Agenda 1. Adoption of minutes: Agenda 2. Review of GoI Instruction regarding Financial Inclusion:

Size: px
Start display at page:

Download "Agenda 1. Adoption of minutes: Agenda 2. Review of GoI Instruction regarding Financial Inclusion:"

Transcription

1 Agenda 1 Adoption of minutes: The minutes of State Level Bankers Committee meeting held on was circulated to all members. Since no request for amendment has been received, the House may adopt the said minutes. Agenda 2 Review of GoI Instruction regarding Financial Inclusion: i) Financial Inclusion of Villages : a) Status of coverage of villages with population , Bank-wise allocation duly approved by last SLBC held on (for Mar. 12 quarter), as well as status of coverage as on is placed in pages55 to61. All the Banks are requested to expedite coverage as per GOI strategies and guidelines. b) Opening of at least one account for each family in FI villages latest by 30 th June, 2012 in terms of Govt. of India instructions vide letter F.No FI dated (already circulated to all SLBC member Banks). All Banks to apprise the House about their position in regard to: c) The status of opening Brick and Mortar branches, Ultra Small Branches within in villages with population 5000 & above as per GoI instruction. d) All Banks to ensure to provide laptop with VPN connectivity to all identified and designated officials visiting CSPs and USBs. e) Details of the designated officer, i.e,, Name, designation, Bank name, Contact no,, ID, etc. who will visit CSPs at designated date and time, to be displayed prominently at all CSP Centres and also upload the same at District, SLBC and Bank website. f) Ensure completion of the task GIS data entry for banking amenities details of Branches, BCs, ATMs, Currency Chests, Clearing Houses, etc. on the website of DoFS, MoF, GoI in respect of all the Lead Districts by the respective Banks, LDMs, immediately. Some of the Banks are yet to submit their data. The detailed guidelines of Govt. of India in this regard have already been sent to all Banks and LDMs by the convener bank.. The forum may deliberate on these issues and offer valuable suggestions. ii) Action taken on strategy and guidelines on Financial Inclusion Convener bank circulated the instruction received DFS, MoF, GoI vide letter no FI (Pt) dated in the matter to all member banks and subsequent instructions to provide action taken report on following action points. The instruction was also circulated to CMDs of all Banks directly by GoI. a) Banks to define service area in terms of Gram Panchayat. b) All DCC to prepare a service area plan as per Annexure-II, page Nos.62 to 72 and upload the same in the District web site and State web site. c) Comprehensive District Financial Services Plan to be prepared by District Financial Services Committee constituted as per GoI instruction. d) Preparation of State Financial Services Plan on receipt of CDFSP from the LDMs. The controllers of LDMs to apprise the House. >> 7 << Agenda 3 Follow-up action on the decisions of the SLBC meeting dated

2 No. Action to be taken Comments ( Status of the action) 1 Attendance of designated officials of appropriate level to be made in the SLBC meeting Senior level officials from the following Banks only were present in the SLBC meeting held on 29/06/2012-SBI,Canara Bank,UBI, BOB, UCO MCAB,and RRB. 2 Opening of Currency Chest at Resubelpara, Ampati and Baghmara Resubelpara: Since new districts have been declared, the matter has been taken up with new District Administration for a suitable plot. Ampati: As no suitable Govt land/building available at the centre, bank has decided to buy land from public through paper publication. No response from public. Efforts are being made for getting suitable government land for construction of Currency Chest through SDO. Baghmara: DC has identified an old building in the bus stand area which is not suitable for setting up Currency Chest. An offer from a private party has been received who has agreed to construct the building and rent it out to SBI. Necessary legal formalities are in progress. 3 Convergence of EBT with FIP The first Task Force meeting for the state of Meghalaya, on enhancing financial inclusion through modern electronic payment system held at Shillong, under the chairmanship of Sri N.S.Samant, I.A.S., Principal Secretary, Finance, Govt. of Meghalaya on 24 th May, In the meeting, three Sub-committees were formed to look after different areas - (a) A Sub-committee on payment and receipt. (b) Sub-committee to study into the connectivity related issues. (c) Sub-committee to study e-payment products and suggest suitable, cost efficient e-payment modes for the state of Meghalaya. The Sub-committee meeting to study e-payment products was held under the chairmanship of Sri A.K.Choudhary, DGM, SBI on 25 th August, The minutes placed in page No.64 to 68. Another Sub-committee meeting for connectivity issues was held on 05 th June, 2012 under the chairmanship of Sri T. Dkhar, SIO & Sr. Technical Director, NIC, Shillong.

3 >> 8 << 4 Holding of Financial Literacy & Credit Counselling program at each District 5 Increase in flow of credit to the agriculture sector 6 Increase in Education loan: Preparation of Bank wise specific action plan for Increase in credit to Transport operator 8 Increase in credit to Housing sector 8 FLCC camps were conducted at Tikrikilla on , Paham on , Umden on , Khliehriat on , Dadenggiri on , Dilma on , Betasing on and at Aneaga on As on ` crores extended to this sector, i.e. marginally decreased by an amount of `4.28 crores over the March 12 quarter. Details furnished at page No.22 Secretary (DFS), MOF, GOI has fixed target for the FY : No Amount Rs lacs and distributed among the Banks. Bank wise position is furnished at page No.47 Details furnished at page No.48 Details furnished at page No.42 9 Credit to MSME sector Details furnished at page No (a) 10 (b) PMEGP- Implementation & monitoring by Sub- Committee Long pending subsidy claim in respect of REGP margin money scheme PMEGP target for the FY allocated to the Banks and furnished at page No.32 details State Director will apprise the House when he will release the margin money of pending cases. 11 NRLM (sensitization & The concerned Deptt. will apprise the House. training) 12 Setting up of RSETI Out of 7 RSETIs only land allotted for 1 RSETI. Details furnished in page No Promotion of export Chairman of the Sub-Committee will apprise the House. Details furnished at Page No Opening of Extension Counter/ Branch of Nationalised Bank at Umroi Airport No Bank has come forward to open Branch at airport.

4 >> 9 << 15 Cyber fraud & counterfeit notes circulation & creation of awareness All Banks are advised to discuss about cyber fraud and about counterfeit notes while conducting Awareness Programmes 16 Pending Bakijai cases Since there is low progress, House may discuss the issue and give direction to the concerned authority. Details furnished at Page No Appointment of Consultant for study of low CD Ratio in the State 18 Swarozgar Credit Cards (SCCs) Two experts are identified for appointment to find out the causes of low CD Ratio in the State of Meghalaya and the remedial actions to be taken. Expenses will be shared by SBI and State Govt. which was agreed in the last SLBC meeting held on NABARD will apprise the House 19 KCC special drive KCC target for the year fixed at: No. of cards and amount ` Financing of small tea growers 21 Credit linkage of SHGs & formation of Farmers Clubs Crores. Targets have already been allocated to Banks. Details furnished at Page No.35 SBI has commenced financing some tea growers in Ri-Bhoi and East Khasi areas for maintenance of the tea gardens. `1.55 Crores extended to SHG during the quarter under review. Bank wise details furnished at page No.34. In respect of formation of farmers club, NABARD will apprise the House. 22 Achievement under ACP Under Agriculture achievement to the extent of 13.19% & under Priority Sector achievement is %. Details furnished at page Nos.27 to 30

