DEALER FUNDING CHECKLIST Effective 10/15/14 PLEASE NOTE: ALL PAPERWORK SHOULD BE ASSIGNED TO PELICAN AUTO FINANCE, LLC Original Approval Sheet

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1 DEALER FUNDING CHECKLIST Effective 10/15/14 PLEASE NOTE: ALL PAPERWORK SHOULD BE ASSIGNED TO PELICAN AUTO FINANCE, LLC Original Approval Sheet o Amount financed on Approval must be within $25 of contracted amount financed. Credit Application: original and one copy signed by customer(s) Copy of valid Driver s License (Front & Back) Co Signer Driver s license or valid issued government ID Proof of Income (dated within 30 days from contracts) for all applicants Bookout Sheet: Nada Clean Trade value with hard adds only! Signed by Dealer Copy of retail installment contract * Agreement to Provide Insurance; assigned to Pelican Auto Finance, LLC. Customer Contact Form 5 Complete References Proof of Residence (utility, credit card bill, or bank statement) to contracted address Odometer Statement ORIGINAL Retail Installment Contract Buyers Order Application for Lienholder Title; assigned to Pelican Auto Finance, LLC. Guarantee of title form (Title is required within 45 days of contract date) Contract Assignment; assigned to Pelican Auto Finance, LLC. Agreement to Provide Insurance; assigned to Pelican Auto Finance, LLC. Ensure Pay Disclosures signed by customer(s) Authorization for Text Message and Contact Warranty if applicable Pelican Customer Privacy policy Customer Delivery notice Customer Disclosure Statement (PA Only) Other requested stipulations indicated on approval Funding / Lienholder Address: Pelican Auto Finance, LLC 5 Christy Drive, Suite 204, Chadds Ford, PA TURBO FUNDING FAX: (*include for Turbo Fundings) Insurance Lienholder Address: PELICAN AUTO FINANCE, LLC PO Box , San Diego, CA State Lienholder Codes Texas: PA ELT: NJ Corp Code: VA Lienholder Code: 4DELT GA ELT: MD Corp Code: 1522 SC ELT: OH ELT: E MS Lienholder #: CA ELT: CZL WA ELT: PAF pelicanaf.com

2 Customer Contact Form Buyer Name: Home phone # Work phone # Cell Phone # Employer Name: Employer Address: Supervisor: Supervisor Phone #: Best time to contact you: Morning Lunchtime Afternoon Evening Saturday *********************************************************************** Co-Buyer Name Home phone # Work phone # Cell Phone # Employer Name: Employer Address: Supervisor: Supervisor Phone #: Best time to contact you: Morning Lunchtime Afternoon Evening Saturday pelicanaf.com

