Schedule of Charges BAHAMAS Retail Effective: J u ly 1, 2018

Size: px
Start display at page:

Download "Schedule of Charges BAHAMAS Retail Effective: J u ly 1, 2018"

Transcription

1 BAHAMAS Retail Effective: J u ly 1, 2018 Page 1 of 21

2 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD SERVICES 5 CORPORATE SERVICES 6 TRADE SERVICES Page 2 of 21

3 Monthly Service Fee Debits/Withdrawals fee (after free debits) Schedule of Charges PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY Regular Chequing Accounts (Product Code 22, 104 and 117) 2 free, thereafter $ stamp duty free, thereafter $ stamp duty Deposits/Credits In Branch/Over The Counter * Money Multiplier Accounts (Product Code 9 and 118) Average Balance to avoid monthly service fee 2, , Monthly Service Fee for falling below average balance Debits/Withdrawals fee (after free debits) 3 free, thereafter $ stamp duty free, thereafter $ stamp duty Deposits/Credits In Branch/Over The Counter Chequing Plus Accounts (Product Code 730) Average Balance to avoid monthly service fee 2, , Monthly Service Fee for falling below average balance Debits/Withdrawals fee (after free debits) 4 free, thereafter $ stamp free, thereafter $ stamp duty duty Deposits/Credits In Branch/Over The Counter Regular Savings Accounts (Product Code 19, 33 and 180) Monthly Service Fee Debits/Withdrawals fee (after free debits) $1.50 each $1.68 each + Deposits/Credits In Branch/Over The Counter No Passbook - transactions $2.00 (ex-cibc only) 0.24 $2.24 (ex-cibc only) Savings Plus Accounts (Product Code 697) Average Balance to avoid monthly service fee 2, , Monthly Service Fee for falling below average balance Debits/Withdrawals fee (after free debits) 2 free, thereafter $ stamp duty free, thereafter $ stamp duty Deposits/Credits In Branch/Over The Counter Page 3 of 21

4 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY Direct Banking Accounts (Product Code 723) Withdrawals / Debits Over The Counter (each) $ $5.60 Deposits / Credits - In Branch/Over The Counter (each) $ $5.60 Bank@Work Accounts (Product Code 823) Withdrawals / Debits Over The Counter 10 free, thereafter $1.05 each free, thereafter $1.18 each + Deposits / Credits - In Branch/Over The Counter School Accounts (Product Code 798) Withdrawals / Debits Over The Counter Deposits/Credits In Branch/Over The Counter SureStart (Junior Savers) Accounts (Product Code 169) Monthly service fee Withdrawals / Debits Over The Counter 4 free, thereafter $ free, thereafter $0.56 Deposits / Credits - In Branch/Over The Counter See Sundry Services Section for Applicable ABM charges Senior Savers Accounts (Product Code 44 and 176) Monthly service fee for falling below average balance Withdrawals / Debits Over The Counter Deposits/Credits In Branch/Over The Counter Seniors Chequing Accounts (Product Code 170) Monthly service fee for falling below average balance Withdrawals / Debits Over The Counter Deposits/Credits In Branch/Over The Counter Page 4 of 21

5 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY Platinum Chequing Accounts (Product code 782) Average balance to avoid monthly service fee N/A N/A Withdrawals /Debits/Cheques In Branch/Over The Counter Deposits/Credits In Branch/Over The Counter Fixed Deposit Accounts Transfer to another internal account on maturity Transfer to another institution on maturity No charge Draft/Wire Cost Early Redemption Fees - Non-redeemable Fixed deposits only : Terms 1K 10K 50K 100K 250K 500K 1M 5M days $50 $50 $150 $150 $150 $500 $1,000 $3,000 Notes: 1. * - Product/Service Not offered to new clients 2. Senior Chequing & Savings Accounts - Commission Free Services on Local Mgr Cheques, Standing Orders & Traveller's Cheques 3. All figures are quoted in Bahamas Dollars unless otherwise stated. Page 5 of 21

6 UNITED STATES DOLLAR (USD) USD Chequing Accounts (Product code 24) Monthly Service Fee for falling below average balance Schedule of Charges PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY Debits/Withdrawals fee (after free debits) 2 free, thereafter $ free, thereafter $ Deposits/Credits In Branch/Over The Counter USD Savings Accounts (Product Code 37*,38* and 103) Monthly Service Fee for falling below average balance Debits/Withdrawals fee (after free debits) 2 free, thereafter $ free, thereafter $ Deposits/Credits In Branch/Over The Counter CANADIAN DOLLAR (CAD) CAD Chequing Accounts (Product code 23) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter $ free, thereafter $ Deposits/Credits In Branch/Over The Counter CAD Savings Accounts (Product Code 35*, 36*, 177 and 232*) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter $ free, thereafter $ Deposits/Credits In Branch/Over The Counter Page 6 of 21

7 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY POUND STERLING (GBP) GBP Chequing Accounts (Product Code 120) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter free, thereafter Deposits/Credits In Branch/Over The Counter GBP Savings Accounts (Product Code 178 and 231) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter free, thereafter Deposits/Credits In Branch/Over The Counter EURO DOLLARS (EUR) EUR Chequing Accounts (Product Code 122) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter free, thereafter Deposits/Credits In Branch/Over The Counter EUR deposit charge 0.7% p.a. of Average Monthly Balance 0.084% 0.784% p.a. of Average Monthly Balance EUR Savings Accounts (Product Code 53) Monthly Service Fee for falling below average balance Withdrawals/ Debits fee (after free debits) 2 free, thereafter free, thereafter Deposits/Credits In Branch/Over The Counter EUR deposit charge 0.7% p.a. of Average Monthly 0.084% 0.784% p.a. of Average Balance Monthly Balance Page 7 of 21

8 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY Notes: 1. * - Product/Service Not offered to new clients 2. Senior Chequing & Savings Accounts - Commission Free Services on Local Mgr Cheques, Standing Orders & Traveller's Cheques 3. All figures are quoted in Bahamas Dollars unless otherwise stated. 4. EUR currency fixed deposits and transaction accounts, where offered, are charged at a rate of 0.70% per annum. Page 8 of 21

9 INTERNET AND TELEPHONE BANKING Monthly Access Fee WIRE TRANSFERS SUNDRY SERVICES Via Internet Via Branch Via Internet Via Branch Via Internet Via Branch $1 to $9, $45.00 $75.00 $5.40 $9.00 $50.40 $84.00 $10,000 to $99, $55.00 $85.00 $6.60 $10.20 $61.60 $95.20 $100,000 and Over $80.00 $ $9.60 $15.00 $89.60 $ Local / Regional Transfers To / from an account held at other local banks via RTGS (local currency transactions only) $5.00 $10.00 $0.60 $1.20 $5.60 $11.20 To an account held at one of our regional branches $30.00 $40.00 $3.60 $4.80 $33.60 $44.80 Incoming Wire Transfers To credit an account at one of our branches To credit an account held at other local banks Payable on presentation of Photo Identification Returned Wire Payments: Incoming and Outgoing Tracers on Wire Transfers $11.25 $20.00 $30.00 USD $30.00 USD $40.00 $1.35 $2.40 $3.60 USD$3.60 USD$4.80 $12.60 $22.40 $33.60 USD $33.60 USD $44.80 Notes: 1. All figures are quoted in local currency unless otherwise stated. 2. RTGS - Real Time Gross Settlement is an initiative of some local Central Banks that allows commercial banks to make (large) inter-bank transactions in real-time in local currency. 3. All wires are sent for Beneficiary to pay Correspondent fees DRAFTS Local Draft (Manager's Cheque) USD Draft Up to $24,999 $25,000 & Over Other Foreign Currency Draft Up to $24,999 $25,000 & Over Tracers on Local Drafts (plus costs) Tracers on Foreign Drafts (plus costs) Stop Payment on Local Drafts (plus costs) Stop Payment on Foreign Drafts (includes foreign bank charges) Duplicate / Replacement Drafts $27.50 $72.50 Original Draft Fee $8.00 $0.96 $8.96 $3.30 $8.70 $ Stamp Duty $ Stamp Duty $22.50 $2.70 $ Stamp Duty $67.50 $8.10 $ Stamp Duty $10.00 $1.20 $ Costs $40.00 $4.80 $ Costs $25.00 $3.00 $28 + Costs $62.50 $7.50 USD $70 Equivalent Original Draft Fee MAIL TRANSFERS Outgoing: Inland Incoming $4.00 $0.48 $4.48 +Draft Charges N/A N/A Page 9 of 21