5 >> 10 << Agenda 4 E-payment & Electronic Benefit Transfer (EBT): As per instruction of GoI, all sorts of Govt. benefit will be directly credited to the beneficiary account. The first Task Force meeting for the state of Meghalaya, on enhancing financial inclusion through modern electronic payment system held at Shillong, under the chairmanship of Sri N.S.Samant, I.A.S., Principal Secretary, Finance, Govt. of Meghalaya on 24 th May, In the meeting, three Sub-committees were formed to look after different areas. Agenda 5 Development in Banking Operation in the State: Deposits: Total deposits as at the quarter ended June 2012 is Rs crs., which is Rs crs. higher than Mar.2012 (Rs crs.) Advances: Total advance as at the quarter ended June 2012 is Rs crs., which is Rs crs. higher than Mar.2012 (Rs crs.) C D Ratio: C D Ratio has decreased from as on Mar.2012 to as on June Banks with less than 20% C. D. Ratio are as under: ANB(1.16),BOI(19.12),BOM(8.64),Corporation(11.41),PNB(12.92),SIB(3.36),Syndicate(9.36),Vijaya(15.46), AXIS(11.74),HDFC(12.82),Yes(0.16) and Kotak(0.00) a) Total No. of Banks operating in the State : 31 b) No. of Banks with C D Ratio less than 20% : 12 c) No. of Banks with C D Ratio between 20% to 30% : 4 d) No. of Banks with C D Ratio between 30% to 40% : 8 e) No. of Banks with C D Ratio above 40% : 7 Summary of C D Ratio (District wise) a) No. of Districts with C D Ratio 60% and above : 0 b) No. of Districts with C D Ratio between 40% to 60% : 1 c) No. of Districts with C D Ratio below 40% : 6 d) Districts with less than 40% C D Ratio are as under : East Khasi (38.16), West Khasi (34.60), Jaintia (21.12), East Garo (32.15), West Garo (36.12), South Garo (18.76) Moreover, two experts have been appointed to find out the causes of low CD ratio in the state of Meghalaya & suggest remedial actions required for its improvement. Priority Sector Advances: Priority sector advances to total advances stood at 50.20%, which is well above benchmark of 40%.

6 Agenda 6 >> 11 << Agricultural Advances: Percentage of agriculture advances to total advance is at 14.90% against the benchmark of 18%. Flow of credit to Agriculture: Agriculture advance has marginally come down in this quarter from Rs crs. to Rs crs. (inclusive of RIDF investment), Outstanding % to AGL advances Crop Loans Rs Cr. 24% Term Loans Rs Cr. 76% Total Rs Cr. New Agri Loans sanctioned during the quarter Crop Loans Rs Cr. Term Loans Rs Cr. Total Rs Cr. Revised Target for KCC during the year No. of new cards issued (KCC) Nos. Cumulative position of KCC Nos. Crop Loan Recovery % % Agri. Loan Recovery % % Bringing Green Revolution in Eastern India Agricultural Lending & Crop Loans As per Government of India instructions, all Banks are requested to extend KCC loan to all eligible non-defaulter families. Agenda 7 Review of Performance under ACP 2012 Comparative Position Particulars As on March2011 As on March2012 As on March2013 Target for the Year Rs.529 Cr. Rs.804 Cr. Rs.1712 Cr. Achievement Rs.535 Cr. Rs.662 Cr. Rs Cr. Percentage 101 % 82 % % Summary Segment Wise As on March 2011 As on March 2012 As on June 2012 Sector Target Achievement % Target Achievement % Target Achievement % Agri. Total Crop Loans Industry Services

7 Agenda 8 >> 12 << Review of progress of financing under MSME sector Performance in MSME sector placed in page No.49 The Sub-Segment wise growth is as under: Sub-Segment Growth (Rs. In Cr) Growth %over previous Qtr. Micro Enterprise -ve Rs % (-ve) Small Enterprise -ve Rs % (-ve) Medium Enterprise -ve Rs % (-ve) SHG Credit Linkages (Direct) The performance in direct SHG Credit Linkage during the quarter is as under : Target (No.) Achievement % of Achiev. No. of SHGs Credit linked Amount of loan disbursed Rs.0.17 Cr. Agenda 9 Implementation of SGSY Scheme : Bank wise performance of loans sanctioned under SGSY Scheme is placed in Page No.31 Implementation of PMEGP Scheme : Bank wise performance of loans sanctioned under PMEGP Scheme is placed in Page No.32 Implementation of SJSRY Scheme : Bank wise performance of loans sanctioned under SJSRY Scheme is placed in Page No.33. Target yet to be fixed. Agenda 10 Committee on Financial Sector Plan (CFSP): (a)progress report as on March 2012: The status report of 4 districts identified for 100% Financial Inclusion is furnished in ANNEXURE IV, Page No.80 (b)financial Inclusion: (i)providing Banking Services in Villages having Population of over 2000 There are 39 unbanked villages in the State. Out of 39, 25 villages allotted to SBI, 8 to MRB, 4 to UBI, 1 to MCAB and 1 to PNB. Bank wise financial inclusion is placed in ANNEXURE I, page Nos.53 & 54. (ii)providing Banking Services in Villages having Population of over 2000 There are 39 unbanked villages in the State. Out of 39, 11 villages are in East Khasi, 17 in Jaintia and 11 in West Garo District. District wise financial inclusion is placed in ANNEXURE I, page Nos.53 & 54. Status report of Financial Sector Plan is furnished in the report.

8 Agenda 11 >> 13 << Review of Coverage of Unbanked Block for providing banking services in the State: There are no unbanked blocks in the State. Agenda 12 Credit flow of Minority Community Government of India, Ministry of Welfare has notified the following as Minority Communities: 1)Muslims 2)Christian 3)Sikh 4)Buddhist 5)Zoroastrian. Meghalaya State has only one district, viz., West Garo having minority concentration. Agenda 13 Progress made so far and action to be taken up for setting up of RSETIs in the State POSITION OF OPENING OF RSETI/RUDSETI IN THE STATE BY BANKS/FIs and details in page No.52 Sl. No. Name of Bank Target Land Allotted Opened 1 State Bank of India Punjab National Bank Meghalaya Coop. Apex Bank Meghalaya Rural Bank United Bank of India Agenda 14 Financial Literacy & credit counseling centres (FLCC): Reserve Bank of India, with the objective of scaling up Financial Literacy efforts, has modified the existing Financial Literacy & Credit Counselling Centres (FLCCs) scheme, vide their letter No.RPCD/FLC.No.12452/ / dated the 06 th June, The nomenclature of FLCCs has now been changed to Financial Literacy Centres (FLCs). Copy of the modified RBI guidelines alongwith our action plan is placed in page No.69 to 74. Agenda 15 Implementation of National Agriculture Insurance Scheme (NAIS) and Modified National Agricultural Insurance Representative from NAIS will apprise the House. Agenda 16 CREATION OF CENTRAL ELECTRONIC REGISTRY FOR DATA BASE OF PROPERTIES UNDER EQUITABLE MORTGAGE Banks to apprise the House about the developments.

9 >> 14 << Agenda 17 Prime Minister s Employment Generation Program (PMEGP) - Extension of period KVIC, Mumbai advised that PMEGP scheme has been extended for the FY , vide their letter No. PMEGP/RBI/CMD/ dated KVIC may apprise the House in details. Agenda 18 Recovery support from State Govt. sponsored loans and other defaulter borrowers All Banks are requested to submit the list of defaulter borrowers with the concerned sponsoring agencies and seek their support for recovery. House may discuss and take necessary steps in the matter. Agenda 19 Implementation of Revival / Restructure and Reform Package for the Handloom sector Representative of Deptt. of Handloom & Textiles/ Sericulture, Govt. of Meghalaya and NABARD will apprise the House about the updates/ developments in the matter. Agenda 20 Agreed list of Unbanked Centre for opening of Branches Latest development on opening of Bank Branches at West Khasi District - Sl. No. Name of the District Name of the unbanked centre Name of the Bank Br. planned to be opened 1 West Khasi Nonghyllam SBI Progress/ Remark At present opening of branch at Nonghyllam is not conducive for lack of infrastructure. The report submitted by CM (Lead Bank) W. K. was submitted to the DC, Nongstoin with a request for improvement /provision of infrastructure facilities like motorable road, Police Outpost, telecom facility & premises. 2 West Khasi Shallang UBI Opened on

10 >> 15 << Agenda 21 Detection of counterfeit notes in banking channel Revised procedure (RBI letter No.RPCD(Guwa)No.12677/ / dated ) (1) A police station at each District Police Headquarter may be designated as the nodal Police Station, wherein the offences relating to Fake Indian Currency Notes (FICN) recovered by Bank can be reported. (2) The Bank will also correspondingly designate a nodal officer in each of the District in their respective Banks, who will be vested with the responsibility of reporting the seizures of the FICNs in the said District. The system of reporting will be monthly, wherein details of recovery of all FICNs having 1 piece to 4 pieces in a single transaction are reported by the Banks by their respective nodal officer in a consolidated manner. However, seizures involving 5 or more than 5 pieces in one single transaction will be reported as separate FIR, immediately by the Bank. (3) A reporting format for capturing the information has been furnished below Name of the Bank Branch (Name & Code) Place of recovery (teller / cash chest) Name of the tenderer (in case of teller) Denomination Number borne on FICN Details of security feature breached Representative from RBI will apprise the House.

