KEY FINDINGS. Louisiana Law Should be Changed to Cap Payday Loan APR s and Fees (n= 600 Louisiana Residents 18+)
|
|
- Barnaby Summers
- 5 years ago
- Views:
Transcription
1 Summary of AARP Poll of Louisianans Age 18+: Opinions on Payday Loan Rates and Legislation, November 2013 Prepared by Aisha Bonner, AARP Research A majority of Louisianans believe that it is important to strengthen consumer protection laws to prohibit excessive annual interest rates for payday loans. Additionally, Louisianans believe that the very high APR s (annual percentage rate) payday lenders in the state can charge consumers should be capped or limited. The 2013 AARP Louisiana Survey on Payday Lending was a phone survey fielded by RDD Inc. between October 2 and October 7, 2013 and yielded 600 completed interviews. The final sample was weighted by age and gender for adults age 18 and older residing in Louisiana. The margin of sampling error is +/-4.08%. KEY FINDINGS After hearing that payday lenders in Louisiana can currently charge up to 780 percent annual percentage rate (APR) most (60%) Louisianans age 18 and older support that the state law should be changed to prohibit annual interest rates above 36 percent. Moreover, the majority (64%) of Louisianans age 18 and older believe that government leaders in Louisiana should work to set limits or place caps on payday lending rates and fees. When asked to consider various annual percentage rates that payday lending businesses should be able to charge consumers (with the national average being 25 percent), most(69%) indicate an APR of less than 30 percent would be the highest rate these loan businesses should be able to charge. Less than one in eight feels that the payday lenders should charge an APR above 30 percent. Louisianans believe in the importance of strengthening consumer protections which would prevent excessive APR s for payday loans. Moreover, nearly six in ten (58%) Louisianans age 18 and older indicated that they would be more likely to vote for a state candidate who supports capping payday loan interest rates at 36 percent. Nearly the same amount (53%) would be more likely to vote for a state candidate who supports capping the number of loans an individual can borrow in a 12-month period. Louisiana Law Should be Changed to Cap Payday Loan APR s and Fees (n= 600 Louisiana Residents 18+) Highest APR of Payday Loans (n= 600 Louisiana Residents 18+) Likelihood of Voting for Candidate Who Supports Capping Payday Lending APR (N= 600 Louisiana Residents 18+) Louisiana law should cap payday lending rates Louisiana law should remain as is 26% 64% Less than 30 percent More than 30 percent 8% 69% Much more likely More likely Makes no difference in vote 27% 31% 16% Neither 5% Less likely 11% Don't know/not sure 5% Don't know/not sure 22% Much less likely Don't know/not sure 4% 10% Refused 1% Refused 2% Refused 1% 0% 20% 40% 60% 80%100% 0% 20% 40% 60% 80% 100% 0% 20% 40% 60% 80% 100% Summary of AARP Poll of Louisiana Age 18+ Opinions on Payday Loan Rates and Legislation, November 2013 Page 1
2 The majority of Louisianans age 18 and older are concerned with increasing consumer protections. Six in ten (60%) respondents support capping the number of payday loans an individual can take in a 12-month period. Nearly seven in ten of Louisianans 18 and older support requiring lenders to assess beyond having a regular income, the borrower s ability to repay the loan. Three- quarters of respondents support requiring payday lenders to give borrowers a minimum of 31 days before the loan is deemed overdue. Eight in ten of responding Louisianans support requiring that all fees be prominently and clearly displayed for consumers. After hearing that payday lenders have found loan products that circumvent the 2007 federal law that capped the APR of payday loans to active military personnel and their dependents at 36 percent, Louisianans age 18 and older show strong support for extending the same provisions to all loan products for active military and their dependents. In fact, nearly five in ten (57%) say they support the state of Louisiana capping all payday loans to active military personnel and their dependents at 36 percent. Additionally, 62 percent of survey respondents indicated that they were supportive of extending the 36 percent cap on all payday loan products to the members of the Louisiana National Guard, Reservist, and Veterans and their dependents. Demographics of Respondents (n=600) AGE % % % % % GENDER Male 48% Female 52% EDUCATION No HS diploma 9% HS diploma or GED 25% Post HS education, no degree 9% College degree 38% Post graduate study/degree 19% MARITAL STATUS Married/Living with partner 65% Divorced/separated 12% Widowed 9% Never married 14% RACE White/Caucasian 67% Black/AA 24% Other 9% Hispanic/Latino Yes 3% No 97% 0% 20% 40% 60% 80% 100% INCOME Less than/ = to $30k $30k - <$50k $50k - <$100k $100k - <$200k $200k or more WORK STATUS Employed FT Employed PT Retired Not working POLITICAL AFFILIATION Democrat Republican Independent Something else Not sure/refused POLITICAL VIEW Very conservative Somewhat conservative Moderate Somewhat liberal Very liberal AARP MEMBER Yes No MILITARY STATUS Active duty/nat. Guard Reservist Veteran Not in the military 4% 2% 2% 6% 23% 14% 20% 15% 9% 27% 16% 31% 28% 20% 12% 9% 20% 27% 18% 9% 9% 14% 48% 86% 91% 0% 20% 40% 60% 80% 100% Summary of AARP Poll of Louisiana Age 18+ Opinions on Payday Loan Rates and Legislation, November 2013 Page 2
3 METHODOLOGY Survey Administration This survey of Louisianans age 18 and older was commissioned by the AARP state office in Louisiana. This survey was fielded by RDD Field Services between October 2 and October 7, 2013 and yielded 600 completed interviews. The survey has a margin of error of +/ percent. This means that if 95 out of 100 samples of this same size and population were given this same survey, the responses to the questions would fall within a range of plus or minus 4.08 percentage points of what would have been obtained if every Louisiana resident age 18 and older were asked these same questions. Sampling The sample for this survey was randomly drawn from the state of Louisiana. Respondents were screened to insure that they were residents of Louisiana and age 18 or older. Weighting The data was weighted to reflect the penetration and population of Louisianans age 18 and older as found in the 2010 U.S. Census by age and gender. Percents may not add to 100 percent due to rounding. Also due to rounding, the percents reported in the text may vary slightly from those in the annotation or in graphs. Response Rate/Cooperation Rate/Refusal Rate The response rate for this study was measured using AAPOR s response rate 3 method. The cooperation rate was measured using AAPOR s cooperation rate 3 method. The refusal rate was measured using AAPOR s refusal rate 3 method. The table below contains these rates: Response Rate Cooperation Rate Refusal Rate 6.56% 39.89% 18.2% AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
