If you have any questions about your application, please contact Paxton UK Ltd using the telephone number/ displayed above.

Transcription

1 Our reference MA80B//15:41 27th May 2016 Mr Alan Duffy and Miss Chanel Coate-Lamb Halifax PO Box 548 Leeds LS1 1WU Tel no: Fax no: Page 1 of 9 Roll Number 10/ Dear Mr Duffy and Miss Coate-Lamb Your New Mortgage Thank you for choosing us for your new mortgage. We enclose a copy of your application details so you have a permanent record of the information you supplied us. Please check the form and let us know if there are any errors or if it needs any changes as soon as possible. As this information is the basis on which we will make you an offer of mortgage, you should not enter into any agreement to purchase if any of the details are incorrect. If you have any questions about your application, please contact Paxton UK Ltd using the telephone number/ displayed above. Yours sincerely Iain Harnett Iain Harnett Customer Service Enclosed Application Form Halifax is a division of Bank of Scotland plc. Registered in Scotland. SC Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number Telephone calls may be monitored or recorded.

2 MORTGAGE APPLICATION SUMMARY Intermediary Roll Number 10/ INTERMEDIARY SERVICE DETAILS Intermediary Name Paxton UK Ltd Intermediary Telephone Number Level of Service Advised CUSTOMER INFORMATION Title Forename(s) Surname Gender Mr Alan Stephen Duffy Male Date of Birth 10/02/1983 Current Date moved into current address 19/04/2016 Residential status Renting - private Miss Chanel Coate-Lamb Female 17/09/ /04/2016 Renting - private Marital status Single Nationality United kingdom Home telephone number (inc STD) Work telephone number (inc STD) Mobile number Home Single United kingdom Work Do you have any special documentary needs (for example,would it help to have documents in Braille or large print?) Purchase type Will all residential mortgages be repaid within one month after completion of the new mortgage? Previous address ne First time buyer ne First time buyer Date moved into previous address (dd/mm/yyyy) Date moved out from previous address (dd/mm/yyyy) Residential status Country of residence Previous forename(s) UK

3 Previous surname Verification method Face to Face Face to Face CURRENT EMPLOYMENT Employment Type (if own more than 25% of a business please key as self employed) Occupation Type Self employed Self Employed It Consultant Paye Office Staff Contract type data Percentage of business owned 100% Start date of employment 16/09/2013 Anticipated retirement age 70 Self Employed Details Year business was acquired 2013 Year business was established 2013 Length of self employment (years) 0 Net Profit - Latest Year ( ) 60,000 Net Profit - Previous Year ( ) (if Net Profit - 2nd Previous Year ( ) (if Contact details 39,460 15,980 Business telephone number Name of business Alan Duffy It Ltd Permanent 01/01/ Alan Duffy It Ltd Income Gross annual income ( ) (basic income + guaranteed allowances) Annual commission ( ) Annual bonus ( ) Annual overtime ( ) Does the applicant receive any other annual income 6,500

4 Accountant's details Accountant's telephone. Accountant's firm Accountant's address

5 Credit Commitments - All Applicants Total monthly credit commitments ( ) (Joint commitments to be keyed as one commitment) Total monthly credit commitments (incl. mortgages) to be repaid on or before completion of this mortgage ( ) Financial Dependents - All Applicants Number of financial dependents (Children residing at home or living away from home e.g. University) Monthly maintenance payments ( ) (Children you're legally responsible for but who reside with another parent/grandparent etc) Have any applicant(s) been in arrears with any borrowing or had a property repossessed? Have any applicant(s) had a County Court Judgement or default registered against them or if self employed against their business? Have any applicant(s) ever been declared bankrupt or made arrangements with creditors? N N N LOAN DETAILS Purchase price 292,000 Market value Cost of improvements Total 262,800 Loan amount 262,800 Total value of cash incentives Term (years) 32 Source of deposit Gift Payment Date 01 Repayment type Interest only amount Total value of Lloyds Banking Group Mortgages to remain open not including this application Selected Products Repayment Product FAN136 MAF001 Product Type Fixed Interest Fixed Interest Product term Initial Rate of Interest Amount ( ) Product Fee Add Fee to Loan Until 30/09/2018 Daily 263, Yes Until 31/12/9999 Daily PROPERTY ADDRESS 1 Beaulieu Walk Maidstone ME16 0TL

6 PROPERTY DETAILS Property type Detachment type of floors in the block 0 Floor the flat is on Was the property built in the last 12 months? Type of Purchase House End Terrace rmal Year property built 1986 Property to be occupied for the first time in its current state? Type of initial occupancy Builders name Type of builders standards indemnity scheme Seller Currently own the property Currently live at the property Anyone else (aged 17 or over) live at the property Business carried out at the property Please confirm that no more than 60% of the property will be used for business purposes Property tenure Remaining lease term 0 Annual ground rent ( ) Annual service charge ( ) Annual chief rent or feu duty ( ) Data rmal Freehold Entry date (Scotland) 00/00/0000 VALUATION DETAILS Valuation type Contact name Valuation Mr Hatc Batten Preferred telephone number Alternative telephone number Selling agents name Hatch Batten Estates Selling agents contact number Original valuer name Original valuer's town Original valuer's postcode Comments to valuer CONVEYANCER DETAILS Using own conveyancer Conveyancer name Conveyancer contact name Conveyancer contact telephone number Burtons Solicitors Ltd

7 PAYMENT INFORMATION How would you like to make your monthly mortgage payment Roll number Direct Debit Sort code Account number Account name FEE PREFERENCES Mr As Duffy Fee Type Fee Amount Adding to Loan Product fee Yes Valuation fee Higher lending charge

8 ADDITIONAL INFORMATION PREVIOUS ADDRESS(ES) Second Previous address When did you move to this address? Residential status Third previous address When did you move to this address? Residential status CURRENT EMPLOYMENT (Second Main) Employment Type (if own more than 25% of a business please key as self employed) Occupation type Contract type Percentage of business owned Start date of employment Self Employed Details Year business was acquired Year business was established Length of self employment (years) 0 Net Profit - Latest Year ( ) 0 Net Profit - Previous Year ( ) (if Net Profit - 2nd Previous Year ( ) (if Contact details Business telephone number Name of business Income Gross annual income ( ) (basic income + guaranteed allowances) Annual commission ( ) Annual bonus ( ) Annual overtime ( ) Accountant's details Accountant's telephone. Accountant's firm

9 Accountant's address CURRENT EMPLOYMENT (Third main) Employment Type (if own more than 25% of a business please key as self employed) Occupation type Contract type Percentage of business owned Start date of employment Self Employed Details Year business was acquired Year the business established Length of self employment (years) 0 Net Profit - Latest Year ( ) 0 Net Profit - Previous Year ( ) (if Net Profit - 2nd Previous Year ( ) (if Contact details Business telephone number Name of business Income Gross annual income ( ) (basic income + guaranteed allowances) Annual commission ( ) Annual bonus ( ) Annual overtime ( ) Accountant's details Accountant's telephone. Accountant's firm Accountant's address