NEW YORK CITY COLLEGE OF TECHNOLOGY
|
|
- Wilfrid Lane
- 6 years ago
- Views:
Transcription
1 NEW YORK CITY COLLEGE OF TECHNOLOGY William D. Ford Federal Direct Loans Office of Financial Aid Namm G- 13
2 Attention CITYTECH Loan Borrowers We will not be utilizing the direct loan processing form on CUNYfirst. Beginning May 1 st Direct Loan Paper applications will be Available
3 How to Request a Federal Direct Loan Academic Year Please follow these easy steps to Request a Federal Direct Loan: 1. If you haven t already done so, file a Free Application for Federal Student Aid (FAFSA). 2. Complete all financial aid requirements on your CUNYfirst To-Do-List 3. Complete and submit a paper Direct Loan Processing Form to the Financial Aid Office. If you are a first-time Direct Loan borrower at NYCCT, you must complete the Entrance Counseling Session on-line at studentloans.gov and attach the confirmation page to the processing form. Submit both to the Financial Aid Office. You must sign an Electronic Master Promissory Note (e-mpn) at studentloans.gov using the FSA ID you used to complete your FAFSA, if you have not already done so at CITYTECH. What happens Next: * Allow at least 20 business days for your loan to be process. Once your request is submitted to the U.S. Department of Education, you will receive a Loan Disclosure Statement that summarizes the approved loan amount(s), and the anticipated dates of disbursement. (Disbursement dates for your loans will be based on when the loan was requested, reviewed and awarded). * Your loan will be disbursed in two payments. Each disbursement will be half of the total approved loan amount. First time borrowers will receive payment no earlier than the 30 th day of the semester, and the second disbursement will occur after the midpoint of the semester. You will receive notices from the college for each scheduled disbursement. Please check your CityTech account regularly. * Once your loan has been awarded, you can check the status on your CUNYfirst account. Please utilize the Account Inquiry link to view your pending aid. Pending means that you have been awarded the aid, but has not been officially disbursed. NOTE: If you have already submitted a loan request for the academic year, and you need to increase/reduce/cancel your loan, you must submit a paper Federal Direct Loan Status Change Form to the Financial Aid Office. If you received loans from another institution within the academic year, your annual loan limit will be reduced accordingly.
4 UPDATE!!!!!! CityTech Will Not Utilize the Online CunyFirst Direct Loan Processing Form Paper applications are available Now *We apologize for any inconvenience this may cause*
5 WILLIAM D. FORD FEDERAL DIRECT LOANS Academic Year The Direct Loan is not a Grant; it must be Re-paid Federal Loan interest rates and origination fees are finalized each year and announced by the U.S Department of Education. For current rates and fees, visit on types of Aid>Loans>Subsidized/Unsubsidized Loans. Subsidized Loans: If you are an undergraduate student and have financial need you are eligible for a Subsidized Direct Loan. With Subsidized loans no interest will be charged as long as you maintain at least half time enrollment (6 credits). Financial need is the difference between Cost of Attendance and your Expected Family Contribution. Unsubsidized Loans: The unsubsidized loans are charged an interest as soon as the funds are disbursed and is available to students who do not qualify for the subsidized loan. The difference in the unsubsidized loan is the interest accrues while the student is still in attendance. ********************************************* Most federal student loans have loan fees that are deducted proportionately from each loan disbursement you receive. This means the money you receive will be less than the amount you actually borrow. You're responsible for repaying the entire amount you borrowed and not just the amount you received. Maximum Loan Limits for Subsidized and Unsubsidized Federal Direct Loans Loans for Dependent students (Federal Direct Loans) The Amount You Are Eligible To Borrow Each Academic Year Maximum Subsidized Loan Additional Unsubsidized Loan Total Loan Combined Subsidized and Unsubsidized) 1 st Year (0-29 credits) $ 3, $2, $ 5, nd Year (30-59 credits) $ 4, $2, $ 6, rd Year and Beyond (BA Programs only) 60 credits $ 5, $ 2, $7, Loans for Independent students (Federal Direct Loans) The Amount You Are Eligible To Borrow Each Academic Year Maximum Subsidized Loan Additional Unsubsidized Loan Total Loan Combined Subsidized and Unsubsidized) 1 st Year (0-29 credits) $ 3, $ 6, $ 9, nd Year (30-59 credits) $ 4, $ 6, $ 10, rd Year and Beyond (BA Programs only) 60 credits $ 5, $7,00.00 $ 12, Aggregate Limits: (cap the total amount of Federal Direct Loans a student can accumulate) Dependent Undergraduates: $ 31,000 (no more than $23,000 may be subsidized) Independent Undergraduates: $ 57,500 (no more than $23,000 may be subsidized) **Once a student has reached the maximum aggregate loan limits, he/she is no longer eligible to receive federal student loans, and may instead consider a private student loan.
6 Things you need to know if you borrow a Federal Direct Loan Federal Direct Loan borrowers taking their first loan on or after July 1, 2013 may qualify for subsidized direct loans for a maximum of 150% of the published time of his academic program. Students will be limited to subsidized loans for 3 years in a 2 year program or 6 years in a 4 year program. Students reaching this limitation could receive unsubsidized loans if eligible. Additionally, borrowers who reach the 150% limitation will have their interest subsidy end for all outstanding subsidized loans. No loan will be certified for an amount greater than your cost of education. As a borrower, you are obligated to repay the full amounts of your loans, plus interest, even if you do not complete your program of study. Even if you Do Not like the school or program; or do not obtain employment after completing your program of study, you are required to abide by the terms of the loan. If your enrollment drops below half-time (6 credits), but you are not fully withdrawn, you may not be eligible for payment. If you withdraw from all of your classes during the semester, your loan will be Pro-rated, based on your length of enrollment. Once you drop below half-time (6 credits) enrollment, it is your responsibility to complete an Exit Interview online at Eligibility for Alternative /Private Loans (see attachment) ** Warning these loans are consumer loans, and are a very Expensive way of Financing your Education You should also visit the National Student Loan Database System (NSLD) website at to access your full loan history, Title IV grants, information about your loan and interest accrued on your loan(s) You should keep the Direct Loan Servicing Center and the Office of Financial Aid informed of any changes to your name, address, telephone number, social security number, employer, or enrollment status that might occur during the life of your loans. If you have any questions, you can call the Direct Loan Servicing Center at , or contact Ms. Wells the Direct Loan Coordinator at the Office of Financial Aid at MWells@citytech.cuny.edu or contact her at
7 Direct Loan Processing Form Academic year Borrower Information To Be Completed By Student (Please PRINT this information legibly) 1. Name:(Last) (First) 2. SS#: - - CUNYFIRST ID# address: 3. Telephone: ( ) Birth Date: / / 4. Permanent Address: Apt: 5. City: State: Zip: LOAN TYPES There are two types of William D. Ford Federal Direct Loans: The Subsidized is based on your financial need, and The Unsubsidized which is not based on need. You will automatically be considered for the Subsidized Loan. To be considered for the Unsubsidized Loan, you must check the box below. Interest will be charged on your Direct Unsubsidized loan from the day the loan is disbursed until the loan is paid in full. Please note: Your request will only be processed if you are registered as a matriculated student for at least part-time status (6 credits) within your grade level. 7. Direct Subsidized Direct Unsubsidized Loan Amount Requested: 8. Have you ever borrowed a Direct Loan from City Tech? Yes or No If you answered no, please make sure you are submitting your completed entrance interview with your loan request. 9. Will you be graduating from City Tech, before the end of the academic year? Yes or No If Yes; which semester will you be graduating 10. Which semester or semesters are you requesting your loan to be processed for? *Summer 2017 Fall 2017 Spring 2018 Please note: * Summer 2017 Direct Loan funds will only be disbursed when 6 matriculated credits have been completed. * If you are not meeting Satisfactory Academic Progress (SAP) your loan will not be processed. Processing Certification: Your signature below certifies that you understand that this is a processing form and not the Promissory Note. First time borrowers must sign The Master Promissory note on-line. Please note, that the Office of Financial Aid will determine eligibility for the William D. Ford Direct Loans based on Federal Law. Student s Signature: Date: / /
8 Section B: Loan Record Data (for office use only) Entrance Interview Date: / / Students Financial Awards/ Estimates: Dependency _ Transaction # Name of Program Program 2yr Grade Level as of 4yr AID 2.5 month F/orSp Acd yr Pell Other Aid Total Aid APTS SEOG FWS PERKINS SEEK Other Aid Other Aid TAP Other Aid Loans used doing acd yr at diff college Sub Unsub _ Name of college Budget EFC Need Total Aid Summer 17 (1) Credits Summer 17 (2) Credits Fall 17 Credits Spring 18 Credits Remaining Need Subsidized Loan Loan Amount Originated First time Borrower Loan History Y or N Budget Unsubsidized Loan Aggregate Sub reached max sub Y or N Aggregate Unsub reached max unsub Y or N Aggregate Total reached max Total Y or N Remaining Sub Need Remaining Unsub Need Total Aid Subsidized Loan Remaining Need Disbursement Plan used Loan Amount Originated Financial Aid Counselor Date of Origination Comments:
INSTRUCTIONS. 1. Loan Information (must be typed and initialed) 2. Include the Loan History printout from
NEW Direct Loan Borrowers INSTRUCTIONS 1. Loan Information (must be typed and initialed) 2. Include the Loan History printout from www.nslds.ed.gov 3. Include 2017 2018 Financial aid award letter from
More informationFinancial Aid Package
2014 2015 Academic Year Financial Aid Package Understanding Your Financial Aid TABLE OF CONTENTS. Making Villanova University Affordable. Next Steps You Should Take Page 1. Sources of Aid That May be Listed
More informationSan Diego Mesa College. Direct Loan Program Packet Contents
San Diego Mesa College FEDERAL DIRECT SUBSIDIZED STUDENT LOAN REQUEST Direct Loan Program Packet Contents 1. Federal Student Aid Time limitation on Direct Subsidized Loan eligibility for First-Time Borrowers
More information2018/2019 Federal Graduate PLUS Loan Fact Sheet
Boston University School of Medicine Division of Graduate Medical Sciences 72 East Concord Street; Room L309 Boston MA, 02118 2018/2019 Federal Graduate PLUS Loan Fact Sheet WHAT IS A GRADUATE FEDERAL
More informationOffice of Student Financial Aid Federal Stafford Loan Processing Information
Montgomery College endless possibilities Office of Student Financial Aid Federal Stafford Loan Processing Information Federal Stafford Loan Processing Information Please read this information carefully.