4 ANNOTATED QUESTIONNAIRE AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
5 LOUISIANA PAYDAY ON PAYDAY LENDING ANNOTATED QUESTIONNAIRE n=600 General Population 18+; Sample margin of error = ± percent INTRODUCTION/SCREENER Hello, this is calling from RDD, a national opinion research firm. We are not telemarketers and are not trying to sell you anything. A national organization would like to find out your opinions on some important issues. We are interested in your thoughts about how short-term loans are made to residents in Louisiana. Your views are important and we would greatly appreciate your participation. Your confidential responses will be summarized and shared. SCREENER QUESTIONS S1. Our study is interested in the opinions of certain age groups. Could you please tell me your age as of your last birthday? [IN YEARS] [RECORD ACTUAL AGE AND USE THE AGE GROUPS BELOW TO KEEP TRACK OF HOW MANY RESPONDENTS WE ARE GETTING IN EACH GROUP] 10% years 17% years 30% years 25% years 17% 65 + years - Under 18 years - Refused S2. And just to confirm, are you a resident of Louisiana? 100.0% Yes 0% No S2A. GENDER RECORD BY OBSERVATION 48% Male 52% Female AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
6 CONTEXT [READ] Payday loans are high interest, small dollar loans that are due in full on a borrower s next payday. Louisiana law allows payday lenders to charge borrowers annual interest rates up to 780% for a $350 loan. While some states mirror Louisiana s law, 36 other states do not allow lenders to charge annual interest rates above 36%. 1. Hearing this, which statement best represents your opinion: [PROGRAMMER: ROTATE a and b every other respondent] 64% Louisiana law should be changed to set limits or place caps on payday lending rates and fees 26% Louisiana law should remain as is and allow for the free market where payday lending businesses set their own rates and fees and consumers make their own financial decisions 5% Neither reflect my opinion [volunteered] 5% DON T KNOW / NOT SURE 1% REFUSED 2. The typical annual percentage rate for credit cards is 25%. Knowing this, what do you feel is the highest annual percentage rate that payday lending businesses should be able to charge consumers? 2% 0% 16% 1-10% 21% 11-20% 30% 21-30% 3% 31-40% 3% 41-50% 1% % 1% % 22% DON T KNOW / NOT SURE 2% REFUSED 3. In 2007, the federal [INTERVIEWER EMPHASIS ON federal ] government passed a law that capped payday loans to active military personnel and their dependents at 36 annual percent rate. However, payday lenders have since created new loan products not covered by this federal law. Including payday loans with terms longer than 91 days; payday loans that are open-ended; and payday loans larger than $2,000 with rates and fees up to 500% or more. Do you support or oppose Louisiana capping all payday loans to active military personnel and their dependents at 36%? And is that strongly or somewhat support/oppose? 40% Strongly support 17% Somewhat support 4% Neither support nor oppose 8% Somewhat oppose 25% Strongly oppose 5% DON T KNOW / NOT SURE <.5% REFUSED AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
7 4. The federal government passed a law in 2007 that capped the annual interest rate of payday loans for active military personnel and their dependents at 36%. How strongly would you support or oppose expanding these rate caps to the Louisiana National Guard, Reservists, and Veterans and their dependents? Do you strongly or somewhat support/oppose? 47% Strongly support 15% Somewhat support 4% Neither support nor oppose 6% Somewhat oppose 24% Strongly oppose 4% DON T KNOW / NOT SURE <.5% REFUSED 5. Currently, Louisiana allows payday loan borrowers to refinance their loans at rates and fees up to 780% even if some borrowers may not be able to pay off the loan. If legislation was proposed to allow borrowers to refinance their loans only if they can pay 25% of the principal plus additional fees would you support or oppose this legislation? And would you strongly or somewhat support/oppose? 29% Strongly support 20% Somewhat support 4% Neither support nor oppose 11% Somewhat oppose 26% Strongly oppose 10% DON T KNOW / NOT SURE <.5% REFUSED 6. Would you be more likely to vote for a state candidate who supports capping payday loan interest rates at 36%? Are you much more likely, more likely, less likely, much less likely to support a candidate who supports capping payday lending or it makes no difference in your vote? 27% Much more likely 31% More likely 16% Makes no difference in vote 11% Less likely 10% Much less likely 4% DON T KNOW / NOT SURE 1% REFUSED AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
8 7. Would you be more likely to vote for a state candidate who supports capping the number of loans an individual can borrow in a 12-month period? Are you much more likely, more likely, less likely, much less likely to support a candidate who supports capping the number of annual loans or it makes no difference in your vote? 24% Much more likely 29% More likely 17% Makes no difference in vote 12% Less likely 10% Much less likely 7% DON T KNOW / NOT SURE 1% REFUSED 8. Do you support or oppose the following consumer protection measures for Louisianans who may receive a payday loan from a financial outlet? [INTERVIEWER READ: Now I d like hear your opinion about some consumer protection measures being considered in the state. PROGRAMMER: RANDOMIZE Q9a-e] Strongly support Somewhat support Somewhat oppose Strongly oppose Refused Neither support nor oppose Don t Know/ Not Sure a. Prohibiting annual interest rates above 36% for payday loans % 12% 6% 9% 22% 3% <0.5% b. Capping the number of payday loans an individual can take in a 12-month period % 18% 7% 12% 17% 3% 1% c. Requiring lenders to assess beyond having a regular income, the borrower s abilit to repay the loan % 20% 4% 8% 12% 6% 1% d. Requiring payday lenders to give borrowers a minimum of 31 days before the loan is deemed overdue % 22% 4% 6% 13% 2% 1% e. Requiring that all fees be prominently and clearly displayed for consumers % 13% 2% 4% 7% 4% <0.5% f. Requiring payday lenders to be separate businesses / not located inside other stores... 36% 19% 21% 8% 9% 6% 1% AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
