Documents required for CUB HOUSING LOAN
|
|
|
- Geraldine Stokes
- 6 years ago
- Views:
Transcription
1 Documents required for CUB HOUSING LOAN PAN Card Voter ID Ration Card Driving Licence Passport Employment Details Salary Certificate Income Proof Quotation from the vendor Construction Agreement (for House Construction) Agreement for Purchase (for House Purchase) Estimation from Engineer Documents Mandatory Demand Promissery Note Rates & Other Charges : Annexure II A. Rate of Interest on Advances for Agricultural purposes: Sl. No. Size of the Limit / Loan Agricultural Jewel Loans: 01 Upto & inclusive of Rs lakhs 02 Over Rs lakhs and upto Rs lakhs 03 Over Rs lakhs and upto Rs lakhs 04 Over Rs lakhs Existing RoI - % w.e.f (w.e.f ) BR (10.50) BR (9.75) Other Agri. Credits : (inclusive of KCC) 05. Upto & inclusive of Rs lakhs BR (10.50) BR (9.75 ) 06. Over Rs lakhs but Upto & Inclusive of Rs.3.00 lakhs BR plus 0.75 (11.25) BR plus 1.50 (11.25) 07 Over Rs.3.00 lakhs but Upto BR plus 2.25 (12.75) BR plus 3.00 (12.75) Rs.5.00 lakhs 08 Over Rs.5.00 lakhs BR plus 3.25 (13.75) BR plus 4.00 (13.75) 09 Advances to farmers against agricultural commodities / warehouse receipts / cold storage bonds a) upto Rs.5.00 lakhs BR plus 0.75 (11.25) BR plus 1.50 (11.25) b) Over Rs.5.00 lakhs upto Rs lakhs BR plus 1.50 (12.00) BR plus 2.25 (12.00)
2 c) Above Rs lakhs BR plus 4.75 (15.25) BR plus 5.50 (15.25) 10 Advances to Self Help Groups (SHGs) BR plus 1.00 (11.50) BR plus 1.75 (11.50) 11 Advances under Swarojkar Credit Cards (SCC) a) Upto Rs b) Above Rs BR (10.50) BR plus 5.25 (15.75) BR (9.75) BR plus 6.00 (15.75) Sl. No 12 Advances under General credit Card (GCC) Upto Rs. 25,000/- only BR plus 5.25 (15.75) BR plus 6.00 (15.75) B. Rate on of Interest Non-agri & Other Commercial Advances Size of the Limit Jewel Loans: (Non-Agri) 01 Jewel Loan (upto & inclusive of Rs.50,000/- for Non - Agri Personal consumption purposes 02 All Other Jewel Loan (Over Rs. 50,000 - for Non - Agril personal consumption purposes) Existing RoI - % BR plus 3.00 BR plus 4.00 (14.50) BR plus 4.75 (14.50) Jewel Loans (Non Agri) (Special Category SME, Debt Swapping, Housing & Education to be included in priority sector) 3 Upto & inclusive of Rs.50,000 BR plus 2.50 (13.00) BR plus 3.25 (13.00) 4 Above Rs. 50,000 and upto Rs lakh BR plus 3.50 (14.00) BR plus 4.25 (14.00) 5 Over Rs lakh (14.25) BR plus 4.50 (14.25) Other Credits : (all categories of business credits) 06. Upto & Inclusive of Rs lakhs BR plus 6.00 (16.50) BR plus 6.75 (16.50) (For business purpose) 07. Over Rs lakhs** BR plus 7.00 (17.50) BR plus 7.75 (17.50) 08 Lending for Commercial Real Estate and Capital Market Exposure 09 Housing loans (Above Rs lakhs) Upto 5 years Over 5 yrs to 10 Yrs Above 10 yrs and upto 15 yrs Loans above 15 years 10. Loans for purchase of Consumer Durables, two/four wheelers and other consumer loans, personal loans (irrespective of the quantum of Advance i.e., those which are not coming BR plus 8.00 (18.50) BR plus 8.75 (18.50) BR plus 0.50 (11.00) BR plus 0.75 (11.25) BR plus 1.50 (12.00) BR plus 2.50 (13.00) BR plus 1.25 (11.00) BR plus 1.50 (11.25) BR plus 2.25 (12.00) BR plus 3.25 (13.00) BR plus 7.00 (17.50) BR plus 7.75 (17.50)
3 under banks own loan schemes) 11 Advances against third party Deposits (other than agriculture credits) BR plus 7.00 (17.50) BR plus 7.75 (17.50) 12 TOD in current account BR plus 8.00 (18.50) BR plus 8.75 (18.50) 13 For S.T increase in OD/CC limits 2% over & above the applicable rate 2% over & above the applicable rate ** The rate of interest subjected to risk score - based on the risk rating made for the borrowers who are enjoying credit facilities of Rs lakh and above. C. Rate of Interest for Advances under Special Loan Schemes of CUB: Name of the Scheme Existing RoI CUB Consumer Loan BR plus 5.50 (16.00) BR plus 6.25 (16.00) CUB Easy Ride BR plus 4.00 (14.50) BR plus 4.75 (14.50) CUB Yoga Vahana BR plus 4.00 (14.50) BR plus 4.75 (14.50) CUB Sulabh BR plus 5.75 (16.25) BR plus 6.50 (16.25) CUB Sona (overdraft) (14.25) BR plus 4.50 (including scheme to pawn brokers) (14.25) CUB Bazaar BR plus 8.00 (18.50) BR plus 8.75 (18.50) CUB Dharani (Special) Above Rs. 50,000 & Upto Rs lakh BR plus 4.00 (14.50) BR plus 4.75 (14.50) CUB Easy Business (ROI may vary within the ceiling of PLR depending upon the credit rating) BR plus 5.25 (15.75) BR plus 6.00 (15.75) CUB Dharani a) Upto & inclusive of Rs lakhs BR plus 4.25 (14.75) BR plus 5.00 (14.75) b) Over Rs lakhs BR plus 5.75 (16.25) BR plus 6.50 (16.25) CUB Swayam Griha Scheme Upto Rs. 25 lakhs Upto 5 years Over 5 yrs to 10 Yrs Above 10 yrs and upto 15 yrs Loans above 15 years CUB Vidhyavani (Meritorius) => Upto Rs.4.00 lakhs For Girls => Above Rs.4.00 lakhs BR (10.50) BR plus 0.50 (11.00) BR plus 1.00 (11.50) BR plus 2.00 BR plus 4.00 (14.50) BR plus 3.50 (14.00) BR plus 5.00 (15.50) BR (9.75) BR plus 1.25 (11.00) BR plus 1.75 (11.50) BR plus 2.75 BR plus 4.75 (14.50) BR plus 4.25 (14.00) BR plus 5.75 (15.50)
