Financial Functions, Data Tables, and Amortization Schedules. Chapter 4

Size: px
Start display at page:

Download "Financial Functions, Data Tables, and Amortization Schedules. Chapter 4"

Transcription

1 Financial Functions, Data Tables, and Amortization Schedules Chapter 4

2 What we will cover Controlling thickness and color of outlines and borders Naming cells Using the PMT function to calculate monthly payments Using the present value (PV) Creating data tables

3 What we will cover Adding a pointer to a data table Creating an amortization schedule Setting print area to print only sections of a worksheet Setting print options

4 What we will cover Using formula checking Hiding and unhiding cell gridlines Protecting and unprotecting cells

5 Financial Functions Excel has many different functions that are dedicated to just finance. Some are: Depreciation Methods declining balance depreciation, double declining balance depreciation, sum of the year s digits depreciation, straight line depreciation

6 Financial Functions, cont. present value future value internal rate of return payments and so on...

7 loan calculator Parts of the Worksheet calculate payments on a loan where you can vary the number of years and interest rate data table displays payments at a range of interest rates because the loan calculator will only show you payments at one interest rate at a time amortization table will show how much you would need to pay off your loan early after each year

8 Loan Calculator Amortization Table Data Table for Varying Interest Rates

9 Sample Loan Calculator A B C D 1 Loan Calculator 2 Date =now() Interest Rate 6.00% (given) 3 Item house (given) Years of Loan 30 (given) 4 Price (given) Monthly Payment calculated 5 Down Payment (given) Total Interest calculated 6 Loan Amount calculated Total Cost calculated Labels in column A used as names for the cells in column B Labels in column C used as names for the cells in column D

10 Which formula for total interest over the life of a loan is easier to read and understand? (12 * YEARS_OF_LOAN * MONTHLY PAYMENT - LOAN AMOUNT) OR (12*E2*E3-C5)

11 Cell Names If more than one word, you must use an underline between the words to trick Excel into thinking that they are really just one word: Loan_amount Total_interest Cell names are not case sensitive price = Price = PRICE = price

12 Easiest Ways to Name Cells Select cell or range of cells Type the name in the name box Press Enter Alternative Select cell or range of cells, Click Formulas Ribbon Tab Click Define Name Button Type the name Click OK

13 Naming Cells Using labels in left column to name the cells in the right column Select cells in a pair of adjacent columns A B C D 1 Loan Calculator Date =now() Interest Rate 6.00% (given) Item house Years of Loan 25 (given) Price Monthly Payment calculated Down Payment Total Interest calculated Loan Amount calculated Total Cost calculated

14 Checking Your Cell Names ribbon name list name list button

15 Reason for Data Tables You can compare payments at different interest rates without having to put each rate in the loan calculator and then write down the payment. With a data table, you can see payments at several different interest rates at one time because they are all listed, one beneath the other. You can also see how much you would pay in total interest at each interest rate as well as how much the total cost of the house would be at each interest rate.

16 Review--Incrementing Numbers Creates a series of numbers (generally in a column) by telling Excel the starting number and the amount to increase the next number. Then use the fill handle to indicate the range, Type 2 in A1 and 4 in A2 to start the series and tell that Excel it should start with 2 and add 2 to each succeeding cell down the worksheet. Column B starts with 3 and adds 3 to each number down the worksheet. A B

17 A B C D Input Cell 1 Loan Calculator 2 Date xxx Interest Rate 5.75% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $142, Loan Amount 235, Total Cost $407, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 =D4 =D5 =D % % % % % % See next slide

18 Input Cell A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.75% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $142, Loan Amount 235, Total Cost $407, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % % % % % %

19 Input Cell A B C D 1 Loan Calculator 2 Date xxx Interest Rate 4.50% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $108, Loan Amount 235, Total Cost $407, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $407, % % % % %

20 Input Cell A B C D 1 Loan Calculator 2 Date xxx Interest Rate 4.75% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $115, Loan Amount 235, Total Cost $380, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % % % %

21 A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.00% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $121, Loan Amount 235, Total Cost $386, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % $1, $121, $386, % % %

22 A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.25% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $128, Loan Amount 235, Total Cost $393, Interest Rate Schedule (Data Table) $407, Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % $1, $121, $386, % $1, $128, $393, % %

23 A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.50% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $135, Loan Amount 235, Total Cost $400, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % $1, $121, $386, % $1, $128, $393, % $1, $135, $400, %

24 A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.75% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $142, Loan Amount 235, Total Cost $407, Interest Rate Schedule (Data Table) 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % $1, $121, $386, % $1, $128, $393, % $1, $135, $400, % $1, $142, $407,740.46

25 Adding a Pointer to a Data Table To make the cell where the interest rate is the same as the original interest rate in the loan analysis appear different from the other cells, use conditional formatting. A B C D 1 Loan Calculator 2 Date xxx Interest Rate 5.75% 3 Item Home Years of loan 18 4 Price 265, Monthly Payment $1, Down Payment $30, Total Interest $142, Loan Amount 235, Total Cost $407, Interest Rate Schedule 8 Rate Monthly Payment Total Interest Total Cost 9 $1, $142, $407, % $1, $108, $373, % $1, $115, $380, % $1, $121, $386, % $1, $128, $393, % $1, $135, $400, % $1, $142, $407,740.46

26 Amortization Table The purpose of this table is to give pay off amounts at the end of each year of the loan as well as some other useful information. Strips out interest that would have been charged in the years after. For example, a pay off amount at the end of year 10 would not include interest for years 11, 12, and so on.