11 >> 51 << Sub-Committee of SLBC for Export Promotion In the last Sub-Committee meeting on EBT-FIP held on , the AGM, SBI, highlighted the difficulties faced by the different exporters such as their bills not being negotiated, unavailability of Foreign Exchange facility at Bank branches. He further suggested that all the Bank branches located at Shillong should have Foreign Exchange facility, which should be extended in all District Head Quarters in order to promote easy remittance both inward and outward to all the exporters. The State Government is also planning to open more Border Haats in State in order to promote smooth flow of exports/imports through Bangladesh. The Chairman Shri N. S. Samant, IAS, Principal Secretary, Finance, Government of Meghalaya, Shillong said that they would discuss all the matters in the next meeting. The AGM, RBI said that Bangladesh people also desire export promotion and also about lot of fake currency under circulation. The Chairman said that about fake currency, they should invite Police administration in the ensuing meeting. The Director, Commerce and Industries, informed that there are 10 Land and Custom centres in the State, out of those 8 centres are functioning. Dawki is the renowned international border with Bangladesh to be developed soon. Therefore, Customs Department should also be invited to attend and share their experiences with us in the next Sub-Committee meeting under Export Promotion. He further suggested that SBI should coordinate in conducting a Sub-Committee for Export Promotion and should invite State Home and Police Department along with RBI.

12 >> 52 << PRESENT POSITION OF RSETIs IN THE STATE OF MEGHALAYA AS ON Sl. Lead Banks No. Districts allotted Status 1. Ri-Bhoi SBI Land 1.5 acres of land allotted to us by signing a MOU on Possession of land given on Fund Claim received from NIRD Rs.50 lacs as 1 st instalment on Construction P&E Deptt. has been advised to undertake construction of RSETI building at Umsning C&RD Block Campus. Setup Opened in rented premises on As MoRD fund can be utilized for payment of rent for 3 years, the issue has been taken up with the Chief Secretary, Meghalaya requesting to take up the matter with MoRD/NIRD and allotting a rentfree accommodation till construction is completed. Our Corporate Centre also has taken up the issue with MoRD. 2. West Garo 3. South Garo 4. East Garo 5. Jaintia SBI Land acres of land identified in Aug 10. DRDA, Tura has requested DC (Revenue) Tura on for formal allotment to SBI. Matter being pursued with Govt. Fund- NA Construction NA Setup a short duration programme conducted in Nov. 11 SBI Land- DC, South Garo has instructed the Urban Planner, Tura to identify and earmark the 1.5 acres selected land for RSETI vide SGH/DC/REV/Part/10/97/200 dated Matter is being followed up. Fund - NA Construction NA Setup- Not yet set up. Megh. Co-op Apex Bank UBI Land- Not yet allotted. Secy., C&RD advised that land is identified & MOU can be signed. Fund NA Construction NA Setup- Not yet set up. NIRD has clarified that RSETI guidelines does not mention the responsibility to RSETI by Co-op Banks. Land - Not yet allotted. UBI Regional Office has sought permission from their Head office for setting up RSETI. Fund- NA Construction NA Setup - UBI Regional Office has sought permission from their Head Office for setting up RSETI. 6. East Khasi 7. West Khasi PNB MRB Land - Society formed. MOU is expected to be signed shortly. Fund NA Construction NA Setup- Building is available at Laitkroh. PNB has requested their HO for posting official to start RSETI in the building. Land Land allotted not found suitable. Another land owned by Nongstoin C&RD Block is being identified for handing over. Fund NA Construction NA Setup - Not yet set up. TRYSEM building in Nongstoin is available without hostel facilities.

13 >> 62 << Committee on Financial Sector Plan (CFSP): Progress report as on (Current Quarter) The status reports as on received from 4 districts identified for 100% Financial Inclusion is furnished below :- Sl No. Name of district Lead Bank allotted to No. of house - holds No. of villages ** No. of no-frills a/c s opened No. of GCC issued No. of KCC issued H/Hold covered No. of villages covered % of coverage Household % of coverage villages 1 E.K. SBI % 98.54% 2 Jaintia SBI % Ri-Bhoi SBI % 96.49% 4 West Garo SBI % 80.02% ** Source - Statistical Hand Book on MEGHALAYA issued by Directorate of Economics & Statistics, Govt. of Meghalaya, Shillong and Census India Website updated as on 2001

14 SBI >> 63 << REVIEW OF DCC/DLRC MEETINGS HELD DURING THE CURRENT FINANCIAL YEAR Sl. No. AS ON District Lead Bank 1 East Khasi West Khasi Jaintia Ri-Bhoi East Garo West Garo South Garo Dates of DCC/DLRC Meetings held 1 st Qtr. 2 nd Qtr. 3 rd Qtr. 4 th Qtr.

(I) Provision of banking services to villages with population below 2000:

(I) Provision of banking services to villages with population below 2000: AGENDA ITEM NO: 01 FINANCIAL INCLUSION PLAN (FIP) OF J&K STATE: (I) Provision of banking services to villages with population below 2000: The FIP-II target for coverage of 5,582 identified unbanked villages

More information

State Level Bankers' Committee Meeting, Chhattisgarh. Action Taken Report on Minutes of 59 th Meeting

State Level Bankers' Committee Meeting, Chhattisgarh. Action Taken Report on Minutes of 59 th Meeting State Level Bankers' Committee Meeting, Chhattisgarh Action Taken Report on Minutes of 59 th Meeting ANNEXURE-A1 Agenda Points No. Action Points 4 Progress under Government Sponsored Scheme (GSS) is not

More information

AGENDA NOTES AND BACKGROUND PAPERS FOR SLBC MEETING OF MIZORAM FOR THE QUARTER ENDED DECEMBER, 2010.

AGENDA NOTES AND BACKGROUND PAPERS FOR SLBC MEETING OF MIZORAM FOR THE QUARTER ENDED DECEMBER, 2010. AGENDA NOTES AND BACKGROUND PAPERS FOR SLBC MEETING OF MIZORAM FOR THE QUARTER ENDED DECEMBER, 2010. Date: 22.03.2011 Agenda: 1. Adoption of minutes: The minutes of State Level Bankers Committee meetings

More information

MINUTES OF THE SLBC MEETING AT AIZAWL ON 29/06/2017 Page 1

MINUTES OF THE SLBC MEETING AT AIZAWL ON 29/06/2017 Page 1 Minutes of the State Level Bankers Committee (SLBC) Meeting of Mizoram For the quarter ended March 2017 The SLBC meeting of Mizoram for the quarter ended March, 2017 was held at the Conference Hall, New

More information

Agenda/ Background Papers

Agenda/ Background Papers Background: Agenda/ Background Papers NABARD, R.O. Jammu, vide communication bearing Ref. No. NB (J&K)/ mcid /2015-16 dated 28 May, 2015 intimated that SHG-Bank Linkage programme has grown exponentially

More information

UNITED BANK OF INDIA FINANCIAL RESULTS FY

UNITED BANK OF INDIA FINANCIAL RESULTS FY 29 th April, 2011 UNITED BANK OF INDIA FINANCIAL RESULTS FY 2010-11 PRESS RELEASE 1. Table of Contents Highlights for Q4 ended March 31, 2011 (Q4 FY11) Highlights for FY ended March 31, 2011 (FY11) Other

More information

Segment -1 (Background)

Segment -1 (Background) National Rural Livelihood Mission (NRLM): Segment -1 (Background) National Rural Livelihood Mission (NRLM) was launched by Ministry of Rural Development, GoI by restructuring Swaranjayanti Gram Swarozgar