4 For Girls BR plus 4.50 (15.00) BR plus 5.25 (15.00) Name of the Scheme Existing RoI CUB Vidhyavani (Management) => Upto Rs.4.00 lakhs For Girls => Above Rs.4.00 lakhs For Girls BR plus 4.50 (15.00) BR plus 4.00 (14.50) BR plus 5.50 (16.00) BR plus 5.00 (15.50) BR plus 5.25 (15.00) BR plus 4.75 (14.50) BR plus 6.25 (16.00) BR plus 5.75 (15.50) Name of the Scheme Special Loan Scheme to RTOs. *** For advances Secured by new vehicles alone (without any collateral) For advances Secured by new vehicles & any Existing RoI - % BR plus 2.50 (13.00) BR plus 3.25 (13.00) BR plus 2.00 BR plus 2.75 other collateral (value of collateral Min 50%) *** for advances secured by Second Hand Vehicles a) upto & inclusive of Rs lakh BR plus 5.75 (16.25) BR plus 6.50 (16.25) b) above Rs lakh BR plus 7.25 (17.75) BR plus 8.00 (17.75) For Tie-up arrangement for Tractors, Dairy projects, Palm oil, Casuarina, etc As per individual tie-up schemes in force D. Rate of Interest on Collateral free loans for Micro and Small Enterprises under CGFT scheme (for Collateral Free Loans) Nature of advance Revised RoI (% ) w.e.f Revised RoI (% ) w.e.f Upto and inclusive of Rs lakhs Above Rs lakhs and upto Rs. 20 lakhs Above Rs lakhs and upto Rs. 50 lakhs Above Rs lakhs and upto Rs. 100 lakhs plus 2 BR plus 3 plus 2.75 E. Rate of Interest on Micro Enterprises upto Rs lakh [which are not covered under CGFT scheme and where we have collateral] Nature of advance Existing RoI (% ) w.e.f Revised RoI (% ) w.e.f For Micro manufacturing & Micro services not covered under CGFT scheme [For loans upto Rs lakh only] BR plus 3.25 (13.75) BR plus 4.00 (13.75) PMMY Shishu BR plus 1.50 (12.00) BR plus 2.25 (12.00)
5 PMMY Kishore BR plus 1.75 (12.25) BR plus 2.50 (12.25) PMMY - Tarun BR plus 2.00 BR plus 2.75 Annexure III Interest rates on Rupee Export credit ( (BR) 9.75%) (w.e.f ) Categories of Export Credit A. Pre-shipment credit a) upto 270 days b) Against incentives receivable from Govt. Covered by ECGC Guarantee upto 90 days B. Post-shipment credit a) On demand bills for transit period as specified by FEDAI b) Usance bills (for total period comprising usance period of export bills, transit period as specified by FEDAI and grace period, wherever applicable) i) upto 180 days ii) upto 365 days for exporters under the Gold Card Scheme c) Against incentives receivable from Government covered by BR plus 2.75 ECGC guarantee upto 90 days d) Against un drawn balance upto 90 days BR plus 2.75 E. Against retention money (for supplies portion only) payable BR plus 2.75 within one year from date of shipment - upto 90 days F. Export credit not otherwise specified (ECNOS) i) For overdue bills upto 180 days ii) For all others BR plus 7.75 (17.50) (The above rates are ceiling rates and banks are free to charge any rate below this ceiling rates. Hence, branches are advised to charge interest as per the rate stipulated in the sanction letter of C.O.)
6 Annexure IV Loans and Advances against Non-Resident Deposits Nature Deposits NRE Deposits of Quantum Upto 75% Upto 90% FCNR (B) Deposits For Depositors plus 2% plus 2.50% RoI for Loans For Third parties RoI for Overdrafts For Depositors plus 2.50% plus 3.00 % For Third parties a) In Indian Rupees Upto 75% BR plus 3.75% (13.50%) Upto 90% (only with the approval of Chairman / MD / ED / GM) BR plus 4.75% (14.50%) BR plus 4.25% (14.00%) BR plus 5.25% (15.00%) b) In Foreign Currency Upto 75% Upto 90% plus 2.00% plus 2.50% NOT APPLICABLE NOT APPLICABLE NRO Deposits Upto 80% only Rate of Interest to Domestic Deposits
Documents required for CUB JEWEL LOAN
Documents required for CUB JEWEL LOAN Demand Promissery Note Hypothecation Agreement Pledge Agreement Rates & Other Charges : Annexure II A. Rate of Interest on Advances for Agricultural purposes: Sl.