3 Buyer(s) Names: ENSURE PAY PAYMENT ASSURANCE SYSTEM DISCLOSURE STATEMENT AND AGREEMENT FOR INSTALLATION Date: Vehicle Description: Year Make Model Vehicle Identification Number (VIN) Pursuant to the Retail Installment Sale Contract (the Contract ) that I signed in connection with my purchase of the above-described vehicle (the Vehicle ), dated the same date as this Payment Assurance System Disclosure Statement and Agreement for Installation (this Agreement ), I understand that the Vehicle I am purchasing is equipped with the ENSURE PAY PAYMENT ASSURANCE GPS AND STARTER INTERUPT ELECTRONIC DEVICE (the Device ). The Device is designed to ensure that I make my payments on time as required by the Contract. The Device may include a GPS (global positioning system) tracking unit that can determine at any time where my vehicle is located. The GPS will not be used to determine my driving practices (e.g. speeding) but may be randomly activated to ensure the GPS is still functioning. The Dealership or its designated assignee and/or successors will not provide any access to or record of the tracking unless required to do so by law, or to enforce any rights Dealer or its designated assignee or successor may have to secure payment of any payments due under any contract between us and/or to secure repossession of the Vehicle as allowed. If I fail to make a scheduled payment on or before the due date, the vehicle will be disabled (it will not start). In the following, you refers to the buyer signing below. PLEASE READ AND SIGN BELOW TO INDICATE YOUR UNDERSTANDING AND ACCEPTANCE OF THE FOLLOWING TERMS REGARDING THE INSTALLATION OF THE ENSURE PAY ASSURANCE DEVICE, YOUR OBLIGATIONS CONCERNING MAKING PAYMENTS UNDER THE CONTRACT AND THE CONSEQUENCES OF FAILING TO MAKE A PAYMENT: 1. I understand that installing and maintaining the Device in the Vehicle is a material condition for the finance and purchase of the Vehicle. I further understand that I may be able to purchase a vehicle from another dealership that may not require installation of the Device, but I am choosing to purchase this Vehicle and I consent to having the Device installed. Co- 2. I understand the Device is the property of the Dealership or its designated assignee and/or successor. I further understand that if I tamper with, alter, or remove the Device, I will be considered in default under this Agreement and my Contract. Co- 3. I understand that if a scheduled payment is not received by the Dealership or its designated assignee and/or successor on or before the due date, and repossession is immediately allowed under applicable State law, the Vehicle will be disabled and will not start. If I fail to make payment when due and live in a State where I am entitled to cure my default, but I fail to cure my default, the Vehicle will be disabled and will not start after the time for me to cure this nonpayment has run out. Co- 4. I understand that if the Device is not reset after my payment is received, the Vehicle will not start. If this happens, I agree to contact the X3 that I have been provided immediately after the Vehicle does not start. Co- 5. I understand the Device has a GPS unit as detailed above. If I fail to make a payment the GPS device will be used by Dealer or Dealer s assignee and/or successor to track the location of the vehicle for the purpose of assisting in the vehicle s subsequent repossession. If I fail to make payment and repossession is immediately allowed under applicable State law, the GPS will be used immediately to locate and track the Vehicle for immediate repossession. If I fail to make payment when due and live in a State where I am entitled to cure my default, but I fail to cure my default, the Vehicle will not start (if the Device is so equipped) and the GPS will be used to locate and track the Vehicle for repossession after the time for me to cure this nonpayment has run out. I agree that I have no right to privacy regarding the use of the GPS device to track the location of the vehicle, but in the event that a court, arbitrator, dispute resolution organization or state or federal authority should determine that such a right exists, I hereby waive such right to the fullest extent possible. I understand the GPS unit is not being used to

4 make monies beyond those due and owing under this Agreement and my Contract, but is being used to secure collection of monies I hereby acknowledge I owe and, where allowed, to repossess the Vehicle as allowed. Buyer:X Co-Buyer:X 6. I understand that, in the event of an emergency, I have been provided an 800 phone number for the Finance Company. I understand that to obtain assistance regarding entry of emergency codes or have someone dispatched to assist me in case of an emergency, I have been provided with a phone number ( ). Co- 7. I understand that if I tamper with, alter, disconnect or remove the Device from the Vehicle, I may be liable for the cost to replace or repair the Device, unless prohibited by law. Co- 8. I understand that the Dealership has the right to assign its rights, title and interest in the Contract at any time. The assignment of the Contract by the Dealership or its assignees and/or successors and will not in any way affect the terms and conditions of this Agreement. Co-Buyer:X 9. I understand that only the Dealership or its authorized representatives or assignees are permitted to perform maintenance on the Device or any of its components. Should maintenance or repair be required, I agree to make the Vehicle available to the Dealership or its representatives and or assignees, during their normal business hours. I understand that the Dealership or its representatives and/or assignees shall have full responsibility for the cost of all repairs to the Device, except for repairs caused by my tampering with, altering, disconnecting or removing the Device. Co- 10. I understand that I may choose to purchase the Device after I have made all payments due under the Contract for a price of $0. If I choose to purchase the Device after paying all sums due under the Contract, I will contact the Dealership or final assignee of the Retail Installment Contract. If I do not choose to purchase the Device at that time, if requested by the consumer, the Device will be removed from the Vehicle by the Dealership, or otherwise made inoperable so that it will have no effect on the operation of the vehicle, at no charge to me. Co- 11. Any violation of any terms or conditions of this Disclosure Statement and Agreement, shall also be deemed a material default under the retail installment sales contract /or note/ and /or security agreement whereby the undersigned customer has purchased the above vehicle. Upon any default under this contract or violation of the terms and conditions herein, the secured party will be entitled to take any and all actions, including but not limited to repossession and sale, as may be allowed under the terms of the conditional sales contract and/or note and/or security agreement. Co- NOTICE: Do not sign this Disclosure Statement and Agreement for Installation without reading it first. By signing below, you are acknowledging that you have been given the opportunity to read this document and have had any questions regarding the Device answered to your satisfaction. You are further acknowledging that you fully understand and agree to be bound by all of the terms and conditions set forth herein. This Agreement is hereby incorporated by reference into the Contract. Dated this day of _, 20. Buyer Authorized Dealership Representative Co-Buyer

