HFA of Hillsborough County Demographic Analysis Report Hillsborough 2012 SF Program

Transcription

1 ORIGINATION SUMMARY REPORT ORIGINATOR SUMMARY LOANS AMOUNT % OF TOTAL American Neighborhood Mortgage Acceptance Company, LLC 4 $403, % DHI Mortgage Co., Ltd ,907, % Fairway Independent Mortgage Corporation 5 646, % HomeBridge Financial Services Inc. 20 3,027, % Open Mortgage, LLC 51 6,784, % PrimeLending, a Plains Capital Company 1 165, % Real Estate Mortgage Network, Inc , % Shelter Mortgage Company, LLC 1 140, % Stone Gate Mortgage Corporation 2 264, % Universal American Mortgage Company ,659, % Wells Fargo Home Mortgage 25 3,157, % TOTAL 374 $54,931, % Page 1 of 22

2 CITY SUMMARY CITY LOANS AMOUNT % OF TOTAL Apollo Beach 3 $338, % Brandon 41 5,564, % Gibsonton 21 3,238, % Lithia 1 69, % Lutz 4 483, % Plant City 27 4,145, % Riverview 59 9,663, % Ruskin 88 14,540, % Seffner 15 1,686, % Sun City Center 1 130, % Tampa 86 10,784, % Temple Terrace 2 178, % Valrico 16 2,316, % Wimauma 10 1,791, % TOTAL 374 $54,931, % Page 2 of 22

3 COUNTY SUMMARY COUNTY LOANS AMOUNT % OF TOTAL Hillsborough 120 $15,725, % Hillsborough Un-Incorporated ,205, % TOTAL 374 $54,931, % Page 3 of 22

4 HOUSEHOLD ANNUAL INCOME REPORT ANNUAL INCOME LOANS $15,000-$29, $30,000-$44, $45,000-$59, $60,000-$74, $75,000-$89,999 7 % OF TOTAL 3.48% 29.95% 40.91% 23.80% 1.87% TOTAL % Number of Loans $15,000-$29,999 $30,000-$44,999 $45,000-$59,999 $60,000-$74,999 $75,000-$89,999 Unspecified Annual Income Page 4 of 22

5 HOUSEHOLD SIZE REPORT HOUSEHOLD SIZE LOANS % OF TOTAL 1 - One person % 2 - Two persons % 3 - Three persons % 4 - Four persons % 5 - Five persons % 6 - Six persons % 7 - Seven persons % TOTAL % 5.35% 3.21% 29.14% 24.60% 1 - One person 29.14% 3 - Three persons 24.60% 2 - Two persons 21.12% 4 - Four persons 16.58% 5 - Five persons 5.35% 5 or more 3.21% Total: % 16.58% 21.12% Page 5 of 22

6 LOAN AMOUNT REPORT LOAN AMOUNT $0-$50,000 $50,000-$75,000 $75,000-$100,000 $100,000-$125,000 $125,000-$150,000 $150,000-$175,000 $175,000-$200,000 $200,000-$225,000 $250,000-$275,000 LOANS % OF TOTAL % % % % % % % % % Number of Loans $0-$50,000 $50,000-$75,000 $75,000-$100,000 $100,000-$125,000 $125,000-$150,000 $150,000-$175,000 $175,000-$200,000 $200,000-$225,000 $250,000-$275,000 TOTAL % 20 0 Loan Amount Page 6 of 22

7 PURCHASE PRICE REPORT PURCHASE PRICE $50,000-$75,000 $75,000-$100,000 $100,000-$125,000 $125,000-$150,000 $150,000-$175,000 $175,000-$200,000 $200,000-$225,000 $225,000-$250,000 $250,000-$275,000 LOANS % OF TOTAL % % % % % % % % % Number of Loans $50,000-$75,000 $75,000-$100,000 $100,000-$125,000 $125,000-$150,000 $150,000-$175,000 $175,000-$200,000 $200,000-$225,000 $225,000-$250,000 $250,000-$275,000 TOTAL % 20 0 Purchase Price Page 7 of 22

8 LOAN TYPE REPORT LOAN TYPE LOANS % OF TOTAL FHA % USDA-RHS % VA % 4.55% 1.34% TOTAL % 94.12% FHA 94.12% USDA-RHS 4.55% VA 1.34% Total: % Page 8 of 22

9 PROPERTY TYPE LOANS % OF TOTAL 1 Unit Single Family Detached % Rowhouse % Townhouse % PROPERTY TYPE REPORT TOTAL % 9.09% 0.53% 90.37% 1 Unit Single Family Detached Rowhouse Townhouse Page 9 of 22

