Designated Account Type

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1 Corporate Partners Program Important Notes and Terms and Conditions You need to read this document. It sets out specific terms and conditions on which we agree to provide you with any of the products and services under Corporate Partners Program. You must read it in conjunction with our Client Terms, and the applicable documents referred to in Part A of Client Terms (including the Current/Cheque/Savings Account and Time Deposit Account Terms, and where applicable, the Integrated Deposits Account Terms; and if you are applying for Basic Services of Corporate Partners Program, also Credit Card Terms, product brochure, Important Notes and promotional terms (if applicable)) and any other documents forming our banking agreement. The banking agreement is available to you at any of our branches or our website at If there is any inconsistency between the approval and any other part of our banking agreement, then the terms in the approval prevail. These terms do not apply to any existing product(s) or service(s) you have with us to the extent that they are subject to separate terms and conditions. Meaning of words Other than the defined terms here or under the product brochure or promotional terms (if applicable), you also need to refer to the other documents that form our banking agreement which define key words used in this document. For instance, please note: You means the person named as the applicant in the application. If there is more than one, you means each person separately as well as every 2 or more of them jointly. We (without limiting the meaning defined in Client Terms) or Bank means Standard Chartered Bank (Hong Kong) Limited for this application. Important Notes 1. Corporate Partners Program ( Corporate Partners Program ) includes the following basic product and service ( Basic Services ): i. Priority Banking/Premium programme ( Premium ) (formerly known as Personal Banking Privileged Plan) / Easy ( Designated ); and ii. a HKD statement savings account or an Integrated Deposits Account or Bonus Payroll Account. Bonus Payroll Account is either a HKD statement savings account or HKD savings account with an Integrated Deposits Account with autopayroll service ( ); and iii. Designated Standard Chartered Credit Card. 2. To set up auto-payroll services for the, you will need to get authorization from your employer for crediting the automatically with your salary through the automatic payment arrangements as we specify. Once the auto-payroll services have been successfully set up, we will act in accordance with such authorization. Electronic payroll payment does not include overseas TT, local CHATS, Cheque or Cash. 3. Annualised Percentage Rate ( APR ) of Designated Standard Chartered Credit Card for retail purchase is 33.41%; annual fee is HK$1,800. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. 4. If you apply for more than one credit cards in the application form and the Bank rejects any one of the applications made, the Bank reserves the right to cease processing the remaining applications without further notice. 5. The approval of the credit card is subject to the final decision of the Bank. 6. The Bank will obtain a credit report on the client and any of its sureties, on more than one occasion (if the Bank considers necessary), from a credit reference agency when considering any application for credit. In the event the client or any of its sureties wishes to access the credit report, upon request, the Bank will advise the contact details of the relevant credit reference agency. 7. We reserve the right to determine the criteria and requirements applicable to each of the respective products and services under Corporate Partners Program (including but not limited to the s and credit cards), or to decline your application in its entirety or of each such products and services or in its without giving you any reason for doing so. We also reserve the right to treat your credit card application for a certain card type(s) as application for another card type(s) and grant you the relevant type(s) of credit card as the Bank sees fit. 8. Each of the banking products or services set out in the terms and conditions is subject to the relevant eligibility, application process and product terms and conditions. For further details, please refer to branch staff for assistance. 9. Without limiting the, our Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data (Notice, which is available to you at any of our branches and/or on our website at also forms part of the banking agreement. You agree that all information provided by you in connection with this application (including personal information) may be used and disclosed to such persons (whether in or outside Hong Kong) and for such purposes as set out in the Notice. 10. We reserve the right to amend the important notes, terms and conditions or any other contents here at any time without prior notice. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any disputes, our decision shall be final and conclusive. 11. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail. Promotional Terms and Conditions for Corporate Partners Program A. General Terms and Conditions: 1. The promotion period is between 1 July 2017 and, both dates inclusive, ( Promotion ). 2. The Corporate Partners Program comprises the following promotional offers, which are subject to respective terms and conditions below: i. Promotional Saving Interest Rate Offer for New-to-Bank Clients; ii. Credit Card Welcome Offer; iii. Fee Waiver Offer; iv. Salary Package Offers for (which consists of (a) Preferential Savings Interest Rate Offer; (b) Welcome Offer; (c) Reward Offer; (d) Autopay Bill Payment Services Set Up Welcome Offer; and

2 3. To be eligible for Corporate Partners Program, clients must fulfil the following requirements ( Selected Client ) i. Being an employee of a selected company for the Corporate Partners Program; and ii. Successfully sign up for the respective Basic Services under the applicable terms and conditions below as the primary account holder during Promotion at designated promotion booth run by the Bank 4. If the HKD statement savings account or Integrated Deposits Account or is suspended or terminated or if the Selected Client ceases to use the for auto-payroll services, from the effective date of such suspension, termination or cessation (or any other date which we may specify at our sole and absolute discretion), the Selected Client will no longer be entitled to any of the relevant offers of Corporate Partners Program and the HKD statement savings account or Integrated Deposits Account or will be converted into an ordinary Hong Kong Dollar savings account. 5. Employees of the Bank are not entitled to the Corporate Partners Program. 6. Selected Client s subscription for respective banking products and services as mentioned under each offer must remain valid at the time when the corresponding Offer is rewarded or delivered to the client. Otherwise, the reward will be forfeited absolutely and will not be provided to the client through any other means. 7. In the event that the Selected Client is also entitled to other prevailing promotional offer(s) or deposit privilege(s), we reserve the right to provide only one or some of the offer(s) and/or privilege(s) at our discretion. 8. The Bank reserves the right to determine the calculation methods applied under the offers (including in ascertaining the amount of any applicable balance requirement) and verify the client s transaction records in considering the client s eligibility for the offers. In case of any disputes, the Bank s decision shall be final and binding. The deposit and/or balance maintenance requirement mentioned in these terms and conditions are part of a promotion offer for gift, cash rebate or fee waiver. They are not mandatory requirements which must be met before any client may apply and be granted any banking product or service. Any one of our product or service may be applied and granted independently. 9. The Bank reserves the right to vary, extend and/or terminate any of the following offer(s) and to vary or modify any of the terms and conditions below from time to time. In case of disputes, the decision of the Bank shall be final and binding. 10. Terms and Conditions of relevant TM Program apply for redemption and/or use of. For details, please visit The Bank is not obliged to notify you of any changes or latest announcements of. Clients understand and accept that the Bank is not supplier of the redeemed items (including ). The Bank shall bear no liability relating to any aspect of the and/or redeemed items, including without limitation, their quality, the supply, the descriptions provided by the supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the and/or redeemed items provided by the supplier, its employees, officers or agents. 11. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any disputes, our decision shall be final and conclusive. 12. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail. B. Terms and Conditions for Promotional Savings Interest Rate Offer for New-to-Bank Clients ( Promotional Interest Rate Offer ): 1. To be eligible for the Promotional Interest rate Offer, Selected Client must fulfil the following requirements ( Eligible Promotional Rate Client ): i. Successfully open any one of the following account as the primary account holder during the Promotion ( Designated Account ): (a) HKD statement savings account; OR (b) Integrated Deposits Account; OR (c ) of the Bank; and ii. be a New-to-Bank client who does not maintain any deposit account whether in his/her sole name or jointly with others with the Bank in preceding 12 months prior to the commencement date of Promotion ; and iii. successfully sign up for Designated at the time of signing up for this offer with the Bank. Separate terms and conditions apply to Designated ; and iv. submit the income proof at the designated promotional booth at the same time applying for a HKD statement savings account or an Integrated Deposits Account or as primary account holder or Designated Standard Chartered Credit Card as primary cardholder. 