Integral Collections Rebrand. Concepts by JMR Creative Design Pty Ltd

Transcription

1 Integral Collections Rebrand Concepts by JMR Creative Design Pty Ltd

2 Integral Collections Rebrand by JMR Creative Design Pty Ltd Integral Collections Logo Refresh The new icon is design to subtly represent debt recovery. The C represents the means or tools collecting the debt and the small red dot represents the debt. The icon is also designed to represent the letter i and c of business name - Integral Collections. The type style change to Trade Gothic Extended gives the logo strength and integrity as well as providing a more contemporary feel to the brand.

3 Integral Collections Rebrand by JMR Creative Design Pty Ltd Integral Collections Logo Refresh Utilising existing icon with contemporary type style Concept incorporates a variation on the debt collection process/cycle icon with contemporary type style Type style option for the JMR recommended logo

4 Corporate collateral rebrand concept 1 Style: bold and Impactful Corporate Folio Covers All imagery in concept 1 is strong and bold but not too literal. Imagery was selected to be almost abstract with a tone of strength and power. Image colour is designed to complement the new Integral Collections colour palette.

5 Corporate collateral rebrand concept 1 Style: bold and Impactful Corporate Folio Text Profit protection A unique approach Integral solutions Invoice Finance is a flexible funding solution for small and medium sized businesses (SMEs), designed to improve cash flow and increase the working capital available to a business by releasing cash locked up in unpaid invoices or receivables. It is also known by a number of terms including Debtor Finance, Factoring, Cash Flow Finance, Receivables Finance or Invoice Discounting. Invoice Finance, put simply, is the process of selling a business s outstanding invoices at a small discount to a financier. The business issuing the invoice will receive an immediate cash payment without having to wait the usual 30, 45, 60 or 90 day credit period for payment from customers. This injects cash back into the business quickly which it can then put to work immediately. It is vitally important that any monies that you receive from your customers are held in trust and immediately transferred to Bibby Financial Services, together with the remittance advice. You should ensure that you check your bank statements regularly (at least weekly) and transfer any funds paid directly to you by your customers back to the bank account nominated by Bibby Financial Services. Important: It is a significant default of your facility under our agreement if any customer receipt, whether you believe it is funded on or otherwise, is not forwarded immediately to Bibby Financial Services. If you have any doubt please contact your Client Manager as soon as possible. This fee is applied to the funds you draw down from your account. The rate is an agreed margin plus the variable per annum Westpac Indicator Lending Rate (WILR). It is accrued daily on the daily outstanding balance, deducted from your availability daily, and debited to your current account at the end of the month. You can view the interest fees charged for the month by accessing your account (page 23) and clicking Discount Invoice under View Reports. The minimum annual fee is not an additional charge. It is agreed prior to the commencement of your facility and calculated as your service fee percentage multiplied by your projected annual turnover over the 12 months from the commencement date of the facility. If the Service Fee charged in any month is less than the minimum fee for that month (calculated on a pro rata ), the difference will be debited to your current account at the end of the month. Credits are also applied where the Service Fee charged for that month is greater than the minimum fee. Legal Matters Some overdue or delinquent accounts may need to be served with legal notices to recover payment. Bibby Financial Services can send Statutory Letters of Demand and other legal notices to recover payment. We can also arrange for the amount to be referred to a Mercantile Agent on your behalf. Additional charges may apply for this service (see Fees and Charges ). Customer queries Your Credit Officer will handle any queries your customers might have about the payments due, including sending copies of the invoices you have submitted to us to your customers and advising of outstanding amounts and BFS bank account details. Customer Disputes Your Credit Officers also note any disputes raised by your customers and provide notes in our system which you can view online. A dispute notification is available daily in the View Reports section of the online Client Manager system. ABN enquiries@integralcollections.xom.au Core elements of the brand carry through all media based collateral