10 CATEGORY TYPE REPORT TYPE LOANS % OF TOTAL Existing % New % Unspecified % TOTAL % 52.14% Existing 52.14% New 47.86% Unspecified 0.00% Total: % 47.86% Page 10 of 22

11 TARGET/NON TARGET REPORT TYPE LOANS AMOUNT % OF TOTAL TARGET 12 $1,135, % NON TARGET 362 $53,795, % 96.79% TOTAL 374 $54,931, % Target 3.21% Non Target 96.79% Total: % 3.21% Page 11 of 22

12 INTEREST RATE LISTING REPORT RATE COUNT AMOUNT % 8 $986, % 12 $1,659, % 23 $3,430, % 117 $18,759, % 54 $7,396, % 133 $19,226, % 27 $3,472, % OF TOTAL 2.14% 3.21% 6.15% 31.28% 14.44% 35.56% 7.22% TOTAL % 374 $54,931, Number of Loans Rate Page 12 of 22

13 INTEREST RATE RANGES REPORT RATE LOANS % OF TOTAL % % % % % % % % % % % % % % % % % % TOTAL % Number of Loans % % % % % % % % % % % % Rate Page 13 of 22

14 FIRST TIME HOMEBUYER REPORT FIRST TIME HOMEBUYER LOANS % OF TOTAL No % Yes % TOTAL % % No 0.00% Yes % Total: % Page 14 of 22

15 ADDITIONAL MORTGAGE REPORT ADDTL MTG PROGRAM \ PRIMARY MTG PROGRAM LOANS AMOUNT AVERAGE LOAN AMOUNT Hillsborough 2012 DPA Programs \ 371 $4,097, $11, Page 15 of 22

16 GENDER REPORT GENDER LOANS % OF TOTAL 200 MALE % FEMALE % UNDISCLOSED % TOTAL % Number of Loans MALE FEMALE UNDISCLOSED 40 0 Gender Page 16 of 22

17 RACE REPORT DESCRIPTION LOANS % OF TOTAL American Indian/ Alaskan Native % Asian % Black/ African American % Black/African American & White % Other % Tenant Declined to Respond % White % 29.14% 0.53% 0.27% 64.71% 2.14% 2.14% 1.07% 374 TOTAL % American Indian/ Alaskan Native 0.27% Asian 0.53% Black/ African American 29.14% Black/African American & White 2.14% Other 2.14% Tenant Declined to Respond 1.07% White 64.71% Total: % This graphic displays race combinations representing more than 10% of the population Page 17 of 22

18 ETHNICITY REPORT ETHNICITY LOANS AMOUNT % OF TOTAL 280 HISPANIC NON HISPANIC OTHER TOTAL $18,610, $35,711, $609, % 65.24% 1.07% $54,931, % Number of Loans HISPANIC NONHISPANIC UNKNOWN Ethnicity Page 18 of 22

19 RACE BY ETHNICITY REPORT RACE HISPANIC NONHISPANIC OTHER LOANS % OF TOTAL American Indian/ Alaskan Native % Asian % Black/ African American % Black/African American & White % Other % Tenant Declined to Respond % White % TOTAL % Number of Loans UNKNOWN NONHISPANIC HISPANIC 40 0 American Indian/ Alaskan Native Asian Black/ African American Race Black/African American & White Other Tenant Declined to Respond White Page 19 of 22

20 PIPELINE REPORT PROGRAM PIPELINE LOANS AMOUNT % OF TOTAL Reservation 2 $325, % UW Certification 10 $1,686, % ehp Compliance 2 $298, % Purchased/Servicer 10 $1,666, % Investor/Trustee 350 $50,954, % TOTAL 374 $54,931, % Number of Loans ehp Compliance Investor/Trustee Purchased/Servicer Reservation UW Certification 50 0 Program Pipeline Page 20 of 22

21 PROGRAM SUMMARY AVERAGE PRINCIPAL MORTGAGE: $146, AVERAGE PURCHASE PRICE: AVERAGE HOUSEHOLD ANNUAL INCOME: AVERAGE DPA AMOUNT: AVERAGE AGE OF PRIMARY BORROWER: AVERAGE HOUSEHOLD SIZE: AVERAGE EMPLOYED IN HOUSEHOLD: $154, $51, $11, Page 21 of 22

22 Report Selection Criteria Counties CODE NAME Hillsborough Hillsborough Un-Incorporated Page 22 of 22