9 9. Would you support or oppose legislation in Louisiana to eliminate payday lenders? Do you strongly or somewhat support/oppose? 35% Strongly support 10% Somewhat support 10% Neither support nor oppose 19% Somewhat oppose 21% Strongly oppose 5% DON T KNOW / NOT SURE <.5% REFUSED 10. How important do you think it is for Louisiana to strengthen consumer protection laws to prohibit excessive annual interest rates for payday loans? Is it extremely important, very important, somewhat important, not very important or not at all important? 46% Extremely important 28% Very important 15% Somewhat important 3% Not too important 6% Not at all important 2% DON T KNOW / NOT SURE <.5% REFUSED 11. As an alternative to payday loans, how strongly do you support or oppose creating a state managed small loan fund so that consumers can get small short-term loans at reasonable interest rates? Do you strongly or somewhat support/oppose? 49% Strongly support 2% Somewhat support 4% Neither support nor oppose 5% Somewhat oppose 20% Strongly oppose 2% DON T KNOW / NOT SURE 1% REFUSED 12. How strongly do you support or oppose requiring customers to take credit counseling courses in order to get loans from the small loan fund? Do you strongly or somewhat support/oppose? 45% Strongly support 21% Somewhat support 6% Neither support nor oppose 9% Somewhat oppose 15% Strongly oppose 4% DON T KNOW / NOT SURE 1% REFUSED AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
10 DEMOGRAPHICS 1 The following questions are for classification purposes only and will be kept entirely confidential. D1. What is your current marital status? 59% Married 6% Not married, living with partner 2% Separated 10% Divorced 9% Widowed 14% Never married D2. Are you or your spouse currently a member of AARP? 14% Yes 86% No D3. Besides you, do you have any of the following people living in your household? Yes No No Answer a. Child/children under % 66% - b. Child/children 18 or older... 24% 76% - c. Child/children away at college... 18% 82% - D4. What is the highest level of education that you completed? 9% 0-12 th grade (no diploma) 25% High school graduate (or equivalent) 9% Post-high school education (no degree) 17% 2-year college degree 21% 4-year college degree 7% Post-graduate study (no degree) 12% Graduate or professional degree(s) 1 Demographic questions are numbered according to the larger AARP tracking survey. This numbering also corresponds with the variables in the data set. AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
11 D5. Which of the following best describes your current employment status? 3% Self-employed, part-time 8% Self-employed, full-time 6% Employed, part-time 40% Employed, full-time 27% Retired, not working at all 7% Not in labor force for other reasons 9% Unemployed, but looking for work D6. What is your current military service status? Are you <.5% Active duty 2% National Guard 2% Reservists [Active or inactive] 6% Veteran 91% Not in the military D7. Are you of Hispanic, Spanish, or Latino origin or descent? 3% Yes 97% No D8. What is your race? 67% White or Caucasian 24% Black or African American 1% American Indian or Alaska Native - Asian <.5% Native Hawaiian or other Pacific Islander 8% Other D9. Do you consider yourself to be a Democrat, a Republican, an Independent, or something else? [RANDOMIZE] 31% Democrat 28% Republican 20% Independent 12 Something else? 3% Not sure 6% Refused AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
12 D10. How would you characterize your political views? [READ EACH ITEM] 20% Very Conservative 27% Somewhat Conservative 18% Moderate 9% Somewhat liberal 9% Very liberal 12% None of the above 3% Not sure 4% Refused D11. [IF S1=age 50 or older, ASK Are you or your spouse currently a member of A-A-R-P? (n = 252) 41% Yes 56% No 1% Don t know 3% Refused D12. What is your 5-digit ZIP Code? (Write in your ZIP CODE): D13. We realize income is a private matter and so rather than ask you anything specific about your income; I d like to ask you to please stop me when I get to the category that includes your household s income before taxes in Was it [INSERT AND READ EACH ANSWER CATEGORY]? 7% Less than $10,000 6% $10,000 to less than $20,000 10% $20,000 to less than $30,000 6% $30,000 to less than $40,000 8% $40,000 to less than $50,000 6% $50,000 to less than $60,000 6% $60,000 to less than $75,000 8% 8% 4% 3% 4% 3% 22% $75,000 to less than $100,000 $100,000 to less than $125,000 $125,000 to less than $150,000 $150,000 to less than $200,000 $200,000 or more Not sure Refused That was our last question for tonight. Thanks you very much for taking the time to help us out. Have a great day/night! AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
13 AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as healthcare, employment and income security, retirement planning, affordable utilities and protection from financial abuse. We advocate for individuals in the marketplace by selecting products and services of high quality and value to carry the AARP name as well as help our members obtain discounts on a wide range of products, travel, and services. A trusted source for lifestyle tips, news and educational information, AARP produces AARP The Magazine, the world's largest circulation magazine; AARP Bulletin; AARP TV & Radio; AARP Books; and AARP en Español, a Spanish-language website addressing the interests and needs of Hispanics. AARP does not endorse candidates for public office or make contributions to political campaigns or candidates. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at Research brings the right knowledge at the right time to our state and national partners in support of their efforts to improve the lives of people age 50+. State Research consultants provide strategic insights and actionable research to attain measurable state and national outcomes. The views expressed herein are for information, debate, and discussion, and do not necessarily represent official policies of AARP. Acknowledgements AARP staff from the state office in Louisiana, Research and Strategic Analysis, and State Research contributed to the design and implementation of this study. Special thanks are extended to Nancy MCPherson and Linedda McIver of AARP in Louisiana; Philene Taormina of State Advocacy and Strategy Integration; Rachelle Cummins, Brittne Nelson, Darlene Matthews, and Cheryl Barnes of The Research Center, AARP. RDD Field Services fielded, entered, and tabulated the data. Aisha Bonner designed the survey and authored this summary. For more information about this survey or the methodology, please contact Aisha Bonner at abonner@aarp.org or at (202) Research Center For more information about this survey, please contact Aisha Bonner at: or abonner@aarp.org AARP Survey of Louisianans Age 18+: Opinions on Pay Day Loan Rates and Legislation, October
Virginia registered voters age 50+ are more likely to vote for a candidate who prohibits lenders from charging interest rates above 36 percent.