27 Year Beginning Balance Ending Balance Paid on Principal Interest Paid 1 235, , , , , , , , , , , , , , Beginning Balance Ending Balance Paid on Principal Interest Paid At the beginning of year 1, it is the amount of money borrowed. The Beginning Balance is the initial loan amount in the loan calculator. This is how much you still owe at the end of a period (such as a year). The balance at the end of a year is equal to the present value of the monthly payments paid over the remaining life of the loan. This is how much of your monthly payments actually went to reduce the principle The amount paid on the principal is equal to the beginning balance less the ending balance. This is how much went to the lender for lending you the money for the house. The interest paid during the year is equal to 12 times the monthly payment less the amount paid on the principal.

28 IF function in the amortization table You are doing an amortization table built to accommodate 25-year loans. You want to be able to use this worksheet for shorter loans as well, such as a five-year car loan. In an amortization table built for 25-year loans, a loan of five years would result in negative numbers showing for years 6 and beyond, all the way down to year 25 in the table. The ending balance should be 0 in the rows for the years beyond the end of the loan, in other words, years 6 through 25. You can use an if function to show 0 instead of negative numbers in the rows for years beyond year 5.

29 Protecting a Worksheet Prevents someone else such as a vacation replacement or trainee or someone who is just distracted from accidentally destroying your worksheet. You can lock that person out of certain cells. Designate those cells that you want to be unprotected. Then protect the entire worksheet.

30 Formatting with borders and fill Use the features in this dialog box in a certain order. Select color, then line style, then the line itself or a preset.

31

To complete this workbook, you will need the following file:

To complete this workbook, you will need the following file: CHAPTER 7 Excel More Skills 11 Create Amortization Tables Amortization tables track loan payments for the life of a loan. Each row in an amortization table tracks how much of a payment is applied to the

More information

The Advanced Budget Project Part D The Budget Report

The Advanced Budget Project Part D The Budget Report The Advanced Budget Project Part D The Budget Report A budget is probably the most important spreadsheet you can create. A good budget will keep you focused on your ultimate financial goal and help you

More information

Bond Amortization. amortization schedule. the PV, FV, and PMT functions. elements. macros

Bond Amortization. amortization schedule. the PV, FV, and PMT functions. elements. macros 8 Bond Amortization N LY O LEARNING OBJECTIVES a bond amortization schedule Use the PV, FV, and PMT functions Protect worksheet elements Automate processes with macros A T IO N Create E V A LU Financial

More information

You should already have a worksheet with the Basic Plus Plan details in it as well as another plan you have chosen from ehealthinsurance.com.

You should already have a worksheet with the Basic Plus Plan details in it as well as another plan you have chosen from ehealthinsurance.com. In earlier technology assignments, you identified several details of a health plan and created a table of total cost. In this technology assignment, you ll create a worksheet which calculates the total

More information

4. INTERMEDIATE EXCEL

4. INTERMEDIATE EXCEL Winter 2019 CS130 - Intermediate Excel 1 4. INTERMEDIATE EXCEL Winter 2019 Winter 2019 CS130 - Intermediate Excel 2 Problem 4.1 Import and format: zeus.cs.pacificu.edu/chadd/cs130w17/problem41.html For

More information

Intermediate Excel. Winter Winter 2011 CS130 - Intermediate Excel 1

Intermediate Excel. Winter Winter 2011 CS130 - Intermediate Excel 1 Intermediate Excel Winter 2011 Winter 2011 CS130 - Intermediate Excel 1 Combination Cell References How do $A1 and A$1 differ from $A$1? A B C D E 1 4 8 =A1/$A$3 2 6 4 =A$1*$B4+B2 3 =A1+A2 1 4 5 What formula

More information

Intermediate Excel. Combination Cell References A B C D E =A1/$A$ =A$1*$B4+B2 3 =A1+A

Intermediate Excel. Combination Cell References A B C D E =A1/$A$ =A$1*$B4+B2 3 =A1+A Intermediate Excel SPRING 2016 Spring 2016 CS130 - INTERMEDIATE EXCEL 1 Combination Cell References How do $A1 and A$1 differ from $A$1? A B C D E 1 4 8 =A1/$A$3 2 6 4 =A$1*$B4+B2 3 =A1+A2 1 4 5 What formula

More information

Technology Assignment Calculate the Total Annual Cost

Technology Assignment Calculate the Total Annual Cost In an earlier technology assignment, you identified several details of two different health plans. In this technology assignment, you ll create a worksheet which calculates the total annual cost of medical