More information

120 th Meeting of State Level Bankers Committee (Punjab)

120 th Meeting of State Level Bankers Committee (Punjab) 120 th Meeting of State Level Bankers Committee (Punjab) The 120 th meeting of State Level Bankers Committee (Punjab) will be held on 15.05.2012 at 2.45 PM at Hotel Mount View, Sector 10, Chandigarh. Following

More information

Agenda 1. A. Progress of Financial Inclusion:-

Agenda 1. A. Progress of Financial Inclusion:- AGENDA Adoption of minutes: The minutes of State Level Bankers' Committee meeting held on 03.05.2018 for the quarter ended December, 2017 was circulated to all members through e-mail. Since no request

More information

CENTRAL AND STATE SPONSORED SCHEMES 1: RAJIV GANDHI LOAN SCHOLARSHIP SCHEME

CENTRAL AND STATE SPONSORED SCHEMES 1: RAJIV GANDHI LOAN SCHOLARSHIP SCHEME CENTRAL AND STATE SPONSORED SCHEMES 1: RAJIV GANDHI LOAN SCHOLARSHIP SCHEME Rajiv Gandhi Loan Scholarship Scheme is a Govt. of Karnataka Scheme to provide full interest subsidy and moratorium for the study

More information

Minutes of the 156 th Meeting of State Level Bankers Committee, Madhya Pradesh

Minutes of the 156 th Meeting of State Level Bankers Committee, Madhya Pradesh 1 Minutes of the 156 th Meeting of State Level Bankers Committee, Madhya Pradesh - 20.02.2015 The 156 th meeting of State Level Bankers Committee in Madhya Pradesh was held on 20.02.2015, in the Conference

More information

SUBJECT. CONFIRMATION OF THE MINUTES OF THE 45th SLBC MEETING HELD ON THE 21 ST AUGUST 2013

SUBJECT. CONFIRMATION OF THE MINUTES OF THE 45th SLBC MEETING HELD ON THE 21 ST AUGUST 2013 [1] A G E N D A I T E M S ITEM I II SUBJECT CONFIRMATION OF THE MINUTES OF THE 45th SLBC MEETING HELD ON THE 21 ST AUGUST 2013 PAGE NO. ACTION TAKEN REPORT ON THE 45 TH SLBC MEETING 3-7 KEY INDICATORS

More information

STATE LEVEL BANKERS COMMITTEE, BIHAR

STATE LEVEL BANKERS COMMITTEE, BIHAR STATE LEVEL BANKERS COMMITTEE, BIHAR 48 TH REVIEW MEETING FOR THE QUARTER ENDED 31 ST MARCH, 2014 VENUE: HOTEL CHANAKYA, PATNA DATE: 27.05.2014 TIME: 10.30 AM STATE BANK OF INDIA SLBC DEPARTMENT (5 TH

More information

STATE LEVEL BANKERS COMMITTEE, BIHAR VENUE: HOTEL CHANAKYA, PATNA DATE: TIME: AM

STATE LEVEL BANKERS COMMITTEE, BIHAR VENUE: HOTEL CHANAKYA, PATNA DATE: TIME: AM STATE LEVEL BANKERS COMMITTEE, BIHAR 39 TH REVIEW MEETING FOR THE QUARTER ENDED 31 ST DECEMBER 2011 VENUE: HOTEL CHANAKYA, PATNA DATE: 10.02.2012 TIME: 10.30 AM CONVENOR: STATE BANK OF INDIA SLBC DEPARTMENT

More information

Half Yearly Results (FY ) PRESS RELEASE

Half Yearly Results (FY ) PRESS RELEASE Date-31 st October, 2011 UNITED BANK OF INDIA (The Bank that begins with U) Half Yearly Results (FY 2011-12) PRESS RELEASE L to R: Shri S.L.Bansal-ED, Shri Bhaskar Sen-CMD & Shri D.Basu-GM(Accounts) Table

More information

SUBJECT. CONFIRMATION OF THE MINUTES OF THE 46th SLBC MEETING HELD ON THE 20 th NOVEMBER 2013

SUBJECT. CONFIRMATION OF THE MINUTES OF THE 46th SLBC MEETING HELD ON THE 20 th NOVEMBER 2013 [1] A G E N D A I T E M S ITEM I II III SUBJECT PAGE NO. CONFIRMATION OF THE MINUTES OF THE 46th SLBC MEETING HELD ON THE 20 th NOVEMBER 2013 2 ACTION TAKEN REPORT ON THE 46 TH SLBC MEETING 3-6 KEY INDICATORS

More information

PRESS RELEASE. Performance driven Progress

PRESS RELEASE. Performance driven Progress CORPORATE OFFICE: GANDHINAGAR BANGALORE PRESS RELEASE 30.07.2012 SyndicateBank Announces its Financial Results for the quarter ended 30 th June 2012 Performance driven Progress (Q 1 of 2012 vis a vis Q

More information

SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 97 th MEETING OF J&K SLBC HELD ON 10 th June, 2015

SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 97 th MEETING OF J&K SLBC HELD ON 10 th June, 2015 SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 97 th MEETING OF J&K SLBC HELD ON 10 th June, 2015 The minutes of 97 th meeting of J&K SLBC held on 10 th June, 2015 at Srinagar to review the performance

More information

Minutes of the 109 th meeting of SLBC Rajasthan held on 20 th June, 2011

Minutes of the 109 th meeting of SLBC Rajasthan held on 20 th June, 2011 Minutes of the 109 th meeting of SLBC Rajasthan held on 20 th June, 2011 The 109 th meeting of State Level Bankers Committee was held at Jaipur on 20.06.2011. The meeting was graced by the Hon ble Union

More information

State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 147 th Meetings of SLBC Held on

State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 147 th Meetings of SLBC Held on State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 147 th Meetings of SLBC Held on 23.09.2016 The 147 th meeting of SLBC, Tamil Nadu was held at Chennai on 23 rd September,

More information

Direct Benefit Transfer (DBT) Scheme 15 6 Achievements under Annual Credit Plan (ACP) upto for Delhi (Rural)

Direct Benefit Transfer (DBT) Scheme 15 6 Achievements under Annual Credit Plan (ACP) upto for Delhi (Rural) Agenda No. 77 th STATE LEVEL BANKERS COMMITTEE MEETING FOR NCT OF DELHI FOR THE QUARTER ENDED EMBER INDEX - AGENDA ITEMS AND BACKGROUND PAPERS Agenda Items Page No. Calendar of Next SLBC Meeting 1 Key

More information

Banking Development in U.T. of Puducherry

Banking Development in U.T. of Puducherry State Level Bankers Committee, Puducherry Convenor: Indian Bank Banking Development in U.T. of Puducherry (As of Dec 2016) (Rs. in Crores) S. No Details/Sector March 2013 March 2014 March 2015 March 2016

More information

STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2011 HELD AT NEDFi-BUILDING, GUWAHATI, ON

STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2011 HELD AT NEDFi-BUILDING, GUWAHATI, ON STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2011 HELD AT NEDFi-BUILDING, GUWAHATI, ON 07-06-2011 The State Level Bankers Committee meeting for the State of

More information

Banking Development in U.T. of Puducherry

Banking Development in U.T. of Puducherry State Level Bankers Committee, Puducherry Convenor: Indian Bank Banking Development in U.T. of Puducherry (As of June 2016) (Rs. in Crores) S. No Details/Sector March 2013 March 2014 March 2015 March 2016

More information

No. of households. to be covered

No. of households. to be covered Agenda Item No. 01 FINANCIAL INCLUSION PLAN (FIP) OF J&K STATE: (I) Swabhimaan Campaign for coverage villages with population > 2000 (II) Provision banking services to villages with population below 2000

More information

Lead Bank/ SLBC (J&K)

Lead Bank/ SLBC (J&K) The Jammu & Kashmir Bank Limited Corporate Headquarters T +91 (0)194 2505639 E convenorbank@jkbmail.com M A Road, Srinagar 190001 F +91 (0)194 2505639 W www.jkbank.net Kashmir India Lead Bank/ SLBC (J&K)