2. Eligible Promotional Rate Client may enjoy HKD Promotional Savings Interest Rate ( HKD Promotional Savings Interest Rate ) for his/her Designated Account for deposit balance of up to HK$5,000,000 for the period specified below ( Promotional Rate ) with the Bank. Savings Interest Rate as stipulated in Clause 3 below shall apply to any deposit balance over HK$5,000,000. Promotional Rate HKD Promotional Saving Interest Rate First 3 years starting 1% p.a. OR the Bank s prevailing from the opening date interest rate for Ordinary Hong Kong of the Designated Dollar Savings Account as at the Account interest calculation date, whichever is higher 3. Depending on the type of Designated Account, Eligible Promotional Rate Client may enjoy HKD Savings Interest Rate below i) after the Promotional Rate and/or ii) for any deposit balance over HK$5,000,000 during the Promotional Rate. Designated Account Type i) a HKD statement savings account or HKD savings account with an Integrated Deposits Account (but not applicable to ) ii) HKD Savings Interest Rate The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account Preferential Savings Interest Rate as stipulated in Section E below 4. Each Eligible Promotional Rate Client can enjoy the offer ONCE only during the Promotion. Promotional Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to such Promotional Savings Interest Rate from time to time at our sole and absolute discretion. The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account can be obtained from any of our branches.

3 5. After the expiry of the maintenance fee waiver period as stipulated in Section C or the client s is suspended or terminated or if the client ceases to use the for autopayroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HK$1,000,000 HK$900 Premium HK$200,000 HK$360 Easy Banking HK$10,000 HK$120 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing ) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client. C. Terms and Conditions for Fee Waiver Offer: 1. To be eligible for Fee Waiver Offer, Selected Client must fulfil the following requirements: i. Successfully sign up for a Designated during promotion period and meets the following entry relationship balance requirement (if applicable) within 2 weeks upon the date of sign-up; and ii. Declare the income; and iii. Make a Designated Standard Chartered Credit Card application. 2. who have fulfilled the requirements will be entitled to the Fee Waiver offers, depending on the Designated they have signed up. Clients who have used a designated banking plan during the previous 12 months prior to the opening date of designated banking plan are NOT ELIGIBLE for the Offer, details below: i. Priority Banking: Only applicable to client who has not been a Priority Banking client in the preceding 12 months from the date of Priority Banking sign-up. ii. Premium: Only applicable to client who has not been a Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium sign-up. iii. Easy Banking: Only applicable to client who has not been an Easy Banking, Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium or Easy Banking sign-up. For details, please refer to the Terms and Conditions as set out separately on the Priority Banking, Premium programme and Easy Banking. Designated Banking Plan signed up during Client Eligibility Promotion Priority Banking Premium Easy Banking declared income of HK$80,000 or salary HK$80,000 or # declared income of HK$20,000 or salary HK$20,000 or # salary of below HK$20,000 # salary of any amount # Entry Relationship Balance* Requirement HK$100,000 (Standard: HK$200,000) Waived Fee Waiver Offer Waived for First 4-quarter Waived for First 4-quarter Waived for First 4-quarter Perpetual Maintenance Fee Waiver # are required to start using the auto-payroll services with the Bank within 2 months from the sign-up in order to enjoy the offer. 3. After the expiry of the maintenance fee waiver period or the client s is suspended or terminated or if the client ceases to use the for auto-payroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HK$1,000,000 HK$900 Premium HK$200,000 HK$360 Easy Banking HK$10,000 HK$120 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing ) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client. 4. For avoidance of doubt, Selected Client who signs up for Priority Banking or Premium and is entitled to corresponding welcome offers (including but not limited to the New Funds Growth Offer and Wealth Management Product Reward) is NOT entitled to this Reward Offer. Priority Banking Welcome Offers and Premium Welcome Offers are subject to separate terms and conditions. Please check with the Bank s staff for details.