More information

ESD.70J Engineering Economy

ESD.70J Engineering Economy ESD.70J Engineering Economy Fall 2010 Session One Xin Zhang xinzhang@mit.edu Prof. Richard de Neufville ardent@mit.edu http://ardent.mit.edu/real_options/rocse_excel_latest/excel_class.html ESD.70J Engineering

More information

Tutorial 3: Working with Formulas and Functions

Tutorial 3: Working with Formulas and Functions Tutorial 3: Working with Formulas and Functions Microsoft Excel 2010 Objectives Copy formulas Build formulas containing relative, absolute, and mixed references Review function syntax Insert a function

More information

Loan and Bond Amortization

Loan and Bond Amortization Loan and Bond Amortization 5 chapter In this chapter you will learn: How to use the payment function to calculate payments to retire a loan How to create a loan amortization schedule How to use a what-if

More information

Investit Software Inc.

Investit Software Inc. PROJECTION WIZARD. YEARLY PROJECTIONS. PRACTICE EXAMPLES We will explore how to use the yearly Projection Wizard to enter a variety of different types of projections. If you have a Project open, close

More information

Excel Build a Salary Schedule 03/15/2017

Excel Build a Salary Schedule 03/15/2017 EXCEL BUILDING A SALARY SCHEDULE WEDNESDAY, 3/22/2017 3:15 PM TRACY S. LEED ACCOUNTS PAYABLE SUPERVISOR/SYSTEM ADMINISTRATOR CHESTER CO INTERMEDIATE UNIT 24 DOWNINGTOWN, PA PASBO 62 ND ANNUAL CONFERENCE

More information

Notice how your Expenses are calculated to a full year for your budget.

Notice how your Expenses are calculated to a full year for your budget. Help Notes ~ Page 1 of 5 Spending Plan Worksheet The Spending Plan Worksheet is the first step. This is used to create up to 30 Sub-Account Names, Expense Amounts and Deposit Goals. The information you

More information

The Spending Plan Worksheet is the first step. This is used to create up to. 20 Sub-Account Names, Expense Amounts and Deposit Goals.

The Spending Plan Worksheet is the first step. This is used to create up to. 20 Sub-Account Names, Expense Amounts and Deposit Goals. Spending Plan Worksheet The Spending Plan Worksheet is the first step. This is used to create up to 20 Sub-Account Names, Expense Amounts and Deposit Goals. The information you enter on this Worksheet

More information

Excel Tutorial 9: Working with Financial Tools and Functions TRUE/FALSE 1. The fv argument is required in the PMT function.

Excel Tutorial 9: Working with Financial Tools and Functions TRUE/FALSE 1. The fv argument is required in the PMT function. Excel Tutorial 9: Working with Financial Tools and Functions TRUE/FALSE 1. The fv argument is required in the PMT function. ANS: F PTS: 1 REF: EX 493 2. Cash flow has nothing to do with who owns the money.

More information

An Excel Modeling Practice Problem

An Excel Modeling Practice Problem An Excel Modeling Practice Problem Excel Review Excel 97 1999-2000 The Padgett s Widgets Problem Market research by Padgett s Widget Company has revealed that the demand for its products varies with the

More information

Form 155. Form 162. Form 194. Form 239

Form 155. Form 162. Form 194. Form 239 Below is a list of topics that we receive calls about each year with the solutions to them detailed. New features and funds have also been added. Note: Some of the topics have more than one question so

More information

Personal Finance Amortization Table. Name: Period:

Personal Finance Amortization Table. Name: Period: Personal Finance Amortization Table Name: Period: Ch 8 Project using Excel In this project you will complete a loan amortization table (payment schedule) for the purchase of a home with a $235,500 loan

More information

Exploring Microsoft Office Excel 2007 Comprehensive Grauer Scheeren Mulbery Second Edition

Exploring Microsoft Office Excel 2007 Comprehensive Grauer Scheeren Mulbery Second Edition Exploring Microsoft Office Excel 2007 Comprehensive Grauer Scheeren Mulbery Second Edition Pearson Education Limited Edinburgh Gate Harlow Essex CM20 2JE England and Associated Companies throughout the

More information

Functions, Amortization Tables, and What-If Analysis

Functions, Amortization Tables, and What-If Analysis Functions, Amortization Tables, and What-If Analysis Absolute and Relative References Q1: How do $A1 and A$1 differ from $A$1? Use the following table to answer the questions listed below: A B C D E 1

More information

Creating a Rolling Income Statement

Creating a Rolling Income Statement Creating a Rolling Income Statement This is a demonstration on how to create an Income Statement that will always return the current month s data as well as the prior 12 months data. The report will be

More information

GL Budgets. Account Budget and Forecast. Account Budgets and Forecasts Menu

GL Budgets. Account Budget and Forecast. Account Budgets and Forecasts Menu Account Budget and Forecast The Account Budget and Forecast function allows you to enter and maintain an unlimited number of budgets and/or forecasts values and types. When setting up the account budgets

More information

Introduction to Basic Excel Functions and Formulae Note: Basic Functions Note: Function Key(s)/Input Description 1. Sum 2. Product

Introduction to Basic Excel Functions and Formulae Note: Basic Functions Note: Function Key(s)/Input Description 1. Sum 2. Product Introduction to Basic Excel Functions and Formulae Excel has some very useful functions that you can use when working with formulae. This worksheet has been designed using Excel 2010 however the basic

More information

Form 162. Form 194. Form 239

Form 162. Form 194. Form 239 Below is a list of topics that we receive calls about each year with the solutions to them detailed. New features and funds have also been added. Note: Some of the topics have more than one question so

More information

Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle.

Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle. Introduction Process and Trigger Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle. Prerequisites Budget

More information

An application program that can quickly handle calculations. A spreadsheet uses numbers like a word processor uses words.

An application program that can quickly handle calculations. A spreadsheet uses numbers like a word processor uses words. An application program that can quickly handle calculations A spreadsheet uses numbers like a word processor uses words. WHAT IF? Columns run vertically & are identified by letters A, B, etc. Rows run

More information

Calculate Sums, Rates, and Percentages in Excel: Student Workbook

Calculate Sums, Rates, and Percentages in Excel: Student Workbook 2016 Calculate Sums, Rates, and Percentages in Excel: Student Workbook Created by: EVA CONSTANTARAS / Independent Consultant & Data Scientist WITH SUPPORT FROM THE WORLD BANK AND THE UK DEPARTMENT FOR

More information

For Project 11M, you will need the following file: You will save your workbook as 11M_Studio_Loan_Firstname_Lastname

For Project 11M, you will need the following file: You will save your workbook as 11M_Studio_Loan_Firstname_Lastname CH11_student_cd.qxd 10/17/08 7:09 AM Page 4 Mastering Excel Project 11M Studio Loan In this project, you will apply the skills you practiced from the Objectives in Project 11B. Objectives: 6. Use Financial

More information

NUPlans Forecasting Reports

NUPlans Forecasting Reports Manual edev Course Number FMS717 Subject Area Budgeting Creation Date: February 12, 2014 Last Updated: August 4, 2014 Last Updated By: MAC Copyright 2014 Northwestern University Table of Contents... 3

More information

January 29. Annuities

January 29. Annuities January 29 Annuities An annuity is a repeating payment, typically of a fixed amount, over a period of time. An annuity is like a loan in reverse; rather than paying a loan company, a bank or investment

More information

X-Charge Credit Card Processing

X-Charge Credit Card Processing X-Charge Credit Card Processing OpenEdge (Formerly X-Charge) Payment Processing Setup... 1 Setting Permissions for Credit Card Processing... 1 Setting Up X-Charge Payment Processing in SuccessWare 21...

More information

QuickBooks Pro. Instructor: Edward Marden

QuickBooks Pro. Instructor: Edward Marden QuickBooks Pro Instructor: Edward Marden Goals for QuickBooks Develop Balance Sheets and Profit & Loss Statements (Income Statements) Develop Better Management Practices Reasons to Use QuickBooks Strong

More information

Risk Analysis. å To change Benchmark tickers:

Risk Analysis. å To change Benchmark tickers: Property Sheet will appear. The Return/Statistics page will be displayed. 2. Use the five boxes in the Benchmark section of this page to enter or change the tickers that will appear on the Performance

More information

Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle.

Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle. Introduction Process and Trigger Perform this procedure to plan adjustments to the unrestricted budget either during the Annual Development or during a Quarterly Confirmation cycle. Prerequisites Budget

More information

Sage FAS Fixed Assets Tax Update What s New

Sage FAS Fixed Assets Tax Update What s New Sage FAS Fixed Assets 2009.1 Tax Update What s New Your Guide to New Product Features www.imsolutions.net Toll Free 877.208.1175, Facsimile 727.797.6181 26133 US Highway 19 North, Suite 314 Clearwater,

More information

How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014

How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014 How to Create a Spreadsheet With Updating Stock Prices Version 2, August 2014 by Fred Brack NOTE: In December 2014, Microsoft made changes to their portfolio services online, widely derided by users. My

More information

BUDGET PLAN TEMPLATE INSTRUCTIONS - FY 16

BUDGET PLAN TEMPLATE INSTRUCTIONS - FY 16 BUDGET PLAN TEMPLATE INSTRUCTIONS - FY 16 E-mailed Budget Plan Spreadsheet due in Budget Office: March 12, 2015 ~ Help is just a phone call away ~ For questions contact: Phil McGuire at 377-0065 Siobhan

More information

In this chapter: Budgets and Planning Tools. Configure a budget. Report on budget versus actual figures. Export budgets.