2013 AARP Survey of Virginia Registered Voters Age 50+ on Consumer Loans Virginia registered voters age 50+ are more likely to vote for a candidate who prohibits lenders from charging interest rates above
More informationVirginia registered voters age 50+ support expanding Medicaid in the state.
2013 AARP Survey of Virginia Registered Voters Age 50+ on Medicaid Expansion Virginia registered voters age 50+ support expanding Medicaid in the state. About two-thirds (64%) of Virginia registered voters
More information2012 AARP Survey of New York Registered Voters Ages on the Development of a State Health Insurance Exchange
2012 AARP Survey of New York Registered Voters Ages 30-64 on the Development of a State Health Insurance Exchange State health insurance exchanges are a provision of the new health law passed by Congress
More information20% 40% 60% 80% 100% AARP
AARP Survey of Idaho Registered Voters ages 30 64: State Health Insurance Exchange Prepared by Jennifer H. Sauer State Research, AARP State health insurance exchanges are a provision of the new health
More information2012 AARP Survey of Minnesota Registered Voters Ages on the Development of a State Health Insurance Exchange
2012 AARP Survey of Minnesota Registered Voters Ages 30 64 on the Development of a State Health Insurance Exchange State health insurance exchanges are a provision of the new health law passed by Congress
More information2013 AARP SURVEY OF NEW JERSEY RESIDENTS AGE 45 AND OLDER ON THE COST AND QUALITY OF ELECTRIC UTILITY SERVICES
2013 AARP SURVEY OF NEW JERSEY RESIDENTS AGE 45 AND OLDER ON THE COST AND QUALITY OF ELECTRIC UTILITY SERVICES JUNE 2013 2013 AARP Survey of New Jersey Residents Age 45 and Older on the Cost and Quality
More informationTexans 18+ Support or Opposition to Payday Lenders Charging up to 500% APR (n=600)
AARP s Texas Office commissioned this survey to explore the views of Texans age 18+ on payday and auto-title lender issues. The data from this survey will help to AARP Texas to further support their mission
More informationBuilding a Secure Financial Future in Wisconsin: Key Findings From an AARP Survey
Building a Secure Financial Future in Wisconsin: Key Findings From an AARP Survey January 2015 Copyright 2015 AARP AARP Research 601 E Street NW Washington, DC 20049 www.aarp.org/research Reprinting with
More informationSurvey In Brief. How Well Candidates Have Explained Their Plans for Strengthening Social Security (n=398) Strengthening Medicare (n=398)
2012 AARP Survey of New York CD 24 Registered Voters Ages 50+ on Retirement Security For more than 50 years, AARP has advocated for retirement security for all Americans. AARP in New York commissioned
More information2012 AARP Survey of New York CD 21 Registered Voters Ages 50+ on Retirement Security. Survey In Brief
2012 AARP Survey of New York CD 21 Registered Voters Ages 50+ on Retirement Security For more than 50 years, AARP has advocated for retirement security for all Americans. AARP in New York commissioned
More informationSURVEY-IN-BRIEF 2012 SURVEY OF DISTRICT OF COLUMBIA RESIDENTS AGE 50 AND OLDER ABOUT UTILITIES
2012 SURVEY OF DISTRICT OF COLUMBIA RESIDENTS AGE 50 AND OLDER ABOUT UTILITIES AARP s District of Columbia State Office in response to its commitment to ensure affordable electric rates and consumer protections
More information2014 AARP LEGISLATIVE ISSUES SURVEY OF WEST VIRGINIA RESIDENTS AGE 45 AND OLDER ON RETIREMENT/PENSION ISSUES
2014 AARP LEGISLATIVE ISSUES SURVEY OF WEST VIRGINIA RESIDENTS AGE 45 AND OLDER ON RETIREMENT/PENSION ISSUES Report Prepared by Cassandra Burton January 2014 Copyright 2014 AARP Membership & Integrated
More information2013 AARP SURVEY OF NEW JERSEY RESIDENTS AGE 45 AND OLDER ON THE COST AND QUALITY OF ELECTRIC UTILITY SERVICES. June 2013
2013 AARP SURVEY OF NEW JERSEY RESIDENTS AGE 45 AND OLDER ON THE COST AND QUALITY OF ELECTRIC UTILITY SERVICES June 2013 New Jersey Residents are concerned about the cost of their electricity going up.
More informationMany Feel Anxious About And Are Behind Schedule In Saving For Retirement
2016 AARP SURVEY OF GEORGIA REGISTERED VOTERS AGES 35-64: STATE RETIREMENT SAVINGS PLAN Many Feel Anxious About And Are Behind Schedule In Saving For Retirement Survey findings show that most Georgia registered
More information2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+
2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ This AARP survey of 1,000 registered voters ages 45 and older found nearly all plan on voting in November. Among the number
More information2015 AARP SURVEY OF NORTH CAROLINA REGISTERED VOTERS AGE 45 AND OLDER ON FINANCIAL SECURITY
2015 AARP SURVEY OF NORTH CAROLINA REGISTERED VOTERS AGE 45 AND OLDER ON FINANCIAL SECURITY Report Prepared by Cassandra Burton February 2015 Copyright 2015 AARP AARP Research 601 E Street NW Washington,
More informationVirginia Registered Voters Concerned About Impact of Expenses on Retirement
2018 VIRGINIA RETIREMENT SECURITY SURVEY HTTPS://DOI.ORG/10.26419/RES.00208.001 Many Feel Anxious and Behind Schedule About Retirement Survey findings show that many Virginia registered voters age 18-64
More informationOhioHealthCare:AStudy. thesupportforstate Reform
OhioHealthCare:AStudy ofcurentchalengesand thesupportforstate Reform February2008 Ohio Health Care: A Study of Current Challenges and the Support for State Reform Report Prepared by Joanne Binette and
More informationProtecting Your Name: A Survey of Montanans on Identity Theft
Protecting Your Name: A Survey of Montanans on Identity Theft February 2006 Protecting Your Name: A Survey of Montanans on Identity Theft Report Prepared by Erica Dinger, J.D. and Jennifer Sauer, M.A.