10 SUNDRY SERVICES STANDING ORDERS Set-up Amendment Internal Standing Orders Loan Payments or Safety Deposit Box/Premier annual fees Between other accounts $2.00 $0.24 $2.24 $10.00 $1.20 $11.20 $6.00 $0.72 $6.72 External Standing Orders: To transfer funds LOCALLY $ draft fee (via draft) $20 (via RTGS) $1.20 $2.40 $ draft fee (via draft) $22.40 (via RTGS) To transfer funds OVERSEAS $ draft/wire fee $1.20 $ draft/wire fee BILL PAYMENT Via the Branch Counter Via the ABM Via the Internet Via Standing Order (Diary Card) -bills sent to us for payment $1.00 $0.12 $1.12 $ draft fee $1.20 $ draft fee ACCOUNT TRANSFERS By customer via our ABM, telephone or online Banking By customer via another Bank ABM By us on written/faxed/telephoned instructions $ $2.00 if advice is required N/A $ if advice is required $ $2.24 if advice is required $15.00 $1.80 $16.80 CHEQUE RELATED Cheque Books (all styles) Stop payment on a local cheque (all reasons) Stop payment on a foreign cheque (all reasons) Charge backs - (items returned to us by another bank) Local Cheque Foreign Cheque Non-Sufficient Funds (return cheque charge) Postdated cheques Third Party (Non Customers) Cheque Cashing Fee Foreign Cheque Processing Fee Cost + Stamp Duty $25.00 $3.00 $28 each $62.50 $7.50 USD $70 Equivalent $25.00 $3.00 $28.00 $50.00 $6.00 $56.00 $35.00 $4.20 $39.20 $3.00 $0.36 $3.36 each $5.00 $0.60 $5.60 $5.58 $0.67 $6.25 Page 10 of 21

11 FOREIGN CURRENCY EXCHANGE Local currency for foreign currency Foreign currency for local currency (except USD) SUNDRY SERVICES Exchange + Stamp Duty Exchange + Stamp Duty 1% Min $ % Min $ % Min $11.20 ABM New issue/replacement of expired or stolen card Replacement of lost card **Mini-statement Print ABM Deposits ABM Withdrawals At a CIBC FirstCaribbean ABM At another bank s ABM Point of Sale Purchases **FREE ABM Withdrawals & Ministatements for the following account types: Direct Banking, Bank@Work, Bank@School, Senior Savings, Senior Chequing $5.00 $0.60 $5.60 $1.00 $0.12 $1.12 $2.00 $0.24 $2.24 N/A N/A N/A N/A STATEMENTS Mailed/Regular/diary filled statement Duplicate/Additional/Interim statement (each) Screen print/photocopy (per page) Held for Collection at the Branch (per month) E-statement: Set Up Monthly Subscription Fee (to be collected via standing order) Daily files Weekly Files Monthly Files Transaction Fee $20.00 $2.40 $22.40 $10.00 $1.20 $11.20 $15.00 $1.80 $16.80 USD50.00 / account USD 6.00 USD / account USD20.00 / account USD 2.40 USD / account USD15.00 / account USD 1.80 USD / account No charge ACCOUNT CLOSURE Within 90 days Within 180 days $15.00 $1.80 $16.80 Nil Nil Page 11 of 21

12 SUNDRY SERVICES DORMANCY PROTECTION Initial Notice (when account goes dormant after 2 years of inactivity) Notice thereafter (every year of inactivity) Reactivation Transfer to Central Bank (after 7 years of inactivity) $35.00 $4.20 $39.20 $35.00 $4.20 $39.20 $50.00 $6.00 $ 56(per A/C) RESEARCH Where vouchers are held at local branch Same Month (within 30 days of last statement) 1-5 Vouchers / Items Each additional Voucher / Item Up to 3 months 1-5 Vouchers / Items Each additional Voucher / Item Over 3 months and up to 7 Years 1-5 Vouchers / Items Each additional Voucher / Item Searching for or reconstructing customer records $5.25 $ each $5.00 $ each $5.25 $ each $5.00 $ each $8.50 $ each $5.00 $ each $30.00 $ /hour (Min $33.60) SAFETY DEPOSIT BOXES Annual (Rental) Fees Small (1.5 x 5) Medium (2.5 x 5) Large (2.5 x 10) Ex-Large (5 x5) Ex- Large (5 x 10) Ex-Large (10 x 10) Ex-Large (10 x 15) **Refund of Annual Rental Fee (box closed before year end) Other Fees: Number of free visits per month Additional visits per month Forced entry / Drilling of Box Listing of contents Estate opening of box Replacement / Lost key Notification of Safety Deposit arrears $50.00 / $ $6.00/ $12.00 $56.00 / $ $60.00 / $ $7.20/ $24.00 $67.20 / $ $ / $ $13.20/ $48.00 $ / $ $ / $ $13.20/ $60.00 $ / $ Annual fee less outstanding charges & taxes $ $21.00 $ $ $26.40 $ $ $33.00 $ Annual fee less outstanding charges & taxes Unlimited Unlimited each each $ $12.00 $ $ $12.00 $ $25.00 per hour $3.00 $28.00 per hour $25.00 $3.00 $28.00 $25.00 $3.00 $28.00 Page 12 of 21