In this chapter: Budgets and Planning Tools. Configure a budget. Report on budget versus actual figures. Export budgets. Budgets and Planning Tools In this chapter: Configure a budget Report on budget versus actual figures Export budgets Project cash flow Chapter 23 479 Tuesday, September 18, 2007 4:38:14 PM 480 P A R T

More information

MJB&A Clean Power Plan Compliance Tool. v 1.0. User Guide M A Y 1 2, (978) /

MJB&A Clean Power Plan Compliance Tool. v 1.0. User Guide M A Y 1 2, (978) / MJB&A Clean Power Plan Compliance Tool v 1.0 User Guide M A Y 1 2, 2 0 1 5 System Overview The Compliance Tool ( Tool) is designed to allow users to analyze state progress towards compliance with the Clean

More information

3 - Paying Bills CCSD Symphony Circulation Manual (08/17) Paying Bills

3 - Paying Bills CCSD Symphony Circulation Manual (08/17) Paying Bills Paying Bills The Paying Bills Wizard helps you process user payments for current bills. 1. Click on the Paying Bills Wizard found under the Common Tasks Wizard heading. 2. Enter the patron User ID and

More information

Time Value of Money Menu

Time Value of Money Menu Time Value of Money Menu The Time-Value-of-Money (TVM) menu calculates Compound Interest problems involving money earning interest over a period of time. To show it, touch the OPT key and in the section

More information

Customizing Properties

Customizing Properties Section 5. Customizing Properties The Properties function is used for the entry and modification of the data that, along with the price information retrieved through the internet, is the basis for the

More information

PCLaw Tips and Tricks

PCLaw Tips and Tricks PCLaw Tips and Tricks Presented by Cindy Emmerson Affinity Consulting Group, LLC Topics Understanding the Billing Fees Journal Time entry and value heat map Lawyer Budgeting Applying payments by client

More information

Best Practices for Baselining and Variance Analysis. Presented by Dale Howard Director of Education for Sensei Project Solutions

Best Practices for Baselining and Variance Analysis. Presented by Dale Howard Director of Education for Sensei Project Solutions Best Practices for Baselining and Variance Analysis Presented by Dale Howard Director of Education for Sensei Project Solutions About Your Presenter: Dale Howard Director of Education at Sensei Project

More information

Vivid Reports 2.0 Budget User Guide

Vivid Reports 2.0 Budget User Guide B R I S C O E S O L U T I O N S Vivid Reports 2.0 Budget User Guide Briscoe Solutions Inc PO BOX 2003 Station Main Winnipeg, MB R3C 3R3 Phone 204.975.9409 Toll Free 1.866.484.8778 Copyright 2009-2014 Briscoe

More information

Information Technology Return on Investment (ROI) Analysis Instructions

Information Technology Return on Investment (ROI) Analysis Instructions Information Technology Return on Investment (ROI) Analysis Instructions Prepared by Project Management Office April 1, 2003 ROI Analysis Instructions Introduction Beginning April 1, 2003, Project Sponsors

More information

4. Statement of Cash Flows

4. Statement of Cash Flows 4. Statement of Cash Flows 4.1 Indirect Method 4.2 Cash Flow Analysis 4.3 Operating, Financing, and Investing Activities 4.4 Summary 4.1 Indirect Method The Indirect Method is the usual method of computing

More information

Decision Trees Using TreePlan

Decision Trees Using TreePlan Decision Trees Using TreePlan 6 6. TREEPLAN OVERVIEW TreePlan is a decision tree add-in for Microsoft Excel 7 & & & 6 (Windows) and Microsoft Excel & 6 (Macintosh). TreePlan helps you build a decision

More information

Creating formulas that use dates and times can be a little confusing if

Creating formulas that use dates and times can be a little confusing if Chapter 3: Date and Time Formulas In This Chapter Understanding dates and times in Excel Creating formulas that calculate elapsed dates and times Using the Date functions Using the Time functions Creating

More information

ANALYZER COMMERCIAL EXAMPLE CANADA

ANALYZER COMMERCIAL EXAMPLE CANADA ANALYZER COMMERCIAL EXAMPLE CANADA INTRODUCTION This example shows how to use Analyzer to determine the value or purchase price for an office, retail or industrial building. Steps Enter the information

More information

Using the Clients & Portfolios Module in Advisor Workstation

Using the Clients & Portfolios Module in Advisor Workstation Using the Clients & Portfolios Module in Advisor Workstation Disclaimer - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 Overview - - - - - - - - - - - - - - - - - - - - - -

More information

Public Financial Management Database Users' Guide

Public Financial Management Database Users' Guide Public Financial Management Database Users' Guide FEBRUARY 2015 CONTENTS Executive summary.............................................1 The public financial management database...........................2

More information

PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets

PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets Appendix 1 PRODUCING BUDGETS AND ACQUITTAL REPORTS from MYOB and spreadsheets Explanation of Budgeting and Acquitting This appendix outlines the process of preparing budgets and reports so that you can

More information

BEx Analyzer (Business Explorer Analyzer)

BEx Analyzer (Business Explorer Analyzer) BEx Analyzer (Business Explorer Analyzer) Purpose These instructions describe how to use the BEx Analyzer, which is utilized during budget development by account managers, deans, directors, vice presidents,