More information

180 th Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH

180 th Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH 180 th Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH Agenda & Background Notes Date: 02.02.2013 - Time: 11.30 AM Venue: Jubilee Hall, Public Gardens, Hyderabad STATE LEVEL BANKERS` COMMITTEE

More information

Financial Inclusion & Postal Banking The India Story

Financial Inclusion & Postal Banking The India Story Financial Inclusion & Postal Banking The India Story A Presentation by Sandip Ghose Reserve Bank of India at the UPU-AFI Workshop, Berne, Switzerland 9 th & 10 th November, 2009 Financial Inclusion : Definition

More information

2. Role of Banks 2.1 Bank staff may help the poor borrowers in filling up the forms and completing other formalities so that they are able to get cred

2. Role of Banks 2.1 Bank staff may help the poor borrowers in filling up the forms and completing other formalities so that they are able to get cred Master Circular--Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) Banks should take the following measures to step up their advances to SCs / STs: 1. Planning Process 1.1 The District

More information

CONFIRMATION OF THE MINUTES OF 78 TH MEETING OF J&K SLBC HELD ON 11 TH JANUARY, 2010 AT JAMMU

CONFIRMATION OF THE MINUTES OF 78 TH MEETING OF J&K SLBC HELD ON 11 TH JANUARY, 2010 AT JAMMU CONFIRMATION OF THE MINUTES OF 78 TH MEETING OF J&K SLBC HELD ON 11 TH JANUARY, 2010 AT JAMMU The minutes of 78 th meeting of J&K SLBC held on 11 TH January, 2010 at Jammu to review the performance / achievements

More information

SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 98 th MEETING OF J&K SLBC HELD ON 26 th AUGUST, 2015

SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 98 th MEETING OF J&K SLBC HELD ON 26 th AUGUST, 2015 SEGMENT-1 (REVISION) CONFIRMATION OF MINUTES OF 98 th MEETING OF J&K SLBC HELD ON 26 th AUGUST, 2015 Minutes of 98 th meeting of J&K SLBC held on 26 th August, 2015 at Srinagar to review the performance

More information

Banking Development in U.T. of Puducherry

Banking Development in U.T. of Puducherry State Level Bankers Committee, Puducherry Convenor: Indian Bank Banking Development in U.T. of Puducherry (As of Sep 2016) (Rs. in Crores) S. No Details/Sector March 2013 March 2014 March 2015 March 2016

More information

122 nd MEETING OF SLBC PUNJAB

122 nd MEETING OF SLBC PUNJAB 122 nd MEETING OF SLBC PUNJAB The 122 nd Meeting of the State Level Bankers Committee, Punjab was held on 09.11.2012 at Hotel Shivalikview, Sector-17, Chandigarh to review the performance of banking system

More information

121 st Meeting of State Level Bankers Committee (Punjab)

121 st Meeting of State Level Bankers Committee (Punjab) 121 st Meeting of State Level Bankers Committee (Punjab) The 121 th meeting of State Level Bankers Committee (Punjab) will be held on 09.08.2012 at 2.45 PM at Hotel Mount View, Sector 10, Chandigarh. Following

More information

: Rs % Performance Highlights for the Q3 FY 12 and 9M FY 12 ended December 2011

: Rs % Performance Highlights for the Q3 FY 12 and 9M FY 12 ended December 2011 Press Release TOTAL BUSINESS CROSSES Rs 6,00,000 CRORE. CASA DEPOSITS CROSS Rs 1,25,000 CRORE TOTAL ASSETS CROSS Rs. 4,21,000 CRORE. NET INTEREST MARGIN REMAINS HIGH AT 3.85% BOOK VALUE PER SHARE ABOVE

More information

The Chairman/ Managing Director of All Public Sector Banks Chairman of All Regional Rural Banks ( through Sponsored Banks)

The Chairman/ Managing Director of All Public Sector Banks Chairman of All Regional Rural Banks ( through Sponsored Banks) To F. No. 21/13/2009-FI (Vol II-Pt.) Government of India Ministry of Finance Department of Financial Services ***** Jeevan Deep Building, Sansad Marg, New Delhi, dated the 4 th April, 2012 The Chairman/

More information

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal United Bank of India Lead Bank Division Head office Convener State Level Bankers Committee for West Bengal Minutes of the 124 th State Level Bankers Committee Meeting for the State of West Bengal held

More information

Segment -1 (Background)

Segment -1 (Background) Segment -1 (Background) Pradhan Mantra Jan Dhan Yojana (PMJDY) Commencement of Financial Inclusion Plan in India-Background Financial Inclusion has always remained the focused area of the Government of

More information

United Bank of India Lead Bank Division Head Office: Kolkata

United Bank of India Lead Bank Division Head Office: Kolkata United Bank of India Lead Bank Division Head Office: Kolkata Proceedings of the Special SLBC Meeting on Implementation of Comprehensive Financial Inclusion (CFI) Plan held at SUCHINTAN, United Bank of

More information

The Bank that begins with. Financial Results Q3 ( )

The Bank that begins with. Financial Results Q3 ( ) The Bank that begins with Financial Results Q3 (2013-14 ) HIGHLIGHTS 31.12.2013. Total Business at Rs.188867 crore, with a y-o-y growth of 19.78%. Highlights Total Deposits increased to Rs.109891 crore,

More information

State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 143rd Meeting of SLBC Held on

State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 143rd Meeting of SLBC Held on State Level Bankers Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 143rd Meeting of SLBC Held on 18.09.2015 143 rd meeting of SLBC, Tamil Nadu was held at Chennai on 18 th September

More information

STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2012 HELD AT NEDFi HOUSE, DISPUR, GUWAHATI ON

STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2012 HELD AT NEDFi HOUSE, DISPUR, GUWAHATI ON STATE LEVEL BANKERS COMMITTEE, ASSAM MINUTES OF THE MEETING FOR THE QUARTER ENDED MARCH, 2012 HELD AT NEDFi HOUSE, DISPUR, GUWAHATI ON 13-06-2012 The State Level Bankers Committee meeting for the state

More information

GOVERNMENT SPONSORED EMPLOYMENT GENERATION AND POVERTY ALLEVIATION PROGRAMMES

GOVERNMENT SPONSORED EMPLOYMENT GENERATION AND POVERTY ALLEVIATION PROGRAMMES GOVERNMENT SPONSORED EMPLOYMENT GENERATION AND POVERTY ALLEVIATION PROGRAMMES 1) Background Over the years the unemployment problem particularly for educated youth in the J&K State has acquired alarming

More information

Role Of Private Sector Banks In Financial Inclusion: A Case Study On West-Bengal

Role Of Private Sector Banks In Financial Inclusion: A Case Study On West-Bengal ISSN (Online): 232-9364, ISSN (Print): 232-9356 Volume 2 Issue 3 ǁ. 2 ǁ PP.38-45 Role Of Private Sector Banks In Inclusion: A Case Study On West-Bengal *Mr. SOURAV DUTTA MUSTAFI, **Mr. JOYDEEP CHAKRABORTY

More information

FINANCIAL INCLUSION AND ECONOMIC GROWTH

FINANCIAL INCLUSION AND ECONOMIC GROWTH FINANCIAL INCLUSION AND ECONOMIC GROWTH Associate Professor & HOD, Banking & Finance Poona College of Arts, Science & Commerce, Camp, Pune-1 Savitribai Phule Pune University. (MS) INDIA Economic growth

More information

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX-

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX- STATE LEVEL BANKERS COMMITTEE, BIHAR 55 TH REVIEW MEETING FOR THE QUARTER ENDED 31 ST DECEMBER, 2015 VENUE: HOTEL CHANAKYA, PATNA DATE: 24 TH FEBRUARY 2016 TIME: 11.00 AM STATE BANK OF INDIA SLBC DEPARTMENT

More information

Lead Bank/ SLBC (J&K)

Lead Bank/ SLBC (J&K) The Jammu & Kashmir Bank Limited Corporate Headquarters T +91 (0)194 2481925 E convenorbank@jkbmail.com M A Road, Srinagar 190001 F +91 (0)194 2481925 W www.jkbank.net Kashmir India Lead Bank/ SLBC (J&K)

More information

AGENDA NO. 1 DATE OF MEETING MEETING NO. 44. Confirmation of the minutes of 43 rd SLBC meeting held on 9 th May 2013.