13 SUNDRY SERVICES SAFEKEEPING AND SECURITIES Annual (Rental) Fees Sealed envelopes Sealed Boxes/Packages Small Medium Large Locked boxes, trunks, etc (per entry) Stocks, debentures, share certificates, Deeds, treasury bills safekeeping Other Fees Number of free visits per month Additional visits per month Clipping coupons $50.00 $6.00 $56.00 $75.00 $9.00 $84.00 $ $12.00 $ $ $18.00 $ Same as packages Same as packages $10.00 per item $50.00 per annum $1.20 per item $6.00 per annum $11.20 per item $56.00 per annum Nil Nil $5.00 each $0.60 $5.60 each 2% of value Min $2 each 0.24% of value Min $0.24 each 2.24% of value Min $2.24 each Obsolete collateral N/A N/A MISCELLANEOUS SERVICES Audit Certificate Credit Report Local / Overseas Certificate/Confirmation of balance Special Letter to Central Bank Special Presentation Letter to Credit Bureau/Overseas Banks Reference Letters Fax sent / received for a customer - Local Fax sent / received for a customer - Overseas Signature verification Insurance on Registered Mail Photocopying documents Coin Handling (exchanging for Bills) Coin Orders (requesting coin)-same day request Hold Mail/Statements held for collection $30.00 per account $3.60 $33.60 per account $30.00 per account $3.60 $33.60 per account $15.00 $1.80 $16.80 $25.00 $3.00 $28.00 $30.00 $3.60 $33.60 $15.00 $1.80 $16.80 $2.00 $0.24 $2.24 $15.00 $1.80 $16.80 $0.30 per $1k N/A $0.30 per $1k $1.00 per sheet $0.12 per sheet $1.12 per sheet 1% Minimum $ % Minimum $ % Minimum $ % Minimum $ % Minimum $ % Minimum $ $15.00 per month $1.80 per month $16.80 per month LARGE CASH DEPOSITS Fee for depositing large cash deposits in-branch Fee for depositing large cash deposits via Night deposits $5 per every $1,000 in cash deposited over USD$5,000 equiv. $1.00 per every $1,000 in cash deposited over USD$10,000 equiv. $0.60 per every $1,000 in cash deposited over USD$5,000 equiv. $0.12 per every $1,000 in cash deposited over USD$10,000 equiv. $5.60 per every $1,000 in cash deposited over USD$5,000 equiv. $1.12 per every $1,000 in cash deposited over USD$10,000 equiv. Notes: 1. * - Product/Service Not offered to new clients 2. All figures are quoted in Bahamas Dollars unless otherwise stated. Page 13 of 21

14 LENDING AND CARD SERVICES OVERDRAFTS Set up/annual Renewal Fee: ACA & Temporary 1% % Min $ % % Min $ % % Min $ Overdrafts Excess Overdraft Fee (in addition to 1% Min $ % Min $ % Min $34.00 encroachment rate) Unauthorized Overdraft Fee (in addition to encroachment rate) 2% Min $ % Min $ % Min $34.00 Note: Overdraft interest rates are charged separately. See rate bulletin. CREDIT CARDS See Credit Card Schedule of Charges VISA DEBIT CARD - LOCAL CURRENCY Annual Fees Fast Card Fees (Courier charges only) USD USD 5.40 USD $50.4 equiv ABM Balance Inquiry Fee At a local CIBC FirstCaribbean ABM At another bank s ABM $1.00 $0.12 $1.12 ABM Withdrawals At a local CIBC FirstCaribbean ABM At another local bank s ABM $3.00 $0.36 $3.36 At International/Overseas bank s ABM (Including CIBC FirstCaribbean ABMs in another country) $3.00 $0.36 $3.36 Point of Sale Purchases Replacement & Additional Cards - Classic $5.00 $0.60 $5.60 Replacement & Additional Cards - Platinum $5.00 $0.60 $5.60 Stamp Duty 1.5% POS & ATM (Intl tax &.40c on each local ATM tax) N/A 1.5% POS & ATM (Intl tax &.40c on each local ATM tax) Declined Transactions At a local CIBC FirstCaribbean ABM At another local bank s ABM $1.00 $0.12 $1.12 At International/Overseas bank s ABM (Including CIBC FirstCaribbean ABMs in another country) $1.00 $0.12 $1.12 Page 14 of 21

15 USD VISA DEBIT CARDS (for non Residents 0nly) - VAT exempt Annual Fees Zero-rated Fast Card Fees (Courier charges only) USD Zero-rated USD ABM Balance Inquiry Fee At a local CIBC FirstCaribbean ABM Zero-rated At another bank s ABM $0.50 Zero-rated $0.50 ABM Withdrawals At a local CIBC FirstCaribbean ABM Zero-rated At another local bank s ABM $3.00 Zero-rated $3.00 At International/Overseas bank s ABM (Including CIBC FirstCaribbean ABMs in another country) $3.00 Zero-rated $3.00 Point of Sale Purchases Zero-rated Replacement & Additional Cards - Classic $5.00 Zero-rated $5.00 Replacement & Additional Cards - Platinum $10.00 Zero-rated $10.00 Stamp Duty Zero-rated Declined Transactions At a local CIBC FirstCaribbean ABM Zero-rated At another local bank s ABM $1.00 Zero-rated $1.00 (Including CIBC FirstCaribbean ABMs in Zero-rated $1.00 another country) $1.00 Notes: 1. * - Product/Service Not offered to new clients 2. All figures are quoted in Bahamas Dollars unless otherwise stated. Page 15 of 21

16 E-PAY (PAYROLL; SUPPLIER PAYMENTS; DIRECT DEBITS) Schedule of Charges CORPORATE SERVICES Set up Service Fee (monthly) Operational (per file run) $10.00 $1.20 $11.20 Transaction Fee (per credit/payment): Per credit to account at CIBC FirstCaribbean $0.75 $0.09 $0.84 Per credit to account at another bank $1.00 $0.12 $1.12 Late transmission of payroll file $20.00 $2.40 $22.40 E-CHEQUE CARD ACCOUNTS Minimum monthly service fee Withdrawals / Cheques per entry $0.75 $0.09 $0.84 Deposits / Credits per entry $0.75 $0.09 $0.84 MANUAL PAYROLL - PAPER LIST OPTION Set up No charge No charge Service Fee (monthly) No charge No charge Operational Fee (per payroll run) $50.00 $6.00 $56.00 Transaction Fee (per credit/payment): Per credit to account at CIBC $3.00 $0.36 $3.36 FirstCaribbean Per credit to account at another bank $7.50 $0.90 $8.40 Late transmission of payroll file $40.00 $4.80 $44.80 MANUAL PAYROLL - CASH / ENVELOPE OPTION Set up Fee No charge No charge Service Fee (monthly) No charge No charge Operational Fee (per payroll run) $50.00 $6.00 $56.00 Transaction Fee (per credit/payment): Per credit to employee account with $3.00 $0.36 $3.36 CIBC FirstCaribbean Per credit to employee account with $5.00 $0.60 $5.60 Another Bank Late transmission of payroll file $40.00 $4.80 $44.80 OVER-THE-COUNTER PAYROLL Set up Fee N/A N/A Service Fee (monthly) N/A N/A Operational Fee (per payroll run) $80.00 $9.60 $89.60 Transaction Fee (per credit/payment): Per credit to employee account with $3.00 $0.36 $3.36 CIBC FirstCaribbean Per credit to employee account with $7.50 $0.90 $8.40 Another Bank Late transmission of payroll file $ $12.00 $ Page 16 of 21

17 CORPORATE SERVICES ONLINE BILL PAYMENT (Where a company signs up as a Biller on CIBC FirstCaribbean Internet Banking) Charge Per Payment $0.65 $0.08 $0.73 NIGHT WALLET DEPOSITORY Annual (Rental) Fee Disposable Bags $60.00 $7.20 $67.20 Canvas Wallets $ $12.00 $ Short Term Rental (30 days or less) Disposable Bags N/A N/A Canvas Wallets N/A N/A Safekeeping (contents remain in bag): Canvas Bags $ $18.00 $ Disposable Bags $ $36.00 $ Rebates: Canvas Bags N/A N/A Disposable Bags N/A N/A Per Package of 100 Disposable bags Small: 9 x 12 $45.00 $5.40 $50.40 Medium: 12 x 16 $50.00 $6.00 $56.00 Large: 19 x 28 $55.00 $6.60 $61.60 Replacement and Repairs Canvas Bag (all sizes) $ $12.00 $ Canvas Bag Keys $25.00 $3.00 $28.00 Trap Door Key $25.00 $3.00 $28.00 Additional Key $30.00 $3.60 $33.60 SMARTSAFE PRICING Set-up Fee E-Deposit Service $ $18.00 $ Deposit to customer's account $2.00 each $0.15 $2.15 each SWEEPS and ZBAs Set-up Fee Standard Set Up $50.00 $6.00 $56.00 Additional Set Up $10.00 $1.20 $11.20 E-STATEMENT PRICING Statement Frequency Via Swift: Daily $50.00 $6.00 $56.00 Monthly $15.00 $1.80 $16.80 Via Daily $50.00 $6.00 $56.00 Weekly $20.00 $2.40 $22.40 Monthly $15.00 $1.80 $16.80 Notes: Page 17 of 21