ANNEXURE - I SCHEDULE OF INTEREST RATE ON LOANS AND ADVANCES Base 10.50% w.e.f
ANNEXURE - I SCHEDULE OF INTEREST RATE ON LOANS AND ADVANCES WORKING CAPITAL LIMITS AND TERM LOANS Advances upto Rs.25 Lacs Term loan & Working Capital - Priority BR + 3.25% - Non-Priority BR + 4% - NBFCs
SCHEDULE OF INTEREST RATE ON LOANS AND ADVANCES Base 10.40% w.e.f
SCHEDULE OF INTEREST RATE ON LOANS AND ADVANCES WORKING CAPITAL LIMITS AND TERM LOANS Advances less than & including Rs.25 Lacs Term loan & Working Capital - Priority - Non-Priority - NBFCs [excl Micro
INTEREST RATES ON EXPORT CREDIT AND LOANS AGAINST FCNR(B) / NR(E)RA DEPOSITS
S ON EXPORT CREDIT AND 1 2 S ON NORMAL RUPEE EXPORT CREDIT PRE-SHIPMENT EXPORT CREDIT (a) i) Upto 180 days ii) Beyond 180 days and upto 270 days iii) Beyond 270 days + 3.50% (b) Against incentives receivable
Non-Trade: Working Capital & Term loans. Spread Effective Lending
Non-Trade: Working Capital & Term loans Table- (i) a. Aggregate Limits :> Rs. 500 crore SB-1 8.15% 2.00% 0.75% 8.90% SB-2 8.15% 2.00% 0.75% 8.90% SB-3 8.15% 2.50% 1.50% 9.65% SB-4 8.15% 2.50% 1.50% 9.65%
Revision in Base Rate w.e.f
Bank of India Head Office CORPORATE CREDIT Department Revision in w.e.f. 31.03.2017 ---------------------------------- 1. has been revised from 9.65% to 9.55% p.a. w.e.f. 31.03.2017. 2. BPLR continues
# no other component to be added over and above these three components like tenor premium etc.
Bank of India Head Office CORPORATE CREDIT Department MARGINAL COST OF FUND BASED LENDING RATES (MCLR) Revision in Credit Spread w.e.f. 01.01.2017. ---------------------------------------------------------------------------------------------
1. RATE OF INTEREST IN CASE OF RUPEE EXPORT CREDIT. % age per annum 1. Pre-Shipment Credit a) Upto 180 days OBC 1 to 3: BR+0.50% OBC 4 to 6: BR+0.
1. RATE OF INTEREST IN CASE OF RUPEE EXPORT CREDIT Annexure IV Category of Export Credit Rate of Interest on advances % age per annum 1. Pre-Shipment Credit a) Upto 180 days OBC 1 to 3: BR+0.50% OBC 4
/Head Office. Sl. Rate of Interest (linked with MCLR- Y) MCLR-Y=8.60% w.e.f Category of Advance
龸 ؼ 맘 κꔰؼ 퀍ᅧ퀍 κ フィート䁯 맘 /United Bank of India 맘 ؼ ᅧ맘맘 /Head Office Rate of interest Chart on various categories of loans and advances linked with MCLR MCLR internal benchmark rate for different maturities
Rate of Interest for existing Rupee Export Credit (Linked to BR) Part I Base Rate (BR) 9.50% 9.50%
Part I Base Rate (BR) 9.50% 9.50% Nature of Advance A. Pre-shipment Credit a. Up to the cyclical period as approved by Bank in all not exceeding 270 days. b. If the Pre-shipment Credit is outstanding beyond
BANK OF BAHRAIN & KUWAIT B.S.C. INTEREST RATES ON RUPEE DEPOSITS RESIDENT SAVINGS ACCOUNT ( w.e.f )
INTEREST RATES ON RUPEE DEPOSITS RESIDENT SAVINGS ACCOUNT ( w.e.f. 01-12-2016 ) RATE OF INTEREST (P.A.) For balance up to Rs. 10 Lakh 4.00 For balance above Rs. 10 Lakh 5.00 NRE AND NRO SAVINGS ACCOUNT
BANK OF BAHRAIN & KUWAIT B.S.C.