More informationMost Tennessee Registered Voters are Behind Schedule in Saving for Retirement
2018 TENNESSEE RETIREMENT SECURITY SURVEY HTTPS://DOI.ORG/10.26419/RES.00211.001 Most Tennessee Registered Voters are Behind Schedule in Saving for Retirement Survey findings show that many Tennessee registered
More informationMaintaining Health and Long-Term Care: A Survey on Addressing the Revenue Shortfall in California
Maintaining Health and Long-Term Care: A Survey on Addressing the Revenue Shortfall in California Data Collected by Woelfel Research, Inc. Report Prepared by Rachelle Cummins Copyright 2002 AARP Knowledge
More informationAARPNew YorkElection Survey:Prescription Drugs. ExecutiveSummaryfor StateSenateDistrict35
AARPNew YorkElection Survey:Prescription Drugs ExecutiveSummaryfor StateSenateDistrict35 October2006 AARP New York Election Survey: Prescription Drugs Executive Summary for State Senate District 35 Prepared
More informationTheStateofHealthCare: ASurveyofNew York ResidentsAge50-64
TheStateofHealthCare: ASurveyofNew York ResidentsAge50-64 January2008 The State of Health Care: A Survey of New York Residents Age 50-64 Report Prepared by Joanne Binette and Kate Bridges Copyright 2008
More information2016 Retirement Confidence Survey
2016 Retirement Confidence Survey A Secondary Analysis of the Findings from Respondents Age 50+ Alicia R. Williams, PhD and Eowna Young Harrison, BS AARP Research https://doi.org/10.26419/res.00159.001
More informationAmericans Trust in Organizations and Individuals: An AARP Bulletin Survey
Americans Trust in Organizations and Individuals: An AARP Bulletin Survey March 2013 Americans Trust in Organizations and Individuals: An AARP Bulletin Survey Data Collected by SSRS Report Prepared by
More information2018 AARP SURVEY: EXPERIENCE AND KNOWLEDGE OF MEDICARE CARD SCAMS https: ://doi.org/ /res
2018 AARP SURVEY: EXPERIENCE AND KNOWLEDGE OF MEDICARE CARD SCAMS https: ://doi.org/10.26419/res.00222.001 This month, Medicare unveils its new beneficiary cards. The new card will be much the same as
More informationVoices of 50+ New Hampshire: Dreams & Challenges
2011 Voices of 50+ New Hampshire: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication
More informationAttitudes Toward The Importance of Unbiased Financial Advice
Attitudes Toward The Importance of Unbiased Financial Advice Findings from a national survey of adults ages 25 and older conducted in April 2016 https://doi.org/10.26419/res.00123.001 About AARP AARP is
More informationVoices of 50+ Hispanics in in California: Dreams & Challenges
Voices of 50+ Hispanics in in California: Dreams & Challenges 2011 Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous
More informationVoices of 50+ New York:
2011 Voices of 50+ New York: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication with
More informationMaintaining Health and Long-Term Care: A Survey on Arkansas Food, Medicine, and Soda Pop Tax
Maintaining Health and Long-Term Care: A Survey on Arkansas Food, Medicine, and Soda Pop Tax Data Collected by Southeastern Institute of Research, Inc. Report Prepared by Joanne Binette Copyright 2002
More informationBoomers & Vacation Plans
Boomers & Vacation Plans An AARP Bulletin Survey Report Prepared by: Matrika Chapagain, Ph.D. https://doi.org/10.26419/res.00084.001 May 2014 AARP is a nonprofit, nonpartisan organization, with a membership
More informationLong-Term Carein Connecticut:ASurvey
Long-Term Carein Connecticut:ASurvey ofaarpmembers April2008 Long-Term Care in Connecticut: A Survey of AARP Members Report Prepared by Katherine Bridges Copyright 2008 AARP Knowledge Management 601 E
More informationVoices of African Americans 50+ in New York: Dreams & Challenges
2011 Voices of African Americans 50+ in New York: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous
More informationVoices of 50+ Florida: Dreams & Challenges
2011 Voices of 50+ Florida: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication with
More informationOREGONSAVES: A SOLUTION FOR RETIREMENT SAVINGS AMONG WORKING WOMEN IN OREGON https://doi.org/ /res
OREGONSAVES: A SOLUTION FOR RETIREMENT SAVINGS AMONG WORKING WOMEN IN OREGON https://doi.org/10.26419/res.00060.002 Not unlike many Americans, workers in Oregon are not saving enough money to live comfortably
More informationVoices of 50+ Hispanics in Arizona: Dreams & Challenges
2011 Voices of 50+ Hispanics in Arizona: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication
More informationVoices of 50+ Hispanics in New York: Dreams & Challenges
2011 Voices of 50+ Hispanics in New York: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication
More informationSECURITY FREEZE LEGISLATION: CONSUMER ATTITUDES ON PAYING ACTIVATION AND LIFTING FEES. An AARP Survey of Oklahoma Adults 18+
SECURITY FREEZE LEGISLATION: CONSUMER ATTITUDES ON PAYING ACTIVATION AND LIFTING FEES An AARP Survey of Oklahoma Adults 18+ April 2006 SECURITY FREEZE LEGISLATION: CONSUMER ATTITUDES ON PAYING ACTIVATION
More informationPublic Attitudes Toward Social Security and Private Accounts
Public Attitudes Toward Social Security and Private Accounts February 2005 Public Attitudes Toward Social Security and Private Accounts Summary of Findings Copyright by AARP, 2005 AARP Knowledge Management
More informationVoters Ages 50+ and the 2016 Election: Thoughts on Social Security and Presidential Leadership
Voters Ages 50+ and the 2016 Election: Thoughts on Social Security and Presidential Leadership Findings from a national survey of voters age 50 and older conducted in March 2016 for AARP By Hart Research
More informationS1. Our study is interested in the opinions of certain age groups. Could you please tell me your age as of your last birthday?