18 CORPORATE SERVICES 1. * - Product/Service Not offered to new clients 2. All figures are quoted in Bahamas Dollars unless otherwise stated. Page 18 of 21

19 TRADE SERVICES BONDS, INDEMNITIES & GUARANTEES Performance Bonds 1.25% p.a. Min $ % p.a. Min $ % p.a. Min $ Guarantee Bonds 1.25% p.a. Min $ % p.a. Min $ % p.a. Min $ LETTERS OF CREDIT : EXPORT (Inward) CLEAN & DOCUMENTARY Acceptance N/A N/A Advising Credits $75.00 $9.00 $84.00 Amendments to credits $50.00 $6.00 $ % per month Min $ Confirming irrevocable credits (includes advising fee) Transferable and divisible credits 1% per month Min $50.00 (includes advising fee) Negotiation Sight or Tenor drawings 0.5% Min. $ interest + exchange 0.12% per month Min $12.00 (includes advising fee) 0.12% per month Min $6.00 (includes advising fee) 0.06% Min. $ interest + exchange 1.12% per month Min $ (includes advising fee) 1.12% per month Min $56.00 (includes advising fee) 0.56% Min. $ interest + exchange LETTERS OF CREDIT : IMPORT (Outward) CLEAN & DOCUMENTARY Acceptance Establishment Commission : First Quarter 1.25% Min $ % Min $ % Min $39.20 Each additional month (or part thereof) 0.375% Min $ % Min $ % Min $56.00 Sight to 3 days: First Quarter Value up to $100k % Min $25 Value over $100k - 0.5% Min $100 Value up to $100k % Min $3.00 Value over $100k % Min $12.00 Value up to $100k % Min $28.00 Value over $100k % Min $ Each additional month (or part thereof) $25.00 $3.00 $28.00 Term Max 1 year Amendments, Extensions and Increases: Amendments $35.00 $4.20 $39.20 Extensions 0.25% per mth Min $ % per mth Min $ % per mth Min $28.00 Increases 1.25% Min $ % Min $ % Min $ Revolving Credits Establishment commission applies Establishment commission applies Branch or corresponding charges Expenses recovered from client Expenses recovered from client Clean Encashment Credits: Within the Bahamas 1.5%, Min $ %, Min $ %, Min $28.00 With correspondents 1% + $5.00 per drawing Min $ % + $0.60 per drawing Min $ % + $5.60 per drawing Min $28.00 Interest on Drawings: Transit Overdraft Rate Overdraft Rate Clean Encashment Credits No charge Page 19 of 21

20 TRADE SERVICES DOCUMENTARY COLLECTIONS (IMPORT & EXPORT) Outward: Clean: Up to $25, % Min $ wire/draft fees 0.06% Min $ wire/draft fees $25,001 - $100, % Min $ wire/draft fees 0.03% Min $ wire/draft fees $100,001 - $500, % Min $ wire/draft fees Over $500, % Min $ wire/draft fees % Min $ wire/draft fees % Min $ wire/draft fees 0.56% Min $ wire/draft fees 0.28% Min $ wire/draft fees 0.07% Min $ wire/draft fees 0.07% Min $ wire/draft fees Inward: Interest Charge - Local / Foreign Currency N/A N/A Collection Commission 0.75% Min $ expenses 0.09% Min $ expenses 0.84% Min $ expenses Exchange Charge - Sight or Tenor At prevailing rate At prevailing rate Holding Commission: Up to $10,000 1% Min $ % Min $ % Min $28.00 Over $10, % Min $ % Min $ % Min $ Delivery Order Charges 1% Min $ % Min $ % Min $28.00 Sight Bills (commencing month after arrival of $25.00 per month or part $3.00 per month or part $28.00 per month or part goods) Matured / Accepted Bills (commencing month after $25.00 per month or part $3.00 per month or part $28.00 per month or part arrival of goods) Guarantees re Missing Bills of Lading 0.75% Min $ % Min $ % Min $28.00 Shipping Guarantees: First 3 months or part thereof 0.5% Min $ % Min $ % Min $28.00 Each Additional month 0.5% Min $ % Min $ % Min $28.00 Payments to Agents N/a N/a N/a Return (of Documents) Charges $ holding charges $ holding charges $ holding charges Storage of Goods (customs bonds) 1.25% p.a Min $ % p.a Min $ % p.a Min $56.00 Extending due date or altering Tenor of Bill $15.00 $1.80 $16.80 Bills paid in installments $15.00 per installment + holding + $1.80 per installment + holding return charges + return charges $16.80 per installment + holding + return charges Re-shipping of Goods $ relevant charges $ relevant charges $ relevant charges Endorsement of Shipping Documents as Attorney $10.00 $1.20 $11.20 Endorsement of Parcel Post Notice $10.00 $1.20 $11.20 Certificate of Transfer of Title to Goods N/a N/a N/a Statement of Past Due Bills N/a N/a N/a Insurance of Goods $2.00 per $ p.a. payable monthly $0.24 per $ p.a. payable monthly $2.24 per $ p.a. payable monthly Page 20 of 21

21 TRADE SERVICES DOCUMENTARY COLLECTIONS (IMPORT & EXPORT) Protest Fee $ legal cost USD 3.00 $ legal cost Airmail Charges $2.00 $0.24 $2.24 Bills for Acceptance and Return No charge No charge Extension / Alteration / Amendments of Bill $25.00 $3.00 $28.00 Letters of undertaking N/a N/a Remittance of Proceeds by Cable Refer to Sundry Services section Refer to Sundry Services section Amendments: First Amendments 1.25% Min $ % Min $ % Min $39.20 Each additional amendment $25.00 $3.00 $28.00 Charges for items sent overseas for collection / $25.00 $3.00 $28.00 Negotiation Tracers: First Tracer $35.00 $4.20 $39.20 Each additional tracer No charge No charge Notes: 1. * - Product/Service Not offered to new clients 2. All figures are quoted in Bahamas Dollars unless otherwise stated. Page 21 of 21

Schedule of Charges BAHAMAS Retail Effective: March 1, 2018

Schedule of Charges BAHAMAS Retail Effective: March 1, 2018 BAHAMAS Retail Effective: March 1, 2018 Page 1 of 21 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges BAHAMAS Business Banking Effective: March 1, 2018

Schedule of Charges BAHAMAS Business Banking Effective: March 1, 2018 BAHAMAS Business Banking Effective: March 1, 2018 Page 1 of 17 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. BAHAMAS Corporate Banking. Effective: J u n e 20, Page 1 of 17

Schedule of Charges. BAHAMAS Corporate Banking. Effective: J u n e 20, Page 1 of 17 BAHAMAS Corporate Banking Effective: J u n e 20, 2017 Page 1 of 17 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Cayman Islands. Business Banking. Effect ive: F ebr u a r y 1, 2018

Schedule of Charges. Cayman Islands. Business Banking. Effect ive: F ebr u a r y 1, 2018 Cayman Islands Business Banking Effect ive: F ebr u a r y 1, 2018 1 1 SMALL BUSINESS DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 SMALL BUSINESS DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY

More information

Schedule of Charges. Turks & Caicos Islands. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Turks & Caicos Islands. Corporate Banking. Effective: J une 20, 2017 Turks & Caicos Islands Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY

More information

Schedule of Charges. Dominica. Retail. Effective: March 1, 2018

Schedule of Charges. Dominica. Retail. Effective: March 1, 2018 Dominica Retail Effective: March 1, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD SERVICES

More information

Schedule of Charges. Cayman Islands. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Cayman Islands. Corporate Banking. Effective: March 1, 2018 Schedule of Charges Cayman Islands Corporate Banking Effective: March 1, 2018 1 Schedule of Charges CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION

More information

Schedule of Charges. Barbados. Retail. Effective: July 1, 2018

Schedule of Charges. Barbados. Retail. Effective: July 1, 2018 Barbados Retail Effective: July 1, 2018 1 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges. Antigua. Retail. Effecti ve: Mar ch 1, Last updated June 7th, 2018

Schedule of Charges. Antigua. Retail. Effecti ve: Mar ch 1, Last updated June 7th, 2018 Antigua Retail Effecti ve: Mar ch 1, 2018 Last updated June 7th, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY

More information

Schedule of Charges. Barbados. Business Banking. Effect ive: F ebr u a r y 1, 2018

Schedule of Charges. Barbados. Business Banking. Effect ive: F ebr u a r y 1, 2018 Barbados Business Banking Effect ive: F ebr u a r y 1, 2018 1 1 DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges. St. Kitts & Nevis. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. St. Kitts & Nevis. Corporate Banking. Effective: March 1, 2018 St. Kitts & Nevis Corporate Banking Effective: March 1, 2018 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY

More information

Schedule of Charges. The British Virgin Islands. Business Banking. Effective: March 1, 2018

Schedule of Charges. The British Virgin Islands. Business Banking. Effective: March 1, 2018 The British Virgin Islands Business Banking Effective: March 1, 2018 1 CONTENTS 1 DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4

More information

Schedule of Charges. St. Vincent. Retail. E ffect ive: F ebr u a r y 1, 2018

Schedule of Charges. St. Vincent. Retail. E ffect ive: F ebr u a r y 1, 2018 St. Vincent Retail E ffect ive: F ebr u a r y 1, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. Dominica. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Dominica. Corporate Banking. Effective: March 1, 2018 Dominica Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3SUNDRY SERVICES

More information

Schedule of Charges. Barbados. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Barbados. Corporate Banking. Effective: J une 20, 2017 Barbados Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges Barbados Corporate Banking Effective: March 1, 2018

Schedule of Charges Barbados Corporate Banking Effective: March 1, 2018 Barbados Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. St. Lucia. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. St. Lucia. Corporate Banking. Effective: March 1, 2018 St. Lucia Corporate Banking Effective: March 1, 2018 1 2 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 3 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY INTERNATIONAL BANKING

More information

Schedule of Charges. Antigua. Corporate Banking. Effective: Ma rch 1, 2018

Schedule of Charges. Antigua. Corporate Banking. Effective: Ma rch 1, 2018 Antigua Corporate Banking Effective: Ma rch 1, 2018 last Updated: December, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS -

More information

Schedule of Charges. The British Virgin Islands. Corporate Banking. Effective: Februa ry 1, 2018

Schedule of Charges. The British Virgin Islands. Corporate Banking. Effective: Februa ry 1, 2018 The British Virgin Islands Corporate Banking Effective: Februa ry 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN

More information

Schedule of Charges. St. Vincent. Business Banking. Effective: March 1, 2018

Schedule of Charges. St. Vincent. Business Banking. Effective: March 1, 2018 St. Vincent Business Banking Effective: March 1, 2018 1 CONTENTS 1 DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges. St. Maarten. Retail

Schedule of Charges. St. Maarten. Retail St. Maarten Retail Effect ive: Ma r ch 15, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. Anguilla. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Anguilla. Corporate Banking. Effective: J une 20, 2017 Anguilla Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: March 1, 2018 Turks & Caicos Islands International Corporate Banking Effective: March 1, 2018 1 2 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT

More information

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: Ma y 3, 2017

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: Ma y 3, 2017 Turks & Caicos Islands International Corporate Banking Effective: Ma y 3, 2017 1 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT AND

More information

Schedule of Charges. St. Maarten. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. St. Maarten. Corporate Banking. Effective: J une 20, 2017 Schedule of Charges St. Maarten Corporate Banking Effective: J une 20, 2017 1 Schedule of Charges CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION

More information

Schedule of Charges JAMAICA CORPORATE. Effecti ve: Apri l 9, Page 1 of 23

Schedule of Charges JAMAICA CORPORATE. Effecti ve: Apri l 9, Page 1 of 23 JAMAICA CORPORATE Effecti ve: Apri l 9, 2018 Page 1 of 23 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY

More information

Schedule of Charges Trinidad Platinum Banking. Effective: March 1, 2018

Schedule of Charges Trinidad Platinum Banking. Effective: March 1, 2018 Schedule of Charges Trinidad Platinum Banking Effective: March 1, 2018 Last updated: August 24, 2018 Schedule of Charges CONTENTS CURRENT & SAVINGS ACCOUNTS - TTD CURRENT & SAVINGS ACCOUNTS - Foreign Currency

More information

Schedule of Charges. Barbados. International Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Barbados. International Corporate Banking. Effective: March 1, 2018 Barbados International Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION

More information

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: February

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: February Turks & Caicos Islands International Corporate Banking Effective: February 1 2017 1 2 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT

More information

Schedule of Charges. International Corporate Banking Cayman Islands. Effective: Ma rch 1, 2018

Schedule of Charges. International Corporate Banking Cayman Islands. Effective: Ma rch 1, 2018 International Corporate Banking Cayman Islands Effective: Ma rch 1, 2018 Last Updated: December 1, 2018 1 1 INTERNATIONAL CORPORATE DEPOSITS AND TRANSACTION ACCOUNTS 2 TRANSACTION BANKING SERVICES 3 GLOBAL,

More information

Bank Fees and Charges

Bank Fees and Charges SAVINGS ACCOUNTS BOSVG Fees Monthly charge to maintain account $3.00 Charge to open account $0.00 Deposit received in foreign cheque Cheque converted at current exchange rate, commission $10.00 per cheque,

More information

SKNANB FEE SCHEDULE UPDATED 31/12/17

SKNANB FEE SCHEDULE UPDATED 31/12/17 SKNB FEE SCHEDULE UPDATED 31/12/17 Fees on this schedule are not VAT inclusive ADVANCES & LOANS Personal Overdrafts Application Fee Commission/ Commitment 1% Min $150 Exceeding limit fee (per item) $30.00

More information

Schedule of Charges. Table of Contents. Demand & Mortgage Loans 5-7 Overdrafts 7 Security Items 8 Guarantees 8

Schedule of Charges. Table of Contents. Demand & Mortgage Loans 5-7 Overdrafts 7 Security Items 8 Guarantees 8 Table of Contents Loans 4-8 Demand & Mortgage Loans 5-7 Overdrafts 7 Security Items 8 Guarantees 8 Savings 9-12 Major League 10 TimeSaver 10 Optimizer 11 RightStart 11 Foreign Currency Accounts 12-14 Foreign

More information

Effective June 1, 2016 SCHEDULE OF FEES AND CHARGES

Effective June 1, 2016 SCHEDULE OF FEES AND CHARGES Effective June 1, 2016 SCHEDULE OF FEES AND CHARGES Table of Contents 1. DEPOSIT SERVICES... 1 2. PAYROLL... 4 3. PAYMENTS... 5 4. TELEGRAPHIC TRANSFER SERVICES... 6 4.0 Outgoing Wires... 6 4.1 Incoming

More information

Effective November 15, 2013 SCHEDULE OF FEES AND CHARGES

Effective November 15, 2013 SCHEDULE OF FEES AND CHARGES Effective November 15, 2013 SCHEDULE OF FEES AND CHARGES GRENADA CO-OPERATIVE BANK LIMITED TABLE OF CONTENTS Deposit Services 1-2 Payroll.. 3 Payments 4 Telegraphic Transfer Service 5 Bills of Collection.