INTEREST RATES ON RUPEE DEPOSITS RESIDENT SAVINGS ACCOUNT ( w.e.f. 01-12-2016 ) RATE OF INTEREST (P.A.) For balance up to Rs. 10 Lakh 4.00 For balance above Rs. 10 Lakh 5.00 NRE AND NRO SAVINGS ACCOUNT
Penalty for delayed repayment s. Nil * 0.25% of the balance outstanding / Drawing power whichever is higher
A. Retail s Product Easy Cash (against securities other than deposits) PF/ Admn fee (excluding Taxes) 0.15% of limit, subject to minimum Rs. 150.00 Prepayment / Pre-closure charges Penalty for delayed
TMB MSME CREDIT SCHEME
TMB MSME CREDIT SCHEME PARAMETERS Purpose Coverage SCHEME GUIDELINES To provide Bank Credit to MSME at liberalized terms towards working capital and term loan for acquiring fixed assets All Micro, Small
Interest Rates based on one year MCLR w.e.f
1. Bank's Base Rate (BR) w.e.f. 05.10.2015 is 9.70% 2. Bank's Benchmark Prime Lending Rate (BPLR) w.e.f. 05.10.2015 is 13.95% 3. Marginal cost of Fund Based Lending Rate (MCLR) w.e.f 10.05.2017 (i) (ii)
i) Revised Rate of Interest structure for MSE advances w.e.f :
Interest Rates linked to Base Rate: 1. Micro and Small Enterprises (MSE): i) Revised structure for MSE advances w.e.f. 05.10.2015: a. Advances to Micro & Small Enterprises covered under CGTMSE Category
Recent Government Scheme related to Personal Finance
Recent Government Scheme related to Personal Finance Jitendra Panwar B.Com CA CS TaxIndiaUpdates Recent Govt. Scheme related to Personal Finance Sovereign Gold Bonds Scheme Gold Monetization Schemes Sukanya
SERVICE CHARGES AND INTEREST RATES AT A GLANCE RBI FORMAT. NATURE RATE OF INTEREST MINIMUM BALANCE Normal Sr. Citizen Rural Semi urban
SERVICE CHARGES AND INTEREST RATES AT A GLANCE 1. DEPOSIT ACCOUNTS RBI FORMAT NATURE RATE OF INTEREST MINIMUM BALANCE Normal Sr. Citizen Rural Semi urban Urban ACCOUNT 1 Savings Bank A/cs A.Domestic a.
Above Annexure for interest for Deposits and on advances existing as well as revised w.e.f in our Bank are enclosed.
The details of revised rates are as per annexure listed below: Sr. No. Annexure Particulars 1 Annexure A Rate of Interest for Deposits 2 Annexure B Rate of Interest on Priority Sector Loans 3 Annexure
SERVICE CHARGES AND INTEREST RATES AT A GLANCE RBI FORMAT 1. DEPOSIT ACCOUNTS
SERVICE CHARGES AND INTEREST RATES AT A GLANCE RBI FORMAT 1. DEPOSIT ACCOUNTS NATURE RATE OF INTEREST MINIMUM BALANCE Normal Sr. Citizen Rural Semi urban Urban ACCOUNT 1 Savings Bank A/cs A.Domestic a.
PRIORITY SECTOR LENDING - RRB
PRIORITY SECTOR LENDING - RRB Priority Sector lending includes lending to those sectors that impact large sections of the population, the weaker sections and the sectors which are employment-intensive
Monthly average balance (MAB) requirement
Service Charges (applicable wef April 1 2018) 1 Minimum monthly verage balance requirement and monthly maintenance charges in SB accounts 1.1 Where debit card has been issued to an account holder Monthly
I) INTEREST RATE RANGE ON LOANS AND ADVANCES TO INDIVIDUALS UNDER RETAIL LENDING FOR THE PAST QUARTER- September RANGE OF ROI MEAN
ANNEXURE-1A I) INTEREST RATE RANGE ON LOANS AND ADVANCES TO INDIVIDUALS UNDER RETAIL LENDING FOR THE PAST QUARTER- September- 2018 SCHEME RANGE OF ROI MEAN Housing 8.65% to 9.25% 8.95% Mortgage against
CANARA BANK OFFICERS UNION (Regd) MODEL QUESTION PAPER - 6
1 CANARA BANK OFFICERS UNION (Regd) MODEL QUESTION PAPER - 6 1. Payment of principal and interest in Term deposit shall not be made in cash if the amount is a. Rs. 10000 and above b. Rs. 20000 and above
CO:RURAL BANKING DEPARTMENT. Revised Kisan Credit Card (KCC) Scheme
a MAIN : ADV - 29/2012-13 DT. 14-05-2012 SUB : Rural Lending - 04 CO:RURAL BANKING DEPARTMENT FILE M-2 S-201 Revised Kisan Credit Card (KCC) Scheme Our Bank issued Master circular on Indian Bank Kisan
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA PRAGATHI JAI KISAN LOAN SCHEME
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No. 68-2006-BC-CRD Date:6.9.2006 PRAGATHI JAI KISAN LOAN SCHEME Branches are aware that the agriculturists require adequate hassle-free term
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA
1 ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No.76 2013-BC-CRD. Date:20-05-2013. PRAGATHI KISAN SWARNA (PKS) Scheme A new loan product to Agriculturists for investment credit against
FAIR PRACTICES CODE I) APPLICATION FOR LOANS & ADVANCES AND SCHEDULE OF CHARGES
FAIR PRACTICES CODE I) APPLICATION FOR LOANS & ADVANCES AND SCHEDULE OF CHARGES 1) The bank considers sanction of credit facilities to various types of borrowers, if such a request is received from them.