6 Corporate collateral rebrand concept 1 Style: bold and Impactful Information sheet & business card Introducing Integral Collections, a commercial debt recovery specialist backed by Bibby Financial Services, the largest global non-bank provider of Debtor Finance Our approach Important: It is a significant default of your facility under our agreement if any customer receipt, whether you believe it is funded on or otherwise, is not forwarded immediately to Bibby Financial Services. If you have any doubt please contact your Client Manager as soon as possible. Why Integral Collections The key warranties that you provide to Bibby Financial Services when you submit invoices to us for funding include: Invoice Finance is a flexible funding solution for small and medium sized businesses (SMEs), designed to improve cash flow and increase the working capital available to a business by releasing cash locked up in unpaid invoices or receivables. Who we are What we offer Your queries responded to within Your customer s queries Monthly Customer Statements Customer accounts are at arms length and supply is in no way to a related party. This includes transactions to relatives of directors, common directorships etc Bineet Ramrakha level 10, 418A Elizabeth Street Surrey Hills NSW 2010 It is vitally important that any monies that you receive from your customers are held in trust and immediately transferred to Bibby Financial Services, together with the remittance advice. You should ensure that you check your bank statements regularly (at least weekly) and transfer any funds paid directly to you by your customers back to the bank account nominated by Bibby Financial Services. The process 1. Your queries responded to within 2. Your customer s queries 3. Monthly Customer Statements If you owe a customer money and that customer owes you money (i.e. a contra account), do not submit that customer for funding. Please contact your Client Manager immediately should this situation arise Goods or work are not subject to progress or stage claims t : f : m: e : bineetr@ Should you have any questions about these warranties, please contact your Client Manager immediately. ABN Core elements of the brand carry through all media based collateral

7 Corporate collateral rebrand concept 1 Style: bold and Impactful Press Advertising Superior strength in business capitol recovery Services, the largest global non-bank designed to improve cash flow and increase the specialist backed by Bibby Financial provider of Debtor Finance. for small and medium sized businesses (SMEs), cash locked up in unpaid invoices or receivables. Superior strength in business capitol recovery Services, the largest global non-bank designed to improve cash flow and increase the Generic corporate advertisement Superior strength in business capitol recovery Services, the largest global non-bank designed to improve cash flow and increase the Industry specific or campaign based advertising

8 Corporate collateral rebrand concept 2 Style: sophisticated and professional Corporate Folio Profit protection A unique approach Invoice Finance is a flexible funding It is vitally important that any monies solution for small and medium sized that you receive from your customers businesses (SMEs), designed to improve are held in trust and immediately cash flow and increase the transferred to Bibby Financial Services, working capital available to a business together with the remittance advice. You by releasing cash locked up in unpaid should ensure that you check your bank invoices or receivables. statements regularly (at least weekly) and transfer any funds paid directly to It is also known by a number of terms you by your customers back to the bank including Debtor Finance, Factoring, account nominated by Bibby Financial Cash Flow Finance, Receivables Finance Services. or Invoice Discounting. Important: It is a significant default of Invoice Finance, put simply, is the your facility under our agreement if any process of selling a business s customer receipt, whether you believe it outstanding invoices at a small discount to a financier. The business is funded on or otherwise, is not forwarded immediately to Bibby Integral solutions issuing the invoice will receive an Financial Services. If you have any doubt immediate cash payment without having please contact your Client Manager as to wait the usual 30, 45, 60 or 90 day credit period for payment from customers. This injects cash back into the business quickly which it can then put to work immediately. soon as possible. The minimum annual fee is not an additional charge. It is agreed prior to the commencement of your facility Letters of Demand and other legal notices to recover payment. We can also arrange for the amount to be referred to a Mercantile Agent on your behalf. The minimum annual fee is not an additional charge. It is agreed prior to the commencement of your facility and calculated as your service fee percentage multiplied by your projected annual turnover over the 12 months from the commencement date of the facility. This fee is applied and calculated as your service fee percentage multiplied by your projected annual turnover over the 12 months from the commencement date of the facility. If the Service Fee charged in any month is less than the minimum Additional charges may apply for this service (see Fees and Charges ). Customer queries Your Credit Officer will handle any queries your customers might have about the payments to the funds you fee for that month (calculated on due, including sending copies of draw down from your a pro rata ), the difference the invoices you have submitted account. The rate is an will be debited to your current to us to your customers and agreed margin plus the account at the end of the month. advising of outstanding amounts variable per annum Westpac Credits are also applied where and BFS bank account details. Indicator Lending Rate (WILR). It the Service Fee charged for that is accrued daily on the daily month is greater than the Customer Disputes outstanding balance, deducted minimum fee. from your availability daily, and Your Credit Officers also note any debited to your current account Legal Matters disputes raised by your at the end of the month. You can customers and provide notes in view the interest fees charged for Some overdue or delinquent our system which you can view the month by accessing your accounts may need to be served online. A dispute notification is account (page 23) and clicking with legal notices to recover available daily in the View Discount Invoice under View payment. Bibby Financial Reports section of the online Reports. Services can send Statutory Client Manager system. strenght. integrity. diplomacy. determination ABN The same image style is utilised in concept 2. This concept is designed to be light and clean to portray refinement and professionalism. enquiries@integralcollections.xom.au

9 Corporate collateral rebrand concept 2 Style: sophisticated and professional Information sheet & business card Superior strenght corporate capital recovery Introducing Integral Collections, a commercial debt recovery specialist backed by Bibby Financial Services, the largest global non-bank provider of Debtor Finance Invoice Finance is a flexible funding solution for small and medium sized businesses (SMEs), designed to improve cash flow and increase the working capital available to a business by releasing cash locked up in unpaid invoices or receivables. Who we are It is vitally important that any monies that you receive from your customers are held in trust and immediately transferred to Bibby Financial Services, together with the remittance advice. You should ensure that you check your bank statements regularly (at least weekly) and transfer any funds paid directly to you by your customers back to the bank account nominated by Bibby Financial Services. Our approach Important: It is a significant default of your facility under our agreement if any customer receipt, whether you believe it is funded on or otherwise, is not forwarded immediately to Bibby Financial Services. If you have any doubt please contact your Client Manager as soon as possible. What we offer Your queries responded to within Your customer s queries Monthly Customer Statements The process 1. Your queries responded to within 2. Your customer s queries 3. Monthly Customer Statements Why Integral Collections The key warranties that you provide to Bibby Financial Services when you submit invoices to us for funding include: Customer accounts are at arms length and supply is in no way to a related party. This includes transactions to relatives of directors, common directorships etc If you owe a customer money and that customer owes you money (i.e. a contra account), do not submit that customer for funding. Please contact your Client Manager immediately should this situation arise Goods or work are not subject to progress or stage claims Should you have any questions about these warranties, please contact your Client Manager immediately. Bineet Ramrakha level A Elizabeth Street Surrey Hills NSW 2010 t: f: m: e: bineetr@ ABN enquiries@integralcollections.xom.au Core elements of the brand carry through all media based collateral

10 Corporate collateral rebrand concept 2 Style: sophisticated and professional Press Advertising Generic corporate advertisement Industry specific or campaign based advertising