4 5. If Selected Client terminates Priority Banking or Premium within 12 months from the date of sign-up, the Bank reserves the right to charge the relevant client who has received the offer for the amount equivalent to the value of Reward or entitlement as administration fee and debit the same from any of the client s account with the Bank without prior notice. Important Notes: * Extract from the Bank s Service Charges: For Priority Banking and Premium clients, Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts. For Easy Banking clients, only relationship balance under personal accounts in sole name or joint names as primary account holder will be counted. ^ Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only. D. Terms and Conditions for Credit Card Welcome Offer: Please refer to the Important Information and Terms and Conditions for Application of Standard Chartered Credit Card leaflet or contact the Bank s staff for details. E. Terms and Conditions for Preferential Savings Interest Rate Offer: 1. To be eligible for Preferential Savings Interest Rate Offer, Selected Client must fulfil the following requirements: i. have not used the Bank s auto-payroll services within the past 12 months prior to the sign-up date of ; and ii. successfully open a as the primary account holder and use the for our auto-payroll services within the first 2 months since the opening date of the BP Account. 2. The Preferential Savings Interest Rate Offer is applicable to the of the Selected Client starting from the next business day on which the Selected Client has first used the for auto-payroll services with us. Selected Client who has used our auto-payroll services during the previous 12 months prior to the sign-up date of the are NOT eligible for the Preferential Savings Interest Rate. 3. The Preferential Savings Interest Rate shall be the Bank s prevailing highest tiered interest rate for Hong Kong Dollar Savings Account as at the interest calculation date or 0.05% p.a., whichever is higher. 4. The Preferential Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to the Preferential Savings Interest Rate from time to time at our sole and absolute discretion. The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account can be obtained from any of our branches. 5. If the Selected Client fails to use the for auto-payroll services within the first 2 months from the opening date or cease to use the for auto-payroll services anytime, even if the client shall use or resume of using auto-payroll services thereafter, the Preferential Savings Interest Rate will no longer be applicable to the again. Applicable interest rate for the will subsequently be changed to prevailing interest rate of ordinary Hong Kong Dollar savings account. F. Terms and Conditions for Welcome Offer: 1. Welcome Offer ( Welcome Offer ) refers to New Payroll Services Client Cash Rebate Offer ( Payroll Cash Rebate Offer ) as set out in Clause 6 of Section F or Offer ( Payroll Offer ) as set out in Clause 7 of Section F. 2. Selected Client may only enjoy Payroll Cash Rebate Offer or Payroll Offer. Eligible Clients who select Payroll Offer must have successfully registered online at the Bank s website at sc.com/hk/am within the period from 1 July to 31 October 2017, both dates inclusive (if the is signed up in July-September 2017) or from 1 October 2017 to 31 January 2018, both dates inclusive (if is signed up in October-December 2017) ( Registration ) (or such period as informed by the Bank) to enjoy the relevant. Successful registration cannot be cancelled or modified. who have not registered for the Payroll Offer during Registration shall be deemed to have chosen Payroll Cash Rebate Offer as rewards under the Welcome Offer. 3. To be eligible for the Welcome Offer, Selected Client must fulfil the requirements below: i. have not used the Bank s auto-payroll services within the past 12 months prior to the sign-up date of ; and ii. use the for our auto-payroll services within the first 2 months since the opening date of the ; and iii. subject to fulfilling the respective monthly salary requirement for each reward tier as set in the table. who make the payroll deposit through standing instruction from local banks other than the Bank are also eligible for the Payroll Cash Rebate Offer or Payroll Offer. The actual monthly amount of deposit made through standing instruction into the would be regarded as the client s monthly salary for the purpose of calculating Payroll Cash Rebate Offer or Payroll Offer. 4. are only entitled to the Welcome Offer once during the Promotion. Clients who have used our auto-payroll services during the previous 12 months prior to the opening date of the are NOT ELIGIBLE for the Welcome Offer. 5. To be eligible for the Welcome Offer, all the accounts opened under the Corporate Partners Program must be in good financial standing at the time the relevant Offer or Reward is awarded or credited to the selected client. 6. Payroll Cash Rebate Offer a. Depending on the actual amount of monthly salary credited, will be rewarded with Payroll Cash Rebate in the as follows: Average Monthly Salary Range (HK$) (Within the Payroll Cash Rebate Offer first 3 months) (HK$) 80,000 or ,000 to below 80, ,000 to below 50, ,000 to below 20, b. Reward amount is calculated according to the actual monthly payroll deposited. If the monthly payroll amount varies from month to month, the reward amount shall be calculated according to the client s average monthly payroll amount within the first 3 months after is first used. The Bank s records of the client s payroll amount and number of payroll transactions are final and conclusive evidence. In case of disputes, the Bank s decision shall be final and binding.

5 c. Cash rebate will be credited to the by March 2018 or May 2018 (please refer to the table below) after fulfilling the relevant requirements herein. A notification SMS for the relevant cash rebate will be sent to the Selected Client within one month after the posting of cash rebate. The counting period and credit month for Payroll Cash Rebate Welcome Offer are as below: Opening Date 1 July 2017 to 30 September October 2017 to Commence the use of for our auto-payroll services Within the first 2 months since the opening date of the Cash rebate to be posted in the calendar month below March 2018 May 2018 d. If the is suspended or terminated or if the Selected Client ceases to use the for autopayroll services at the time the cash rebate being posted to Selected Client as specified in the table under Clause 6(c) of Section F, the Selected Client will not be entitled to the Payroll Cash Rebate Offer. 7. Payroll Offer a. Depending on the actual amount of monthly salary credited, will be rewarded with as follows: Average Monthly Salary Range (HK$) (Within the Payroll Offer first 3 months) 80,000 or 6,000 Miles 50,000 to below 80,000 4,000 Miles 20,000 to below 50,000 3,000 Miles 5,000 to below 20,000 1,000 Miles b. The to be awarded is calculated according to the actual monthly payroll deposited. If the monthly payroll amount varies from month to month, the shall be calculated according to the client s average monthly payroll amount within the first 3 months after is first used. The Bank s records of the client s payroll amount and number of payroll transactions are final and conclusive evidence on the matters. In case of disputes, the Bank s decision shall be final and binding. c. Selected Client must have an existing Membership Account or otherwise set up a free Membership Account via website for the entitlement of the. Selected Client must have successfully registered online during Registration with valid membership in the name of the Selected Client at the Bank s website at sc.com/hk/am to enjoy the relevant. Successful registration cannot be cancelled or modified. For Selected Client who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including family name, given name, membership number and the entitled amount of miles, if any, to in March 2018 (if the is opened between 1 July 2017 and 30 September 2017) or May 2018 (If the is opened between 1 October 2017 and ) (please refer to the time schedule in Clause 7d below). Miles will be credited into relevant account within 4 to 6 weeks after March 2018 or May In case of information submitted is incorrect or insufficient as considered by the Bank or or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of shall apply for mileage redemptions. For details, please visit d. The counting period and credit month for Payroll Offer are as below: Opening Date 1 July 2017 to 30 September October 2017 to Designated signed up Client during Banking Eligibility Plan Promotion Priority Banking Selected Clients with monthly salary HK$80,000 or Commence the use of for our auto-payroll services Within the first 2 months since the opening date of the Entry Relationship Balance* Requirement Waived for First 4-quarter credited into relevant account Within 4-6 weeks after March 2018 Within 4-6 weeks after May 2018 e. If the is suspended or terminated or if the Selected Client ceases to use the for auto-payroll services at the time when the are rewarded as specified in the table under Clause 7(d) of Section F, the Selected Client will not be entitled to the Payroll Offer. G. Terms and Conditions for Offer: 1. Offer refers to Cash Rebate or as set out in Section G. The promotion period for Offer is from 1 July 2017 to, both dates inclusive (the Promotion ). Selected Client may only enjoy Cash Rebate or. To be eligible for Offer, Selected Client must fulfil the following requirements: i. use the for our auto-payroll services within the first 2 months since the opening date of the, and ii. start using the auto-payroll services with the Bank within 2 months from the sign-up. 2. who have fulfilled the requirements will be entitled to the Fee Waiver offers, depending on the Designated they have signed up. Clients who have used a designated banking plan during the previous 12 months prior to the opening date of designated banking plan are NOT ELIGIBLE for the Offer, details below: i. Priority Banking: Only applicable to client who has not been a Priority Banking client in the preceding 12 months from the date of Priority Banking sign-up. ii. Premium: Only applicable to client who has not been a Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium sign-up. For details, please refer to the Terms and Conditions as set out separately on the Priority Banking and Premium programme. Reward HK$300 Cash Rebate Or 3,000