More information** If you attended a Smart Borrower Workshop before, You are not required to attend again in **
Please Solano Community College 2019-2020 Direct Loan Request Requirements ** If you attended a Smart Borrower Workshop before, You are not required to attend again in 2019-2020.** All students are required
More informationDear Direct Loan Borrowers,
Dear Direct Loan Borrowers, This letter is to inform Direct Loan borrowers at San Diego Community College District (SDCCD); we have been selected by the Department of Education as an Experimental Sites
More informationFinancial Aid Package
Financial Aid Package Understanding Your Financial Aid Graduate Students TABLE OF CONTENTS. Understanding Financial Aid for Graduate Students Page 1. William D. Ford Federal Direct Unsubsidized Loan Page
More informationStudent Loan Data Sheet for Federal Direct Loans
Jefferson College participates in the William D. Ford Federal Direct Loan (Direct Loan) Program. Students and parents who previously received loans through the Federal Family Education Loan (FFEL) Program
More informationFinancial Aid Package
Financial Aid Package Understanding Your Financial Aid Graduate Students TABLE OF CONTENTS. Understanding Financial Aid for Graduate Students Page 1. William D. Ford Federal Direct Unsubsidized Loan Page
More informationLoan Information and Request Form
2018-2019 Loan Information and Request Form Understanding the Student Loan Process 3 Your financial aid file must be complete. 3 Complete the Loan Request Form (LRF). Your loan eligibility is calculated
More informationComplete a Direct Loan Master Promissory Note (one time only)
2018-2019 DIRECT LOAN & OBLIGATION APPLICATION College of the Redwoods Financial Aid Office Fall Only Deadline: October 26, 2018 Spring/ Full Year Deadline: March 22, 2019 To apply for a loan, please complete
More informationACADEMIC YEAR. Financial Aid Assistance UNDERSTANDING YOUR FINANCIAL AID GRADUATE STUDENTS
20172018 ACADEMIC YEAR Financial Aid Assistance UNDERSTANDING YOUR FINANCIAL AID GRADUATE STUDENTS TABLE OF CONTENTS. Understanding Financial Aid for Graduate Students Page 1. William D. Ford Federal Direct
More informationUS Loans. Please read these pages carefully with regards to applying for your loan(s). 2018/19
US Loans Please read these pages carefully with regards to applying for your loan(s). 2018/19 London South Bank University (LSBU) participates in the William D. Ford Federal Direct Loan Program (Direct
More informationFederal Student Aid. Direct Loan. Entrance Counseling Guide
2018 Federal Student Aid Direct Loan Entrance Counseling Guide U.S. Department of Education Betsy DeVos Secretary Federal Student Aid James Manning Acting Chief Operating Officer Federal Student Aid, an
More informationObjectives. Objectives. Loans 101. Purpose and types of Federal loans. Life cycle of a Federal loan. Repayment options. Delinquency and default
Loans 101 Becky Davis and Debbie Murphy Ascendium Education Solutions Objectives 1 2 3 Purpose and types of Federal loans Life cycle of a Federal loan Repayment options 2019 ILASFAA Annual Conference 2
More informationSchool of Journalism
Financial Aid Office of Student Financial Planning Columbia University School of Journalism Financial Aid Orientation 2009 http://www.fafsa.gov/ FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) FAFSA is
More informationFINANCIAL AID ASSISTANCE
FINANCIAL AID ASSISTANCE UNDERSTANDING YOUR FINANCIAL AID GRADUATE STUDENTS TA B L E OF CONTENTS 1. Understanding Financial Aid for Graduate Students 2. William D. Ford Federal Direct Unsubsidized Loan
More informationFEDERAL DIRECT SUBSIDIZED AND UNSUBSIDIZED LOANS GRADUATE PLUS LOANS INFORMATION, GUIDELINES, AND POLICY
FEDERAL DIRECT SUBSIDIZED AND UNSUBSIDIZED LOANS GRADUATE PLUS LOANS INFORMATION, GUIDELINES, AND POLICY INTRODUCTION While the subject of financial need is quite complex, graduate students should begin
More informationADM Policy # (2018) Federal Direct Loan Disbursement Policy and Procedure