More information

Mango s Financial System. User Guide

Mango s Financial System. User Guide Mango s Financial System User Guide Version 3, April 2010 Mango s Financial System 1 The use of all of Mango s tools and materials is subject to our Policy on the Use of Mango s Tools and Materials. Copies

More information

FORECASTING & BUDGETING

FORECASTING & BUDGETING FORECASTING & BUDGETING W I T H E X C E L S S O L V E R WHAT IS SOLVER? Solver is an add-in that comes pre-built into Microsoft Excel. Simply put, it allows you to set an objective value which is subject

More information

Sage ERP MAS 90 and 200 Fixed Assets

Sage ERP MAS 90 and 200 Fixed Assets Sage ERP MAS 90 and 200 Fixed Assets 2011.1 What s New Overview Sage ERP MAS 90 and 200 Fixed Assets 2011.1 incorporates tax law changes made during the year including the Tax Relief, Unemployment Insurance

More information

Bidding Decision Example

Bidding Decision Example Bidding Decision Example SUPERTREE EXAMPLE In this chapter, we demonstrate Supertree using the simple bidding problem portrayed by the decision tree in Figure 5.1. The situation: Your company is bidding

More information

SINGLE-YEAR LINE-ITEM BUDGETING

SINGLE-YEAR LINE-ITEM BUDGETING SINGLE-YEAR LINE-ITEM BUDGETING TABLE OF CONTENTS OPENING A PLAN FILE... 2 GENERAL NAVIGATION... 4 ENTERING NEW YEAR LINE-ITEM BUDGETS... 5 VIEWING HISTORICAL DATA... 6 ADDING, DELETING & MODIFYING CHARTSTRINGS...

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS General Questions: Questions 1. How should store sites be named? 2. How do I get help? 3. How to request consultant/vendor access? 4. How to request FBO Vendor access? 5. How do I delete a project? Responses

More information

13.3. Annual Percentage Rate (APR) and the Rule of 78

13.3. Annual Percentage Rate (APR) and the Rule of 78 13.3. Annual Percentage Rate (APR) and the Rule of 78 Objectives A. Find the APR of a loan. B. Use the rule of 78 to find the refund and payoff of a loan. C. Find the monthly payment for a loan using an

More information

DynacBudget. User Guide. Version 1.5 May 5, 2009

DynacBudget. User Guide. Version 1.5 May 5, 2009 DynacBudget User Guide Version 1.5 May 5, 2009 Copyright 2003 by Dynac, Inc. All rights reserved. No part of this publication may be reproduced or used in any form without the express written permission

More information

IS 312 Spring PROJECT #3 (Due 5/2)

IS 312 Spring PROJECT #3 (Due 5/2) Page 1 IS 312 Spring 2012 - PROJECT #3 (Due 5/2) Credit Default Swap Claims Decision Support Using Access and Excel PREVIEW A large pension fund invested in triple-a rated bonds and used your firm to insure

More information

Master User Manual. Last Updated: August, Released concurrently with CDM v.1.0

Master User Manual. Last Updated: August, Released concurrently with CDM v.1.0 Master User Manual Last Updated: August, 2010 Released concurrently with CDM v.1.0 All information in this manual referring to individuals or organizations (names, addresses, company names, telephone numbers,

More information

BUDGET IMPORT TEMPLATE

BUDGET IMPORT TEMPLATE BUDGET IMPORT TEMPLATE This video will explain and show how to import budget journals in PeopleSoft using the Excel template. Importing will allow you to easily and quickly create budget transfers and

More information

HandDA program instructions

HandDA program instructions HandDA program instructions All materials referenced in these instructions can be downloaded from: http://www.umass.edu/resec/faculty/murphy/handda/handda.html Background The HandDA program is another

More information

AVERAGE, IF, COUNT, SUMIFS, COUNTIFS, MAXIFS, MINIFS, AVERAGEIFS, ROWS, LOGICAL EXPRESSIONS

AVERAGE, IF, COUNT, SUMIFS, COUNTIFS, MAXIFS, MINIFS, AVERAGEIFS, ROWS, LOGICAL EXPRESSIONS CS1100: Assignment 3 Summarizing and Filtering Data To complete this assignment you must submit an electronic copy to BlackBoard by the due date. Download the starter file and save the file under the name

More information

Using an Excel spreadsheet to calculate Andrew s 18th birthday costs

Using an Excel spreadsheet to calculate Andrew s 18th birthday costs Using an Excel spreadsheet to calculate Andrew s 18th birthday costs Open a new spreadsheet in Excel. Highlight cells A1 to J1. Prevocational Mathematics 1 of 17 Planning an event Using an Excel spreadsheet

More information

Before How can lines on a graph show the effect of interest rates on savings accounts?