6 Designated signed up Client during Banking Eligibility Plan Promotion Premium Selected Clients with monthly salary HK$20,000 or Selected Clients with monthly salary of below HK$20,000 Entry Relationship Balance* Requirement Waived for First 4-quarter HK$100,000 (Standard: HK$200,000) Reward HK$200 Cash Rebate Or 2,000 have to maintain the applicable entry Relationship Balance requirement until the following designated date: If Designated is signed up during (both dates inclusive) Designated Date 1-31 July October August November September October January November February March Selected Client who selects must have successfully registered online at the Bank s website at sc.com/hk/am within the period from 1 July to 31 October 2017, both dates inclusive (if Designated is signed up in July-September 2017) or from 1 October 2017 to 31 January 2018, both dates inclusive (if Designated is signed up in October- December 2017) ( Registration ) (or such period as informed by the Bank) to enjoy the relevant. Successful registration cannot be cancelled or modified. Clients who have not registered for the within the Registration shall be deemed to have chosen Cash Rebate. For Selected Client who has made multiple online registration submissions, only the latest reward registration record made within Registration will be taken by the Bank for miles crediting purpose. In case of information submitted is incorrect or insufficient as considered by the Bank or Limited, cash rebate will be made available in replacement of Reward to Selected Client, and will be credited to Selected Client s HKD deposit account (according to the sequence as stated in Clause 6 below) with related Terms and Conditions fulfilled on or before 30 April 2018 (if Designated is signed up in July-September 2017) or on or before 31 July 2018 (if Designated is signed up in October-December 2017). 4. After the expiry of the maintenance fee waiver period or the client s is suspended or terminated or if the client ceases to use the for auto-payroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HK$1,000,000 HK$900 Premium HK$200,000 HK$360 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing ) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client. 5. If the Selected Client is entitled to the Reward Offer as well as other promotional offers, the Bank reserves the right to grant the client one or part of the prevailing offer or other offers. For avoidance of doubt, Selected Client who signs up for Priority Banking or Premium and is entitled to corresponding welcome offers (including but not limited to the New Funds Growth Offer and Wealth Management Product Reward) is NOT entitled to this Reward Offer. Priority Banking Welcome Offers and Premium Welcome Offers are subject to separate terms and conditions. Please check with the Bank s staff for details. 6. The Bank will credit the Cash Rebate of Reward, if applicable, to the HKD deposit account (exclude MortgageOne Account and Mortgage $aver Current Account) under Selected Client s personal name as Primary Account Holder with the Bank in the following sequence: i) Integrated Deposits Account; ii) Current Account; iii) Statement Savings and; iv) Passbook Savings. If Selected Client has no valid HKD deposit account, the Bank will credit to Selected Client s USD deposit account as sequence by March 2018 (If the relevant Banking Plan is signed up during July to September 2017) or June 2018 (If the relevant is signed up during October to December 2017) (For joint name account, only if the Selected Client is the Primary Account Holder). If Selected Client has more than one account under same account type, the Bank will select any one of the deposit accounts for the crediting at its discretions with the latest opening date. Notification will be mailed to the Selected Client upon successful crediting of Cash Rebate of Banking Plan Reward. 