REVISED SERVICE CHARGES ON FOREIGN EXCHANGE TRANSACTIONS W.E.F. MAY 20, 2013
REVISED SERVICE CHARGES ON FOREIGN EXCHANGE TRANSACTIONS W.E.F. MAY 20, 2013 TYPES OF TRANSACTION 1 For each Foreign Currency and Rupee Bill Purchased/ Discounted/ Negotiated Collection/Bills under PCFC/
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA. Circular No BC-CD Date:
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No.207-2009-BC-CD Date: 12.09.2009 Security / norms for various Loans and Advances Cir. No. 15-2006 BC CRRD Dt. 25.06.2006 Attention of all
Repository Participant Ecosystem
Repository Participant Ecosystem As per WDRA guidelines a National E-Repository Limited may appoint one or more entities as Repository Participants for carrying all or any of the following core activities
INTERNATIONAL DIVISION
I. EXPORTS 1. (A) Bills Purchased / Discounted / Negotiated (a) Processing Charges for Foreign Currency Export Bills (b) Processing Charges for each Rupee Export Bills (c) Forwarding Export Document on
SBM India Indian Operations
SBM India Indian Operations Your Future Begins Here! We are offering attractive Interest Rates, be it on your Savings Account or Term Deposits. Invest your idle cash in NRE savings deposits and earn upto
8. SERVICE CHARGES AND INTEREST RATES AT A GLANCE. RBI FORMAT ================ DEPOSIT ACCOUNTS
ACCOUNT 8. SERVICE CHARGES AND INTEREST RATES AT A GLANCE. RBI FORMAT ================ DEPOSIT ACCOUNTS NATURE RATE OF INTEREST MINIMUM BALANCE Normal Sr. Citizen Rural Semi urban Urban 1 Savings Bank
FOREIGN EXCHANGE RELATED SERVICE CHARGES STRUCTURE w.e.f
Sr. No. FOREIGN EXCHANGE RELATED SERVICE CHARGES STRUCTURE w.e.f. 01.07.2017 DESCRIPTION CHARGES Annexure-I A. EXPORT RELATED TRANSACTIONS 1) EXPORT BILLS PURCHASED / NEGOTIATED / DISCOUNTED a. Processing
Please clear browser history/cookies on your device in order to view the latest rates. *Effective Annualised Yield % for Senior Citizen
Attention of customers/public is invited on the changes in interest rates Fixed Deposits with effect from March 27, 2018. Interest Rate on Domestic, NRO, NRE & Flexi Fixed Deposits Interest Rates (% p.a.)
RURAL BANKING DEPARTMENT. Sub: New Products to meet the credit requirements of farmers
MAIN : ADV-85/2012-13 DT. 26-10-2012 a SUB : Rural Lending-16 RURAL BANKING DEPARTMENT FILE M-2 S-201 Sub: New Products to meet the credit requirements of farmers GOI/MoF/DFS constituted a Working Group
Senior. *Effective Annualised. Citizen. (% p.a.)
Attention of customers/public is invited on the changes in interest rates Fixed Deposits with effect from October 25, 2018. Interest Rate on Domestic, NRO, NRE & Flexi Fixed Deposits Period of Deposit
Please clear browser history/cookies on your device in order to view the latest rates
Attention of customers/public is invited on the changes in interest rates Fixed Deposits with effect from November 27, 2017. Interest Rate on Domestic, NRO, NRE & Flexi Fixed Deposits Deposits less than
RBI / / 153. DBOD IECS No. 35 / / September 1, The Chairmen/Chief executives of all Commercial Banks.
1 RBI / 2004-05 / 153 DBOD IECS No. 35 /04.02.02/2004-05 September 1, 2004 The Chairmen/Chief executives of all Commercial Banks Dear Sir, Master Circular on EXPORT CREDIT IN FOREIGN CURRENCY As you are
RBI FINANCING GIIDELINES FOR ROOFTOP GRID CONNECTED SOLAR PV SYSTEMS, 2015
RBI FINANCING GIIDELINES FOR ROOFTOP GRID CONNECTED SOLAR PV SYSTEMS, 2015 Sl. No. Description Summary 1. Categories under priority sector Agriculture Micro, Small and Medium Export Credit Education Housing
Exposure slab Up to Rs.10 lakh Exposure slab Up to Rs. 25 lakh MSEs MCLR + BSS MSEs MCLR % + BSS Non MSEs MCLR + 1% + BSS Non MSEs
Interest rate Linked to : 1. Slab wise rate of interest for exposure up to Rs 25 Lakh Existing ROI Revised ROI* Exposure slab Up to Rs.10 lakh Exposure slab Up to Rs. 25 lakh MSEs + BSS MSEs + 1.75% +
FOREIGN EXCHANGE TRANSACTIONS
FOREIGN EXCHANGE TRANSACTIONS Sl Subject Page No. 1. General 2. Export bills purchased/ discounted/ negotiated: 2.1 Foreign Currency Bill 2.2 Rupee Bill 3 2.3 Bill sent to another bank in India 2.4 Indemnity
INTEREST RATE FOR MICRO & SMALL ENTERPRISES (MSE) MSE PSL cases (without exposure ceiling) & MSE non-psl cases (for exposure up to 5 crore)
INTEREST RATE FOR MICRO & SMALL ENTERPRISES (MSE) MSE PSL cases (without exposure ceiling) & MSE non-psl cases (for exposure up to 5 crore) 1. Indicative Rate of Interest (ROI) structure (per annum) A.
