DAILY BANKING BANK AT WORK. Discover your Bank at Work advantages!

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1 DAILY BANKING BANK AT WORK Discover your Bank at Work advantages!

2 The Plus current account A fixed fee of 3 per month, no surprises. 2 debit cards with services including Bancontact/Mister Cash and Maestro for payments and withdrawals anywhere in the world 1. An unlimited number of electronic transactions in euros in the SEPA zone (Single Euro Payments Area). Unlimited access to all of our self-banking services: Beobank Online, Beobank Mobile, the Beobank SelfBanking ATMs and Beobank Service Center 2. An unlimited number of transactions in euros at our branches: paper bank transfers, cash withdrawals from the bank teller, cheque payment and cashing. Issue of banker's drafts. Monthly bank statement in digital or paper form. Free replacement of your debit card in the event of theft, loss or damage. An insurance package 3 included: Purchase protection insurance, Safe Online insurance and Cash withdrawal protection.

3 Get a bonus of up to 40 per year At the beginning of each year, you can receive a bonus of up to 40 on your Plus account, if: - you have fulfilled two conditions in the previous year: each month at least 1,250 was credited to your account 4 and you made at least 5 debit transactions 4. Since there may be the occasional month in which you fail to meet one of these conditions, we'll give you two 'joker' months. That way, you'll still receive your bonus even if you haven't met the conditions each month; Or if: - in December of the previous year, you had a total average credit balance of at least 100,000 for all your deposit products (including your securities account) at Beobank combined. The bonus amount that you are eligible to receive in the first year will be calculated pro rata temporis, depending on when the account was opened. For example: if you opened your account in July, then you would receive a bonus of 20 at the beginning of the following year. Exclusive Bank at Work advantage: 100 gift in case of new salary domiciliation 5

4 The Beobank Mastercard credit card 9 Flexible repayment: you have the choice of either repaying your expenditures all at once or spreading out the repayment. You can dispose of a credit facility adapted to your profile. You can ask for a free additional card for your partner. Your Bank at Work advantage: gift of 5 each year 7 Attention, borrowing money also costs money

5 Beobank mortgage loan Would you like to buy a house or apartment and furnish it exactly the way you like it so that you feel completely at home? Beobank proposes simple and reliable mortgage loan solutions 8. A specialist at your side Different rate packages that suit your needs Repayment methods that match your situation Exclusive Bank at Work advantage: 50% off filing fee

6 Insurances 9 Are you looking for the ideal scheme to prepare your future or that of your relatives? Do you want to prepare your pension by constituting a supplementary pension while realizing an interesting fiscal advantage at the same time? Do you want to ensure the standard of living of your relatives in case you should decease? Provide a lump sum for your relatives, so they can manage both regular and extraordinary expenses? Or do you want to transfer a sum of money to your children or grandchildren to pay for their high school education, to buy their first car, or simply to get them started in life? At Beobank we have an appropriate solution to all your needs. Discover the offer and your Bank at Work advantage on

7 Legal provisions 1 With the exception of Iran, Sudan, Burma (Myanmar), Syria, North Korea. 2 Telephone communications and internet registration at the expense of the client. 3 Beobank subscribed to these insurances in favor of the Plus current account holders. These coverages are underwritten by the insurance company: S.A. Partners Assurances, insurance company governed by Belgian law licensed to practice non-life activities (R.D B.O.G and R.D B.O.G ), under NBB number 0964, with registered office at Avenue Gustave Demey, 66 in 1160 Brussels, VAT Brussels Commercial Register. Consult the general terms and conditions for more information on the definitions, the warranties, the indemnities, the exclusions and the procedures to file a claim. 4 Please consult the Beobank tariffs to know which transactions are taken into account. 5 In case of a salary domiciliation of minimum 1250 /month. Offer valid on 01/04/2017 for one new salary domiciliation only per employee (for a salary that was not yet domiciled at Beobank). The first income must be domiciled on the account within 3 months of the account opening date. The amount of 100 will be credited onto your account before the end of the calendar month following the first payment of the professional income of at least 1250 /month. 6 Credit opening for an indeterminate period of time, subject to acceptance of your file and mutual agreement. For more information on the Beobank Mastercard conditions, please visit: or Bank at Work customers that already have a Beobank credit card, can ask for the appropriate request form in order to benefit from the new tariffs. 7 The 1st year, Beobank deposits this amount on your credit card account after the first transaction using your card (provided it takes place within 90 days following the signature of your credit contract). The same amount will automatically be credited each following year, as long as the card is being used. 8 Subject to acceptance of your file and mutual agreement. You can obtain more information about the mortgage loans at Beobank in our prospectus, available on 9 Insurance company: North Europe Life Belgium, insurance company licensed under NBB number 0956 (Royal Decree , Belgian Official Gazette ). Registered office: Pleinlaan Brussels (tel: 02/ Fax 02/ ) VAT: BE Brussels Commercial Register IBAN: BE , BIC: GKCCBEBB. Insurance intermediaries of North Europe Life Belgium: - Beobank NV/SA, insurance agent, FSMA A, Generaal Jacqueslaan 263g, 1050 Brussels, VAT BE Brussels Commercial Register, - Agents or brokers licensed by the FSMA as an insurance intermediary. Conditions effective as of 01/04/2017. Beobank reserves the right to cancel the special conditions for employees who leave the company.

8 Responsible editor : Credit provider, Beobank NV/SA Bld. Général Jacques 263g 1050 Brussels VAT BE RPM/RPR BRUSSELS IBAN: BE BIC: CTBKBEBX FSMA 19688A BAW/FOL/PROMO/E/REV 0417 Would you like more information? Make an appointment in one of our branches Contact us by phone at 0800/ Contact us via to bankatwork@ beobank.be bankatwork Beobank NV Member of Crédit Mutuel Nord Europe

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