Before How can lines on a graph show the effect of interest rates on savings accounts? Compound Interest LAUNCH (7 MIN) Before How can lines on a graph show the effect of interest rates on savings accounts? During How can you tell what the graph of simple interest looks like? After What

More information

QuickBooks Advanced. Basic Reports. For most reports use the Report Center button. That will lead to a screen like this:

QuickBooks Advanced. Basic Reports. For most reports use the Report Center button. That will lead to a screen like this: QuickBooks Advanced Basic Reports For most reports use the Report Center button. That will lead to a screen like this: There are a ton of report options, but there are really only 3 that you need: Profit

More information

ACCT 101 GROUP PROJECT INSTRUCTIONS

ACCT 101 GROUP PROJECT INSTRUCTIONS ACCT 101 GROUP PROJECT INSTRUCTIONS This project is to be completed as a group. All group members should actively participate in the project and it is up to the group to decide who will be responsible

More information

Discrete Probability Distributions

Discrete Probability Distributions 5 Discrete Probability Distributions 5-3 Binomial Probability Distributions 5-5 Poisson Probability Distributions 52 Chapter 5: Discrete Probability Distributions 5-3 Binomial Probability Distributions

More information

As a function of the stock price on the exercise date, what do the payoffs look like for European calls and puts?

As a function of the stock price on the exercise date, what do the payoffs look like for European calls and puts? Pricing stock options This article was adapted from Microsoft Office Excel 2007 Data Analysis and Business Modeling by Wayne L. Winston. Visit Microsoft Learning to learn more about this book. This classroom-style

More information

UNIVERSITY OF OREGON. Steps and OPE Calculations For Data Entry to Banner Budget Development

UNIVERSITY OF OREGON. Steps and OPE Calculations For Data Entry to Banner Budget Development UNIVERSITY OF OREGON Steps and OPE Calculations For Data Entry to Banner Budget Development Budget and Resource Planning 4/27/2016 Overview Banner budgeting does not allow budgeting of OPE within the Salary

More information

Business Case Modelling 2 Day Course This course is presented in London on: October, May 2018, November 2018

Business Case Modelling 2 Day Course This course is presented in London on: October, May 2018, November 2018 Business Case Modelling 2 Day Course This course is presented in London on: 30-31 October, 17-18 May 2018, 29-30 November 2018 The Banking and Corporate Finance Training Specialist Background of the trainer

More information

Module 6 - Volatility Lab - 1

Module 6 - Volatility Lab - 1 Module 6 - Volatility Lab TOPICS COVERED: 1) EHA Volatility Lab (0:07) 2) Review Formulas for Volatility (2:15) 3) CalculationCount UDF (9:15) 4) Other Routines (10:46) 5) Avoid Volatile Formulas! (12:02)

More information

LAB 2 INSTRUCTIONS PROBABILITY DISTRIBUTIONS IN EXCEL

LAB 2 INSTRUCTIONS PROBABILITY DISTRIBUTIONS IN EXCEL LAB 2 INSTRUCTIONS PROBABILITY DISTRIBUTIONS IN EXCEL There is a wide range of probability distributions (both discrete and continuous) available in Excel. They can be accessed through the Insert Function

More information

Developer Instructions for the Developer Spreadsheet for Construction Draw Version Last Updated 10/01/2014

Developer Instructions for the Developer Spreadsheet for Construction Draw Version Last Updated 10/01/2014 Developer Instructions for the Developer Spreadsheet for Construction Draw Version 1.02.65 Last Updated 10/01/2014 Developer Spreadsheet for Construction Draw Page 1 of 25 Table of Contents Overview...

More information

LENDER SOFTWARE PRO USER GUIDE

LENDER SOFTWARE PRO USER GUIDE LENDER SOFTWARE PRO USER GUIDE You will find illustrated step-by-step examples in these instructions. We recommend you print out these instructions and read at least pages 4 to 20 before you start using

More information

Medical School Revenue & Expense Budgeting Model Overview September, 2013

Medical School Revenue & Expense Budgeting Model Overview September, 2013 Medical School Revenue & Expense Budgeting Model Overview September, 2013 Important Note: This guide is designed for those users who have knowledge of the prior year s budgeting models. If you are a brand

More information

Master Budget Excel Project

Master Budget Excel Project Master Budget Excel Project Overview: In this project, you will prepare a master budget in an Excel spreadsheet for Cascade Products Company for the year 2018, based on the materials in Ch. 7 Master Budgeting.

More information

Marketing Budget Excel Template User Guide

Marketing Budget Excel Template User Guide Marketing budget Excel Marketing Budget Excel Template User Guide The Marketing Budget Excel template, incorporating variance analysis and reporting allows you to develop a monthly marketing budget for

More information

Quick Reference Guide: General Budget Change

Quick Reference Guide: General Budget Change Quick Reference Guide: General Budget Change In the USC Kuali system, every type of transaction is created and submitted in the form of an electronic document referred to as an edoc. The Kuali Financial

More information

BudgetPak User Guide. Lewis & Clark College. October 2016

BudgetPak User Guide. Lewis & Clark College. October 2016 BudgetPak User Guide Lewis & Clark College October 2016 Contents Overview... 2 Definitions and Set Up... 2 Logging In to BudgetPak... 3 Reviewing Current and Historical Budget and Actual Information...