AGENDA NO. 1 DATE OF MEETING MEETING NO. 44. Confirmation of the minutes of 43 rd SLBC meeting held on 9 th May 2013. AGENDA NO. 1 DATE OF MEETING 14.08.13 MEETING NO. 44 Confirmation of the minutes of 43 rd SLBC meeting held on 9 th May 2013. Minutes of 43 rd SLBC meeting of Jharkhand State held on 9 th May 2013, circulated

More information

Domestic Branch Network

Domestic Branch Network Domestic Branch Network RURAL SEMI-URBAN URBAN METRO 20% 19% 20% 41% Branches 2716 Rural-1105 S-Urban-553 Urban-551 Metro-507 3000 2500 2000 1500 Branches 2415 2259 2286 2716 2516 FY'09 FY'10 FY'11 FY'12

More information

Convenor SLBC, requested Shri Suresh N. Patel, Executive Director, Oriental Bank of Commerce to address the House.

Convenor SLBC, requested Shri Suresh N. Patel, Executive Director, Oriental Bank of Commerce to address the House. MINUTES OF 79 TH SLBC MEETING DELHI STATE HELD ON 20.05.2015 The 79 th SLBC Meeting Delhi State was held on 20.05.2015 at Hotel The Royal Plaza, 19, Ashoka Road, New Delhi. The following dignitaries graced

More information

SEGMENT-1. CONFIRMATION OF THE MINUTES OF 79 TH MEETING OF J&K SLBC HELD ON 20 th MAY, 2010 AT SRINAGAR

SEGMENT-1. CONFIRMATION OF THE MINUTES OF 79 TH MEETING OF J&K SLBC HELD ON 20 th MAY, 2010 AT SRINAGAR SEGMENT-1 CONFIRMATION OF THE MINUTES OF 79 TH MEETING OF J&K SLBC HELD ON 20 th MAY, 2010 AT SRINAGAR The minutes of 79 th meeting of J&K SLBC held on 20 th May, 2010 at Srinagar to review the performance

More information

(I) Provision of banking services to villages with population below 2000 (II) Pradhan Mantri Jan Dhan Yojana (PMJDY)

(I) Provision of banking services to villages with population below 2000 (II) Pradhan Mantri Jan Dhan Yojana (PMJDY) AGENDA ITEM NO: 01 FINANCIAL INCLUSION PLAN (FIP) OF J&K STATE: (I) Provision of banking services to villages with population below 2000 (II) Pradhan Mantri Jan Dhan Yojana (PMJDY) (I) Financial Inclusion

More information

Minutes of the 100th Meeting of J&K SLBC - for necessary action on actionable points.

Minutes of the 100th Meeting of J&K SLBC - for necessary action on actionable points. The Jammu & Kashmir Bank Limited Corporate Headquarters I +91 (0)194 2502639 E convenorbank@jkbmail.com M A Road, Srinagar 190001 F+91 (0)194 2502639 W www.jkbank.net Kashmir India J&K Bank Lead Bank/

More information

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX-

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX- STATE LEVEL BANKERS COMMITTEE, BIHAR 58TH REVIEW MEETING FOR THE QUARTER ENDED 30 TH SEPTEMBER, 2016 VENUE: HOTEL CHANAKYA, PATNA DATE: 16 TH NOVEMBER 2016 TIME: 11.00 AM STATE BANK OF INDIA SLBC DEPARTMENT

More information

Global Business exceeds ` 3.34 lakh crore Net Profit for at ` 2004 crore up by 52.63% Customer Base exceeds 32 Million

Global Business exceeds ` 3.34 lakh crore Net Profit for at ` 2004 crore up by 52.63% Customer Base exceeds 32 Million Corporate Office: Bangalore 02 May, 2013 PRESS RELEASE Global Business exceeds ` 3.34 lakh crore Net Profit for 2012-13 at ` 2004 crore up by 52.63% Customer Base exceeds 32 Million Major Highlights for

More information

~ pt ~ ~ fctcmr ~ ~ Qi'lIClill"l ~ 'fttr snmlilc6l F.Nm

~ pt ~ ~ fctcmr ~ ~ Qi'lIClilll ~ 'fttr snmlilc6l F.Nm ~ pt ~ ~ fctcmr ~ ~ Qi'lIClill"l ~ 'fttr snmlilc6l F.Nm ~~ :~, iww ('i), ~ - 400 051 ~: +912226530024 ~: +912226530150 t-m-r : dfibt@nabard.org ~ : www.nabard.org No.NB.DFIBT.HO/ 12 January 2015 4-15~-

More information

DateDdddd. UNITED BANK OF INDIA (The Bank that begins with U) Financial Results for Q-3 (FY ) PRESS RELEASE

DateDdddd. UNITED BANK OF INDIA (The Bank that begins with U) Financial Results for Q-3 (FY ) PRESS RELEASE DateDdddd Date: 20 th January, 2011 UNITED BANK OF INDIA (The Bank that begins with U) Financial Results for Q-3 (FY 2010-11) PRESS RELEASE 1. Table of Contents Highlights for Q3 ended, December, 2010

More information

STATE LEVEL BANKERS COMMITTEE, BIHAR 50TH REVIEW MEETING FOR THE QUARTER ENDED 30TH SEPTEMBER, 2014 VENUE: HOTEL CHANAKYA, PATNA DATE:

STATE LEVEL BANKERS COMMITTEE, BIHAR 50TH REVIEW MEETING FOR THE QUARTER ENDED 30TH SEPTEMBER, 2014 VENUE: HOTEL CHANAKYA, PATNA DATE: STATE LEVEL BANKERS COMMITTEE, BIHAR 50 TH REVIEW MEETING FOR THE QUARTER ENDED 30 TH SEPTEMBER, 2014 VENUE: HOTEL CHANAKYA, PATNA DATE: 21.11.2014 TIME: 10.30 AM STATE BANK OF INDIA SLBC DEPARTMENT (5

More information

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal United Bank of India Lead Bank Division Head office Convener State Level Bankers Committee for West Bengal Minutes of the 127 th State Level Bankers Committee Meeting for the State of West Bengal held

More information

Minutes of the 125 th State Level Bankers Committee Meeting for the State of West Bengal held on

Minutes of the 125 th State Level Bankers Committee Meeting for the State of West Bengal held on Minutes of the 125 th State Level Bankers Committee Meeting for the State of West Bengal held on 05-07-2014 The 125 th SLBC Meeting of the State Level Bankers Committee, West Bengal was held on 5 th July

More information

Airo International Research Journal June, 2017 Volume XI, ISSN:

Airo International Research Journal June, 2017 Volume XI, ISSN: 1 FINANCIAL INCLUSION THROUGH BUSINESS CORRESPONDENT MODEL IN HARYANA: A CRITICAL ANALYSIS Manoj Siwach 1 and Kavita Gahlot 2 Declaration of Author: I hereby declare that the content of this research paper

More information

PROCEEDING OF 123 RD SLBC MEETING HELD ON AT BHUBANESWAR

PROCEEDING OF 123 RD SLBC MEETING HELD ON AT BHUBANESWAR PROCEEDING OF 123 RD SLBC MEETING HELD ON 26.05.2011 AT BHUBANESWAR The 123 rd SLBC Meeting of Orissa was held on 26.05.2011 at Bhubaneswar under the Chairmanship of Shri Ajai Kumar, Executive Director,

More information

Sub-Committee of State Level Inter Institutional Committee(SLIIC)- Constitution & Purpose

Sub-Committee of State Level Inter Institutional Committee(SLIIC)- Constitution & Purpose Sub-Committee of State Level Inter Institutional Committee(SLIIC)- Constitution & Purpose In order to effectively monitor the timely rehabilitation and restructuring of Sick Micro, Small and Medium Enterprises

More information

STATE LEVEL BANKERS COMMITTEE, BIHAR DATE:

