Activity: Blockbusters

Transcription

1 2. Classroom Activities Activity: Blockbusters 67 Activity: Blockbusters Academic level: This activity is suitable for all levels. Time needed: minutes Aim: The aim of this exercise is to find out how much learners know about language connected with money management, to share their knowledge, and check understanding of key financial terms. Activity outcomes: By the end of the activity learners will: Have shared their knowledge about different financial terms Know some new words or consolidate what they already know. Key learning point: There are lots of technical terms connected with money management. Having a grip on these will help you keep informed and therefore be better able to understand what your choices are in different situations. Resources provided: Handout 1: Question sheet Handout 2: Blockbuster grid both an A4 version and a poster-sized version are provided. Resources you will need to provide: Pen Blu-tack

2 68 2. Classroom Activities Activity: Blockbusters Activity: Blockbusters Method: 1. Divide the group into two teams. 2. Stick to the wall a blockbuster grid for each team where everyone can see them. 3. Explain that the idea of the game is to get from one side of the board to the other (either top to bottom, or left to right). To achieve this though, you have to answer a question correctly for each letter you would like to use to get across the grid. If you get the answer right then the letter will be coloured in. If you answer incorrectly then it will not be coloured in, and you have a chance to try again the next time, or choose a different letter. 4. Ask the first team to pick a letter. Ask them a question from the question sheet which starts with that letter. If they answer correctly then colour in that letter on their grid. If they answer incorrectly then do not colour it in. Do not give them the correct answer if they get it wrong if they choose to they can have another go at the same question on the next round. 5. Now ask the other team to pick a letter, and continue in this way until one team has got a complete line. If you run out of questions don t worry too much about having to repeat them it s a good way of checking that everyone has been listening and learning! 6. The team who gets from one side to another first are the winners. Alternative methods of delivery: Could be done as a general quiz without the blockbuster grid. To make the game longer teams could have to get from one side to the other and back again.

3 2. Classroom Activities Handout 1: Blockbuster question sheet 69 Handout 1: Blockbuster question sheet Which A... Is your unique reference number in a bank? Account number Is provided by a bank or building society and holds money for you? Account Is a machine which pays out cash? ATM (Automated Teller Machine) Do you need to be when buying a specific item to stop someone trying to sell you one you may not be able to afford? Assertive Does car insurance cover you for if you have one? Accident Which B... Is the amount of money you have in your account at a particular time? Balance Need paying regularly to make sure you don t get into trouble? Bills Could you be getting if you are unemployed and not in formal education or training? Benefits Is someone who could take all your belongings if you fail to pay your debts? Bailiff Is a financial plan drawn up for an individual, family, business or a government? Budget Is somewhere where you can keep your money? Bank Is somewhere where you can keep your savings, and gives you loans? Building society Describes something that is a fraud or fake? Bogus Do supermarkets sell at a higher price than their own label products? Branded goods Which C... Are some people with their money? Careful Is how much you had left at the end of the month? Closing balance Is a bank account which allows you to deposit and withdraw money by cash, cheque, standing order or direct debit? Current account Means that you have money in your account to spend? Credit Is somewhere where you can go for advice about money? Citizens Advice Bureau Is a plastic card issued by a bank or building society which allows you to buy things and pay for them later? Credit cards Provides loans at low costs, but also help and support managing your money? Credit Union Is the maximum amount allowed to be used on a credit card? Credit limit Costs lots of money, so planning when to have them is important, if you want the best for them? Children Do you have to pay when you have a job and live in a house? Council Tax Do supermarkets offer customers at the checkout when they pay by debit or credit card? Cashback Which D... Causes lots of people to suffer from stress if not managed properly? Debt Are payments taken out of your account automatically, usually once a month, and the amounts can vary? Direct debit Is someone who can lend you money, but charge you really high rates of interest? Doorstep lender Is a plastic card which is used instead of cash when making a purchase? Debit card Is a three letter word which means a bill needs to be paid? Due

4 70 2. Classroom Activities Handout 1: Blockbuster question sheet Handout 1: Blockbuster question sheet Which E... Is money management relevant to? Everyone Is the word for money going out of your account? Expenditure Is another word for a person's income? Earnings Which F... Does everyone need to be? Financially aware May you have to pay if you don t pay your bills on time? Fine May you spot on your bank account, so it is important to make sure you know about the money coming in and out of your account? Fraud May be able to listen to you and give you advice on money? Friends Which G... Is the full amount earned, before any deductions are made (e.g. tax)? Gross income Pays you tax credits (including child tax credit and working tax credit)? Government Which I... Do some people buy items on, quickly, often without thinking properly? Impulse Is the word for money coming into your account? Income Is a reward you get for keeping your money in some banks? Interest Is a tax on personal income, usually deducted straight from your wages? Income tax Should you buy to cover the cost of taking your pet to the vet? Insurance (pet) Which J... May you be entitled to if you do not have a job, but are looking for one and are over 18? Jobseeker's Allowance (JSA) Is something you can get which you will earn money from doing? Job Which L... Does money affect every part of? Life Can you take out to be able to afford something? Loan Which M... Should you do with your money so you know how much you have got, what s going in and what s going out? Manage Do we need to be able to buy anything? Money Is the special name given to a long-term loan on a house or flat? Mortgage Which O... Is something some bank accounts will let you have on your accounts, so you can spend more than you ve got? Overdraft Is how much you started with at the beginning of the month? Opening balance Is another way to describe doing your banking on the internet? Online

5 2. Classroom Activities Handout 1: Blockbuster question sheet 71 Handout 1: Blockbuster question sheet Which P... May be able to help you around money and offer you advice? Parents Adds up quickly if you save small amounts regularly? Pennies Do people pay into to ensure they have an income when they retire? Pension Which Q... Is on the front of our British money? Queen Will the Citizens Advice Bureau answer for you? Questions Which R... Is a record of all your expenditure and income, which you are advised to keep? Running balance Will you be taking if you do not plan your budget carefully? Risks Do you pay each month if you don't own your own home? Rent Which S... Is a document which shows all your recent payments and withdrawals from your account? Statement Is a six digit number printed on your cheques and cards that identifies your bank and the branch? Sort code Can you buy items on in a shop, and not pay until later? Store cards Is something you will have to do to be able to buy a dream item? Save Is a four-letter word to describe a fraud? Scam Is a four-letter word to describe junk ? Spam Which T... Do you need to do before taking out a loan or spending lots of money? Think Do you need to do if you are having problems around money? Talk Is used by the goverment to pay for public services? Tax Do you do when you move money from one bank account to another? Transfer Which W... Is something you earn from doing a job? Wages Is when you take money out of your account? Withdrawal

6 72 2. Classroom Activities Handout 2: Blockbuster grid Handout 2: Blockbuster grid L A C R F C M I B D D Q W O T I S J C B F P G T E