SWITCH MY STUFF SWITCHING YOUR ACCOUNT IS EASY

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1 SWITCH MY STUFF Make the switch to Element Federal Credit Union We make it easy. SWITCHING YOUR ACCOUNT IS EASY If you re happy with your bank, that s great. If you re not, and the fees are killing you, you might just want to check out what can do for you. Make the switch today. Complete this information, and we ll fill in most of the blanks for you: Date: My Name: Address: My Contact Phone #: Old Bank Name: Old Bank Routing Number: Old Bank Account Number: My Checking Account # at : Did you know we can help you with your loans? Ask a team member about refinancing your auto(s) and opening a MasterCard credit card. Our lending rocks, too! Element Federal Credit Union Charleston WV P: F:

2 Switch My Stuff Checklist Welcome to! We hope you enjoy how easy we ve made it for you to switch your banking relationship to us. Simply follow these steps: Open an account with. Destroy your old checks, ATM/debit cards and deposit slips. Let outstanding checks or automatic withdrawals clear. Make sure to leave enough money in your old account to cover these items. Make a fresh start Element FCU Ask your employer to transfer your direct deposit to. Be sure to give them a voided check along with the Authorization to Change Direct Deposit form we ve provided. Contact others who make deposits to your old account (retirement, pension, Social Security, etc.) and ask them to begin depositing into your account - be sure to have your new account number and suffix and the routing number, Contact anyone who makes automatic withdrawals from your old account (i.e. gym membership, subscriptions, etc.) and ask them to begin making withdrawals from your account. They ll need one of your voided checks along with the Authorization to Change Automatic Withdrawals form we ve provided. Contact companies that automatically bill your debit or credit card and ask them to begin billing payments against your MasterCard Credit Card or Debit Card. Have your MasterCard number and expiration date ready. Easily manage your finances online with ItsMe247 Online Banking. Enroll today at Elementfcu.org. Avoid waiting for your statement to come in the mail and having to file it away with the convenience of estatements. Access your last 12 months statements easily through ItsMe247, log on and click estatements to enroll today. Cancel your current electronic bill pay service and sign up for EasyPay bill pay service. Simply log into ItsMe247 to enroll. Ask your old financial institution to close your account(s) and to send you a check for the remaining balance (after verifying that all direct deposits and automatic payments have been redirected). For your convenience, an Authorization to Close Account form is included. Be sure to keep a copy of your communications for your records. If you have any questions or need assistance in switching your accounts, please call us at or visit any of our convenient branch locations. Element Federal Credit Union Charleston WV P: F:

3 Membership Application My Name: Soc Sec #: Address: My Birthdate: Mother s Maiden Name: Home Phone: Work Phone: Cell Phone: My employer: My address: Co-Applicant: Soc Sec #: Address: My Birthdate: Mother s Maiden Name: Home Phone: Work Phone: Cell Phone: My employer: My address: I want these accounts/services (share account is required): Share Checking Debit card Money market Certificate of deposit Direct deposit Online banking Bill pay edeposit/ideposit/faxdeposit Overdraft protection Courtesy pay estatements (don t send me paper) I need a loan (describe here): I need something else: Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number, 2. I am not subject to backup withholding because: a) I am exempt from backup withholding, or b) I have not been notified by the Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends or c) the IRS has notified me that I am no longer subject to backup withholding, and 3. I am a US person (including a US resident alien). By signing below, I/we agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Rate and Fee Schedule, LoanLiner Open End Plan Signature Plus Credit and Security Agreement, Funds Availability Policy Disclosure, if applicable, and to any amendment makes from time to time which are incorporated herein. I /we acknowledge receipt of a copy of the Agreement and Disclosure applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Funds Transfer Agreement. I/we also authorize the credit union to request a credit report at account opening. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding. If you already have an account with, you don t need to complete this form. If you re not yet a member, this form makes it easy to sign up for membership. Complete this form, print it, sign it and deliver to. info@elementfcu.org. For debit cardholders only: I understand I am the only individual authorized to use the card and that use of the card signifies agreement to the terms and conditions set forth in the Electronic Funds Disclosure Agreement. The MasterMoney Check Card is the property of and can be cancelled at any time without prior notice. My Signature: Date: Co-Applicant Signature: Date: Element Federal Credit Union Charleston WV P: F:

4 Authorization to Change Direct Deposit Date: Employer or Other Depositor s Name: Address: To Whom It May Concern: You are currently making direct deposits on my behalf to this account: Old Bank: Routing Number: Account Number: Please discontinue direct deposits to the above account and immediately start direct deposits to my account at: Routing Number: Account #: Checking If you have questions about my request, please contact me at: Phone number: Thank you. Sincerely, Day Savings Evening Signature: Name: Your employer or another organization may be making direct deposits to your bank account. If so, this form authorizes them to change that deposit to your account. Complete this form, print it, sign it and provide it to your payroll office and any other payor who makes automatic deposits to your account. info@elementfcu.org. Address: Element Federal Credit Union Charleston WV P: F:

5 Authorization to Change Automatic Withdrawals Date: Name of Company that Makes Withdrawals: Address: To Whom It May Concern: You are currently withdrawing $ on a monthly bimonthly basis for my (what payment is for) from: Old Bank: Routing Number: Account Number: Please discontinue withdrawals from this account and (check one): Begin withdrawals from my account at: Routing Number: Account #: Checking Savings Begin withdrawals from my card: Card #: Exp Date: CVV: I will use EasyPay bill pay service to make future payments. If you have questions about my request, please contact me at: Complete this authorization to have automatic withdrawals made from your account. Print one authorization for each company that makes automatic withdrawals from your account. Remember to change any automatic payments made by credit card, too. info@elementfcu.org. Phone number: Day Evening Thank you. Sincerely, Signature: Name: Address: Element Federal Credit Union Charleston WV P: F:

6 Authorization to Close Account Date: Bank/Other Financial Institution: Address: To Whom It May Concern: Please close my account(s) with your financial institution: Account Numbers: Account Holders: ID Verification (SSN or secret account code): And send a check for the remaining balance(s) to my new account at: Routing Number: Account #: Checking Savings I have also made arrangements to discontinue the direct deposit and automatic withdrawal of funds from my account(s) with your financial institution. If you have any questions, please contact me at: Phone number: Day Evening Thank you. Sincerely, Signature Account Holder #1: Complete this authorization to close accounts at other financial institutions and have funds transferred to your account. Print and provide one authorization to each financial institution where you have accounts. Remember to destroy and recycle old checks and destroy old ATM and debit cards. info@elementfcu.org. Signature Account Holder #2: Address: Element Federal Credit Union Charleston WV P: F: