A Safe Way for Teens to Pay, While Staying Within Their Budget.

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Lorraine Hubbard
6 years ago
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1 Gift Cards TravelMoney Everyday Spend NewGen NewGen SM Prepaid Debit Card A Safe Way for Teens to Pay, While Staying Within Their Budget. call or Our NewGen Card is the reloadable, prepaid Visa debit card that s designed for teens* to use and adult members to purchase. The card introduces teens ages 13 and older to the safety and convenience of a debit card, while helping them learn to manage a budget. Teens can enjoy a sense of independence while adult members have peace of mind knowing the cards and accounts are secure. For the card that lets your members get the whole family involved with money management, make LSC your single source for financial solutions to help every age and stage of life. NewGen SM Prepaid Debit Card: A reloadable prepaid debit card funded by an adult credit union member No inventory to keep or track Personalized with the teen s name Convenient way for teens to pay for expenses while being safer than cash Budgeting tool that teaches teens how to manage their finances and live within their means Purchases can be tracked and monitored for cost containment There is no liability for fraudulent activity ** Visa Zero Liability Coverage applies Accepted everywhere VISA is accepted Funds can be easily reloaded at the credit union, or 24/7 via the Internet cardholder website, our automatic funding feature, or through Visa ReadyLink Limits spending to the balance on the card, reducing overspending and overdraft fees that can negatively impact credit ratings Can be used at ATMs to get cash Branded with your Credit Union logo (optional) Provides new revenue stream and enables you to compete in all aspects of the payment arena *Provided on behalf of a teen who is at least 13 years old. The NewGen Card is not offered to anyone under the age of 13 years old. **Subject to contract terms Rev 9/23/14

2 Gift Cards TravelMoney Everyday Spend NewGen NewGen SM Prepaid Debit Card: Cards are personalized and mailed to teens* in 7 10 days Branded with your Credit Union logo (optional) 24-month card expiration date from the time of order Free credit union website banner ads for marketing Free marketing toolkit with program set up There is no liability for fraudulent activity** Visa Zero Liability Coverage applies Adult member or teen card holder Internet access to load funds, check balance and transaction history, and set up alert messages Minimum load is $5, maximum value on card is $2,000 Funds can be easily reloaded at the credit union or, 24/7 via the Internet cardholder website, our automatic funding feature, or through Visa ReadyLink Member-selected PIN Free PIN POS access call or Cost to Credit Union $2.00 per card Credit Union earns $.50 per month for each cardholder that has a balance Standard Implementation Fee $750 NewGen logo non-branded card NO monthly program fee VISA membership required $100 annual VISA BIN Sponsorship fee Promote your brand! Cards can be branded with your Credit Union logo: Branding Implementation Fee $1,150 Cost to Member Credit Union determines card issuance fee to member $1.95 monthly maintenance fee until card expiration or zero balance Free signature and PIN POS access Free Loads ATM, Voice Response Unit fees do apply see terms and conditions for listing of all applicable fees *Provided on behalf of a teen who is at least 13 years old. The NewGen Card is not offered to anyone under the age of 13 years old. **Subject to contract terms Rev 9/23/14

3 Gift Cards TravelMoney Everyday Spend NewGen CUMONEY SM Everyday Spend Card. The Card that Provides Convenient Control of Your Member s Spending. call or Our CUMONEY Everyday Spend Card is the prepaid debit card that lets your members load, reload and relax with money management tools that help them stay within their limits. The card provides an array of convenient features such as Auto Funding, loading money through any VISA ReadyLink location and even free Bill Pay. For the card that lets your members stay within their means, make LSC your single source for payment solutions. CUMONEY SM Everyday Spend Card: A reloadable prepaid debit card No credit union inventory to keep or track Personalized with your member s name Develops lasting member relationship Load money at the credit union, using our Auto Funding Feature or through any VISA ReadyLink reload network site Free Bill Pay functionality is also provided Combines safety, flexibility and an inexpensive payment method all in one card Not tied to your member s checking or savings account Ends being overdrawn and paying overdraft fees Easily managed and funds reloaded 24/7 via the Internet Can be used anywhere in the world VISA is accepted: in-store, online, by phone and ATM Standard design with CUMONEY logo or branded with your Credit Union logo Easy set up requires only an Internet connection Generates new revenue streams and enables you to compete in all aspects of the payment arena

4 Gift Cards TravelMoney Everyday Spend NewGen CUMONEY SM Everyday Spend Card: Cards are personalized and mailed to members in 7-10 days Free credit union website banner ads for marketing and member website link Free marketing toolkit with program set up There is no liability for fraudulent activity* Visa Zero Liability Coverage applies Free Internet account balance and transaction history website Free Bill Pay functionality is also provided 30-month card expiration date from the time of order Cards can be loaded an unlimited number of times: At the Credit Union Online at Using our Auto Funding Feature Through any VISA ReadyLink reload network site Minimum load is $10, maximum value on card is $5,000 Member and text alert messaging Member selected PIN Free PIN POS access CO-OP ATM Surcharge Free Network Cards can be branded with your Credit Union logo as an available option call or Cost to Credit Union $2.00 per card Credit Union earns $.50 per month for each cardholder that has a balance Standard Implementation Fee $500 CUMONEY logo non-branded card NO monthly program fee if using the CUMONEY logo non-branded card VISA membership required $100 annual VISA BIN Sponsorship fee Promote your brand! Cards can be branded with your Credit Union logo: Branding Implementation Fee $1,150 plus $50 monthly program fee (one $50 monthly program fee if you are branding more than one card program) Cost to Member Credit Union determines card issuance fee to member $1.75 monthly maintenance fee Free signature and PIN POS access ATM, Voice Response Unit and reload fees do apply see terms and conditions * Subject to contract terms Rev 9/23/14

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7 Gift Cards TravelMoney Everyday Spend NewGen CUMONEY SM Gift Cards. One Source. Many Designs. Every Occasion. CUMONEY Gift Cards offer your members a variety of attractive designs that fit all recipients and every occasion. They re easy for you to administer and convenient for the recipient to track their balance and purchases. Give your Credit Union the gift of cards that attract and retain new members, with designs that appeal to everyone all at your single source for payment solutions: LSC. call or CUMONEY SM Gift Cards: Offer a card gallery with over 60 contemporary designs Carry a 7-year expiration date Help your members give gifts without worrying about wrong size or color Are accepted anywhere Visa logo is displayed: in-store, online and by phone Provide more function than a gift certificate, are safer than cash Help you attract and retain new members Meet your current members expectations for quality services Make you more competitive in the payment arena Are easy to administer

Gift Cards TravelMoney Everyday Spend NewGen CUMONEY SM Gift Cards: Instant issued at the Credit Union Free credit union website banner ads for marketing and member website link Free marketing

8 Gift Cards TravelMoney Everyday Spend NewGen CUMONEY SM Gift Cards: Instant issued at the Credit Union Free credit union website banner ads for marketing and member website link Free marketing toolkit with program set up There is no liability for fraudulent activity* Visa Zero Liability Coverage applies Free voice response unit calls and live customer service rep calls Free Internet account balance and transaction history website 7-year card expiration from the time of order Non-reloadable Minimum load of $10 and a maximum load of $1,000 Cards can be branded with your Credit Union logo as an available option call or Cost to Credit Union Free implementation and NO monthly program fee $1.25 per card + actual cost of shipping per order Promote your brand! Cards can be branded with your Credit Union logo: Implementation Fee $500 VISA membership required $100 annual VISA BIN Sponsorship fee Cost to Member Credit Union determines card issuance fee to member $5.00 monthly service fee to the member after 12 months of non-use * Subject to contract terms Rev 9/23/14

Important Payroll Notice!

Important Payroll Notice! get your pay Faster. Safer. Easier. With the U.S. Bank Focus Card your funds are immediately loaded to your card on payday. Keep more of your money. No fees to cash a paycheck.