ADM Policy #60-02-05 (2018) Federal Direct Loan Disbursement Policy and Procedure Policy Title: Federal Direct Loan Disbursement and Cancellation Policy Policy Type: Administrative Policy Number: ADM Policy
More informationFLOOR (847)
The Office of Undergraduate Financial Aid would like to provide you with important information regarding your loans for the academic year. This document will explain the various loan programs, their provisions,
More informationFederal Direct Consolidation Loan Application And Promissory Note Instructions
Federal Direct Consolidation Loan Application And Promissory Note Instructions Read the Instructions on page 2 before completing this form. Federal Direct Consolidation Loan Application and Promissory
More informationPacket NB INSTRUCTIONS
2017-2018 Packet NB INSTRUCTIONS Missing or Incomplete loan documents will not be accepted. This Loan Packet is for students who have never borrowed a Federal Direct Loan, or have a zero balance on a previous
More information5 Steps to Request a Student Loan
5 Steps to Request a Student Loan Complete FAFSA www.fafsa.ed.gov Spring 2013 Deadlines FAFSA Submission Deadline November 2, 2012 Financial Aid Student Loan Application/ Certification Request and Completion
More informationMy Sac State Self-Service Guide
My Sac State Self-Service Guide Table of Contents View Financial Aid Page Introduction...3 Log into My Sac State Student Center 4 View To-Do List items...6 View Hold Messages......8 View Award Summary.10
More informationEntrance COUNSELING GUIDE
Entrance COUNSELING GUIDE For direct Loan Borrowers U.S. Department of Education John King Secretary Federal Student Aid James W. Runcie Chief Operating Officer September 2016 If you are a borrower with
More informationDirect Loan Request Form Information
Mission College 3000 Mission College Blvd., M/S 14 Santa Clara, CA 95054 Financial Aid Office SEC, Room 118 (408) 855-5065 www.financialaid.missioncollege.edu Direct Loan Request Form Information Make
More informationMonthly Payment Plan Federal Student Aid (FAFSA) fed-aid or
FINANCING YOUR MISERICORDIA EDUCATION GUIDE TO IMPORTANT CONTACT INFORMATION Students with Last Names Beginning with A-L Kim Spencer, Counselor Student Financial Services ph: (570) 674-6715 Fax: (570)
More informationDirect Loans 101. The William D. Ford Federal Direct Loan Program... Direct Loans 101
1 Direct Loans 101 The William D. Ford Federal Direct Loan Program... Direct Loans 101 2 Direct Loan Eligibility Your student MUST be an eligible student as described in 34 CFR part 668.32 (Student Assistance
More informationStudent Loan Terms to Know
Definitions of terms related to federal student loans and the Nelnet repayment process Accrue The act of interest accumulating on the borrower s principal balance Adjusted Gross Income (AGI) The adjusted
More informationTypes of Federal Financial Aid Programs
10100 Santa Monica Blvd, Suite 365 Los Angeles, CA 90067 Tel: 866.522.7747 Fax: 800.863.0125 Website: www.concordlawschool.edu Email: InfoConcord@ConcordLawSchool.edu Financial Aid Information Schools
More informationLOAN CHECKLIST Student ID Returning ECC Student Loan Borrower
LOAN CHECKLIST Student ID _ Returning ECC Student Loan Borrower IF YOU FAIL TO COMPLETE ALL REQUIRED INFORMATION ON THIS CHECKLIST, YOUR LOAN REQUEST WILL BE REJECTED. Returning Student Loan Borrowers
More information623 POLICY Federal Direct Loans/Plus Statement of Policy
623 POLICY Federal Direct /Plus 623.1 Statement of Policy The Redlands Community College Financial Aid Office participates in Loan Programs to assist students with financial loans during their enrollment
More informationUS Direct Loan Application
1 US Direct Loan Application PERSONAL INFORMATION: PLEASE PRINT Last Name First Name SSN Concordia Student ID# Email Phone Number (s) with area codes Date of Birth Canadian Address City Province Postal
More informationFinancial Aid Glossary
Academic year:... 2 Accrued interest:... 2 Adjusted Gross Income (AGI):... 2 Alternative Loan:... 2 Assets:... 2 Award Letter:... 2 Borrower:... 2 Business/Farm Supplement Form:... 2 Capitalization:...