2014 San Antonio, Texas Telephone Survey of Residents Age 45-64 Survey on Livable Community Annotated Questionnaire Landline and Cell phone sample n=600 Base/Representative Sample (+/- 4% maximum margin
More informationTennessee Tax Reform for Long-Term Care: An AARP Survey Data Collected by Woelfel Research, Inc. Report Prepared by Joanne Binette
Tennessee Tax Reform for Long-Term Care: An AARP Survey Data Collected by Woelfel Research, Inc. Report Prepared by Joanne Binette Copyright 2002 AARP Knowledge Management 601 E Street NW Washington, DC
More informationVoices of 50+ Delaware: Dreams & Challenges
2011 Voices of 50+ Delaware: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication with
More informationInto the Black: A Survey of Virginia Voters on State Service Cuts and Tax Changes
Into the Black: A Survey of Virginia Voters on State Service Cuts and Tax Changes March 2004 Into the Black: A Survey of Virginia Voters on State Service Cuts and Tax Changes Data Collected by Woelfel
More informationIDENTITY THEFT: WHO S AT RISK?
IDENTITY THEFT: WHO S AT RISK? G. Oscar Anderson Senior Research Advisor, ganderson@aarp.org September 2014 https://doi.org/10.26419/res.00087.001 Methodology OBJECTIVES & METHODOLOGY AARP Fraud Watch
More informationSMALL BUSINESS OWNERS IN HAWAI'I WANT MORE RESIDENTS TO SAVE FOR RETIREMENT HAWAI'I SMALL BUSINESS OWNERS SUPPORT STATE RETIREMENT SAVINGS OPTION
AARP SURVEY OF SMALL BUSINESS OWNERS IN HAWAI'I https://doi.org/10.26419/res.00266.001 SMALL BUSINESS OWNERS IN HAWAI'I WANT MORE RESIDENTS TO SAVE FOR RETIREMENT Data from this survey show that most (76%)
More information2016 AARP Arizona Voter Retirement Security Survey Annotation
2016 AARP Arizona Voter Retirement Security Survey Annotation Registered Voters Age 35-70 Sampling Questions 1. Age of Respondents [35-70 Registered Voters] 35-49 37.3% 50-64 44.8% 65-70 17.9% 2. Are you
More informationSecurity Freeze Legislation: Awareness and Incidence of Placement Among Consumers 18+ in Seven States By Jennifer H. Sauer and Neal Walters
Security Freeze Legislation: Awareness and Incidence of Placement Among Consumers 18+ in Seven States By Jennifer H. Sauer and Neal Walters Nevada Annotated Questionnaire November 2007 Purpose and Methodology
More informationMinnesota State Survey Annotated Questionnaire Weighted n=402; Sampling Error= ±5.0%
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S2. May I speak to someone in your household who is age 50 or older? Yes 100% No 0% S3. Are you a resident of... Minnesota 2011 53 State
More informationWomen Voters Ages 50+ and the 2016 Election: Thoughts on Social Security and the Presidential Candidates
Women Voters Ages 50+ and the 2016 Election: Thoughts on Social Security and the Presidential Candidates Annotated Questionnaire for Full Sample of 1500 Women Ages 50+ Across 15 Battleground States* (AZ,
More informationReason-Rupe January 2015 National Poll Princeton Survey Research Associates International January 27, pm
Reason-Rupe January 2015 National Poll Princeton Survey Research Associates International January 27, 2015 3pm N = 1,000 (500 from Landline RDD Sample / 500 from Cell RDD Sample) Interviewing dates: January
More informationAccess and Infrastructure National April 2014
Access and Infrastructure National April 2014 Created for: American Petroleum Institute Presented by: Nielsen Interviewing: April 3-9, 2014 Respondents: 1,003 Registered Voters Method: Telephone Sample:
More informationPuerto Rico - Hispanic
Puerto Rico - Hispanic 2011 53 State Survey Annotated Questionnaire 2011 Unweighted n=301; Sampling Error= ±5.5% The total percent of respondents in each question may add up to more than 100% due to rounding
More informationWhat America Is Thinking Access Virginia Fall 2013
What America Is Thinking Access Virginia Fall 2013 Created for: American Petroleum Institute Presented by: Harris Interactive Interviewing: September 24 29, 2013 Respondents: 616 Virginia Registered Voters
More informationCalifornia Dreaming or California Struggling?
California Dreaming or California Struggling? 2017 Findings from the AARP study of California Adults Ages 36-70 in the Workforce #CADreamingOrStruggling https://doi.org/10.26419/res.00163.001 SURVEY METHODOLOGY
More informationNew Hampshire State Survey Annotated Questionnaire Weighted n=402; Sampling Error= ±5.0%
S1. Are you over or under age 50? New Hampshire 2011 53 State Survey Annotated Questionnaire 2011 Weighted n=402; Sampling Error= ±5.0% The total percent of respondents in each question may add up to more
More informationMaine Consumer Protections: A Survey of AARP Members Report Prepared by Cassandra Burton and Katherine Bridges
Maine Consumer Protections: A Survey of AARP Members June 2006 Maine Consumer Protections: A Survey of AARP Members Report Prepared by Cassandra Burton and Katherine Bridges Copyright 2006 AARP Knowledge
More informationPlanning for Health Care Costs in Retirement: A 2014 survey of 50+ Workers September 2014
Planning for Health Care Costs in Retirement: A 2014 survey of 50+ Workers September 2014 Health Care Cost Survey 1 Planning for Health Care Costs In Retirement: A 2014 Survey of 50+ Workers Report Prepared
More informationINTRO: Hello, may I please speak with (INSERT NAME FROM SAMPLE).