5 Buyer Acknowledgement of Ensure Pay Device Buyer understands there will be a payment guarantee device known as Ensure Pay installed on the vehicle as a condition of sale. Buyer understands and must make vehicle available in the next 7 days for installation of such Ensure Pay device. Buyer understands that if he/she does not make all required payments required under this agreement, THIS DEVICE WILL PREVENT THE VEHICLE FROM BEING STARTED. Buyer agrees to sign all disclosure forms attached, and further understands and agrees that these forms are part of this Contract and are incorporated herein as though fully set forth. Buyer Signature Date Co Buyer Signature Date

6 ASSIGNMENT AGREEMENT This Assignment is attached to and expressly made a part of that certain Motor Vehicle Retail Installment Contract ( Contract ) dated by and between: Seller (Dealer): Buyer(s): &. It is expressly understood and agreed that Pelican Auto Finance, LLC ( PAF ) is substituted each and every time where the name: appears on the Retail Installment Contract ( Contract ) described herein. For value received, Seller hereby expressly sells, assigns, and transfers all of Seller s rights, title, and interest in the Contract, in all monies due and to become due there under, and in and to the vehicle and other property and security interests described therein, to PAF and/or its successors, assigns, subsidiaries, or affiliates. Additionally, all representations, warranties, indemnifications, guaranties and hold harmless provisions made by Seller specified in the Contract, and all other terms of the assignment contained therein, are hereby made in favor of PAF. This Assignment specifically includes, but is not limited to, all rights, title, and interest of Seller in any insurance policies and other products (and the proceeds thereof) purchased, endorsed, or obtained by said Buyer(s) under the terms of the Contract. This Assignment specifically includes all rights, title, and interest of Seller in and to the vehicle including any property, collateral or security interest described or provided for in the Contract. This Assignment, upon execution by Seller, shall assign Seller s rights in the Contract to PAF and not to any assignee(s) named in the Contract. This Assignment shall not be deemed to relieve Seller from any liability for the breach of any warranties, representations or agreements contained herein or in the Contract or in the Dealer Agreement between PAF and Dealer. VIN#: Year, Make, & Model: Seller-Dealership (please print): X Seller s Agent (please print): X Agent s Signature: X Title of Agent: X Date of Assignment: X

7 Authorization for Text Messaging and Contact I authorize Pelican Auto Finance LLC ( Pelican ) to deliver to my cell phone or address text or messages concerning my account (following assignment of my retail installment contract by the dealer to Pelican), including using an automated telephone dialing system and/or individual person-sent text messages. I will notify Pelican as soon as possible if my cell phone number or address changes. I understand: 1. That my wireless service provider may charge a fee for text messages; 2. That I am not required to provide this authorization and I am doing so voluntarily; 3. That I may cancel this authorization at any time by calling or writing to Pelican at the phone number or address provided above; and 4. That I will receive a copy of this authorization for my records. Buyer Printed Name Co-Buyer Printed Name Signature Signature Cell Phone Number address Cell Phone Number address Date: Date:

8 45 DAY UNCONDITIONAL GUARANTEE OF TITLE This Guarantee of Title dated this day of Year By and Between: Pelican Auto Finance, LLC (Hereinafter referred to as LENDER and or PAF ) And (Hereinafter referred to as DEALER and/or SELLER ) For value received, the undersigned Dealer hereby unconditionally guarantees to Lender that Dealer shall be responsible for furnishing Lender to sign Dealer s name to said certificate after obtaining same for the purpose of transfer if unsigned, or not properly signed by the dealer. In the event the Dealer does not, for any reason, deliver said title certificate as above described below to Lender within 45 days from the date of this Guarantee, the Dealer shall pay Lender immediately on demand, in U.S. currency, the full amount owed on this vehicle or give Lender (at Lender s sole discretion) the option to use their own judgment in obtaining said title certificate at the expense of the Dealer. Dealer agrees to pay any and all costs to enforce this Guarantee of Title, including, but not limited to, reasonable attorney s fees. Buyer(s): VIN: Year, Make, Model: Seller (print) Seller s Agent (print) Agent s Signature Title

9 Customer Reference List 1. Name: Address: City, State: Phone #: Relationship: 2. Name: Address: City, State: Phone #: Relationship: 3. Name: Address: City, State: Phone #: Relationship: 4. Name: Address: City, State: Phone #: Relationship: 5. Name: Address: City, State: Phone #: Relationship: LANDLORD NAME: LANDLORD PHONE #:

10 Authorization for Electronic Funds Transfer Lender: Pelican Auto Finance, LLC PO BOX San Diego, CA Phone Buyer s Name Co-Buyer s Name Type of account (check one): Checking Account Savings Account Credit Card For Checking or Savings Account: Bank Name Bank Telephone Number Routing Number Account Number Primary Account Holder Joint Account Holder For Credit Card Account: Name on Card: Card # EXP Date: / _ CSV Code: Payment Schedule (as checked): Payment Amount: $_ [ ] Single Payment on [ X ] Monthly beginning Payment to Lender s Account: Account Number (Temporary- Last 4 of SS#) Account Title (Customer s Name) By signing below, you authorize Lender to make debit entries in the form of ACH transfers or other automatic transfers to Lender s Account identified above in accordance with the Payment Schedule. You acknowledge that the origination of ACH transactions or credit transactions to your account must comply with the provisions of U.S. Law and the Rules of the National Automated Clearing House Association. Your payment will be made automatically from your designated account. If your due date falls on a weekend or holiday, your payment will be deducted on the last business day before your payment due date. If there are insufficient funds in your account, Lender may debit your account for the payment when sufficient funds are available. You may cancel this authorization by sending written notice to Lender at the Lender s address above, or by completing a new copy of this form. Lender must be notified of cancellation at least 10 days prior to the payment due date or payoff of the contract. You acknowledge that you received a copy of this authorization when you signed it. X Customer Signature (Date) Customer Signature (Date) X Attach a Voided Check or Deposit Slip to This Form Keep a copy of this Authorization for Your Records

11 Customer Delivery Notice Our goal is to provide the finest possible customer service in assisting with the financing of their vehicles. In an effort to help us meet this goal and complete the financing, please review the following items below: 1. I have signed a copy of the Retail Installment Contract ( RIC ) when it was completely filled out in its entirety. 2. I have personally inspected the vehicle, had an opportunity to test drive it, and found it free from any reasonable discoverable damage/and or defects. 3. Everything that has been promised to me has been put in writing. If the dealer has agreed to fix items on the vehicle, I understand that the repair matter(s) are between myself and the dealership and I am responsible for scheduling the necessary repairs with the dealer. 4. I understand that I am purchasing the vehicle from dealership and repair problems are not the responsibility of Pelican Auto Finance, LLC ( PAF ). PAF is providing the financing for the customer to purchase the vehicle from the dealer. 5. This is to certify that I have made the down payment to the dealer in the amount of $ as reflected on the RIC dated:. 6. I have paid the down payment in full and there are no promissory notes, future, or pick-up payments due to the dealer. 7. Any questions that I may have about this transaction have been answered to my satisfaction, enabling me to completely understand the dealer is selling me a vehicle, in which I have agreed to purchase, and PAF is the financing source potentially enabling the customer to purchase such vehicle. Buyer Signature Co Buyer Signature