More informationYour student loan(s) will not be disbursed until all steps are completed.
Checklist for Federal Direct Student Loans Acceptance of Federal Direct Loans Borrower Information Sheet (Attach Financial Aid History page from NSLDS). Complete Master Promissory Note Complete Entrance
More informationEntrance Counseling Guide for Direct Loan Borrowers
You are borrowing Direct Subsidized Loans and/or Direct Unsubsidized Loans to help you finance your education. Repaying these loans is a serious responsibility. This guide explains some of the most important
More informationUNDERSTANDING YOUR AWARD LETTER
UNDERSTANDING YOUR AWARD LETTER 1. How to read your award letter. 2. Read and understand the award letter terminology below. 3. If your parent or anyone else will be helping you with your financial aid,
More informationPERKINS LOAN ENTRANCE INTERVIEW CONFIRMATION
PERKINS LOAN ENTRANCE INTERVIEW CONFIRMATION Last Name First Name Student ID # Permanent Home Address City/State Zip Home Telephone Number Cell Telephone Number First and Last Name of nearest relative,
More informationPacket Materials. Student Signs/Submits Loan Survey 1 Copy of Disbursements Page
2015-2016 Double-Check Your Packets Packet Materials Student Keeps Repayment Calculator Chart Repayment Brochures Blue Loan Booklet 1 Copy of Disbursements Page Copy of PowerPoint Student Signs/Submits
More informationTitle IV Loans. NCASFAA Fall Conference November 3-6, 2013 Harrah s Cherokee Resort Cherokee, NC
Title IV Loans NCASFAA Fall Conference November 3-6, 2013 Harrah s Cherokee Resort Cherokee, NC Wood Mason U.S. Department of Education Federal Student Aid wood.mason@ed.gov 770.383.9662 Agenda Private
More information* Indicate that you wish to borrow the Federal Perkins Loan on the Loan Request Form.
Please read these instructions very carefully as it outlines the necessary steps you must undertake in order to receive your loan aid for the upcoming year. **Note to 2Ls and 3Ls: If you borrowed direct
More informationA Message to Students and Parents About Financing a Clarkson Education
A Message to Students and Parents About Financing a Clarkson Education We understand that financial aid can be confusing for parents and students. Inside this packet, you will find information to help
More informationFinancial Aid and Financial Literacy Glossary
Financial Aid and Financial Literacy Glossary Accrued Interest Interest that accumulates and is paid in installments at a later time (usually when the principal becomes due) rather than paid on a regular
More informationPAWS FINANCIAL AID TUTORIAL
PAWS FINANCIAL AID TUTORIAL There is a lot of information available to you via your PAWS Self Service Account. Review this document to help you understand the information related to financial aid and your
More informationMISSOURI WESTERN FINANCIAL AID AND BUSINESS OFFICE. Helping you Achieve your Goals
MISSOURI WESTERN FINANCIAL AID AND BUSINESS OFFICE Helping you Achieve your Goals Not having your Financial Aid in place WELL BEFORE the first day of class causes high levels of Want to start school stress-free?
More informationTransylvania University Consumer Information
Transylvania University Consumer Information Required Information Procedures and forms by which students apply for assistance Student eligibility requirements and factors that determine students award
More informationPLUS Loans. Office of Student Financial Aid and Scholarships University of South Carolina. General Information Eligibility Requirements.