11 ABN Corporate collateral rebrand concept 2 (colour option) Style: sophisticated and professional Superior strenght corporate capital recovery Profit protection Invoice Finance is a flexible funding solution for small and medium sized businesses (SMEs), designed to improve cash flow and increase the working capital available to a business by releasing cash locked up in unpaid invoices or receivables. It is also known by a number of terms including Debtor Finance, Factoring, Cash Flow Finance, Receivables Finance or Invoice Discounting. Invoice Finance, put simply, is the process of selling a business s outstanding invoices at a small discount to a financier. The business issuing the invoice will receive an immediate cash payment without having to wait the usual 30, 45, 60 or 90 day credit period for payment from customers. This injects cash back into the business quickly which it can then put to work immediately. The minimum annual fee is not an additional charge. It is agreed prior to the commencement of your facility and calculated as your service fee percentage multiplied by your projected annual turnover over the 12 months from the commencement date of the facility. A unique approach It is vitally important that any monies that you receive from your customers are held in trust and immediately transferred to Bibby Financial Services, together with the remittance advice. You should ensure that you check your bank statements regularly (at least weekly) and transfer any funds paid directly to you by your customers back to the bank account nominated by Bibby Financial Services. Important: It is a significant default of your facility under our agreement if any customer receipt, whether you believe it is funded on or otherwise, is not forwarded immediately to Bibby Financial Services. If you have any doubt please contact your Client Manager as soon as possible. This fee is applied to the funds you draw down from your account. The rate is an agreed margin plus the variable per annum Westpac Indicator Lending Rate (WILR). It is accrued daily on the daily outstanding balance, deducted from your availability daily, and debited to your current account at the end of the month. You can view the interest fees charged for the month by accessing your account (page 23) and clicking Discount Invoice under View Reports. The minimum annual fee is not an additional charge. It is agreed prior to the commencement of your facility and calculated as your service fee percentage multiplied by your projected annual turnover over the 12 months from the commencement date of the facility. If the Service Fee charged in any month is less than the minimum fee for that month (calculated on a pro rata ), the difference will be debited to your current account at the end of the month. Credits are also applied where the Service Fee charged for that month is greater than the minimum fee. Legal Matters Some overdue or delinquent accounts may need to be served with legal notices to recover payment. Bibby Financial Services can send Statutory Integral solutions Letters of Demand and other legal notices to recover payment. We can also arrange for the amount to be referred to a Mercantile Agent on your behalf. Additional charges may apply for this service (see Fees and Charges ). Customer queries Your Credit Officer will handle any queries your customers might have about the payments due, including sending copies of the invoices you have submitted to us to your customers and advising of outstanding amounts and BFS bank account details. Customer Disputes Your Credit Officers also note any disputes raised by your customers and provide notes in our system which you can view online. A dispute notification is available daily in the View Reports section of the online Client Manager system. Introducing Integral Collections, a commercial debt recovery specialist backed by Bibby Financial Services, the largest global non-bank provider of Debtor Finance Invoice Finance is a flexible funding solution for small and medium sized businesses (SMEs), designed to improve cash flow and increase the working capital available to a business by releasing cash locked up in unpaid invoices or receivables. Who we are It is vitally important that any monies that you receive from your customers are held in trust and immediately transferred to Bibby Financial Services, together with the remittance advice. You should ensure that you check your bank statements regularly (at least weekly) and transfer any funds paid directly to you by your customers back to the bank account nominated by Bibby Financial Services. Our approach Important: It is a significant default of your facility under our agreement if any customer receipt, whether you believe it is funded on or otherwise, is not forwarded immediately to Bibby Financial Services. If you have any doubt please contact your Client Manager as soon as possible. What we offer Your queries responded to within Your customer s queries Monthly Customer Statements The process 1. Your queries responded to within 2. Your customer s queries 3. Monthly Customer Statements Why Integral Collections The key warranties that you provide to Bibby Financial Services when you submit invoices to us for funding include: Customer accounts are at arms length and supply is in no way to a related party. This includes transactions to relatives of directors, common directorships etc If you owe a customer money and that customer owes you money (i.e. a contra account), do not submit that customer for funding. Please contact your Client Manager immediately should this situation arise Goods or work are not subject to progress or stage claims Should you have any questions about these warranties, please contact your Client Manager immediately. ABN enquiries@integralcollections.xom.au strenght. integrity. diplomacy. determination enquiries@integralcollections.xom.au Bineet Ramrakha level A Elizabeth Street Surrey Hills NSW 2010 t: f: m: e: bineetr@