REVISED SERVICE CHARGES W.E.F CHAPTER - I Bills/Cheques for collection:
REVISED SERVICE CHARGES W.E.F 01.07.2017 CHAPTER - I Bills/Cheques for collection: 1. Outward/Inward Collection of Cheques/Instruments: A) Outstation Cheques/Demand Drafts/Interest Warrants/Dividend Warrants,
RATE OF INTEREST UNDER RETAIL CREDIT PRODUCTS w.e.f
RATE OF INTEREST UNDER RETAIL CREDIT PRODUCTS w.e.f 0.0.07 SL. NO. 3 4 ALL BANK AASHIANA (Home Loan Product) HOUSING FINANCE FOR NRI/PIO PREMIUM HOUSING FINANCE FOR HIGH NET WORTH INDIVIDUALS (HNIs) (for
Financial Inclusion & Postal Banking The India Story
Financial Inclusion & Postal Banking The India Story A Presentation by Sandip Ghose Reserve Bank of India at the UPU-AFI Workshop, Berne, Switzerland 9 th & 10 th November, 2009 Financial Inclusion : Definition
Index of Service charges on Credit Related Services
Index of Service charges on Credit Related Services S.No Details Page No 1 Purchase/Discount/Negotiation of Bills/Outstation Cheques 2 1.1 Commission / Collection charges plus interest on BP 2 1.2 Overdue
PERFORMANCE EVALUATION OF MUDRA BANK SCHEMES - A STUDY
PERFORMANCE EVALUATION OF MUDRA BANK SCHEMES - A STUDY PARIMALA RAMESH M.Com, SLET rameshparimala2012@gmail.com ABSTRACT India has emerged as one of the fastest growing economies in the world projected
RETAIL & MSME LOANS - INTEREST RATE LINKED TO MCLR I. RETAIL LOANS
RETAIL & MSME LOANS - INTEREST RATE LINKED TO MCLR I. RETAIL LOANS 1. HOUSING LOANS i SyndNivas ii SyndKuteer (Scheme For Economically Weaker Section (EWS) and Low Income Group (LIG) Category) iii iv Tie-Up
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE : KADAPA
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE : KADAPA Circular No.248-2008-BC-CD Date:02.12.08 CREDIT RISK RATING SYSTEM Attention of all the Branches / Regional Offices / Societies is drawn to the captioned
Small Business Banking
Small Business Banking Unsecured Product Secured Product NFB Business Loan Unsecured OD Quick OD Others Secured OD Cash Credit Secured Term Loan CGTMSE LC BG LER Buyer Credit Standup India LCBN Others
Small Business Loan Application Form (For Resident Applicant)
Small Business Loan Application Form Application Date D D M M Y Y Y Y RBL Bank Limited I/ We hereby request you to sanction the Loan based on the following: Type of Loan Secured Term Loan Unsecured Term
Penalty for delayed repayment s. Nil * 0.25% of the balance outstanding / Drawing power whichever is higher
A. Retail s Product Easy Cash (against securities other than deposits) PF/ Admn fee (excluding Taxes) 0.15% of limit, subject to minimum Rs. 150.00 Prepayment / Pre-closure charges Penalty for delayed
CO: CR:POL:2017/2018:1733, FILE NO 26, DEPT RUNNING NO 124, DATE
CO: CR:POL:2017/2018:1733, FILE NO 26, DEPT RUNNING NO 124, DATE 01.06.2017 Revised Service charges for Advances other than Retail, Agriculture and Schematic MSME Advances (Fund Based and Non-fund Based
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA. Circular No BC CD INTRODUCTION OF NEW LOAN SCHEME PRAGATHI RENT PLUS
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No. 213 2011 BC CD 18.08.2011 Date: INTRODUCTION OF NEW LOAN SCHEME PRAGATHI RENT PLUS The Bank has been implementing various retail credit
Instruction For Education Loan What Documents Required Indian Bank
Instruction For Education Loan What Documents Required Indian Bank Sallie Mae International has student loans that make study abroad affordable. Student Loans, Banking, Credit Cards, Insurance, Upromise
BANKING AWARENESS BANKING OMBUDSMAN
BANKING AWARENESS BANKING OMBUDSMAN Provides independent, expeditious and inexpensive forum to aggrieved bank customers. RBI introduced this scheme under powers granted under Banking Regulations Act 1949.
FINANCIAL ASSESSMENT FORM- ver 1.1
- ver 1.1 Mandatory Annexure (Any of the mentioned list) Last 6 Months Bank Statement / J Forms or Agricultural Sale Receipts / CA Certificate of Personal Assets and Liabilities/ Investment Portfolio Statement
DRAFT RULES UNDER COMPANIES ACT, 2013 CHAPTER XXVI. Nidhis
DRAFT RULES UNDER COMPANIES ACT, 2013 CHAPTER XXVI Nidhis In exercise of the powers conferred under sub-section (1) of section 406 read with sub-sections (1) and (2) of 469 of the Companies Act, 2013,
Provisional Acknowledgement
H.O.: 7 Bhikhaiji, Cama Place, New Delhi BO: Date: Provisional Acknowledgement Received application for credit facility of Rs.. A system generated acknowledgment shall be sent to you through email and
BANKING AWARENESS BANKING OMBUDSMAN
BANKING AWARENESS BANKING OMBUDSMAN www.bankjobszone.com Banking Ombudsman is an independent, expeditious and inexpensive forum to aggrieved bank customers. RBI introduced this system under powers granted
RATE OF INTEREST UNDER RETAIL CREDIT PRODUCTS w.e.f
RATE OF INTEREST UNDER RETAIL CREDIT PRODUCTS w.e.f 0.07.08 SL. NO. 3 4 ALL BANK AASHIANA (Home Loan Product) HOUSING FINANCE FOR NRI/PIO PREMIUM HOUSING FINANCE FOR HIGH NET WORTH INDIVIDUALS (HNIs) (for
Existing KYC No. Udyog Aadhar No./Passport No./ Voter ID/ Driving Licence/Others. Passport No./ Driving Licence. Expiry Date
Existing KYC No. Udyog Aadhar No./Passport No./ Voter ID/ Driving Licence/Others Passport No./ Driving Licence. Expiry Date Spouse Name Co-Applicant / Guarantor Photograph Existing KYC No. Existing Cust
KBL-PRAVASI SAMACHAR
Dear Valued Customer, KBL-PRAVASI SAMACHAR Date: 03.11.2018 With over 9 decades of experience at the forefront of providing professional banking services and quality customer service, we now have a national
CBOU QUESTION PAPER II
CBOU QUESTION PAPER II 1. Minimum period for Fixed Deposit of Rs. 5000 is a. 7 days b. 15 days * c. 30 days d. 45 days e. 6 months 2. The right of the nominee in a joint deposit arises after the death
Basic Loan Application for SME Loans
ANNEXURE II THE FEDERAL BANK LIMITED Regd. Office: Aluva, Kerala. Branch Date: To, The Regional Credit Hub, ---------------------------------- Basic Loan Application for SME Loans We are forwarding the
Policy on Lending to MSMEs and Rehabilitation of MSMEs
Policy on Lending to MSMEs and Rehabilitation of MSMEs 2 A) Lending to MSMEs Definition of Micro, Small and Medium Enterprises: MSME Act, 2006 enacted by the Government of India in June 2006, lays down
Application for MSME Loan up to.200 Lakhs
Application for MSME Loan up to.200 Lakhs Date: Name of the Enterprise* Regd. Office Address* Address of Factory/Shop* 4. Premises (Owned/Rented/Leased) Photograph to be pasted at the time of signing of
The Chamber of Tax Consultants
The Chamber of Tax Consultants Export and Import Overview of FEMA regulations and some issues 21 st December, 2018 Naresh Ajwani Rashmin Sanghvi & Associates Chartered Accountants Legal background Export
1.1 Withdrawal of cash by any mode from any account other than SB account. Any A/c holder other than above
BANKING CASH TRANSACTION TAX (BCTT) EFFECTIVE 01.06.2005 Banking Cash Transaction Tax has been introduced for the first time by the Finance Act, 2005 as an anti tax evasion measure, which is made applicable
Personal Segment Loan Products
Personal Segment Loan Products Rate of under with effect from 03/12/2018 1. Home Loan Product Home Loan - Floating Home Loan - Fixed Plot Loan HL under CRE Sub- Category Upto Rs. 75.00 Lakh 8.75% 0.00%
THE TAMILNADU INDUSTRIAL INVESTMENT CORPORATION LIMITED CITIZENS CHARTER
THE TAMILNADU INDUSTRIAL INVESTMENT CORPORATION LIMITED 1. Introduction: CITIZENS CHARTER The Tamilnadu Industrial Investment Corporation Limited (TIIC) is a Government Company incorporated under The Companies
Equity MF Debt MF FMP LI Policy Bonds
Equity MF Debt MF FMP LI Policy Bonds Constitution Proprietorship Partnership Private Limited Company Other (Pl. specify) Nature of Business Trade Mfg. Services Other (Pl. specify) PAN CARD / GIR NO. Registration
RUPEE EXPORT CREDIT (updated upto June 30, 2006) Department of Banking Operations and Development Reserve Bank of India Central Office Mumbai
RUPEE EXPORT CREDIT (updated upto June 30, 2006) Department of Banking Operations and Development Reserve Bank of India Central Office Mumbai RBI/ 2006-07/07 DBOD No.DIR. (Exp).BC. 01 /04.02.02/2006-07
KBL-PRAVASI SAMACHAR
Dear Valued Customer, KBL-PRAVASI SAMACHAR Date: 01.03.2018 With over 9 decades of experience at the forefront of providing professional banking services and quality customer service, we now have a national
"Know Your Customer" (KYC) & Prevention of Money Laundering Act (PMLA) Policy
KYC & PMLA Policy In compliance with the Circular issued by the RBI regarding 'Know Your Customer' guidelines & 'Anti-Money Laundering Standards' to be followed by all NBFCs, the following KYC & PMLA policy
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA. Circular No BC - CD Date:
ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No. 317 2011 - BC - CD Date: 31.12.2011 SHG - BANK LINKAGE PROGRAMME SANCTION OF CASH CREDIT LIMIT REVISED GUIDELINES Ref. Cir. No. 1) 145-2006-BC-CST,
GRAMIN BHANDARAN YOJANA/RURAL GODOWN SCHEME
GRAMIN BHANDARAN YOJANA/RURAL GODOWN SCHEME The objective of rural godown scheme is to provide the farming community with facilities for scientific storage so that wastage and produce deterioration are
CHAPTER 13 DEEMED EXPORTS
CHAPTER 13 DEEMED EXPORTS 1 CHAPTER 13 DEEMED EXPORTS INDEX Para No TOPIC Page No 13 Introduction 3 13 1 Concessional Export Finance 4 13 2 Approved Multilateral Agencies 5 13 3 Benefits of Deemed exports
REVISED FOREX SERVICE CHARGES. Schedule I Export Transactions
REVISED FOREX SERVICE CHARGES Annexure I Sr 01 02 Schedule I Export Transactions Particular Export Bills on collection/ s Purchase/ Discount/Negotiation Processing charges for granting Postshipment Advance
Name of the Bank:...
