Total $ 15,826,508, $ 15,759,093, $ 15,583,650,671.99

Transcription

1 Ally Master Owner Trust Monthly Servicing Report October 15, Principal Receivables Beginning Aggregate Balance of All Receivables, net of Dealer Reserves, in the Accounts (including retained receivables) 15,931,710, Plus Principal Additions 7,464,980, Less Principal Collections (6,240,836,374.99) Less Factory Credits (1,276,338,892.54) Plus/Less Change in Dealer Reserves (5,925,774.99) Plus Added Accounts Receivables Less Removed Accounts Receivables Less Administrative Repurchases Less Warranty Repurchases Less Defaulted Receivables et Change in Pool Balance (58,120,068.05) Ending Aggregate Balance of All Receivables, net of Dealer Reserves, in the Accounts ( including retained receivables) 15,873,590, Less All Bank Retained Receivables 114,497, Ending Pool Balance 15,759,093, Beginning onoverconcentration Pool Balance 15,826,508, Ending onoverconcentration Pool Balance 15,759,093, Average onoverconcentration Pool Balance 15,583,650, Beginning Adjusted onoverconcentration Pool Balance 15,826,508, Ending Adjusted onoverconcentration Pool Balance 15,759,093, Average Adjusted onoverconcentration Pool Balance 15,583,650, Beginning Overconcentration Pool Balance Ending Overconcentration Pool Balance Average Overconcentration Pool Balance Beginning Adjusted Overconcentration Pool Balance Ending Adjusted Overconcentration Pool Balance Average Adjusted Overconcentration Pool Balance 2. Interest Collections Monthly Yield 4.09% Aggregate Dealer Interest Collections (collections period total) 53,128, Less Overconcentration Interest Collections (collection period total) Plus onoverconcentration Recoveries (collection period total) Plus Excess Funding Account Investment Proceeds (collection period total) onoverconcentration Interesst Collections (collection period total) 53,128, Principal Collections Aggregate Dealer Principal Collections (collection period total) 6,207,589, Less Overconcentration Principal Collections (collection period total) onoverconcentration Principal Collections (collection period total) 6,207,589, Defaults Defaulted Eligible Principal Receivables (collection period total) Less Aggregate Overconcentration Defaulted Amount (collection period total) onoverconcentration Defaulted Amount (collection period total) 5. Monthly Payment Rates Current Month 36.34% Current Month % Current Month % Three Month Average Payment Rate 36.00% 6. Series Balances Beginning of Period End of Period Average Series et Invested Amount et Invested Amount et Invested Amount ,875, ,875, ,875, ,200, ,200, ,200, ,176, ,176, ,176, ,056,338, ,056,338, ,056,338, ,340, ,340, ,340, ,095, ,095, ,095, ,496,598, ,496,598, ,496,598, ,360,544, ,360,544, ,360,544, ,299, ,299, ,299, ,190, ,190, ,190, ,342,281, ,342,281, ,342,281, ,208,053, ,208,053, ,208,053, ,308,724, ,308,724, ,308,724, Overconcentration Series /A /A /A onoverconcentration Certificate Amount 3,578,104, ,510,689, ,335,246, Overconcentration Certificate Amount Total 15,826,508, ,759,093, ,583,650,671.99

2 7. Principal and Interest Allocations Floating Series Fixed Series Percentage onoverconcentration onoverconcentration onoverconcentration onoverconcentration Series Percentage (Weighted Average) Principal Collections Interest Collections Defaulted Amount % 3.46% 214,499, ,864, % 4.88% 302,878, ,632, % 2.79% 173,041, ,504, % 2.20% 136,427, % 6.67% 414,324, ,601, % 5.37% 333,526, ,899, % 1.50% 93,387, , % 9.46% 587,006, ,102, % 8.60% 533,642, ,638, % 4.73% 293,503, ,551, % 3.01% 186,774, ,623, % 8.48% 526,479, ,576, % 7.63% 473,831, ,118, % 2.54% 1,372, % 8.27% 513,317, ,461, Floating Series Fixed Series Percentage Overconcentration Overconcentration Overconcentration Overconcentration Series Percentage (Weighted Average) Principal Collections Interest Collections Defaulted Amount /A 0.00% 0.00% Certificate Amount Certificate Interest % Certificate Interest % Principal Collections Interest Collections Defaulted Amount onoverconcentration