PRIVACY NOTICE (GRAMM-LEACH-BLILEY ACT) Does Modern Home share? For joint marketing with other financial companies No We don t share
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1 PRIVACY NOTICE (GRAMM-LEACH-BLILEY ACT) FACTS Reasons we can share your personal For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes to offer our products and services to you Does Modern Home share? Can you limit this sharing? For joint marketing with other financial companies We don t share For our affiliates everyday business purposes about your transactions and experiences For our affiliates everyday business purposes about your creditworthiness We don t share For nonaffiliates to market to you We don t share Questions? Call toll-free (855) or go to
2 What we do How does Modern Home protect my personal? How does Modern Home collect my personal? To protect your personal from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to your personal to those employees who need to know this to perform their job duties. We collect your personal, for example, when you give us your income provide employment provide account show your driver s license or government issued ID We also collect your personal from others, such as credit bureaus, affiliates, or other companies. Why can t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates everyday business purposes about your creditworthiness affiliates from using your to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a common corporate entity under the Solar Mosaic, Inc. or Mosaic name. naffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. naffiliates we share with include financial services companies, third party lenders, financial partners, and other providers.
3 Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies, third party lenders, financial partners, and other providers.
4 Why? FACTS WHAT DOES WEBBANK DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR MODERN HOME LOAN? Financial companies choose how they share your personal. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal. Please read this notice carefully to understand what we do. The types of personal we collect and share depend on the product or service you have with us. This can include: What? How? Social Security number and transaction history payment history and account balances credit history and credit scores When you are no longer our customer, we continue to share your as described in this notice. All financial companies need to share customers' personal to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal ; the reasons WebBank chooses to share; and whether you can limit this sharing. Reasons we can share your personal For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes to offer our products and services to you Does WebBank share? Can you limit this sharing? For joint marketing with other financial companies We don't share For our affiliates' everyday business purposes about your transactions and experiences For our affiliates' everyday business purposes about your creditworthiness We don't share For nonaffiliates to market to you We don't share Questions? Call toll-free (855) or go to
5 Who we are Who is providing this notice? WebBank What we do How does WebBank protect my personal? How does WebBank collect my personal? Why can't I limit all sharing? To protect your personal from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal, for example, when you open an account or apply for financing give us your contact or give us your income pay your bills We also collect your personal from others, such as credit bureaus or other companies. Federal law gives you the right to limit only sharing for affiliates' everyday business purposes-- about your creditworthiness affiliates from using your to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates naffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. WebBank does not share with our affiliates. Companies not related by common ownership or control. They can be financial and nonfinancial companies. WebBank does not share with nonaffiliates so they can market to you. A formal agreement between nonaffiliated financial companies that together market Joint marketing financial products or services to you. WebBank does not jointly market. Other important Special tice For State Residents: We will also comply with more restrictive state laws to the extent that they apply.
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