ASSET BUILDING COURSE CATALOG

Transcription

1 ASSET BUILDING COURSE CATALOG SUMMER 2017 These workshops are free and open to the public Copyright 2017 Asset Building Team of Heartland Human Care Services, Inc. All rights reserved.

2 Check out our workshop referral guide below for assistance or talk to one of our Asset Development Coordinators!!! RESPONSE Some Yes No N/A what 1 Do you know how to set and accomplish financial goals? 2 Are you comfortable with your spending habits? 3 Are you able to pay your monthly expenses in full? 4 Are you satisfied with the amount of money you save? 5 Do you track your income and spending on paper or electronically? Do you receive your earnings from work by a method other than a paper paycheck or 6 direct deposit into a bank account? (Payroll card, for example.) Type: Have you paid fees to use your own money (overdraft fees, currency exchange fees, 7 cash advance fees, etc.)? 10 8 Do you understand how credit works? 9 Have you ever requested your own credit report and reviewed it? Are you confident about the contents of your credit reports and the accuracy of your credit scores? 11 Do you know how to fix incorrect information on your credit report? 12 Do you know where the reputable resources are for credit and debt counseling? 13 Are you concerned about how much money you owe? 14 Have you been contacted by debt collection agencies within the last year by mail, or phone? 15 Have you ever applied for and received a payday loan? 16 NOT SURE WHICH WORKSHOP TO ATTEND??? Have you ever had a car or other type of personal property repossessed for nonpayment? 17 Are you preparing for a major purchase such as a car or home? Questions 1-2 If you answered No to either of these questions, you may wish to attend: Spend & Save for the Future You Want Questions 3-5 If you answered No to any of these questions, you may wish to attend: Make Every Cent Count Questions 6-7 If you answered Yes to either of these questions, you may wish to attend: Banks, Credit Unions, and More Questions 8-11 If you answered No to any of these questions, you may wish to attend: Credit Scores - What Hurts & What Helps Questions If you answered Yes to any of these questions, you may wish to attend: Get Help with Your Credit Problems Question 17 If you answered yes to this question, you may wish to attend: Save for the Big Things

3 Asset Building Workshop Series by Location Based on your feedback, Heartland is now offering several workshop series on the North and South sides of Chicago at varying times of the day. We will also have Saturday workshops available! Check out the workshop schedule below, organized by location. South Side Series WORKSHOP TITLE DATE TIME LOCATION CONTACT Spend and Save for the Future You Erika Fri, 7/7 10:00am-12:00pm Want x2606 Credit Scores - What Hurts & What Charles Hayes Center, E&ES Ellie Tue, 7/18 1:00pm-3:00pm Helps 4859 S. Wabash, Computer Lab x2645 Claudia Make Every Cent Count Wed, 7/19 10:00am-12:00pm x2648 Banks, Credit Unions & More Wed, 7/26 10:00am-12:00pm Credit Scores - What Hurts & What Helps Wed, 8/2 10:00am-12:00pm Get Help With Your Credit Problems Wed, 8/9 10:00am-12:00pm Get Help With Your Credit Problems Tue, 8/22 1:00pm-3:00pm Save for the Big Things Wed, 8/23 10:00am-12:00pm Your Financial Story & Why It Matters Wed, 8/30 10:00am-12:00pm Spend and Save for the Future You Want Wed, 9/13 10:00am-12:00pm Make Every Cent Count Wed, 9/20 10:00am-12:00pm Banks, Credit Unions & More Wed, 9/27 10:00am-12:00pm Atlgeld Gardens: CYC Building 975 E. 132nd St. South East Series Alumni Club: EARN & Save Tue, 7/18 5:30pm-7:30pm Make Every Cent Count Tue, 8/15 1:00pm-3:00pm Heartland Alliance: Bridgeport 1200 W. 35th St., Suite 5500 Metropolitan Family Services 2411 E. 107th St. Fiscal Saturday Series Get a Good Deal on a Car Sat, 7/8 10:00am-12:00pm Earlisha x2684 Larry x2601 William x2675 Kevin x2602 Erika x2606 Tawana Barbara Dorien Earlisha x2684 Save for the Big Things Sat, 9/9 10:00am-12:00pm KP WORKSHOP ATTENDANCE POLICY If you miss more than 15 minutes of a workshop, you will not receive full credit for attending the workshop; however, partial credit will be given based on the chart on the right. TIME PRESENT CREDIT GIVEN 1:45-2 Hours Full Credit 45 Minutes - 1:45 Half Credit 0-45 Minutes No Credit

4 North Side Series WORKSHOP TITLE DATE TIME LOCATION CONTACT Your Financial Story & Why It Matters Tue, 7/11 3:00pm-5:00pm 4411 N. Ravenswood St., 3rd Floor Ellie x2645 Spend & Save for the Future You Want Thu, 8/10 3:00pm-5:00pm Make Every Cent Count Thu, 9/14 3:00pm-5:00pm 4411 N. Ravenswood St., 3 rd Floor 4411 N. Ravenswood St., 3 rd Floor Near North Side Series Make Every Cent Count Wed, 7/12 5:00pm-7:00pm Spend & Save for the Future You Want Wed, 9/6 5:00pm-7:00pm Employment & Employer Services 820 N. Orleans Employment & Employer Services 820 N. Orleans Spanish Language Series Karen Karen KP Lance x2683 TITULO FECHA HORA LOCACION CONTACTO Cada Centavo Cuenta Vi, 7/14 10:00am-12:00pm Claudia x2648 Benefíciese de su crédito Mi, 8/30 10:00am-12:00pm Por favor llame para confirmar la locación Barbara WORKSHOP DESCRIPTIONS Get Help with your Credit Problems Improve your credit, deal with collections, repay your debt, and overcome identity theft. Make Every Cent Count Find creative ways to cut costs, new ways to save, and meet your financial goals. Banks, Credit Unions & More Avoid fees! Learn the pros and cons of using banks, credit unions, prepaid cards, currency exchanges and when to use each. Credit Scores What Helps & What Hurts Confused by credit? Learn what credit is, when to use it, and how to understand your credit report and score. Spend and Save for the Future You Want Discover how your values impact your spending, saving, and goals. Your Financial Story and Why It Matters Explore how your relationships influence your finances, discuss how to resolve conflicts about money, and how to pass on positive financial habits. Save for the Big Things We ll teach you how to get the best rates when buying big ticket items. Alumni Club EARN & Save This workshop will be an introduction to Earn Saving Incentive Program. Also, we will discuss different avenues of savings small to large amounts. Talleres en español Cada Centavo Cuenta Busque maneras creativas para ahorrar y cumplir sus metas financieras. Get a Good Deal on a Car Learn about the car buying and financing process. We ll talk about the pros and cons of new vs. used cars, trade ins, inspections and more. Benefíciese de su crédito Usted está confundido sobre su crédito? Hablaremos de lo que es el crédito, cuándo se usa, cómo conseguirlo y cómo comprender su reporte y puntaje de crédito. PLEASE CALL TO RSVP AT LEAST TWO DAYS IN ADVANCE Contact names & numbers are listed next to event titles. By letting us know that you will attend, we can come prepared with the correct number of copies for the group and we will also be able to let you know about any schedule changes.

5 LOCATIONS NORTH SIDE LOCATIONS N. Ravenswood Avenue, 3 rd Floor This office is East of the Metra tracks on Ravenswood (3 blocks West of Ashland). It is accessible from the Brown Line Montrose station and #78 bus. Employment & Employer Services N. Orleans Street This office is located right off the corner of Chicago Ave. & Orleans St.. and is near public transportation. Paid street parking is also available. Heartland Alliance: Leland W. Leland Avenue This building is located near Racine & Lawrence and is accessible via the Red Line Wilson station, as well as the #36 Broadway bus and #81 Lawrence bus. Street parking is available. SOUTH SIDE LOCATIONS W. 76 th Street, Suite 112 This office is located one block west of Vincennes Avenue in the Stewart Business Building (which has a big cell phone tower on top). Press start and enter 027 to ring the buzzer. Parking is available behind the building. Also accessible by the Red Line train to 79 th St, take the #74/75 bus to 75 th & Vincennes, walk one block west. Centers For New Horizons E. 43rd Street This office is located on the corner of 43rd & Prairie; two blocks west of King Drive. It is accessible via the Blue Line at the 43rd St. stop, as well as the #43 43rd Street and the #3 King Drive bus. Street parking is also available. Altgeld Gardens E. 132nd Street, CYC Building This red brick building is located in the Atlgeld area and is near the corners of Ellis Avenue & 132nd Street. The is free lot parking available and the #34 CTA bus (exit at 131th & Ellis) runs within two blocks of the building. Charles Hayes Center S. Wabash Avenue, Computer Lab This office is located on the corner of 49th & Wabash. It is accessible via the #47 47th Street bus and is five blocks from both the Red & Green Line 47th Street train stop. There is a small parking lot and free street parking available. Heartland Alliance: Bridgeport W. 35th St, Suite 5500 Located in the Bridgeport Arts Center, this office is about a 20 minute walk from the Orange Line Ashland station. It is accessible by the #35 and #9 buses. Please enter on North side (back) of the building off of Racine/34th. Free parking is located in back. Please park in the North lot (the one furthest from the building); if you park in the front lot you may be towed. Street parking is also available. Gain entry to the building by searching for Heartland Alliance on the keypad next to the interior door or dialing #188 directly. Take the elevator to 5R and turn right. For public transportation directions, call the CTA at (312) or log on to the CTA s website at GROUP GUIDELINES The following guidelines are designed to help us stay focused on our journey towards better money management. PROMPTNESS Please arrive on time. If you come in after we have begun, please come in quietly. RESPECT Give your undivided attention to the person who is speaking (no cross-talking or interruptions). Respect the views of other group members. While we won t agree on everything, tolerance and acceptance is essential. Please silence your phones. CONFIDENTIALITY Personal information that is shared in the group should remain in the group. Talking about other group members is not acceptable. PARTICIPATION Share your thoughts and feelings, offer support, encouragement and suggestions if sought. It is always okay to pass. CHILDREN Although you may bring your children with you, our classes are designed for adults. If your children are with you, please keep them quiet and keep close watch on them. CURIOSITY If you have a question, please ask!