More information

The Bank of Nova Scotia St. Kitts & Nevis. Schedule of Rates

The Bank of Nova Scotia St. Kitts & Nevis. Schedule of Rates Schedule of Rates The Bank of Nova Scotia St. Kitts & Nevis Revised July 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM

More information

Schedule of Fees Effective 1 March 2012 This brochure contains a summary of fees and commissions charged for usual banking products and services. Please contact one of our Banking Centres for fees associated

More information

Customer Fee Guide Schedule of Rates. THE BANK OF NOVA SCOTIA JAMAICA LIMITED Small Business and Corporate & Commercial Banking

Customer Fee Guide Schedule of Rates. THE BANK OF NOVA SCOTIA JAMAICA LIMITED Small Business and Corporate & Commercial Banking 2016-2017 Schedule of Rates THE BANK OF NOVA SCOTIA JAMAICA LIMITED Small Business and Corporate & Commercial Banking Customer Fee Guide Effective November 1, 2016 The information in this Schedule of Rates

More information

BOB SCHEDULE OF FEES. Effective August 2018

BOB SCHEDULE OF FEES. Effective August 2018 BOB SCHEDULE OF FEES Effective August 2018 Note: The fees listed in this schedule are an extract of the Bank s full Fee Schedule and have been published for basic personal and business banking services.

More information

GRENADA CO-OPERATIVE BANK LIMITED SCHEDULE OF FEES AND CHARGES

GRENADA CO-OPERATIVE BANK LIMITED SCHEDULE OF FEES AND CHARGES SCHEDULE OF FEES AND CHARGES Effective December 31, 2018 Table of Contents 1. DEPOSIT SERVICES... 1 2. PAYROLL... 3 3. PAYMENTS... 4 4. TELEGRAPHIC TRANSFER SERVICES... 5 4.0 Outgoing Wires... 5 4.1 Incoming

More information

Pricing Guide Personal 2017

Pricing Guide Personal 2017 Pricing Guide Personal 2017 Effective from 12th November 2017 1 Introduction We would like to help you make the most of your money. This pricing guide will help you understand how your bank fees are charged

More information

SCHEDULE OF FEES AND CHARGES

SCHEDULE OF FEES AND CHARGES SCHEDULE OF FEES AND CHARGES Effective August 1, 2016 1 Table of Contents 1. DEPOSIT SERVICES... 1 2. PAYROLL... 4 3. PAYMENTS... 5 4. TELEGRAPHIC TRANSFER SERVICES... 6 4.0 Outgoing Wires... 6 4.1 Incoming

More information

BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE

BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE Effective January 1, 2018 BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE PERSONAL CHEQUING: Monthly Maintenance/Service Charge 25.00 Accounts closed within 3 months 30.00 Cash Handling Fee - Deposits

More information

The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018

The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018 The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

The Bank of Nova Scotia St. Kitts & Nevis Schedule of Fees Revised October 2018

The Bank of Nova Scotia St. Kitts & Nevis Schedule of Fees Revised October 2018 The Bank of Nova Scotia St. Kitts & Nevis Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed.

More information

TARIFF GUIDE. Fees and Charges SCR3 per entry charged half yearly. Internal to third party External-Local

TARIFF GUIDE. Fees and Charges SCR3 per entry charged half yearly. Internal to third party External-Local TARIFF GUIDE 15th September, 2018 - Effective 1st October to 31st December, 2018 Current Accounts Minimum balance for opening - Personal 00 Business/Corporate 00 Minimum balance to maintain account Business/Corporate

More information

THE BANK OF NOVA SCOTIA ST. VINCENT SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable).

THE BANK OF NOVA SCOTIA ST. VINCENT SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable). THE BANK OF NOVA SCOTIA ST. VINCENT SCHEDULE OF RATES Trademarks of The Bank of va Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-6 Small Business & Commercial

More information

Service Tariffs Guide

Service Tariffs Guide Service Tariffs Guide Terms & Conditions Apply Subscribe in Al Ahly Murattabat programs & Enjoy numerous benefits and special offers Account Charges Current Accounts Opening an individual / joint account

More information

Corporate Banking. Sch edule of Charges

Corporate Banking. Sch edule of Charges Corporate Banking Sch edule of Charges Effective 01 February 2016 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 3 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY

More information

THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable).

THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable). THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES Trademarks of The Bank of Nova Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-7 Small Business & Commercial

More information

GENERAL TARIFF - PERSONAL ACCOUNT

GENERAL TARIFF - PERSONAL ACCOUNT GENERAL TARIFF - PERSONAL ACCOUNT A. BRUNEI DOLLAR DEPOSIT ACCOUNT Minimum Opening Deposit BND 100 - Statement Savings for minor and student accounts BND 50 BND 1,000 - Fixed Deposit Account BND 1,000

More information

Corporate Banking. Sch edule of Charges

Corporate Banking. Sch edule of Charges Corporate Banking Sch edule of Charges Effective 02 January 2018 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 3 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT

More information

Retail Banking. Sch edule of Charges

Retail Banking. Sch edule of Charges Retail Banking Sch edule of Charges Effective 03 January 2017 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 4 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT

More information

COMMERCIAL BANKS SCHEDULE OF FEES AND CHARGES AS AT 31 DECEMBER 2015 Pursuant to Section (4)(b)(viii) of the Banking Services Act

COMMERCIAL BANKS SCHEDULE OF FEES AND CHARGES AS AT 31 DECEMBER 2015 Pursuant to Section (4)(b)(viii) of the Banking Services Act 1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $320.00 Regular Chequing - $550.00; Chequing Plus - $500.00 $500.00 - $700.00 $795.89 Prime Chequing $1,000.00 ** 1.1.2 Charge per

More information

Disclosure Statement of Fees and Charges for Business Accounts

Disclosure Statement of Fees and Charges for Business Accounts Canada Disclosure Statement of Fees and Charges for Business Accounts The following information sets out our schedule of charges for Business Accounts effective June 1, 2016. Unless otherwise stated, all

More information

SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable).

SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable). SCHEDULE OF RATES Trademarks of The Bank of va Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-8 Small Business & Commercial 8-9 Personal Lending Products 10-11

More information

Schedule of Fees Revised October 2018

Schedule of Fees Revised October 2018 The Bank of Nova Scotia Anguilla Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

The Bank of Nova Scotia Barbados. Schedule of Rates

The Bank of Nova Scotia Barbados. Schedule of Rates Schedule of Rates The Bank of Nova Scotia Barbados Revised July 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018

The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018 The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

Disclosure Statement of Fees and Charges for Business Accounts

Disclosure Statement of Fees and Charges for Business Accounts At ICICI Bank Canada, we are committed to offering the best value and the highest level of service to our customers. Disclosure Statement of Fees and Charges for Business Accounts Canada The following

More information

Rs 35 + VAT per month, i.e. Rs per month 4Debit interest on unauthorised overdrawn balances

Rs 35 + VAT per month, i.e. Rs per month 4Debit interest on unauthorised overdrawn balances Account Access Services Internet Banking 4Monthly subscription fee 4Security Token - First acquisition/ replaced device Rs 100 per company, irrespective of the number of signatories per device Accounts

More information

Mauritius Commercial Bank Limited Statement of Principal Interest Rates and Service Charges for domestic operations (Last updated

Mauritius Commercial Bank Limited Statement of Principal Interest Rates and Service Charges for domestic operations (Last updated A INTEREST RATES (per annum) 1 Deposits Savings 1.80% Call Term (MUR) 7 days 0.10% 0.10% 03 months 0.30% 0.30% 12 months S + (0.250% - 0.265%) (1) S + (0.250% - 0.265%) (1) 24 months S + (0.375% - 0.425%)

More information

The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018

The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018 The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

Schedule of Rates Revised March 2019

Schedule of Rates Revised March 2019 The Bank of Nova Scotia Barbados Schedule of Rates Revised March 2019 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

Retail Banking. Sch edule of Charges

Retail Banking. Sch edule of Charges Retail Banking Sch edule of Charges Effective 02 January 2018 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 4 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT

More information

Union Bank of Colombo PLC- Tariffs - (w.e.f. 1st July 2017)

Union Bank of Colombo PLC- Tariffs - (w.e.f. 1st July 2017) Union Bank of Colombo PLC- Tariffs - (w.e.f. 1st July 2017) No. DESCRIPTION DBU (in LKR) RETAIL 1.00 Minimum Deposit to open Accounts Ultra Saver LKR 1,000 NA Ultra Saver - Elite LKR 1000 Regular Saver

More information

INR 200 each additional request. previous year - INR 200 per month

INR 200 each additional request. previous year - INR 200 per month India Current Accounts Certification of balance of account GL 7277261 Free for first certificate INR 200 each additional request Cheques returned NSF (other than for technical INR 250 reason) (refer drawer,

More information

THE BANK OF NOVA SCOTIA (JA) LTD. SCHEDULE OF FEES AND CHARGES

THE BANK OF NOVA SCOTIA (JA) LTD. SCHEDULE OF FEES AND CHARGES 1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $300.00 $320.00 $320.00 $20.00 7% $0.00 0% 1.1.2 Charge per Entry/Cheque $50.00 Per processed cheque and $195.00 per in branch transactions;

More information

Disclosure Statement for Business Chequing Plus Account

Disclosure Statement for Business Chequing Plus Account Disclosure Statement for Business Chequing Plus Account The following information sets out our schedule of charges for Business Chequing Plus accounts effective May 1, 2014. Unless otherwise stated, all

More information

FIRSTCARIBBEAN INTERNATIONAL BANK (JA.) LTD. SCHEDULE OF FEES AND CHARGES

FIRSTCARIBBEAN INTERNATIONAL BANK (JA.) LTD. SCHEDULE OF FEES AND CHARGES 1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $475.00 - $500.00 $475.00 - $500.00 Regular Chequing - $550.00; Direct Banking - No charge; Chequing Plus - $500.00 $0.00 0% $0.00

More information

INDUSTRIAL AND COMMERCIAL BANK OF CHINA (MALAYSIA) BERHAD FEES AND CHARGES

INDUSTRIAL AND COMMERCIAL BANK OF CHINA (MALAYSIA) BERHAD FEES AND CHARGES INDUSTRIAL AND COMMERCIAL BANK OF CHINA (MALAYSIA) BERHAD FEES AND CHARGES OCTOBER 2010 BANKING SERVICES RATE PER ITEM CURRENT ACCOUNT:. Half yearly service charge - All accounts with average daily balance

More information

COMMERCIAL BANKS SCHEDULE OF FEES AND CHARGES AS AT 31 DECEMBER 2014

COMMERCIAL BANKS SCHEDULE OF FEES AND CHARGES AS AT 31 DECEMBER 2014 1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $320.00 N/A Regular Chequing - $550.00; Direct Banking - No charge; Chequing Plus - $500.00 $650.00 $795.89 Interest Advantage -

More information

Schedule of Tariffs and Fees Retail Banking

Schedule of Tariffs and Fees Retail Banking Schedule of Tariffs and Fees Retail Banking Schedule of Tarrifs and Fees Eligibility Criteria Combined average monthly relationship balance Minimum monthly salary criteria Advantage Advantage by Deposit

More information

(Company No: U) TARIFFS AND CHARGES

(Company No: U) TARIFFS AND CHARGES (Company No: 302316-U) TARIFFS AND CHARGES JUNE 2017 ACCOUNT 1. SERVICE CHARGE ON CURRENT ACCOUNT (for minimum average of less than RM1,000) Waived NIL 2. Cheque processing fee RM0.50 RM0.03 3. CHEQUE

More information

(Company No: U) TARIFFS AND CHARGES

(Company No: U) TARIFFS AND CHARGES (Company No: 302316-U) TARIFFS AND CHARGES SEPTEMBER 2018 ACCOUNT 1. SERVICE CHARGE ON CURRENT ACCOUNT (for minimum average of less than RM1,000) Waived 2. Cheque processing fee RM0.50 3. CHEQUE ENCASHMENT

More information

Business Tariff Guide 2017

Business Tariff Guide 2017 Business Tariff Guide 2017 Effective from 12th November 2017 Introduction Welcome to First National Bank. We are making banking easier, quicker, safer and cheaper for you to do your day-to-day banking.

More information

PERSONAL BANKING. Minimum Opening Balance $1, $1, Transaction Fees Number of transactions Included 10 free debits 10 free debits

PERSONAL BANKING. Minimum Opening Balance $1, $1, Transaction Fees Number of transactions Included 10 free debits 10 free debits PERSONAL BANKING PERSONAL BANKING Fee VAT inclusive Fee DEPOSIT ACCOUNTS VALUE CHEQUING ACCOUNT Minimum monthly fee $10.00 $10.75 * Minimum balance to avoid monthly service fee n/a n/a Minimum balance

More information

Schedule of Banking Service Fees

Schedule of Banking Service Fees Schedule of Banking Service Fees S c h e d u l e o f F e e s This brochure contains a summary of fees charged for certain products and services available to customers. All fees are in Cayman Islands dollars

More information

Schedule of Rates & Charges Effective October 19, 2017

Schedule of Rates & Charges Effective October 19, 2017 PRODUCTIVITY & ORGANIZATIONAL EFFICIENCY Page 0 of 15 SAVINGS - PERSONAL LOCAL CURRENCY In-Branch Deposit/Lodgment 0.34% of the deposit amount for deposits $1,000,000 & over 16.50% 0.40% of the deposit

More information

Tariffs & Charges. -BDT Accounts (SND) Avg balance 5,001 to 25,000/-

Tariffs & Charges. -BDT Accounts (SND) Avg balance 5,001 to 25,000/- Tariffs & Charges Description Tariffs & Charges Deposit Accounts Account Maintenance Fee -BDT Accounts (Savings) Avg balance up to 5,000/- Avg balance 5,001 to 25,000/- Tk. 100/- (Half Yearly) Avg balance

More information

Tariffs & Charges. Deposit Accounts. Account Maintenance Fee. -BDT Accounts (SND) Avg balance 5,001 to 25,000/-

