First half 2007 results

Transcription

1 First half 2007 results Appendices Appendices: table of content Asset quality and provisioning Overview of adjustments in 2006 and

2 Asset Quality and Provisioning ABN AMRO Credit Portfolio by BU ABN AMRO and Client segments BU EU 1 BU NA BU LA BU Asia BU NL 3 AV GF BU PC Global Clients are reflected as part of the regional BUs 42 2

3 and s 7 28% Global Clients reflected in the regional BUs 43 by UCR %

4 by 2 Public Sector 1 Non 1 Basic Materials 6% 6% Unspecified 8% 45 Client Segment by Product Mortgage 7 Revolving and Overdraft term loan 6% Credit Card Auto loan 46 4

5 Loan Impairment and other credit risk provisions in BPS of Average RWA Basis Points Q07 2Q07 As of 2004 on an IFRS basis 1Q07 & 2Q07 Annualised LI to avg. RWA. As of 2006 including Antonveneta. 47 BU Netherlands Credit Portfolio Products Revolving and 45% 55% Mortgage 8 Overdraft term loan 3% 6% 1 1 Non 1 Basic Materials Unspecified 5% 2 18%

6 BU Europe Credit Portfolio Products 10 Not Applicable 3 3% 1 Non 6% Basic Materials % 8 83% 8 49 BU North America Credit Portfolio Products 88% Mortgage 9 Not Applicable term loan 25% 1 1 5% Unspecified Basic Materials Non 5%

7 BU Latin America Credit Portfolio Products 66% term loan 4 Auto loan 3 3 Revolving and Overdraft Mortgage Cash or near cash Non 3 Basic Materials % 4 43% BU Asia Credit Portfolio - (by outstanding on a EUR basis; Jun 2007) Products 3% Auto loan 1 9 term loan 2 revolving and overdraft 3% Cash or near cash 5% Credit Card 35% 5% Non Basic Materials % Mortgage

8 Banca Antonveneta Credit Portfolio Products 7 3 Mortgages 5 Personal Loans Current Account 1 1 Non 8% Basic Materials 2 1 Unspecified % 38% 4 43% 4 Note: all data as per Antonveneta methodologies and definitions 53 Overview of adjustments in 2006 and

9 Overview of adjustments in 2006* Fourth quarter 2006 Gross (EUR mln) Net (EUR mln) AM Taiwan (BU AM) Restructuring charge (different BUs) Restructuring charge BU NA (discontinued) Talman judgement (discontinued) Gain on sale Bouwfonds (discontinued) 38 (71) (52) (52) (39) Total Third quarter 2006 Gross (EUR mln) Net (EUR mln) Gain on sale Futures (GF) Provisioning related to Futures (GF) (72) (51) Total Second quarter 2006 Gross (EUR mln) Net (EUR mln) Gain on sale K&H Bank (GF) Services restructuring charge (expenses) Services restructuring charge (discontinued) Total (72) (12) (55) (8) * We have adjusted for items that are greater than EUR 35 mln in net operating profit term 55 Overview of adjustments in 2007* Second quarter 2007 Gross (EUR mln) Net (EUR mln) Gain from sale PC Miami (BU PC) Transaction related advisory costs (GF) (81) (60) Gain on the sale of the US mortgage business (discontinued) (4) (4) Total First quarter 2007 Gross (EUR mln) Net (EUR mln) Provision for the DOJ Investigation (GF) Gain on the sale of the US mortgage business (discontinued) (365) 97 (275) 97 Total (268) (178) * We have adjusted for items that are greater than EUR 35 mln in net operating profit term 56 9

10 Cautionary Statement regarding Forward-Looking Statements This announcement contains forward-looking statements. Forward-looking statements are statements that are not historical facts, including statements about our beliefs and expectations. Any statement in this document that expresses or implies our intentions, beliefs, expectations, forecasts, estimates or predictions (and the assumptions underlying them) is a forward-looking statement. These statements are based on plans, estimates and projections, as they are currently available to the management of ABN AMRO Holding N.V.. Forward-looking statements therefore speak only as of the date they are made, and we take no obligation to update publicly any of them in light of new information or future events. Forward-looking statements involve inherent risks and uncertainties. A number of important factors could therefore cause actual future results to differ materially from those expressed or implied in any forward-looking statement. Such factors include, without limitation, the conditions in the financial markets in Europe, the United States, Brazil and elsewhere from which we derive a substantial portion of our trading revenues; potential defaults of borrowers or trading counterparties; the implementation of our restructuring including the envisaged reduction in headcount; the reliability of our risk management policies, procedures and methods; changes resulting from the acquisition of Banca Antonveneta, including the risks associated with its business, as well as the difficulties of integrating its systems, operations functions and cultures with ours; and other risks referenced in our filings with the U.S. Securities and Exchange Commission. For more information on these and other factors, please refer to our Annual Report on Form 20-F filed with the U.S. Securities and Exchange Commission and to any subsequent reports furnished or filed by us with the U.S. Securities and Exchange Commission. The forward-looking statements contained in this announcement are made as of the date hereof, and we assume no obligation to update any of the forward-looking statements contained in this document