Name of the Bank:... LOAN APPLICATION FORM PRADHAN MANTRI MUDRA YOJANA (To be submitted along with documents as per the check list) A.For office Use: Enterprise Name Application Sl No. Name of Branch Category
LOAN APPLICATION FORM. UCO Pensioner Loan Scheme
LOAN APPLICATION FORM UCO Pensioner Loan Scheme Application form - UCO Pensioner Loan Scheme 1 To The Manager..Branch Passport size Photograph Passport size Photograph Co- Sir / Madam, Sub: - Application
CHECKLIST FOR NEW SME LOANS Applicable? (Y/N)
S.No Particulars. A APPLICATION FORM Application- ID 11004 B PROOF OF IDENTITY (any one from 1 to 4) Voter ID Card Passport Driving Licence Aaadhar Card C PAN Card (Must) PROOF OF ADDRESS CHECKLIST FOR
RUPEE/FOREIGN CURRENCY EXPORT CREDIT & CUSTOMER SERVICE TO EXPORTERS
RUPEE/FOREIGN CURRENCY EXPORT CREDIT & CUSTOMER SERVICE TO EXPORTERS (updated upto June 30, 2007) Department of Banking Operations and Development Reserve Bank of India Central Office Mumbai RBI/ 2007-08/30
THE COTTON CORPORATION OF INDIA LTD. CBD BELAPUR, NAVI MUMBAI.
THE COTTON CORPORATION OF INDIA LTD. CBD BELAPUR, NAVI MUMBAI. Tender for selection of Application Service Provider (ASP) for E-Auction of FP Cotton Bales The Cotton Corporation of India Limited, a Govt.
INTRODUCTION TO CROSS BORDER BANKING
Chapter No. 6 Page No. 124 INTRODUCTION TO CROSS BORDER BANKING THE GROWTH OF INTERNATIONAL TRADE IN COMMODITIES, SERVICES AND RESOURCES NECESSITATES A MECHANISM FOR PAYMENT / TRANSMISSION OF VALUE OF
MUDRA s delivery channel is conceived to be through the route of refinance primarily to Banks/NBFCs/MFIs.
1. What is MUDRA? MUDRA, which stands for Micro Units Development & Refinance Agency Ltd, is a financial institution beingset up by Government of India for development and refinancing micro units enterprises.
SBM India Indian Operations
SBM India Indian Operations Your Future Begins Here! We are offering attractive Interest Rates, be it on your Savings Account or Term Deposits. Invest your idle cash in NRE savings deposits and earn up
NRE & NRO Savings account
NRE & NRO Savings account Who are eligible to open NRE & NRO account? Individual NRI s and PIO s are eligible to open NRE and NRO account. NRI (Non-Resident Indian) - An Indian Citizen residing outside
SIDBI s Schemes of Assistance
SIDBI s Schemes of Assistance TEAM SIDBI 1 SIDBI A brief Profile Constitution Set up in 1990 SIDBI Act Initially wholly owned subsidiary of IDBI Act amended in 2000 to broad based shareholding Shares held
PERSONAL DETAILS. Valid till CITY:...PIN : CITY:...PIN :...
I.D. 10002 CORPORATION BANK (A GOVT. OF INDIA ENTERPRISE) HEAD OFFICE : MANGALORE CORP CONSUMER APPLICATION CUM APPRAISAL 1. Please fill all the columns in the application invariably & no columns shall
SBM India Indian Operations
SBM India Indian Operations Your Future Begins Here! We are offering attractive Interest Rates, be it on your Savings Account or Term Deposits. Invest your idle cash in NRE savings deposits and earn up
LOANS AND ADVANCES OF TNSC BANK
CHAPTER V LOANS AND ADVANCES OF TNSC BANK 5.1 INTRODUCTION 5.2 LOANS AND ADVANCES 5.3 LENDING RATES 5.4 GOVERNMENT OF INDIA INTEREST SUBVENTION 5.5 GOVERNMENT OF TAMIL NADU INTEREST SUBSIDY 5.6 NUMBER
ASSAM GRAMIN VIKASH BANK APPLICATION FOR AGVB TWO WHEELER LOAN. Photograph Applicant-I
ASSAM GRAMIN VIKASH BANK APPLICATION FOR AGVB TWO WHEELER LOAN ANNEXURE B The Branch Manager Assam Gramin Vikash Bank Branch Photograph Applicant-I Photograph Applicant-II Dear Sir/Madam, I/we request
Question Answer (Assorted Type) II
Question Answer (Assorted Type) II 101) The amount in a cheque is written differently in words and figures and amount written in words is higher of the two: Amount written in words will be paid. 102) While
VARIOUS DEPOSIT SCHEMES AVAILABLE TO NON-RESIDENT INDIANS (NRIs)
VARIOUS DEPOSIT SCHEMES AVAILABLE TO NON-RESIDENT INDIANS (NRIs) Particulars Foreign Currency (Non-Resident) Account (Banks) Scheme [FCNR (B) Account] Non-Resident (External) Rupee Account Scheme [NRE
To be submitted along with documents as per the checklist
APPLICATION FORM FOR MSMEs To be submitted along with documents as per the checklist (For Office Use) 1 NAME OF THE ENTERPRISE 2 REGD. OFFICE ADDRESS: 3 ADDRESS OF FACTORY/ SHOP: 4 PREMISES OWNED/RENTED/
Excise duty on Gold jewellery.
Excise duty on Gold jewellery Dated 13 th July 2016 http://www.cbec.gov.in/resources//htdocs-cbec/deptt_offcr/do-ltr-jewellrytru1.pdf Relaxation given SSI exemption, the eligibility and exemption limit
CANARA BANK OFFICERS UNION (Regd) MODEL QUESTION PAPER 4
1 CANARA BANK OFFICERS UNION (Regd) MODEL QUESTION PAPER 4 1. Under net-banking, the maximum quantum fixed for RTGS for retail customer is a. No limit b. Rs. 5 lacs * c. Rs. 10 lacs d. Rs. 20 lacs 2. For