Interest 21.40% 20.41% 1,267,003, ,370, Overconcentration Interest % % Total onoverconcentration % % 6,207,589, ,128, Total Overconcentration % % 8. Trust Accounts Excess Funding Account Beginning Period Balance et Deposits (Withdrawals) Ending Period Balance Excess Funding Account as a percentage of aggregate et Invested Amount as of end of Collection Period 0.00% Excess Funding Account Investment Proceeds (collection period total) Excess Funding Account balance as of Determination Date after giving effect to Distribution Date Cashflows Cash Collateral Account Beginning Period Balance et Deposits (Withdrawals) Ending Period Balance Cash Collateral Account as a percentage of aggregate et Invested Amount as of end of Collection Period 0.00% Cash Collateral Account Investment Proceeds (collection period total) Cash Collateral Account balance as of Determination Date after giving effect to Distribution Date Cashflows Servicer Transition Cost Reserve Account Beginning Period Balance 200, et Deposits (Withdrawals) Ending Period Balance 200, Certificate Amount Series Required Pool % Required onoverconcentration Certificate Amount End of Collection Period % 10,937, % 15,444, % 8,823, % % 21,126, % 17,006, % 4,761, % 29,931, % 27,210, % 14,965, % 9,523, % % % % Required onoverconcentration Certificate Amount 159,733, onoverconcentration Certificate Amount 3,510,689, Series Required Pool % Required Overconcentration Certificate Amount End of Collection Period Overconcentration Series 102% Required Overconcentration Certificate Amount Overconcentration Certificate Amount 10. Addition of Accounts Calendar Quarter Addition Summary Amount % of Pool QTD umber of Accounts Added % Balance of Receivables Added % Calendar Year Addition Summary Amount % of Pool YTD umber of Accounts Added % Balance of Receivables Added % 11. Removal of Accounts Amount umber of Accounts Removed 0 Balance of Receivables Removed 0.00

3 Ally Master Owner Trust Monthly Servicing Report October 15, 2014 Series Summary 1. Information Closing Date March 19, 2014 Series Expected Maturity Date March 15, 2017 Series Legal Maturity Date March 15, 2019 onoverconcentration or Overconcentration Series Excess Interest Sharing Group Principal Sharing Group Shared Enhancement Series Interest Reallocation Group Revolving/Controlled Accumulation/Early Amortization onoverconcentration One One /A /A Revolving 2. Securities Balances Class ote Principal Balance as of prior Distribution Date ote Principal Balance as of current Distribution Date Average Daily ote Principal Balance Prior to Current Distribution Date A 300,000, ,000, ,000, B 22,148, ,148, ,148, C 16,107, ,107, ,107, D 12,081, ,081, ,081, E 52,348, ,348, ,348, Total 3. Interest Calculations Class Average Daily ote Principal Balance Prior to Current Distribution Date Rate Days in Interest Period Monthly Interest A 300,000, % , B 22,148, % 30 32, C 16,107, % 30 28, D 12,081, % 30 27, E 52,348, /A /A Total 421, Blended ote Interest Rate (Class AD) % Days In Interest Period 30 Monthly Interest Fixed 421, et Invested Amount Beginning of Period et Invested Amount Less Balance Paydown during Period Less et Reallocated Principal Collections Less et Series ChargeOffs Plus/Less Other Class E Adjustments End of Period et Invested Amount Determination Date ote Distribution and ote Defeasance Account Balance Determination Date et Invested Amount 5. Series Allocations Floating Series Percentage 2.58% Fixed Series Percentage (Average) 2.54% Series Interest Collections 1,372, Series Principal Collections (Period) Series Defaulted Amount 6. Collections Available Series Interest Collections Series Interest Collections 1,372, Plus Reserve Fund et Interest and Investment Earnings 0.12 Plus ote Distribution Account et Interest and Investment Earnings Plus Accumulation Period Reserve Account et Interest and Investment Earnings Plus Accumulation Period Reserve Draw Amount Total 1,372, Amounts allocated to Interest Waterfall Excess Interest Collections