7. Selected Client who has selected under this offer must have an existing Membership Account or otherwise set up an Membership Account for the entitlement of the reward. Selected Client must have successfully registered online within 2 weeks from the date of Banking Plan sign-up with valid membership in the name of the Selected Client at the Bank s website at sc.com/hk/am to enjoy the relevant. Successful registration cannot be cancelled or modified. The Bank will forward the relevant information, including valid membership number and English full name of the Selected Client, as well as the entitled miles, if any, to in March 2018 (If the relevant is signed up during July to September 2017) or June 2018 (If the relevant is signed up during October to December 2017). Miles will be credited into relevant account within 4 to 6 weeks thereafter. In case of information submitted is incorrect or insufficient as considered by the Bank or or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of shall apply for mileage redemptions. For details, please visit

7 8. If Selected Client terminates Priority Banking or Premium within 12 months from the date of sign-up, the Bank reserves the right to charge the relevant client who has received the offer for the amount equivalent to the value of Reward or entitlement as administration fee and debit the same from any of the client s account with the Bank without prior notice. Important Notes: * Extract from the Bank s Service Charges: For Priority Banking and Premium clients, Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts. ^ Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only. H. Terms and Conditions for Autopay Bill Payment Services Set Up Welcome Offer: 1. Selected Client may only enjoy either Cash Rebate or under this Autopay Bill Payment Services Set Up Welcome Offer ( Bill Payment Welcome Offer ). 2. who select must have successfully registered online at the Bank s website at sc.com/hk/am within the period from 1 July to 31 October 2017, both dates inclusive (if Designated is signed up in July-September 2017) or from 1 October 2017 to 31 January 2018, both dates inclusive (if Designated is signed up in October-December 2017) ( Autopay Bill Payment Services Registration ) (or such period as informed by the Bank) to enjoy the relevant. Successful registration cannot be cancelled or modified. Clients who have not registered for the Offer during Autopay Bill Payment Services Registration shall be deemed to have chosen Cash Rebate Offer. 3. To be eligible for Bill Payment Welcome Offer, Selected Client must fulfil the following requirement: i. successfully set up our auto-payroll services within the first 2 months since the opening date of the. 4. Details of Cash Rebate Offer and Offer are as below: Number of Autopay Bill Payment Services 5 or Successfully Set Up Eligible 6,000 4,000 3,000 2,000 1,000 Miles Miles Miles Miles Miles Offer OR Eligible Cash Rebate Offer $600 $400 $300 $200 $100 (HK$) 5. For Selected Client who selects Cash Rebate as rewards under the Bill Payment Welcome Offer, Cash Rebate will be credited to the within 6 months after fulfilling the relevant requirements herein. The counting period and credit month for Cash Rebate Offer are as below: of Autopay Bill Payment Services Successfully Set Up 1 July 2017 to 30 September October 2017 to Cash rebate to be posted in the calendar month below March 2018 May Selected Client who selects as Bill Payment Welcome Offer must have an existing Membership Account or otherwise set up a free Membership Account via website for the entitlement of the. Selected Client must have successfully registered online during Autopay Bill Payment Services Registration with valid membership in the name of the Selected Client at the Bank s website at sc.com/hk/am to enjoy the relevant. Successful registration cannot be cancelled or modified. For Selected Client who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including family name, given name, membership number and the entitled amount of miles, if any, to in March 2018 or May Miles will be credited into relevant account within 4 to 6 weeks after March 2018 or May In case of information submitted is incorrect or insufficient as considered by the Bank or or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of shall apply for mileage redemptions. For details, please visit 7. The Cash Rebate or to be rewarded will be calculated according to the Bank s records of the client s Autopay Bill Payment Services successfully set up. In case of disputes, the Bank s decision shall be final and binding. Issued by Standard Chartered Bank (Hong Kong) Limited EBLIKE1-T&C(7/2017)E

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