5. Quarterly Results and FY 2018 Forecast (KPI)

Transcription

1 5. Quarterly Results and FY 2018 (KPI) Group Total (under IFRS) 1Q Operating revenue 10,721 2, % Domestic Financial Operating profit 4,648 1, % Operating asset * 1 142,200 98, % Financial in South Korea Financial in Southeast Asia General Entertainment Real Estate Investment Other non-financial business Operating revenue 34,123 8, % Operating profit 3,260 1, % Operating asset * 1 295, , % Operating revenue 16,783 3, % Operating profit 2, % Operating asset 126,300 86, % Sales 16,518 3, % Operating profit Sales 8,000 1, % Operating profit % Sales 2, % Operating profit 2, % Sales % Operating profit % Operating revenue 89,490 20, % Operating profit 10,058 2, % Group total * 2 Operating profit ratio 11.2% 12.6% 112.1% EPS (yen) % ROE 6.80% 1.18% 17.3% *1: Excluding the principal amount of purchased receivables in the receivable collection businesses in Japan and South Korea. (Operating assets in Domestic Financial refers to the amount of credit guarantees.) *2: After consolidation adjustments 10

2 5. Quarterly Results and FY 2018 (KPI) Domestic Financial (under IFRS) 1Q Operating revenue * 1 10,721 2, % Credit guarantee business * 2 6,344 1, % Receivable collection business 3, % Operating Profit * 1 4,648 1, % Operating profit ratio 43.4% 48.4% Credit guarantee business * 2 3, % Operating profit ratio 54.1% 55.0% Receivable collection business 1, % Operating profit ratio 41.9% 47.3% Size of guarantees 142,200 98, % Apartment Loan balance 103,300 58, % Guarantee fee rate % *1: The sum of operating revenue and operating profit include figures for credit card and sales on credit business in addition to credit guarantee business and receivables collection business. *2: Figures in credit guarantee business include those of financial business and off-balance receivables collection at Nihon Hoshou. (unit: 100 million yen, %) (1Q ) Property related credit guarantee Purchased receivables Size of guarantees 130,118 22,500 37,978 71,146 82,752 Principal amount 744, , , , ,046 11

3 5. Quarterly Results and FY 2018 (KPI) Financial in South Korea (under IFRS) 1Q Operating revenue 34,123 8, % Operating profit 3,260 1, % Operating profit ratio 9.6% 18.7% Operating assets 295, , % Average lending interest rate * % 13.5% Average deposit interest rate * 1 2.3% 2.3% Net interest margin * 1 7.1% 7.2% Average lending interest rate * % 13.3% Average funding interest rate * 2 3.0% 3.1% BIS Capital Adequacy Ratio * % 11.1% *1: Weighted average of 2 savings banks (JT Chinae Savings Bank and JT Savings Bank) *2: Weighted average of 3 companies (2 savings banks and JT Capital) Note: Figures for () are based on the following exchange rates: 1 won = yen for B/S and P/L items, and figures for 1q are based on 1 won = yen for B/S, 1 won = yen for P/L items (the period average) (unit: 100 million won, %) (1Q ) Savings banks and capital company Consumer loan balance 13,284 7,564 8,084 11,687 11,417 Credit ratings (average) Cost to obtain a customer (10 thousand won) Ratio of loans to large corporations, secured loans, and loans with government guarantee % 50% 55% 56% 56% 14,486 9,000 10,863 15,865 16,031 Receivables collection business Principal balance 4,023 2,600 2,068 1, ,824 Principal balance per employee Return on investment 250% を維持 96.1% 136.0% % *1: No additional purchase of NPLs with steady collection of existing NPLs (including sale of receivables). *2: the actual figure based on the average payback period of months. If adjusted with the numerical target of 60 months, the rate becomes 309%. 12

4 5. Quarterly Results and FY 2018 (KPI) Financial in Southeast Asia (under IFRS) 1Q Operating revenue 16,783 3, % Operating profit 2, Operating asset 126,300 86, % Average lending interest rate 13.1% 11.6% Average deposit interest rate 6.0% 7.4% Net interest margin 4.7% 2.6% Capital Adequacy Ratio (CAR) 13.6% 15.3% Note : Figures for () are based on the following exchange rates: 1 rupiah = yen for B/S and P/L items, and figures for 1Q are based on 1 rupiah = yen for B/S and 1 rupiah = (the period average) for P/L. (unit: trillion rupiah, %) () Balance of SME loan Balance of multi finance Average deposit interest rate 6.0% 8.9% 7.8% 7.6% 7.4% CASA ratio 15.6% 10.3% 13.5% 10.0% 11.9% Fee income

5 5. Quarterly Results and FY 2018 (KPI) Non-Financial es (under IFRS) General Entertainment 1Q Sales 16,518 3, % Operating profit Real Estate 1Q Sales 8,000 1, % Operating profit % Investment 1Q Sales 2, % Operating profit 2, % Note: Figures for () are based on the following exchange rates: 1 Singapore dollar = yen for B/S and P/L items, and 1Q figures are based on 1 Singapore dollar = yen for B/S/ and 1 Singapore dollar = yen (period average) for P/L. Other non-financial business 1Q Sales % Operating profit % FY 2018 (1Q ) General Entertainment Number of content facilities Number of collaboration events Number of ready-built housing sold Real Estate Ratio of in-house construction * % 12.0% 35.2% 12.9% - Number of receiving orders for commercial facility construction *1: The figure is reported in semi annual basis