from Other Series Reserve Fund Available Amount Used Reallocated Principal Collections Used Servicer Advance Total Principal Collections Series Principal Collections (collection period) Shared Principal Collections (collection period) Excess Funding Account Withdrawals (collection period) Less Reallocated Principal Collections (Current Monthly Payment Date) Additional Available Series Principal Collections (Current Monthly Payment Date) Available Investor Principal Collections 7. Application of Available Series Interest Collections on Deposit in Collection Account Monthly Servicing Fee (including unpaid Monthly Servicing Fees for prior Distribution Dates) Indenture Supplement 4.04(i) 340, Unpaid fees, expenses and indemnities (not to exceed 150,000 in a calendar year) Monthly Backup Servicing Fee 4, Class A Monthly Interest (including unpaid Class A Monthly Interest for prior Distribution Dates) Class B Monthly Interest (including unpaid Class B Monthly Interest for prior Distribution Dates) Class C Monthly Interest (including unpaid Class C Monthly Interest for prior Distribution Dates) 332, , , Class D Monthly Interest (including unpaid Class D Monthly Interest for prior Distribution Dates) 27, Series Defaulted Amount (treated as Additional Available Series Principal Collections) Series ChargeOffs unreimbursed (to be treated as Additional Available Series Principal Collections) Reallocated Principal Collections unreimbursed (to be treated as Additional Available Series Principal Collections) Amount to cause the Class E Invested Amount to not be less than the Required Class E Invested Amount (to be treated as Additional Available Series Principal Collections) Reserve Fund Deposit Amount Accumulation Period Reserve Account Deposit Amount (beginning on Accumulation Period Reserve Account Funding Date) Repayment of Outstanding Servicer Advances Remaining fees, expenses, indemnities or other amounts Interest Collections Shortfalls for other outstanding Series in Excess Interest Sharing Group One 6, Page 3 of 5

4 Deposit in the Certificate Distribution Account for distribution to the holders of the Certificate (to extent not required to be deposited in EFA or CCA) 600, Available Investor Principal Collections Distribution Payments by Priority Available Investor Principal Collections Aggregate Deposit to ote Distribution and ote Defeasance Accounts Shared with other series in Excess Sharing Group One Remainder released to holders of Certificate Interest (to extent not required to be deposited in EFA or CCA) Application of Principal Amounts in ote Distribution Account Balance Prior to Distribution Distributions Allocable to Principal Balance Following Distribution A B C D E Total 9. Series Accounts (Collection Period) ote Distribution Account ote Distribution Account Beginning Balance Plus ote Distribution Account Deposit Amount Less ote Distribution Account Draw Amount ote Distribution Account Ending Balance ote Defeasance Account ote Defeasance Account Beginning Balance Plus ote Defeasance Account Deposit Amount Less ote Defeasance Account Draw Amount ote Defeasance Account Ending Balance Reserve Fund Reserve Fund Beginning Balance 4,026, Plus Reserve Fund Deposit Amount Less Reserve Fund Draw Amount Reserve Fund Ending Balance 4,026, Reserve Fund Required Amount 4,026, Reserve Fund Trigger Amount 4,026, Accumulation Period Reserve Account Accumulation Period Reserve Account Beginning Balance Accumulation Period Reserve Deposit Amount Accumulation Period Reserve Draw Amount Accumulation Period Reserve Account Ending Balance Accumulation Period Reserve Account Required Amount 10. Servicer Advances Beginning Unreimbursed Servicer Advances Plus Servicer Advances During the Period Less Repayment of Servicer Advances Ending Unreimbursed Servicer Advances 11. Series Early Amortization Events Failure by the Depositor, the Servicer or the Seller, as applicable, to duly observe or perform in any material respect any other covenants or agreements in the