Office of Student Financial Aid and Scholarships University of South Carolina PLUS Loans 2 3 4 5 6 7 General Information Eligibility Requirements How to Apply After the Credit Decision Appealing the Credit
More information150% Direct Subsidized Loan Limit
150% Direct Subsidized Loan Limit WVASFAA Charleston, WV October 30 November 1, 2013 Key Points Higher Education Act has changed Imposes a limit on Direct Subsidized Loan eligibility 150% of published
More informationFinancial Aid Student Loan Guide
Financial Aid Student Loan Guide 2017-2018 LA City College Loan Philosophy As low-cost public institutions with limited entrance requirements, we are concerned about our students and believe that it is
More informationStandard Verification Worksheet. V1-Dependent Student
2017 2018 Standard Verification Worksheet V1-Dependent Student Your 2017 2018 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called Verification. The Financial Aid
More informationMoney Management. For Medical School Students. Entrance Interview. Presenter s name Presenter s title Fall 2016
Money Management For Medical School Students Entrance Interview Presenter s name Presenter s title Fall 2016 Disclaimer: All information and estimates are based on AAMC interpretation of federal regulations
More informationDirect Loan FAQ March 28, 2018
National Association of Student Financial Aid Administrators Direct Loan FAQ Lissa Powell AASFAA Spring Conference Slide 1 2018 NASFAA Topics Application and origination process Calculations of eligibility
More informationWelcome to the. Financial Aid and Scholarships
Welcome to the Financial Aid and Scholarships 2018-2019 Today's Topics: COSTS How much does it cost to attend? RESOURCES Savings Grants & Scholarships Loans NEXT STEPS I will have a balance due what are
More informationFEDERAL STUDENT LOANS. Basics for Students
FEDERAL STUDENT LOANS Basics for Students 2 U.S. Department of Education Arne Duncan Secretary Federal Student Aid James W. Runcie Chief Operating Officer Customer Experience Office Brenda F. Wensil Chief
More informationHOW TO. nslds (National Student Loan Data System) Make Sure You Have Your fsa id Before Beginning! Forgotten Your FSA ID?
HOW TO Access Your Student Loans ON nslds (National Student Loan Data System) Make Sure You Have Your fsa id Before Beginning! As of May 10th, 2015 all students and parents must use the new FSA ID instead
More informationEXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS
EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS U.S. Department of Education Arne Duncan Secretary Federal Student Aid James W. Runcie Chief Operating Officer
More informationFinancial Aid: Policies and Procedures for The Juris Doctor Program
Financial Aid: Policies and Procedures for The Juris Doctor Program How Loan Funds Are Disbursed You will be required to complete entrance counseling before your loan funds are sent to your school (disbursed).
More informationStudent Loans FINANCIAL AID OFFICE KNOW WHO YOU OWE AND YOU GOING???
Student Loans FINANCIAL AID OFFICE KNOW WHO YOU OWE AND HOW MUCH and WHERE ARE YOU GOING??? Note You MUST READ this complete presentation to be able to answer the related questions on the Federal Direct
More informationFinancing Options for Students and Parents
Financing Options for Students and Parents 2011-12 It is a fundamental principle of Princeton s aid program that no student is required to borrow to meet their determined financial need. Since 2001, grants
More informationFinancial Fitness: MONEY Matters
Financial Fitness: MONEY Matters Financial Literacy and Education University of Colorado Denver Spring 2015 Presenter: M. Lesa Briggs After this presentation, you will be able to: Evaluate your student
More informationLoan Interest Rate & Fees. Loan Cost Examples PALMETTO ASSISTANCE LOAN APPLICATION AND SOLICITATION DISCLOSURE STATEMENT
PALMETTO ASSISTANCE LOAN APPLICATION AND SOLICITATION DISCLOSURE STATEMENT Loan Interest Rate & Fees PO Box 102405, Columbia, SC 29224 (800) 347-2752 www.scstudentloan.org Your interest rate will be between
More informationBorrower s Rights and Responsibilities Statement Important Notice: 5. Use of Loan Money 1. Governing Law
Borrower s Rights and Responsibilities Statement Important Notice: The Borrower s Rights and Responsibilities Statement provides additional information about the terms and conditions of loans you receive
More informationStudy Abroad Funding
Study Abroad Funding Student should complete Section A then take the form to the Center for International Education Abroad (BH118) for approval before submitting to the Financial Aid Office (MC 103) with
More informationUNIVERSITY OF OKLAHOMA INSTITUTIONAL LOAN PROGRAMS
THE UNIVERSITY OF OKLAHOMA UNIVERSITY OF OKLAHOMA INSTITUTIONAL LOAN PROGRAMS The University of Oklahoma administers several institutional loan funds, which are available to students who wish to apply
More informationDepartment of Civil, Environmental, and Geodetic Engineering. Academic Advising Office. 495 Hitchcock Hall Neil Avenue Columbus, Ohio 43210
College of Engineering Department of Civil, Environmental, and Geodetic Engineering 2070 Neil Ave. 495 Hitchcock Hall Columbus, OH 43210 614-292-2005 Phone 614-292-3780 Fax ceg.osu.edu 2018-2019 LEE D.
