action taken: i. Are the tank(s) covered by a separate insurance policy? No Yes j. Are the tank(s) covered by a state fund? No Yes k. Are they in compliance with 1998 EPA standards? No Yes l. For AGST s only: Is there secondary containment? No Yes The undersigned represents that the above statements are true and correct to the best of their knowledge and that no material facts have been suppressed or misstated. Legal Borrower (please print or type) Property Owner (please print or type) Signature Date Signature Date Page 2 of 2 Current Rev: 03/21/18 Prior Rev: 01/08/14

12 VESTING INSTRUCTION Property Address: Applicant(s): PLEASE COMPLETE THIS WITH THE EXACT VESTING: Individual Corporation Trust Limited Liability Company Partnership (LTD Or General) Other Applicant hereby applies to CalPrivate Bank for a loan under the above named vesting. The applicant is fully aware that the financial capability of the entity named above will undergo the Credit Review Process to qualify for the loan. All charges and fees incurred curing this process which may include, but are named limited to, any and all credit verifications, administrative expenses, property inspections and any other expenses deemed necessary to result in a satisfactory review of this entity or the property, will be incurred by the applicant and will be deducted from the good faith deposits. Should there be any changes in applicants vesting or entity during the Credit Review Process, Application Process, Loan Approved Process or Closing Process, the applicant will incur an additional 500 Administrative Fee to Re-apply and re-process the new application. This administrative Fee will be in addition to all loan costs originally quoted. APPLICANT SIGNATURE APPLICANT SIGNATURE PRINT NAME PRINT NAME APPLICANT SIGNATURE APPLICANT SIGNATURE PRINT NAME PRINT NAME Prior Rev: 01/08/2014

13 HAZARD INSURANCE REQUIREMENTS The following insurance requirements must be maintained at the expense of the Borrower for fire, flood and other types of insurance as may be required by CalPrivate ( Bank ) for all real property pledged as collateral for a loan. All insurance must be in form and content satisfactory to Bank. This notice is intended to assist you during the application portion of your loan request. Once your loan is closed, should any conflicts occur between this form and your loan documents, the loan documents will prevail. 1. The policy amount on for improvements that are identified as collateral for your loan, with loss payable in favor of Lender and must be equal to the principal balance of the loan together with any senior loans OR 100% of replacement cost of the improvements on the subject property, whichever is less. The total deductible applicable to all policies covering the collateral cannot exceed 2,500. All policies must be for a minimum of 12 months and must be paid in full at the time of each renewal. On refinance transactions, at the time the loan is originated the remaining term on your policy cannot be less than 6-months. 2. If applicable, the amount of flood insurance required is the lower of a) the outstanding principal balance of the loan or b) the maximum amount of coverage available under the NFIP for the particular type of improvements; or c) full insurable value of the improvements equal to 100% of the replacement cost value. 3. The insurer must be licensed to do business in California and must have a rating of B, Class V or better in current Best s Key Rating guide, For non-admitted carriers, a rating of A, Class V or better is required. Policies received from Companies rated below the specified requirements will be accepted only if they are accompanied by 100% reinsurance endorsement from a company rated as indicated above. Said reinsurance endorsement must provide for a 90-day written notice before cancellation or termination. 4. Insurance policies must reflect Lender s Loss Payee as follows: CalPrivate Bank, its successors and assigns 9404 Genesee Avenue, Ste #100 La Jolla, CA For commercial and five or more residential unit properties, a minimum of twelve months loss of rents coverage must be included in the policy. 6. General liability in the amount of 1,000,000 per occurrence and 2,000,000 aggregate. 7. When personal property and/or fixtures are included in the security of a loan, insurance coverage is required to the extent of their value as determined by Lender. 8. Binders are acceptable as temporary proof of insurance, up to maximum of 30 days. Certificates of insurance are not acceptable as proof of insurance. 9. Verification of renewal insurance policies must be in the Lender s office at least thirty days prior to expiration of the existing policy. In the event Lender receives notice of cancellation, non-renewal, or any other lapse in coverage of any required policy, and Borrowers have not provided Lender with evidence of a replacement policy, Lender may obtain insurance, (interim coverage) at Borrower s expense, protecting Lender s interest only, such interest being limited to the unpaid principal balance of the loan. Lender will have no responsibility for maintaining that insurance protection, liability, theft, or other special risk not required by the Bank. Page 1 of 2 Prior Rev: 08/22/2013

14 INSURANCE INFORMATION SHEET CUSTOMER NAME: PLEASE PROVIDE THE FOLLOWING INFORMATION FOR INSURANCE VERIFICATION PURPOSES: REAL ESTATE: INSURANCE COMPANY: AGENT S NAME: AGENT S PHONE/FAX: POLICY NUMBER: BUSINESS ASSETS: INSURANCE COMPANY: AGENT S NAME: AGENT S PHONE /FAX: POLICY NUMBER: COURSE OF CONSTRUCTION: INSURANCE COMPANY: AGENT S NAME: AGENT S PHONE/FAX: POLICY NUMBER: Page 2 of 2 Prior Rev: 08/22/2013

15 Please Keep for your Records Summary USA PATRIOT ACT AND CUSTOMER IDENTIFICATION PROGRAM (CIP) In response to the events of September 11, 2001, President Bush signed into law on October 26, 2001 the USA Patriot (Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism) Act of The act is comprised of several broad and wide-ranging anti-terrorism initiatives, including measures financial institutions must follow to detect, prevent, and assist in the prosecution of persons involved in money laundering and/or financing terrorism. What is CalPrivate Bank doing to comply with the USA Patriot Act? CalPrivate Bank is committed to comply with the provisions of the Act, including the required implementation of a Customer Identification Program, or CIP. Based on the requirements of the CIP, we have created procedures for obtaining, verifying, and maintaining records of identifying information from clients opening accounts. Our use of the term account includes safe depositor renters, CD purchasers, holders of deposit accounts of all types, borrowers, credit card clients, trust clients, those who use our investment services, and those who utilize our cash management services. To comply with the USA Patriot Act, we must obtain: The client s legal name; Date of birth (for individuals); A current physical address (P.O. Boxes or other such addresses may not be used) An identifying number (current Driver s License, Passport, etc.) Additionally, the Bank must be able to verify the identity of the client through documentary and non-documentary methods (e.g., accepting identification). Please know that all financial institutions in the United States are required to comply with the provisions of the USA Patriot Act Customer Identification Program (CIP). IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT Effective July , new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats. EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for: Each individual that has beneficial ownership (20% or more); and, Individuals that have significant managerial control over the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge. We proudly support all efforts to protect and maintain the security of our customers and our country. Current Rev: 03/21/18 Prior: 01/08/14

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