12 AGREEMENT TO PROVIDE INSURANCE I have recently financed a purchase of a motor vehicle with Pelican Auto Finance, LLC, which requires, among other things, the following: A. I must maintain physical damage insurance coverage on the financed vehicle for the entire term of the contract. B. This physical damage insurance coverage must not exceed $ deductible comprehensive (or fire, theft, and combined additional coverage) and $ deductible collision. C. The policy must name Pelican Auto Finance, LLC as Loss Payee and coverage must be in effect on the date of contract. D: ADDRESS: PELICAN AUTO FINANCE, LLC PO Box , San Diego, CA I understand that physical damage insurance does not include liability coverage. Liability coverage or a bond is required to operate a vehicle in some states. Please contact your insurance agent or insurer for more information. Customer Name: Address: Home Phone: Business Phone: The Vehicle referred to herein is described as follows: Year: Make: Model: VIN# Agent: Agent Phone: Agency Name: Agency Address: Insurance Company: Policy #: Effective Date: Expiration Date: Deductibles: Comp. Collision: Buyer Signature: X Date: Buyer Signature: X Date: Dealer/ Sales Person Signature:X Date: Note: The above information is subject to verification

13 CONSUMER NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS Protecting your privacy is important to Pelican Auto Finance, LLC ("PAF ) is referred to in this notice as "we", "us" and "our"). We understand that you expect your personal information to be confidential and secure. This notice will help you understand what information we collect about you, how we use it and how we protect it. In addition, this notice describes your right to prevent information from being shared with any affiliates or non-affiliates (under certain circumstances). How We Gather Information In connection with providing financial products or services to you, we collect nonpublic and personal information ("Nonpublic personal information"). Nonpublic personal information is information that is not available from a public source. We obtain nonpublic personal information about you for the following sources: o Information we receive from you on applications, loan and account forms; o Information concerning your transactions with us, our affiliates or others; and; o Information we receive from third parties such as credit bureaus. B. Information We Disclose and Who We Share it With We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. C. Former Customers If you close your loan with us or you become an inactive customer, we will continue to adhere to the privacy practices described in this notice. D. Our Security Procedures We restrict access to nonpublic personal information about you to our employees, agents, and subcontractors who need this information to provide products or services to you. We maintain physical, electronic or procedural safeguards that comply with federal regulations to guard your nonpublic personal information. E. Your Choices Regarding Information Sharing We are permitted under law to (and in some cases must) disclose nonpublic personal information to "nonaffiliated third parties" in certain circumstances. For example, we may disclose nonpublic personal information to process your transaction at your request, to control fraud and identity theft, to make certain information a matter of public record such as in credit bureaus and to government entities in response to such things as subpoenas. Other than these disclosures which are permitted by law or are authorized and directed by you to process your transaction with us we do not disclose and may not disclose nonpublic personal information without your consent. Buyer signature: X Date: X Co Buyer Signature: X Date: X

14 Disclosure Statement (Required in State of Pennsylvania Only) The buyer s purchase of specific items related to acquiring the motor vehicle, including incidental items such as service contracts, warranties, debt cancellation agreements, debt suspension agreements and insurance products not required by Section 17 of the Pennsylvania Motor Vehicle Sales Finance Act, but excluding options and accessories physically attached to the vehicle, is voluntary and is not required as a condition of the applicant buyer s receiving the installment sale contract loan. By signing below, I acknowledge receiving a copy of this disclosure before I signed any the installment sale contract loan. Buyer Signature Date Co Buyer Signature Date