2017 NEW YORK NON-WORKPLACE SAVINGS PLAN BUSINESS OWNER WORK AND SAVE ANNOTATED SURVEY (N=200 SMALL BUSINESS OWNER/DECISION MAKERS) https://doi.org/10.26419/res.00189.002 SCREENER SAMPLE: Budget-appropriate
More informationProduction & Offshore Drilling July 2014
Production & Offshore Drilling July 2014 Created for: American Petroleum Institute Presented by: Nielsen Interviewing: July 10 July 13, 2014 Respondents: 1012 Registered Voters Method: Telephone Sample:
More informationFiduciary Duty and Investment Advice: Attitudes of Plan Sponsors
Fiduciary Duty and Investment Advice: Attitudes of Plan Sponsors March 2014 Fiduciary Duty and Investment Advice: Attitudes of Plan Sponsors Copyright 2014 AARP AARP Research 601 E Street NW Washington,
More informationAYear-EndLookatthe EconomicSlowdown simpact onmiddle-aged andolderamericans
AYear-EndLookatthe EconomicSlowdown simpact onmiddle-aged andolderamericans January2009 A Year-End Look at the Economic Slowdown s Impact on Middle-Aged and Older Americans January 2009 Survey Fielded
More information2005 Health Confidence Survey Wave VIII
2005 Health Confidence Survey Wave VIII June 30 August 6, 2005 Hello, my name is [FIRST AND LAST NAME]. I am calling from National Research, a research firm in Washington, D.C. May I speak to the youngest
More informationCampaignFinanceReform: ASurveyofAARPMembers innew Mexico
CampaignFinanceReform: ASurveyofAARPMembers innew Mexico PublishedNovember2006 Campaign Finance Reform: A Survey of AARP Members in New Mexico Report Prepared by Kelly Ko and Joanne Binette Copyright 2006
More informationProperty Tax Proposals in Maine: An AARP Poll of Registered Voters
Property Tax Propsals in Maine: An AARP Poll of Registered Voters April 2004 Property Tax Proposals in Maine: An AARP Poll of Registered Voters Data collection by Woelfel Research, Inc. Report preparation
More information2017 AARP Foundation Taxpayer Satisfaction Survey Report
2017 AARP Foundation Taxpayer Satisfaction Survey Report Lona Choi-Allum & Melissa Brown June 2017 1 About AARP Foundation AARP Foundation is working to win back opportunity for struggling Americans 50+
More informationMassachusetsElection Issues:Opinionsfrom
MassachusetsElection Issues:Opinionsfrom AARPBayStateMembers October2006 Massachusetts Election Issues: Opinions from AARP Bay State Members Report Prepared by Katherine Bridges Copyright 2006 AARP Knowledge
More informationOpinions on the Federal Budget Among U.S. Adults
Opinions on the Federal Budget Among U.S. Adults Conducted for AARP Bulletin January 2006 Opinions on the Federal Budget Among U.S. Adults Report written by Jean Kalata, Research Analyst National Member
More informationAfordableHousing: innew Mexico
AfordableHousing: ASurveyofAARPMembers innew Mexico PublishedNovember2006 Affordable Housing: A Survey of AARP Members in New Mexico Report Prepared by Kelly Ko and Joanne Binette Copyright 2006 AARP Knowledge
More informationIssues and Concerns of the 50+ in Maine Congressional District 1
Issues and Concerns of the 50+ in Maine Congressional 2014 AARP Survey of Maine Registered Voters Age 50 and Older Report Prepared by Katherine Bridges July 2014 Copyright 2014 AARP AARP Research 601 E
More informationCalifornia Dreaming or California Struggling?
California Dreaming or California Struggling? 2017 LA County Latino/a Findings from the AARP study of California Adults Ages 36-70 in the Workforce #CADreamingOrStruggling https://doi.org/10.26419/res.00163.012
More informationRandom digital dial Results are weighted to be representative of registered voters Sampling Error: +/-4% at the 95% confidence level
South Carolina Created for: American Petroleum Institute Presented by: Harris Poll Interviewing: November 18 22, 2015 Respondents: 607 Registered Voters in South Carolina Method: Telephone Sample: Random
More informationPerceptions of Long-term Care and the Economic Recession
Perceptions of Long-term Care and the Economic Recession AARP Bulletin Poll April 2009 Retired Spouses: A National Survey of Adults 55-75 Perceptions of Long-term Care and the Economic Recession AARP Bulletin
More informationWhat America Is Thinking About Energy Issues February 2016 Presented by: Harris Poll
What America Is Thinking About Energy Issues February 2016 Virginia Presented by: Harris Poll Interviewing: January 22 February 1, 2016 Respondents: 630 Registered Voters Method: Telephone Weighting: Results
More informationWhat America Is Thinking On Energy Issues February 2016
What America Is Thinking On Energy Issues February 2016 South Carolina Presented by: Harris Poll Interviewing: January 22-31, 2016 Respondents: 600 Registered Voters Method: Telephone Weighting: Results
More informationKeystone XL Pipeline & Energy Infrastructure December Results are weighted to be representative of registered voters in the United States
Keystone XL Pipeline & Energy Infrastructure December 2013 Created for: American Petroleum Institute Presented by: Harris Interactive Interviewing: December 5 8, 2013 Respondents: 1,025 Registered Voters
More informationWhat America Is Thinking On Energy Issues January 2015
What America Is Thinking On Energy Issues January 2015 South Carolina Offshore Drilling Presented by: Harris Poll Interviewing: January 13-15, 2015 Respondents: 604 Registered Voters Method: Telephone
More informationMale Female
AFR/CRL 1000 Likely voters nationwide June 24-29, 2017 Gender Male... 48 38 52 56 Female... 52 62 48 44 Region New England... 5 5 6 4 Middle Atlantic... 13 13 11 13 East North Central... 16 16 16 16 West
More informationPennsylvania African American
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S3. Are you Black or of African American origin or descent? Yes 100% No 0% S4. May I speak to someone in your household who is age 50
More informationMUST BE 35 TO 64 TO QUALIFY. ALL OTHERS TERMINATE. COUNTER QUOTA FOR AGE GROUPS.