More informationExit Counseling M I D D L E B U R Y I N S T I T U T E O F I N T E R N A T I O N A L S T U D I E S S T U D E N T F I N A N C I A L SERVICES
Exit Counseling SPRING 2018 M I D D L E B U R Y I N S T I T U T E O F I N T E R N A T I O N A L S T U D I E S S T U D E N T F I N A N C I A L SERVICES Agenda Loan types and interest rates Grace periods
More informationEXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS
EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS U.S. Department of Education Betsy DeVos Secretary Federal Student Aid A. Wayne Johnson Chief Operating Officer
More informationPacket PD INSTRUCTIONS
2017-2018 Packet PD INSTRUCTIONS Missing or Incomplete loan documents will not be accepted. This Loan Packet is for students who have previously defaulted on a Federal Direct Loan and would like to apply
More informationULSTER UNIVERSITY INTERNATIONAL BUSINESS SUPPORT DEFAULT PREVENTION AND MANAGEMENT PLAN William D. Ford Federal Direct Loan programmes
ULSTER UNIVERSITY INTERNATIONAL BUSINESS SUPPORT DEFAULT PREVENTION AND MANAGEMENT PLAN William D. Ford Federal Direct Loan programmes Introduction Universities participating in the William D. Ford Federal
More informationStephen M. Ross School of Business Financial Aid Office
Stephen M. Ross School of Business Financial Aid Office Ross Tuition Reimbursement Loan Information and Application The Ross School of Business offers short-term loans to students in the Evening, Executive
More informationWaveNet Guide for Students
WaveNet Guide for Students You ve applied for the Free Application for Federal Student Aid (FAFSA) and have received an e-mail notification from our office regarding your to access financial aid award
More informationComplete a FAFSA online (you may wish to print this for your own records)
1. APPLICATION (Applicant/Student to complete) Read the School s US Federal Loans web pages carefully. Work out your Cost of Attendance (CoA) Graduate students can borrow: - Unsubsidized Loans (up to USD
More informationUS Financing Information at
US Financing Information at Contents Introduction... 3 Available US Loans... 4 Eligibility and Assessment... 5 Repayment: Options and Obligations... 6 Refund and Return to Title IV Policy... 11 Satisfactory
More informationEXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS
EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS U.S. Department of Education Arne Duncan Secretary Federal Student Aid James W. Runcie Chief Operating Officer
More informationExit Counseling M I D D L E B U R Y I N S T I T U T E O F I N T E R N A T I O N A L S T U D I E S S T U D E N T F I N A N C I A L SERVICES
Exit Counseling FALL 2017 M I D D L E B U R Y I N S T I T U T E O F I N T E R N A T I O N A L S T U D I E S S T U D E N T F I N A N C I A L SERVICES Agenda Loan types and interest rates Grace periods Repaying
More informationUnity Point Des Moines School of Radiologic Technology Financial Aid Handbook
Unity Point Des Moines School of Radiologic Technology Financial Aid Handbook Unity Point-Des Moines School of Radiologic Technology Student Financial Aid Handbook Table of Contents Page Introduction..
More informationThe information in this handbook will help you understand the financial aid process. We have four outstanding counselors ready to assist you:
2012-2013 Financial Aid HANDBOOK ++ ++ ++ ++ The office of Financial Aid at Florida Coastal School of Law is dedicated to providing outstanding customer service while assisting you in applying for and
More informationStep 1: Locate or apply for your Federal PIN (sent to you by the U.S. Department of Education)
There are Three Types of Direct Loans: Federal Direct Loan Subsidized Stafford Loans These are based on financial need. The government will pay the interest on the loan while the student is in school.
More informationA GUIDE TO TUITION, BILLING, & FINANCIAL INFORMATION
A GUIDE TO TUITION, BILLING, & FINANCIAL INFORMATION 2018 2019 WELCOME TO THE BURSAR'S OFFICE As an integral part of the One Stop Student Financial and Registrar Services Office, the Bursar's Office is
More informationAdditional Unsubsidized Student Loan Request Packet
Office of Financial Aid and Veteran Services 2400 W. Bradley Avenue, U 286 Champaign, IL 61821 1899 E mail: finaid@parkland.edu Telephone: 217 351 2222 Fax: 217-373-3807 2017-2018 Additional Unsubsidized
More informationFor any questions, please contact the Office of Financial Aid at or
GRADUATE STUDENT: Applying for the Federal Direct Graduate PLUS Loan 2018-2019 Have available: - Personal Information including Legal First and Last Name, Social Security Number, Date of Birth, Permanent
More informationMETHOD OF PAYMENT ACCEPTED Acceptable methods of payment: Cash, Money Orders, Certified Checks, Personal checks.