STATE LEVEL BANKERS COMMITTEE, BIHAR DATE: STATE LEVEL BANKERS COMMITTEE, BIHAR 29 TH REVIEW MEETING AS ON 30 TH JUNE 2009 VENUE: HOTEL CHANAKYA, PATNA DATE: 14.09.2009 TIME: 10 AM CONVENOR: STATE BANK OF INDIA SLBC DEPARTMENT (5 TH FLOOR) LOCAL

More information

Public Sector Banks Private Sector Banks 9 26 Co-operative Banks 1 14 Total

Public Sector Banks Private Sector Banks 9 26 Co-operative Banks 1 14 Total SL NO. COMMERCIAL & COOPERATIVE BANKS OPERATING IN SIKKIM NETWORK OF BANK BRANCHES As on 30.06.2017 NUMBER OF BRANCHES OF THE BANK TOTAL RURAL SEMI URBAN 1 STATE BANK OF INDIA 34 29 5 2 CENTRAL BANK OF

More information

Minutes of the 141 st Meeting of SLBC Held on

Minutes of the 141 st Meeting of SLBC Held on Minutes of the 141 st Meeting of SLBC Held on 23.03.2015 141 st meeting of SLBC, Tamil Nadu was held at Chennai on 23 rd March 2015. List of participants is furnished in Annexure. Welcome Address:- Shri.

More information

181 st Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH

181 st Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH 181 st Meeting of STATE LEVEL BANKERS` COMMITTEE OF ANDHRA PRADESH Agenda & Background Notes Date: 04.06.2013 - Time: 11.30 AM At Hyderabad STATE LEVEL BANKERS` COMMITTEE OF A.P CONVENOR ANDHRA BANK Andhra

More information

127 th Meeting of State Level Bankers Committee (Punjab)

127 th Meeting of State Level Bankers Committee (Punjab) 127 th Meeting of State Level Bankers Committee (Punjab) The 127 th meeting of State Level Bankers Committee (Punjab) to review the performance of banks for the period ended 31 st December 2013 will be

More information

Chapter V Financial Inclusion: Policy and Progress

Chapter V Financial Inclusion: Policy and Progress Report on Trend and Progress of Banking in India 2015-16 Chapter V Financial Inclusion: Policy and Progress 5.1 Providing universal access to banking services and improving the forms of credit delivery,

More information

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX-

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX- STATE LEVEL BANKERS COMMITTEE, BIHAR 57TH REVIEW MEETING FOR THE QUARTER ENDED 30 TH JUNE, 2016 VENUE: HOTEL CHANAKYA, PATNA DATE: 31ST AUGUST 2016 TIME: 11.00 AM STATE BANK OF INDIA SLBC DEPARTMENT (5

More information

PRIORITY SECTOR LENDING - RRB

PRIORITY SECTOR LENDING - RRB PRIORITY SECTOR LENDING - RRB Priority Sector lending includes lending to those sectors that impact large sections of the population, the weaker sections and the sectors which are employment-intensive

More information

Special. Government Sponsored. Issues & Remedies

Special. Government Sponsored. Issues & Remedies Special State Level Bankers Committee Government Sponsored Schemes: Issues & Remedies Structure of Presentation: Socioeconomic Indicators of J&K Credit Plan Performance: Aggregate Analysis Disaggregated

More information

PROCEEDINGS OF 140 TH SLBC MEETING HELD ON

PROCEEDINGS OF 140 TH SLBC MEETING HELD ON PROCEEDINGS OF 140 TH SLBC MEETING HELD ON 26.08.2015 The 140 th SLBC Meeting of Odisha was held on 26.08.2015 under the Chairmanship of Shri N. Sambasiva Rao, the Corporate General Manager, UCO Bank.

More information

STATE LEVEL BANKERS COMMITTEE, BIHAR. AS ON 31st DECEMBER 2008 VENUE: HOTEL CHANAKYA, PATNA DATE: TIME: 11 A.M.

STATE LEVEL BANKERS COMMITTEE, BIHAR. AS ON 31st DECEMBER 2008 VENUE: HOTEL CHANAKYA, PATNA DATE: TIME: 11 A.M. 1 STATE LEVEL BANKERS COMMITTEE, BIHAR 27 TH REVIEW MEETING AS ON 31st DECEMBER 2008 VENUE: HOTEL CHANAKYA, PATNA DATE: 26.03.2009 TIME: 11 A.M. CONVENOR: STATE BANK OF INDIA LOCAL HEAD OFFICE P A T N

More information

MINUTES OF STATE LEVEL PMEGP MONITORING COMMITTEE MEETING HELD ON 18 TH OF MARCH, 2014 AT JAMMU.

MINUTES OF STATE LEVEL PMEGP MONITORING COMMITTEE MEETING HELD ON 18 TH OF MARCH, 2014 AT JAMMU. MINUTES OF STATE LEVEL PMEGP MONITORING COMMITTEE MEETING HELD ON 18 TH OF MARCH, 2014 AT JAMMU. A meeting of State Level PMEGP Monitoring committee was held under the Chairmanship of Shri Khurshid Ahmad

More information

State Bank of India Q2FY09 RESULTS ANALYSTS MEET

State Bank of India Q2FY09 RESULTS ANALYSTS MEET State Bank of India Q2FY09 RESULTS ANALYSTS MEET 27.10.2008 Operating and Net Profit 4193 Q2FY08 Q2FY09 Rs. In Crs 2714 28.43% 54.52% 1611 36.04% 2260 40.23% Operating Profit Net Profit 1 34454 Deposit

More information

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal

United Bank of India Lead Bank Division Head office Convener. State Level Bankers Committee for West Bengal United Bank of India Lead Bank Division Head office Convener State Level Bankers Committee for West Bengal Minutes of the 128 th State Level Bankers Committee Meeting for the State of West Bengal held

More information

RBI/ /562 DCM (FNVD) No.5840/ / June 27, 2013

RBI/ /562 DCM (FNVD) No.5840/ / June 27, 2013 RBI/2012-13/562 DCM (FNVD) No.5840/16.01.05/2012-13 June 27, 2013 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks Madam / Sir, Detection and Reporting of

More information

Banking Development in U.T. of Puducherry

Banking Development in U.T. of Puducherry State Level Bankers Committee, Puducherry Convenor: Indian Bank Banking Development in U.T. of Puducherry (As of March 2018) (Rs. in Crores) S. No Details/Sector March 2014 March 2015 March 2016 March

More information

IIP growth (%) Rates FY CPI(YoY) in % Repo Reverse Repo MSF Call Money(Daily movement) A p r.

IIP growth (%) Rates FY CPI(YoY) in % Repo Reverse Repo MSF Call Money(Daily movement) A p r. 2 Rates FY13-14 Repo Reverse Repo MSF Call Money(Daily movement) 13.5 12.5 11.5 10.5 9.5 8.5 7.5 6.5 5.5 A p r M a y J u n J u l A u g S e p O c t N o v D e c J a n F e b M a r IIP growth (%) 3.5 2.6 2.7

More information

OPERATIONAL EFFICIENCY OF REGIONAL RURAL BANKS AND OTHER COMMERCIAL BANKS OF ODISHA INDIA: A COMPARATIVE STUDY

OPERATIONAL EFFICIENCY OF REGIONAL RURAL BANKS AND OTHER COMMERCIAL BANKS OF ODISHA INDIA: A COMPARATIVE STUDY OPERATIONAL EFFICIENCY OF REGIONAL RURAL BANKS AND OTHER COMMERCIAL BANKS OF ODISHA INDIA: A COMPARATIVE STUDY Prof. RN Subudhi & Jitendra K. Ram School of Management, KIIT University Bhubaneswar, India

More information

IDBI Bank Ltd. Financial Inclusion : Achievements

IDBI Bank Ltd. Financial Inclusion : Achievements Background IDBI Bank Ltd. Financial Inclusion : Achievements 2013-14 The Government of India, in concert with the Reserve Bank of India, has embarked upon the mission of fostering inclusive growth in the