Tariffs & Charges. Deposit Accounts. Account Maintenance Fee. -BDT Accounts (SND) Avg balance 5,001 to 25,000/- Tariffs & Charges Description Tariffs & Charges Account Maintenance Fee -BDT Accounts (Savings) Avg balance up to 5,000/- Avg balance 5,001 to 25,000/- Avg balance above 25,000/- -BDT Accounts (Current)

More information

Corporate Banking. Tariff of Charges

Corporate Banking. Tariff of Charges Corporate Banking Tariff of Charges effective 1 st July 2017 This document lists the charges applicable to corporate banking transactions and services offered by the domestic branches of The Hongkong and

More information

Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019)

Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019) Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019) This document applies to products no longer offered for sale by Bank of us and should be read together with the Bank of

More information

Cash and Trade Pricing Guide 2017

Cash and Trade Pricing Guide 2017 Transaction Banking Cash and Trade Pricing Guide 2017 Brunei Darussalam Cash Management: Account Services 3 Cash Management: Payment Services 6 Cash Management: Collection Services 10 Cash Management:

More information

Corporate Pricing Guide (Effective 1 September 2017)

Corporate Pricing Guide (Effective 1 September 2017) Corporate Pricing Guide (Effective 1 September 2017) ACCOUNT SERVICES Current Account SGD FCY Minimum Initial Deposit SGD8,000 AUD1,000 / CNH15,000 EUR1,000 / GBP1,000 HKD5,000 / JPY500,000 USD1,000 Account

More information

Corporate Pricing Guide (Effective 28 September 2018)

Corporate Pricing Guide (Effective 28 September 2018) Corporate Pricing Guide (Effective 28 September 2018) ACCOUNT SERVICES Current Account SGD FCY Minimum Initial Deposit SGD8,000 AUD1,000 / CNH15,000 EUR1,000 / GBP1,000 HKD5,000 / JPY500,000 USD1,000 Account

More information

THE BANK OF NOVA SCOTIA ST. LUCIA SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable).

THE BANK OF NOVA SCOTIA ST. LUCIA SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable). THE BANK OF NOVA SCOTIA ST. LUCIA SCHEDULE OF RATES Trademarks of The Bank of va Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-6 Small Business & Commercial 7-9

More information

TABLE OF COMMISSIONS AND CHARGES CONCERNING PERSONAL AND COMMERCIAL ACCOUNTS CHARGES FOR CREDIT FACILITIES (CURRENT ACCOUNTS / LOANS)

TABLE OF COMMISSIONS AND CHARGES CONCERNING PERSONAL AND COMMERCIAL ACCOUNTS CHARGES FOR CREDIT FACILITIES (CURRENT ACCOUNTS / LOANS) TABLE OF COMMISSIONS AND CHARGES CONCERNING PERSONAL AND COMMERCIAL ACCOUNTS CHARGES FOR CREDIT FACILITIES (CURRENT ACCOUNTS / LOANS) Documentation fees 40 75 80 150 Fixed charge for Individuals / Small

More information

TARIFF GUIDE CHARGES AND VALUE DATES APPLICABLE AS OF 15 June 2018 TABLE OF CONTENTS

TARIFF GUIDE CHARGES AND VALUE DATES APPLICABLE AS OF 15 June 2018 TABLE OF CONTENTS TARIFF GUIDE CHARGES AND VALUE DATES APPLICABLE AS OF 15 June 2018 TABLE OF CONTENTS 1 INWARD TRANSFERS 2 OUTWARD TRANSFERS 3 CHEQUES 4 PAYMENTS AND FOREIGN EXCHANGE 5 OTHER SERVICES RENDERED 6 TRADE FINANCE

More information

TA R I F F RETAIL BANKING

TA R I F F RETAIL BANKING TA R I F F GUIDE RETAIL BANKING Contents TABLE OF FEES & CHARGES ACCOUNTS & DEPOSITS 2 SERVICES 6 WITHDRAWALS & TRANSFERS 9 CARDS 10 E-BUSINESS 13 LOANS & FACILITIES 14 GUARANTEES 18 IMPORTS & EXPORTS

More information

TA R I FF GUIDE SME BANKING

TA R I FF GUIDE SME BANKING TA R I FF GUIDE SME BANKING Contents TABLE OF FEES & CHARGES ACCOUNTS & DEPOSITS 2 SERVICES 4 CASH DEPOSITS, WITHDRAWALS & TRANSFERS 7 CARDS 8 E-BUSINESS 10 LOANS & FACILITIES 10 GUARANTEES 13 IMPORTS

More information

FEES AND CHARGES UPDATED AS AT: 1st June 2018

FEES AND CHARGES UPDATED AS AT: 1st June 2018 FEES AND CHARGES UPDATED AS AT: 1 st June 2018 1 (a) Half yearly service charge on all accounts with average daily balance less than RM1,000.00 during the half year (b) Closure of Account - Within 3 months

More information

Schedule of Rates & Charges Effective June 6, 2018

Schedule of Rates & Charges Effective June 6, 2018 PRODUCTIVITY & ORGANIZATIONAL EFFICIENCY Page 0 of 15 SAVINGS - PERSONAL LOCAL CURRENCY In-Branch Deposit/Lodgment 0.34% of the deposit amount for deposits $1,000,000 & over 16.50% 0.40% of the deposit

More information

RETAIL BANKING TARIFFS

RETAIL BANKING TARIFFS RETAIL BANKING TARIFFS Effective 1st February 2018 PRODUCT/SERVICE MONTHLY MAINTENANCE FEES Xapit Account Salary Account Seba Account Savings Account Zanaco Savers Account Current Account (ZMW) Foreign

More information

Lending Fees and Charges. Effective from 12 November 2016

Lending Fees and Charges. Effective from 12 November 2016 Lending Fees and Charges Effective from 12 November 2016 2 Suncorp Bank About this brochure These fees and charges are applicable at the time of printing and are subject to change. We recommend you confirm

More information

Disclosure Statement of Fees and Charges for Personal Accounts

Disclosure Statement of Fees and Charges for Personal Accounts Disclosure Statement of Fees and Charges for Personal Accounts The following section sets out our schedule of charges for personal accounts effective from June 1st, 2015. Unless otherwise stated, all fees

More information

FEES & CHARGES SCHEDULE

FEES & CHARGES SCHEDULE FEES & CHARGES SCHEDULE This document must be read together with the bcu Product & Access Facility Conditions of Use and the bcu Summary of Products webpage. The bcu Fees and Charges Schedule is issued

More information

INTERNATIONAL SERVICES

INTERNATIONAL SERVICES INTERNATIONAL SERVICES Fees & Charges FOREIGN CURRENCY ACCOUNTS Foreign Currency Cheque Account Minimum Opening Balance $1,000 or JPY 20,000 Base Maintenance Fee $15 or JPY 750 per month Activity Fee $0.40

More information

FEES & CHARGES SCHEDULE

FEES & CHARGES SCHEDULE FEES & CHARGES SCHEDULE This document must be read together with the bcu Product & Access Facility Conditions of Use and the bcu Summary of Products webpage. The bcu Fees and Charges Schedule is issued

More information

HL BANK PRICING SCHEDULE HLBS/OPS/17 1

HL BANK PRICING SCHEDULE HLBS/OPS/17 1 HL BANK PRICING SCHEDULE HLBS/OPS/17 1 PRICING SCHEDULE CURRENT ACCOUNT (SGD) Minimum Balance Fee Personal Account Corporate Account Interest Overdraft Incidental Overdraft S$10 per month if average balance

More information