ASTUTE RESIDENTIAL COMMISSIONS SCHEDULE 14 MARCH 2017

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1 Adelaide Bank 0.77% No LOC 01/02/ % - 0 to 12 Months 50% - 13 to 24 Months 0.165% 01/02/2016 AMP 0.66% Standard Affinity & Select Products 0.33%. AMP First - 0% 0.055% additional if online lodgement target of 75% is reached each quarter 0.50% Standard Affinity & Select Products 0.25% AMP First - 0% 1/02/ % - 0 to 12 months 50% - 12 to 18 months 0% over 18 Months 0.187% Standard Affinity & Select 0.165%, AMP First - 0% 1/02/2009 Min & Max loan amounts per product guidelines. paid on increase amount. AMP First is available to employees and Shareholders of AMP. ANZ % Loan Value Ratio Adjustment: % if LVR < or = 80%. Astute Simplicity limit 1/08/ % - 0 to 12 months 50% - 12 to 15 months 25% - 15 to 18 months 0.165% Years 1 to 3 15/08/2008 Min & Max loan amounts as 0.77% No LOC 1/10/ % - 0 to 18 months 0.165% 1/10/2014 Min & Max loan amounts as Australian Financial 0.88% loan amount or amount drawn at settlement, whichever is higher 3/02/2015 From 01/01/2013 Subject to Loan Balanced 0-12 months 100% Pinnacle Specialist 0-12 months 50% Pinnacle Prime/Pro-Pack & Super 100% - 0 to 12 months 50% - 13 to 24 months 30% - 25 to 36 months 10% - 27 to 48 months Fightback 0-48 months pro rata based on number of months loan in place Easy Platinum, Easy Prime, Prime Alternative & Refresh - No Clawback 0.275% (0.165% Easy Loan) 3/02/2015 Min & Max loan amounts as SMSF Loan discontinued 03/02/2015

2 Auswide Bank 0.66% Paid on 80% of the maximum credit limit 04/03/ % 0-12 Months 0.20% 04/03/2016 Min & Max loan amounts as Bank Australia Basic: 0.66% Premium: 0.66% Package: $100 - $400K 0.77% $400 - $700K 0.83% $700K % Bank of Sydney 0.77% If drawdown is for 60% or less of the approved facility the Up Front commission if reduced to 60%. 11/11/2015 No Product Year Rate 11/11/2015 None Basic % Basic % Premium % Premium % Package % Package % 10/03/ % Year 1 only 0.22% 10/03/2016 Minimum commissionable loan size $100K. Maximum (per applicant) commission is $7700. Progressive draw down s ($20K min) attract progressive upfront payments. Commission paid on new money only. Bankwest 0.77% 12 months to draw 50% of limit or claw -back will be charged within 60 days post 12 month period 1/08/2013 Clawback applied as a percentage of time loan runs up to 18 months. Clawback = months account has run/18 X commission paid. Note also Line of Credit conditions. Year 1 = 0% Year 2 = 0.165% Year 3 = 0.22% Year 4 = 0.22% Year 5 = 0.275% 1/08/2013 For all loans over $3M upfront will be subject to prior negotiation.

3 Barnes / Homeloans Ltd Ranges from % depending on Product loan amount or amount drawn whichever is higher Adelaide Bank 100% Year 1 RESIMAC 100% Year 1 & 50% Year 2 Ranges from 0.11% to 0.17% depending on product. Min commissionable Loan Size $50K for New Business & $40K for principal increases. CBA 0.715% Equity Unlock for Seniors Under $20K Nil $20 - $39.9K $550 $40K + $1,100 Base commission quarterly review based on quality metrics. limit 1/06/ % 0-12 Months 0.165% Year % Year 4+ Nil trail on Equity unlock for Seniors 1/01/2015 $50k minimum. Above $3M by negotiation. Connect Referral: Loan Protection $110. General Insurance $ Risk Ins up to 17.5% of 1 st year premium. Personal Loans $32 Business Transaction & Online Saver $110 refer to CBA web site for Term Deposit Products. Citibank 0.715% 0.605% Paid on lower of 70% of the limit or balance on settlement 1/07/ % 0-12 Months 0.165% 1/07/2010 Min & Max loan amounts as Homestart Finance (SA Only) 0.44% excluding Breakthrough Loan No commission payable on Home Equity Loan Products 01/08/ months = 100% months 50% 0.165% 01/08/2011 Minimum commission $440. Commission payable for restructures only when an establishment fee is payable. ING LVR Based <60% = 0.77% 60-80% = 0.66% 80%+ = 0.55% Bonus for Owner Occupied Orange Advantage loan is 0.055%. upfront % on approved limit 1/01/ % 0 to 12 Months 50% 13 to 18 Months 0.165% Years 1 to 3 1/10/2008 $50K minimum $2M maximum commissionable loan size

4 if Applicable LaTrobe 0.55% on LiteDoc, Premier & Private Label loans. For Standard Home Loans a $550 fee for discounted Application Fee upfront % of approved limit 0.22% Nil payable if loan is in arrears. Min & Max loan amounts as per product guidelines Liberty 0.66% % per LVR & Risk grade. Macquarie 0.715% of the loan advanced 0.715% of credit limit for Construction 26/05/ % 1-6months, 75% 7-12months, 50% 13-18months, 25% 19-24months. approved credit limit 3/09/ % Days, 75% Days, 50% days, 25% Days. Partial clawback applies if loan reduced by >$50K within first 6 months ME Bank 0.715% 01/07/ % 0-12 Months NAB 0.715% limit 1/01/ % 0 to 12 Months 50% 13 to 24 Months Pro rata if loan <=80% of drawn down loan within first 6 months Pepper Prime 0.80% 0.66% 05/03/2015 Prime 100% 0-12 Months 100% 0-6 Months 50% 7-12 Months 0.22% % per risk grade % Years 1-3 Flyer Home Loan - Ceases if in arrears or an arrangement is entered into. 1/10/2009 Minimum AA loan $30,000, Minimum AAA loan $50,000. No maximum. 3/09/2012 Flyer Home Loan 27/08/2013 $220 for Increase $40k or Less. Normal upfront above. Partial clawback does not apply to Lines of Credit, SMSF, Reverse Mortgages or Aged Care Loans. ceases if fraud is suspected % 12/03/2012 Min & Max loan amounts as 0.165% Year % Year % Year % Year % Year 5+ Prime 0.165% 0.22% 1/10/2014 New Business $50k minimum commissionable loan amount. Variation minimum of $20K & must be credit assessed to qualify for commission. 05/03/2015 Min & Max loan amounts as

5 if Applicable Queensland Country Credit Union (Regional Qld Only) 0.66% Personal Loans 2.2% 0.66% 01/11/ % 0-6 months 50% 7-9 months 25% months 0.275% Personal Loans 0.00% 01/11/2010 Available to regional Qld brokers only (north of Townsville). St George, Bank of Melbourne & Bank SA 0.715% limit 1/02/ % 0 to 12 Months 50% 13 to 24 Months Suncorp 0.715% limit 1/10/ % 0 to 12 Months 50% 12 to 18 Months if more than 60 days in arrears. calculated net of offset 0.165% Year % Year 4+ 1/09/2011 Min & Max loan amounts as 27/2/2015 Min & Max loan amounts as will not be paid on accounts 60 + days in arrears Teachers Mutual Bank The Rock 0.715% 0.66% Not available 24/02/ % 0 to 12 Months 50% 12 to 18 Months No upfront payable on Bridging Loans (trail only) Westpac 0.55% 0.11% Volume & 0.055% Conversion Incentive Aggregator Bonus 01/04/ % 0-6 months, 50% 7-9 months, 25% months. 01/03/ % 0 to 12 Months 50% 12 to 24 Months 0.22% 24/02/2017 New money only. Min commissionable loan size $50K. Clawback applies to loans not fully drawn after 12 months. 0.19% Offset balances are deducted from end of month loan balance when calculating trail if more than 30 days in arrears. is calculated net of offset. 1/12/2013 Min & Max loan amounts as No paid when the loan amount is less than $40k payments not paid on accounts 30+ days in arrears. 01/03/2014 Normal rates on Increase $50k +. Min & Max loan amounts as per product guidelines