More information

FMS Account Summary Inquiry View Budget Information

FMS Account Summary Inquiry View Budget Information FMS Account Summary Inquiry View Budget Information Account Summary Inquiry The Account Summary Inquiry (ASI) in our Financial Management System (FMS) displays budget, expenditure, encumbrance, and available

More information

Hertha Longo, CSA Matt Wade

Hertha Longo, CSA Matt Wade Hertha Longo, CSA Matt Wade Census and financial forecasting tool to assist religious institutes in decision-making and planning for the future Available on CD for purchase by religious institutes only

More information

New Century Fund. The workbook "Fund.xlsx" is saved as "New Century Fund.xlsx" in the Excel4\Tutorial folder

New Century Fund. The workbook Fund.xlsx is saved as New Century Fund.xlsx in the Excel4\Tutorial folder Report Documentation Author Stdent Name Here Date 3/1/2013 Purpose To report on the performance and financial details of the New Century mutual fund The student's name is entered in cell B3 and the date

More information

Handout 3 More on the National Debt

Handout 3 More on the National Debt Handout 3 More on the National Debt In this handout, we are going to continue learning about the national debt and you ll learn how to use Excel to perform simple summaries of the information. One of my

More information

Business Case Modelling 2 Day Course

Business Case Modelling 2 Day Course Business Case Modelling 2 Day Course This course can be presented in-house for you on a date of your choosing 17 th 18 th May & 29 th 30 th Nov 2018 The Banking and Corporate Finance Training Specialist

More information

Chapter 6. Evaluating the Financial Impact of Loans and Investments

Chapter 6. Evaluating the Financial Impact of Loans and Investments Chapter 6 Evaluating the Financial Impact of Loans and Investments Chapter Introduction Fundamental financial calculations used to evaluate different financing options Developing an amortization table

More information

~FY18~ STOP SLOW IFAS INSTRUCTIONS. Budget Preparation RED X STOP! YELLOW DOT Caution or warning. GREEN CHECK MARK GO!! Record Accepted!

~FY18~ STOP SLOW IFAS INSTRUCTIONS. Budget Preparation RED X STOP! YELLOW DOT Caution or warning. GREEN CHECK MARK GO!! Record Accepted! I02 Budget Preparation Guide Office of Finance ~FY18~ Budget Preparation IFAS INSTRUCTIONS STOP RED X STOP! Your record has not been accepted due to error(s). You must correct the error(s) and hit enter

More information

The MOBIUS Lending & Borrowing Statistics are compiled from three primary data sources.

The MOBIUS Lending & Borrowing Statistics are compiled from three primary data sources. The MOBIUS Lending spreadsheet details the lending and borrowing activity of the MOBIUS institutions. This report provides an explanation of how the spreadsheet is compiled and what statistics are given.

More information

Mutual Fund & Stock Basis Keeper

Mutual Fund & Stock Basis Keeper A Guide To Mutual Fund & Stock Basis Keeper By Denver Tax Software, Inc. Copyright 1995-2006 Denver Tax Software, Inc. Denver Tax Software, Inc. P.O. Box 5308 Denver, CO 80217-5308 Telephone (voice): Toll-Free:

More information

Learning Goal: Get a realistic idea about how computer careers compare to other careers.

Learning Goal: Get a realistic idea about how computer careers compare to other careers. Learning Goal: Get a realistic idea about how computer careers compare to other careers. In class warm up: Write lines of code for each of these: 1.take a number, x, divide it by 12, and put it in x 2.take

More information

FSA 3.4 Feature Description

FSA 3.4 Feature Description Sample Data Import from: AAII - QMFU Import from: AAII - ETF Standard Worksheets: Allocation Sample data is provided only for the Demo Version. There are 400 funds in the sample data, with fields redaccted

More information

Project Budgets! Stay in Control of Your Projects' Finances with. Project Budget Quick Reference WHAT CAN THE PROJECT BUDGETS FEATURE DO FOR ME?

Project Budgets! Stay in Control of Your Projects' Finances with. Project Budget Quick Reference WHAT CAN THE PROJECT BUDGETS FEATURE DO FOR ME? Stay in Control of Your Projects' Finances with Project Budgets! HOW DOES THE PROJECT BUDGETS FEATURE WORK? The Project Budget feature displays planned billings or costs. Actuals versus Planned View compares

More information

Importing Historical Returns into Morningstar Office

Importing Historical Returns into Morningstar Office Importing Historical Returns into Morningstar Office Overview - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 What are historical returns? - - - - - - - - - - - - - - - -

More information

Creating and Assigning Targets

Creating and Assigning Targets Creating and Assigning Targets Targets are a powerful reporting tool in PortfolioCenter that allow you to mix index returns for several indexes, based on the portfolio s asset class allocation. For example,

More information

Budgets and Budget Amendments

Budgets and Budget Amendments Budgets and Budget Amendments Software Enhancement for Budgets and Budget Amendments Budgets and Budget Amendments have been upgraded. They will allow the district to be able to give users the rights to

More information