Allow nature to be your guide and select from among more than 2000 acres of our magnificent mountain properties. Chinquapin was designed to maintain

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Clementine Anthony
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2 Allow nature to be your guide and select from among more than 2000 acres of our magnificent mountain properties. Chinquapin was designed to maintain its pristine, natural feel for years to come, which is why our large lots have been carefully designed to minimize man s impact on the community s surroundings. Although Chinquapin is nestled in the heart of the forested, wild Cashiers-Highlands Plateau area, it is still only ten minutes from downtown Cashiers, North Carolina, or a twenty-minute drive from Highlands, North Carolina.

3 Escape Tiny Cottage

4 Escape Tiny Cottage 683 Sq. Ft. page 3

5 Escape Tiny Cottage 683 Sq. Ft. Main Level Floor Plan page 4

6 Mountainworks custom home designs

7 Firefly Cottage 1205 Sq. Ft. page 6

8 Firefly Cottage 1205 Sq. Ft. Main Level Floor Plan (920 Sq. Ft.) Upper Level Floor Plan (285 Sq. Ft.) page 7

9 American Rustic Cottages

10 Standard Features Features that show our quality and commitment Homeowners Association with Protective Covenants Professionally Maintained Common Areas Home Warranty Available Pre-Construction, Pre-Sheetrock, Pre-Closing Walk-Thru Energy Saving Features Tankless Water Heater Insulation Package R38 in Ceilings-R19 in Walls Energy Efficient Central Air Conditioning Insulated Windows with Screens Exterior Finishes Stone Veneer Accents Architechual Shingles Wood Siding Foundation Shrub Package Custom Front Door Interior Finishes Smooth Ceilings Pre-wires: 4 Cable, 4 Ceiling Fans, 4 Telephone 8 ft, 9 ft or Vaulted Ceilings Upgraded Trim Package Hardwood Floors in Foyer, Hall, and Family Room Kitchen Professional Appliance Package 42 Upper Cabinets w/crown Granite Counters Moen or American Standard Faucets Under-mount Sink Disposal Bath Tile Floors Granite Tops Walk-in Tile Shower Double Sinks in Master page 9

11 Big Sky Cottage 1700 Sq. Ft. page 10

12 Big Sky Cottage 1700 Sq. Ft. Main Level Floor Plan (950 Sq. Ft.) Upper Level Floor Plan (750 Sq. Ft.) page 11

13 Serenity Cottage 1830 Sq. Ft. page 12

14 Serenity Cottage 1830 Sq. Ft. Main Level Floor Plan (1155 Sq. Ft.) Upper Level Floor Plan (675 Sq. Ft.) page 13

15 Edgens Herzog Architects

16 Cahill Cottage 800 Sq. Ft. page 15

17 Cahill Cottage 800 Sq. Ft. Front Elevation page 16

18 Cahill Cottage 800 Sq. Ft. Floor Plan page 17

19 Cahill Cottage 800 Sq. Ft. Back Elevation Side Elevation Side Elevation page 18

20 Cahill Cottage 800 Sq. Ft. page 19

21 Blue Dun Cottage 1750 Sq. Ft. page 20

22 Blue Dun Cottage 1750 Sq. Ft. Main Level Floor Plan page 21

23 Blue Dun Cottage 1750 Sq. Ft. Upper Level Floor Plan page 22

24 Blue Dun Cottage 1750 Sq. Ft. Front Elevation Back Elevation page 23

25 Blue Dun Cottage 1750 Sq. Ft. Side Elevation Side Elevation page 24

26 The Construction Loan Process A Construction Loan consists of 3 Parts: The Loan Approval and Closing, Construction, and Modification. The Loan Approval The Customer, The Home and the Builder. All 3 have to be reviewed and 2 of them have to be Approved. The Customer The customer has to be approved for the loan with all normal loan Documentation. Paystubs for the last 30 days Last 2 years W-2 s Last 2 years Federal Tax Returns All pages All Schedules with Page 2 Signed Last 2 years Corporate Tax Returns All pages All Schedules with Page 1 Signed. If Self Employed Current Bank statements for the last 60 days, all accounts and all pages Investment account statements for the last 60 days Copy of the current Mortgage statement All properties Attorney that you want to use to close Name and phone number Copy of the current Homeowners Insurance Deck page or his name and phone number All Properties The Home Plans, Specs, contract and Appraisal have to be reviewed and approved. The Builder The Builder is reviewed to make sure he has no complaints or outstanding Liens against him. page 25

27 The Construction Loan Process The Closing Once everything has been reviewed and approved the loan goes to closing at the Attorney. Once it is closed the construction begins. During the construction phase of the project the customer will pay an Interest only payment based upon what has been drawn from the loan. Construction Phase During construction the Builder will request draws for the work that he has completed. He submits the Request Form to the Construction Department. The Construction Department will request an inspection of the home to make sure all work has being completed that the builder is requesting money for. Once the inspection is back the Construction Department will send the Customer an to receive permission to release the funds to the builder. This will happen 5-8 times during construction. Once the home is 85% complete, the Loan Officer will contact the customer to start the process for Modification of the loan. Depending upon the end loan program the customer is selecting will depend on the items that need updating. Modification Once the home is complete and the Certificate of Occupancy is received the loan will modify and become the permanent loan with normal payments page 26

28 Loan Cost Worksheet Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan. page 27

29 Rental Work page 28

Quality Built Custom Homes Now Pre-Selling New Homes from the $250's

Quality Built Custom Homes Now Pre-Selling New Homes from the $250's On-Site Agent Dominic Bamford 678-408-0085 dominic@bamfordandcompany.com www.bamfordandcompany.com Dominic Bamford 678-753-6050 info@bamfordandcompany.com