Piggy Classroom Curriculum Outline

Transcription

1 Piggy Classroom Curriculum Outline Level 1 Years 2 and below 1. What is money? Define money What people do with money? Identify Australian money Special coins 1 and 2 cents before 2. Cents and Dollars Define cents Define dollars 100 cents = $1 Convert cents to dollars 3. Paying for Things Exchanging money for items Receiving Change (introduction) 4. How do we earn money? Receiving money as a gift Pocket money/allowances Earning money through employment Profit from owning a business

2 5. Keeping our money safe Dangers of keeping cash at home Define banks Banks keep our money safe Introduction to lending Introduction to interest 6. Can I spend it now? Impulse spending Consider saving for an item that provides greater satisfaction 7. Receiving Change Receiving change Calculating change 8. What Could I Buy for... Identifying items that cost around $10 Introduction of items costing larger amounts (trampoline, car and house) 9. Is that a need or a want? What is a need? What is a want? Why we should put needs first

3 Level 2 - Years 3 and 4 1. Level 1 Recap Identify Australian money 100 cents = $1 Exchanging money for items Earning money: gifts, employment and profit Keeping our money safe Consider saving for an item that provides greater satisfaction How much do things cost? Needs vs wants and choosing wisely 2. Be smart with your money Money s not easy to get Be a smart shopper Have a regular savings pattern 3. Why is saving important? Why should we save? Ways to save Tips to promote good saving habits 4. The Importance of a Good Education Why is education important? What skills do certain jobs need? 5. The History of Money Evolution of money Early forms of money Coins and notes

4 6. Barter as money What is barter? Present-day examples of barter Problems associated with barter 7. Where are coins and notes made? How coins and notes are made Royal Mint Reserve Bank of Australia 8. What do banks do? What do banks do? Why are banks important? Security, efficient payments and lending 9. What is an ATM? What are ATMs? How do they work? Keeping PINs secure 10. Money Around the World Why is money different all over the world? Currencies and how we understand their value

5 1. Level 2 Recap Evolution of money What is barter? Problems associated with barter How coins and notes are made Currencies from around the world What banks do? Why are banks important? What are ATMs? Keeping PINs secure Be a smart shopper Tips to promote good saving habits Why is education important? What skills do certain jobs need? 2. Different kinds of bank accounts Savings Account What to look for in a savings account Term Deposits Locking your money away Seeking help Level 3 - Years 5 and 6 3. Comparative Shopping Comparing prices Impact on price due to type of shop Impact on price due to brand Impact on price due to quantity 4. What is Budgeting? What is a budget? Why do people budget? How do you make a budget?

6 5. Borrowing Money What does it mean to borrow money? When can it be a good idea to borrow money? When should you avoid borrowing money? Strategies for repaying loans 6. Credit Cards and Debit Cards? What are debit cards? What are credit cards? How are they different? 7. Sharing and Giving Why is it important to share and give money Ways in which you can contribute 8. What s Your Money Personality? What are the different money personalities? How do money personalities influence your money behaviour/habits? Tips for each money personality 9. Governments and Taxes What is government? Levels of governments What do governments provide? What is tax? Why do we pay tax? Income tax GST

7 10. Insurance What is insurance? Types of insurance: Property; Health; Accident; Travel Why do we need it? 11. Money and the Future Technology and the future of money Smart cards Mobile payments Bitcoins Biometric Security