TSSA or PSA (unremitted for 60 days) Breach of representation or warranty made by the seller in the PSA or the Depositor in the TSSA or materially incorrect information in the Schedule of Accounts (unremitted for 60 days) Failure to pay (or set aside for payment) all amounts required to be paid as principal on any Series otes on the Series Expected Maturity Date Average of the Monthly Payment Rates for three preceding Collection Periods is less than 17.5% Amount on deposit in Reserve Fund is less than Reserve Fund Required Amount for three consecutive Distribution Dates Reserve Fund Required Amount exceeds the amount on deposit in Reserve Fund by more than the Reserve Fund Trigger Amount Series Event of Default has occurred Insolvency Event with respect to the Seller, the Depositor or the Seller (or Ally, if Ally is not the Servicer) Amounts on deposit in the Excess Funding Account exceeds 30% of the sum of the et Invested Amounts for all outstanding Series (average over the last six Collection Periods or, if shorter, the period from the initial issuance date through the immediately preceding Collection Period) Current Month 0.00% Current Month % Current Month % Current Month % Current Month % Current Month % Six Month Average 0.00% Issuing Entity or the Depositor are required to register under the Investment Company Act Liquidation Event occurs with respect to a Significant Manufacturer or with respect to a Majority of Manufacturers Required Class E Invested Amount exceeds the Class E Invested Amount Required Class E Invested Amount 52,348, Class E Invested Amount 52,348, A failure by the depositor to transfer to the Issuing Entity Receivables arising in connection with Additional Accounts within 15 Business Days after the date on which the Depositor is required to convey such Receivables On the first Distribution Date related to the Controlled Accumulation Period, the amount on deposit in the Accumulation Period Reserve Account is less than the Accumulation Period Reserve Account Required Amount Page 4 of 5

5 AMOT Investor Pool Statistics Report Additional Principal Receivable Statistics As of September 30, 2014 # of Per % of Total Previous Month % Vehicles Vehicle Pool August MTM Change Pool Balance ew Auto 15,381,925, ,296 34, % 88.97% 0.41% Used Auto 1,852,490, ,601 18, % 10.32% 0.35% Medium Duty Trucks 18,868, , % 0.11% 0.00% Less Dealer Reserve 1,494,190, Total 15,759,093, , % 99.40% 0.06% Ally Bank Retained Receivables ew Auto 48,269, ,440 33, % 0.25% 0.03% Used Auto 7,728, , % 0.04% 0.00% Medium Duty Trucks % 0.00% 0.00% DPP 58,499, ,974 29, % 0.31% 0.02% Other % 0.00% 0.00% Total 114,497, , % 0.60% 0.06% Ending Aggregate Balance of All Receivables, net of Dealer Reserves, in the Accounts (including retained property) 15,873,590, , % 100.0% 0.00% Dealer Reserve 1,494,190, the Accounts (including retained property) 17,367,780, , % 100.0% 0.00% # of % of Total % of Total Dealers Pool Pool MTM Change Distribution by Dealer Credit Status Satisfactory Eligible 15,448,178, , % 88.79% 0.15% Limited Eligible 1,797,970, % 10.55% 0.19% Programmed Eligible 4,596, % 0.03% 0.01% ocredit Eligible 2,537, % 0.02% 0.01% Satisfactory Ineligible 86,339, /A 0.50% 0.48% 0.02% Limited Ineligible 4,968, /A 0.03% 0.03% 0.00% Programmed Ineligible 9,818, /A 0.06% 0.05% 0.01% ocredit Ineligible 13,370, /A 0.08% 0.05% 0.03% the Accounts (including retained property) 17,367,780, , % % 0.00% # of % of Total % of Total Vehicles Pool Pool MTM Change Total Pool Balance by Age Distribution 1120 Days 12,867,556, , % 72.01% 2.08% Days 1,815,394, , % 12.06% 1.61% Days 1,462,589, , % 8.69% 0.27% Over 270 Days 1,222,240, , % 7.24% 0.20% the Accounts (including retained property) 17,367,780, , % % 0.00% This Servicer Certificate relates only to AMOT. This Servicer Certificate should not be relied upon with respect to any other security. The information contained herein is only an indication of past performance and does not predict how AMOT will perform in the future.