2016 Puerto Rico Survey Retirement Security & Financial Resilience Labor Force Participants (working or looking for work) age 35 to 64 and current Retirees Total sample n=800, max Retirees (may be current
More informationPatriotism Survey Among U.S. Adults Age 18 and Older
Patriotism Survey Among U.S. Adults Age 18 and Older Conducted for AARP Bulletin June 2006 Patriotism Survey Among U.S. Adults Age 18 and Older Report Prepared by Hana Holley AARP Strategic Issues Research
More informationArkansas - African American
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S2. We are also interested in the opinions of people from different racial groups. Are you Black or of African American origin or descent?
More informationNorth Carolina State Survey Annotated Questionnaire Weighted n=400; Sampling Error= ±5.0%
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S5. Are you a resident of... North Carolina 2011 53 State Survey Annotated Questionnaire 2011 Weighted n=400; Sampling Error= ±5.0% The
More informationLouisiana African American
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S2. Are you Black or of African American origin or descent? Yes 100% No 0% S3. Are you a resident of... Louisiana African American 2011
More informationNATIONAL RESULTS AARP Member Opinion Survey Annotated Questionnaire Weighted n= 36,947; Response Rate=27%; Sampling Error= ±.
Revised 12/18/ NATIONAL RESULTS AARP Member Opinion Survey Annotated Questionnaire Weighted n= 36,947; Response Rate=27%; Sampling Error= ±.051% METHODOLOGY SUMMARY: AARP s Member Opinion Survey is the
More information2008 Financial Literacy Survey
Summary Report and Topline 2008 Financial Literacy Survey Prepared by Princeton Survey Research Associates International for the National Foundation for Credit Counseling and MSN Money 04.29.08 Many economists
More informationWomen Voters Ages 50+ and the 2016 Election. Annotated Questionnaire for Women Ages 50+ in Florida* TOTAL Unweighted N=
Women Voters Ages 50+ and the 2016 Election Annotated Questionnaire for Women Ages 50+ in Florida* Please note that all results shown are percentages. TOTAL 50-69 70+ Unweighted N= 717 475 242 Northeast...
More informationCalifornia - Hispanic
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S2. Are you of Hispanic, Spanish, or Latino origin or descent? Yes 100% No 0% S5. Are you a resident of... California - Hispanic 2011
More informationNorth Carolina African American
S1. Are you over or under age 50? 50 and over 100% 49 or younger 0% S3. Are you Black or of African American origin or descent? Yes 100% No 0% S4. May I speak to someone in your household who is age 50
More informationNew Jersey economic issues poll April 5-14, 2018 Stockton Polling Institute Weighted frequencies
New Jersey economic issues poll April 5-14, 2018 Stockton Polling Institute Weighted frequencies Q1. How would you rate the U.S. economy: Frequency Valid Valid Excellent 47 6.6 6.6 6.6 Good 302 42.1 42.1
More information2018 AARP SURVEY: EXPERIENCE AND KNOWLEDGE OF TAX FRAUD HTTPS://DOI.ORG/ /RES
2018 AARP SURVEY: EXPERIENCE AND KNOWLEDGE OF TAX FRAUD HTTPS://DOI.ORG/10.26419/RES.00221.001 According to the Federal Trade Commission s Consumer Sentinel Data Book 2017, fraud costs Americans millions
More informationArkansas State Survey Annotated Questionnaire Weighted n=409; Sampling Error= ±5.0%
Arkansas 2011 53 State Survey Annotated Questionnaire 2011 Weighted n=409; Sampling Error= ±5.0% The total percent of respondents in each question may add up to more than 100% due to rounding and multiple
More informationTopline. Kaiser Health Tracking Poll Late April 2017: The Future of the ACA and Health Care & the Budget
Topline Kaiser Health Tracking Poll April 2017: The Future of the ACA and Health Care & the Budget April 2017 METHODOLOGY This Kaiser Health Tracking Poll was designed and analyzed by public opinion researchers
More informationWomen Voters Ages 50+ and the 2016 Election
Women Voters Ages 50+ and the 2016 Election Annotated Questionnaire for African American/Black Women Ages 50+ Across 15 Battleground States* (AZ, CO, FL, GA, IA, MI, MN, NC, NH, NM, NV, OH, PA, VA, and
More informationCalifornia - African American
California - African American 2011 53 State Survey Annotated Questionnaire 2011 Weighted n=309; Sampling Error= ±5.5% The total percent of respondents in each question may add up to more than 100% due
More informationTransportation:ASurvey. New Mexico
Transportation:ASurvey ofaarpmembersin New Mexico PublishedNovember2006 Transportation: A Survey of AARP Members in New Mexico Report Prepared by Kelly Ko and Joanne Binette Copyright 2006 AARP Knowledge
More informationRandom digit dial Results are weighted to be representative of Maryland registered voters.
Access and Infrastructure Maryland April 2014 Created for: American Petroleum Institute Presented by: Nielsen Interviewing: April 9 16, 2014 Respondents: 602 registered voters Method: Telephone Sample:
More informationRetired Spouses. A National Survey of Adults Conducted for AARP The Magazine. November Retired Spouses: A National Survey of Adults 55-75
s A National Survey of Adults 55-75 Conducted for AARP The Magazine November 2008 s: A National Survey of Adults 55-75 s A National Survey of Adults 55-75 Report written by Jean Koppen, Senior Research
More informationGeorgia - African American
Georgia - African American 2011 53 State Survey Annotated Questionnaire 2011 Weighted n=304; Sampling Error= ±5.5% The total percent of respondents in each question may add up to more than 100% due to
More information