TERMINOLOGY The following is a list of acronyms that you will see throughout this handbook: FAFSA ISIR SAR EFC DL AGI SFA PLUS FAO Free Application for Federal Student Aid (also referred to as the Pell
More informationGraduate PLUS Loans. Office of Student Financial Aid and Scholarships University of South Carolina. General Information Eligibility Requirements
Office of Student Financial Aid and Scholarships University of South Carolina Graduate PLUS Loans 2 3 4 5 6 General Information Eligibility Requirements How to Apply After the Credit Decision Appealing
More informationFederal Direct Loan Entrance Counseling Guide
This guide is designed to walk you through how to complete Counseling. Chamberlain s Student Services team recommends you receive and discuss your Estimated Financial Plan before you begin Counseling.
More informationDivision of Student Life & Enrollment Office of Enrollment Management
2016-2017 FEDERAL DIRECT GRADUATE PLUS LOAN APPLICATION LSU ONLINE If you wish to apply for the Federal Direct Graduate PLUS Loan for the 2016-2017 academic year, you must complete all sections of this
More informationGuide to College Borrowing
Guide to College Borrowing What you should know before borrowing for college. your gateway to success Follow Us Online facebook.com/ristudentloan twitter.com/ristudentloan blog.risla.com Contents RISLA
More informationFINANCIAL AID INFORMATIONAL SEMINAR. What you need to know during your clinical terms
FINANCIAL AID INFORMATIONAL SEMINAR What you need to know during your clinical terms FINANCIAL AID INFORMATIONAL SEMINAR: WHAT YOU NEED TO KNOW DURING YOUR CLINICAL TERMS Loan Eligibility and Disbursements
More informationFINANCIAL AID HANDBOOK
2013-2014 FINANCIAL AID HANDBOOK The office of Financial Aid at Florida Coastal School of Law is dedicated to providing outstanding customer service while assisting you in applying for and receiving financial
More informationFINANCIAL AID HANDBOOK
2015-2016 FINANCIAL AID HANDBOOK The office of Financial Aid at Florida Coastal School of Law is dedicated to providing outstanding customer service while assisting you in applying for and receiving financial
More informationRelationship to student: Father Mother Stepfather Stepmother
2018-2019 FEDERAL DIRECT PARENT PLUS LOAN APPLICATION LSU ONLINE If you wish to apply for the Federal Direct Parent PLUS Loan for the 2018-2019 academic year, you must complete all sections of this loan
More informationDirect Loan Exit Counseling Guide
2018 Federal Student Aid Direct Loan Exit Counseling Guide For Borrowers of Direct Loans and Federal Family Education Program Loans U.S. Department of Education Betsy DeVos Secretary Federal Student Aid
More informationRepayment Strategies for Managing Your Student Loans
SENIOR LOAN EXIT INTERVIEW DENTAL SCHOOL CLASS OF 2016 Repayment Strategies for Managing Your Student Loans Considerations Dental school graduates have a great track record for repayment Multiple ways
More informationMassachusetts Assistance for Student Success Program III. NO INTEREST LOAN
Massachusetts Assistance for Student Success Program III. NO INTEREST LOAN 1 MASSACHUSETTS NO INTEREST LOAN PROGRAM In 1992, the Commonwealth of Massachusetts Legislature created the No Interest Loan (NIL)
More informationMoney Matters Financial Aid and Student Account Services WELCOME TO PSU!
Money Matters Financial Aid and Student Account Services WELCOME TO PSU! Introductions Andrew Morrow Director of Student Account Services June Schlabach Director of Financial Aid Student accounts are..
More informationFINANCIAL AID HANDBOOK KELLOGG OFFICE OF ADMISSIONS AND FINANCIAL AID
FINANCIAL AID HANDBOOK KELLOGG OFFICE OF ADMISSIONS AND FINANCIAL AID http://www.kellogg.northwestern.edu/financial-aid Table of Contents Introduction... 1 Student Contribution... 1 Responding to the Award...
More informationFinancial Literacy South Florida State College
Financial Literacy South Florida State College Financial Literacy This Financial Literacy workshop provides tips on managing money, keeping track of your finances and planning ahead. You will also learn
More informationUnited States Direct Loans Application Form Undergraduate Students
Deadlines: For US Direct Loan funding beginning in Fall 2018: all steps and the completed application package must be received at Enrolment Services by May 16, 2018 to ensure that funds are available within
More informationNCASFAA Fall 2017 Conference November 6 8, Pinehurst, NC. Pinehurst, NC
NCASFAA Fall 2017 Conference November 6 8, 2017 Direct Loan Life Cycle 1 The Direct Loan Life Cycle 2 FAFSA Reconcile Originate Booked Loan Disburse 3 Wood Mason U.S. Department of Education Federal Student
More informationRepayment Strategies for Dental School Graduates
SENIOR LOAN EXIT INTERVIEW DENTAL SCHOOL CLASS OF 2018 Repayment Strategies for Dental School Graduates Considerations Dental school graduates have a great track record for repayment Use free resources
More information