More information

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX-

STATE BANK OF INDIA SLBC DEPARTMENT (5TH FLOOR) LOCAL HEAD OFFICE, WEST GANDHI MAIDAN P A T N A PH.NO / FAX- STATE LEVEL BANKERS COMMITTEE, BIHAR 59TH REVIEW MEETING FOR THE QUARTER ENDED 31 ST DECEMBER, 2016 VENUE: HOTEL CHANAKYA, PATNA DATE: 17 TH FEBRUARY 2017 TIME: 11.00 AM STATE BANK OF INDIA SLBC DEPARTMENT

More information

State Bank of India

State Bank of India State Bank of India 24.01.2009 Disclaimer This presentation is made purely for information. We have tried to give relevant information which we believe will help in knowing the Bank. The viewers may use

More information

RBI/ /40 RPCD. MFFI. BC.No.09 / / July 1, Master Circular on Micro Credit

RBI/ /40 RPCD. MFFI. BC.No.09 / / July 1, Master Circular on Micro Credit RBI/ 2009-10/40 RPCD. MFFI. BC.No.09 / 12.01.001/ 2009-10 July 1, 2009 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Master Circular on Micro Credit

More information

STATE LEVEL BANKERS' COMMITTEE, TAMILNADU CONVENOR: INDIAN OVERSEAS BANK. MINUTES OF THE 119 th S L B C MEETING HELD ON

STATE LEVEL BANKERS' COMMITTEE, TAMILNADU CONVENOR: INDIAN OVERSEAS BANK. MINUTES OF THE 119 th S L B C MEETING HELD ON STATE LEVEL BANKERS' COMMITTEE, TAMILNADU CONVENOR: INDIAN OVERSEAS BANK MINUTES OF THE 119 th S L B C MEETING HELD ON 25.09.2009 119 th SLBC Meeting of Tamil Nadu was held at Chennai on 25 th September,

More information

ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA. Circular No BC - CD Date:

ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA. Circular No BC - CD Date: ANDHRA PRAGATHI GRAMEENA BANK HEAD OFFICE :: KADAPA Circular No. 317 2011 - BC - CD Date: 31.12.2011 SHG - BANK LINKAGE PROGRAMME SANCTION OF CASH CREDIT LIMIT REVISED GUIDELINES Ref. Cir. No. 1) 145-2006-BC-CST,

More information

STATE LEVEL BANKERS COMMITTEE: KARNATAKA Convenor SYNDICATE BANK: CORPORATE OFFICE: BENGALURU

STATE LEVEL BANKERS COMMITTEE: KARNATAKA Convenor SYNDICATE BANK: CORPORATE OFFICE: BENGALURU STATE LEVEL BANKERS COMMITTEE: KARNATAKA Convenor SYNDICATE BANK: CORPORATE OFFICE: BENGALURU AGENDA NOTES FOR 142 nd SLBC MEETING & BANKING STATISTICS AS ON JUNE 2018 As per the revised RBI guidelines

More information

A STUDY ON EVALUATION OF THE PERFORMANCE OF FINANCIAL INCLUSION PLANS (FIP) OF BANKS, IN INDIA FOR THE PERIOD ( )

A STUDY ON EVALUATION OF THE PERFORMANCE OF FINANCIAL INCLUSION PLANS (FIP) OF BANKS, IN INDIA FOR THE PERIOD ( ) A STUDY ON EVALUATION OF THE PERFORMANCE OF FINANCIAL INCLUSION PLANS (FIP) OF BANKS, IN INDIA FOR THE PERIOD (2010-16) Dr. Rajeev K. Saxena Associate Professor Department of EAFM University of Rajasthan,

More information

INDIAN BANKING SYSTEM (UNIT-4) REGIONAL RURAL BANKS IN INDIA (PART-1)

INDIAN BANKING SYSTEM (UNIT-4) REGIONAL RURAL BANKS IN INDIA (PART-1) INDIAN BANKING SYSTEM (UNIT-4) REGIONAL RURAL BANKS IN INDIA (PART-1) 1. INTRODUCTION Hello viewers welcome to the lecture series on Indian Banking System. Today we shall take up unit 4 and we shall discuss

More information

Audited Financial Results. For Q / FY. March, 2015

Audited Financial Results. For Q / FY. March, 2015 Audited Financial Results For Q / FY March, 2015 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Business Mar-13 Mar-14 Mar-15 Parameter Mar 13 Mar 14 Mar 15 Y-o-Y % Growth Gross Advances 66,457

More information

Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) Ministry of Rural Development Government of India

Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) Ministry of Rural Development Government of India Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) Ministry of Rural Development Government of India Presentation Plan 1 Erstwhile Indira Awaas Yojana (IAY) 2 Findings of Performance Audit of IAY by CAG 2014

More information

MINUTES OF 136 TH SLBC MEETING OF STATE LEVEL BANKERS COMMITTEE HIMACHAL PRADESH HELD ON AT HOTEL HOLIDAY HOME, SHIMLA (H.P.

MINUTES OF 136 TH SLBC MEETING OF STATE LEVEL BANKERS COMMITTEE HIMACHAL PRADESH HELD ON AT HOTEL HOLIDAY HOME, SHIMLA (H.P. 0 MINUTES OF 136 TH SLBC MEETING OF STATE LEVEL BANKERS COMMITTEE HIMACHAL PRADESH HELD ON 08.06.2015AT HOTEL HOLIDAY HOME, SHIMLA (H.P.) 1 136 th meeting of State Level Bankers Committee- Himachal Pradesh

More information

Selection procedures for FLC Counsellors on contract basis for Mehsana District

Selection procedures for FLC Counsellors on contract basis for Mehsana District Selection procedures for FLC Counsellors on contract basis for Mehsana District Bank has decided to hire services of Financial Literacy Centre Counselor (FLCC) at Mehsana, Gujarat. Advertisement on Bank

More information

सम म न आपक व श व स क. GM/SLBC/ODISHA/ 609 / Date:

सम म न आपक व श व स क. GM/SLBC/ODISHA/ 609 / Date: य क ब क सम म न आपक व श व स क UCO BANK Honours your Trust GM/SLBC/ODISHA/ 609 /2012-13 Date: 11-03-2013. To All the Participants of State Level Bankers Committee, Odisha. Dear Sir, Sub: Proceedings of the

More information

STATE LEVEL BANKERS' COMMITTEE, TAMIL NADU CONVENOR: INDIAN OVERSEAS BANK. MINUTES OF THE 126 th S L B C MEETING HELD ON

STATE LEVEL BANKERS' COMMITTEE, TAMIL NADU CONVENOR: INDIAN OVERSEAS BANK. MINUTES OF THE 126 th S L B C MEETING HELD ON STATE LEVEL BANKERS' COMMITTEE, TAMIL NADU CONVENOR: INDIAN OVERSEAS BANK MINUTES OF THE 126 th S L B C MEETING HELD ON 29.06.2011 126 th SLBC Meeting of Tamil Nadu was held at Chennai on 29 th June, 2011.

More information

Sub-Committee of State Level Inter Institutional Committee (SLIIC)-Constitution & Purpose

Sub-Committee of State Level Inter Institutional Committee (SLIIC)-Constitution & Purpose Sub-Committee of State Level Inter Institutional Committee (SLIIC)-Constitution & Purpose In order to effectively monitor the timely rehabilitation and restructuring of Sick Micro, Small and Medium Enterprises

More information

REVISED SERVICE CHARGES W.E.F CHAPTER - I Bills/Cheques for collection:

REVISED SERVICE CHARGES W.E.F CHAPTER - I Bills/Cheques for collection: REVISED SERVICE CHARGES W.E.F 01.07.2017 CHAPTER - I Bills/Cheques for collection: 1. Outward/Inward Collection of Cheques/Instruments: A) Outstation Cheques/Demand Drafts/Interest Warrants/Dividend Warrants,

More information

Performance Appraisal of Andhra Bank and its role in Financial Inclusion

Performance Appraisal of Andhra Bank and its role in Financial Inclusion WWW..COM ISSN: 2278-3970 Performance Appraisal of Andhra Bank and its role in Financial Inclusion Dr. K.V.S.Prasad 1, Prof. G. Sudarsana Rao 2 1 Assistant Professor, Department of Basic Science and Humanities,

More information