Strong commitment towards building professional relationships with our clients

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2 ABOUT VIRTUE GROUP M/s Virtue FinServe Partnership Firm incorporated in 2016, envisages to be a one-stop shop for all kinds of financial services. At present, it is engaged to provide various financial services which include Project finance, Green field projects, Portfolio Management Services, Insurance (Life and General), Home Loans, Loan Against Property, Machinery Loans etc. It endeavors and thrives unceasingly to reach the endless milestones that come its way. The company s policy is to work hand in hand with its clients and the financial institutions with the prioritized consideration that the interests of both the benefactors are met. Virtue Group, established in 1992 has grown to become Northern India s leading and one of most reputed financial services company. It focuses to provide diverse advisory, consultancy and other finance related services to the Individual and to the Corporate and Institutional clients. The dedicated and timely services have enabled it to incorporate itself to the prolific list of Retail and Corporate clients. It is also associated with a number of financial institutions to provide quick and easy financial services and solutions.

3 ABOUT VIRTUE GROUP Virtue Group inherent culture to provide optimum and satisfactory services to its clients, makes it as one of the rapidly growing financial service houses. An exceptionally well business growth in the past twenty six years was achieved due to the aforementioned reasons. Ability to perceive and practically apply the true potential of clients business and enhancing their value. Strong commitment towards building professional relationships with our clients Pragmatic approach to capitalize the market opportunities for the clients. An expertise in the ever-growing and developing Indian market place and financial solution delivery covers numerous clients from various industrial areas which include Power, Steel, Ports, Roads, Auto, Telecom, Textile, Hospitality, Retail, Real Estate etc.

4 WHY SHOULD YOU CHOOSE US? For better workable and practical finance and facilities for your company. For financial freedom to expand and grow. To grow business even during financial crisis. Hassle and harassment free business during difficult times. To keep your business credibility out of question. For a trustworthy financial resource which does not walk even in your difficult times. A financial source which completely understands your needs and requirements. For an additional or alternative resource to your existing financial resources. For best market rates, quick and efficient services, qualified assistance, sincere understanding and cooperation and strategic dedicated partnerships. Virtue Finserve assists you to get your company the right type of finance required for it. It envisages to approach the highly respected market leaders for financial assistance at lower interest rates as well as aims to get fast approvals to help you act fast on new opportunities and to meet the immediate needs of your business.

5 HOME LOAN Helping You To Find Your Dream House We offer Services for: Home Loans Construction Loan Home Improvement Loan Home Extension Loan Plot Loans Top up Loans We have Special Schemes for: Doctors CA s Architects Professionals Salaried employees NRI s We offer Special Schemes of: Balance Transfer (Reducing Your Interest rates) Fixed Tenure Loans Flexi Home Loans

6 LOAN AGAINST PROPERTY Fulfil Financial requirement by availing Loan against property We offer our Services for Loan Against: Residential property Commercial property Loan on Plot Industrial property Rented property Loan on Basement We have Special Schemes for: Loan Against Rent Receivables Reverse Mortgage Company Transfer Cases Salient Features of our Loan Against Property Schemes Max Tenure Loan Low Rate of interest Balance Transfer Over draft Facility Term Loan Drop Line Overdraft

7 BUSINESS FINANCE Catering for your Financial Needs We offer our Services in the following area as: Working Capital Loans Traders Loans OD/CC Limits SME Loans MSME Finance Term Loans We offer our Services to: Transport operators Printing & Publishing units Education Institutions Advertising Agencies Restaurants with Bar Service Providers Manufacturers

8 PROJECT FINANCING Catering for your Industrial Business Needs We offer our Services in the following area as: Working Capital Finance Line of Credits Bridge Loans Term Finance Take Over Of Accounts Infrastructure Finance Non Fund Base Services We offer our Services to: Nursing Homes Hospitals Hotels Warehouses Schools Automotive Industries Pharma Industry Transport & IT Industry

9 MACHINERY LOANS Boost your business productivity with right equipment We offer our Services to secure finance for Plant and Equipment used in: Metal Working Wood Working Plastics Engineering Food Processing Packing industries Printing Industries And for all equipment such as: Forklifts Side loaders Lathes Laser Cutters Turn Key Production Equipment Wrappers Office Equipments Loans Other Features Flexible tenure up to 60 months No security/collateral required Minimum documentation and hassle-free application makes loan approval and disbursement a breeze Choose your tenure from 12 to 60 months.

10 PERSONAL LOANS/ UNSECURED BUSINESS LOANS Meeting your short term Personal and Business Needs Personal Loans Business Loan Loan to Salaried Persons Low Rate of Interest Low Processing Fee Maximum Tenure Fast Disbursement Door Step Service Minimum Documentation Loan to Self employed Businessmen Loan to Professionals Maximum Amount Multiple Products Overdraft Facility Flexi Tenure

11 LOAN AGAINST SECURITIES Magnify Prospects by capitalizing on existing Investments We offer our Services in the following area as: Loan against Securities Loan Against Mutual funds IPO Financing ESOP Financing Loan Against Bonds Promoter Funding Open offer Special Features of Capital market Financing: Low rate of Interest Quick Turn Around Time Flexibility in Tenure Professional Service

12 INVESTMENT PLANNING Stay ahead of the market with our wide range of investment products We offer our Services in the following area as: Life Insurance Health Insurance Mutual Fund Investment Advisory Risk Profiling Asset Allocation Portfolio Construction

13 REAL ESTATE Helping you find your family s favorite gathering place We offer our Services in the following area as: Retail Real estate Sourcing & Transactions Real Estate Investments Retailer Representation Shopping Mall Marketing Property Developer Representation Landlord Representation Property Leasing Services Commercial Real estate Services Franchise empanelment For Retail Brands

14 CO-PARTNERS The following Co-Partners who provide these services Hdfc Limited. Deutsche Bank HDB Financial Services ECL Finance Limited Dcb Bank Limited Shriram City Union Finance Indusind Bank Limited Aditya Birla Finance Ltd. IndoStar Capital Finance The Ratnakar Bank Ltd. Hdfc Bank Ltd Hero FinCorp Limited. Pnb Housing Finance Ltd Bank of Baroda IVL Finance Ltd. Fullerton India Credit Co. Ltd. Axis Bank Limited. Intek Capital Limited Tata Capital Housing Finance Ltd. IDFC Bank Ltd Icici Bank Limited Religare Finvest Ltd. Capital Float Dhfl Limited. Standard Chartered Bank HDB Financial Services YES Bank Ltd

15 Registered Office: , Amrit Chambers, 78-79, Scindia House, Janpath, New Delhi Mobile: / Web: NSE Registration No , BSE Registration No AP , AMFI Registration No. ARN , IRDA Registration No GSTIN : 07AANFV9246Q1Z1, 06AANFV9246Q1Z