Intermediary Details. If Ltd company please fill in below. If Ltd company please fill in below Purchase. Remortgage. Limited Company/Partnership

Transcription

1 Portfolio BTL First BTL Mortgage DIP DIP page 1/6 Intermediary Details Firm name and address Contact Name Phone * FCA number Network Broker Code: Broker Fee: If Ltd company please fill in below Limited Company/Partnership Name of Business Reg Trading Address Directors, Shareholders and Partners Name Address Nature of Business Date of Incorporation Net profit details for the last three years Year Year Status Age Shareholding Name Address Year Accounts Avaliable Status Age Shareholding If Ltd company please fill in below Purchase Remortgage Is applicant a first time buyer Purchase Price Loan Required LTV Regulated / Unregulated Term required (yrs) Estimated Property value 1st Mortgage outstanding 2nd Mortgage outstanding Cash 's to customer Total loan required LTV Mortgage type required Capital Repayment Fixed Purpose of Loan Regulated / Unregulated If interest only Proposed repayment vehicle Interest Only Variable Term required (Yrs) Existing Mortgage Interest Rate Please provide any property portfolio details in additional info section Missed payments in last 12 months When When complete, complete, Fax to Fax 01to or or 1 stmortgages@promisesolutions.co.uk You must provide your your broker broker code: code: Please please call call if you if you don't don't have have one one Address: Second Second Floor, Floor, Fullard Fullard,, Neachells Neachells Lane, Lane, WV11 WV11 3QG 3QG

2 Portfolio BTL First BTL Mortgage DIP DIP page 2/6 Help us to help you Can you provide us with: Please state the factors that make this a "Complex" deal and what difficulties you encountered in placing it. A credit report proving you hold authority in accordance with DPA Proof of Income Applicant Details Applicant 1 Applicant 2 Full Name Maiden Name Full Name Maiden Name Mobile * Mobile * E Mail E Mail Landline Landline Age Age DOB DOB Planned retirement age Planned retirement age Dependents under the age of 18 How many Ages Dependents under the age of 18 How many Ages Dependents over the age of 18 How many Ages Dependents over the age of 18 How many Ages Employment status Employed Self Employed Employment status Employed Self Employed If other please state: If other please state: Proof of income available Proof of income available Provide details Provide details NI Number NI Number Current Job Title Start Date Current Job Title Start Date 3 Year Job History 3 Year Job History When complete, Fax to or 1 stmortgages@promisesolutions.co.uk When You must complete, provide Fax your to broker code: Please or call if you don't have one You must Address: provide Second your broker Floor, code: Fullard please, call Neachells Lane, WV11 if you 3QG don't have one Address: Second Floor, Fullard, Neachells Lane, WV11 3QG

3 Portfolio BTL First BTL Mortgage DIP DIP page 3/6 Applicant 1 Applicant 2 Employment Income Gross Annual Net Monthly Employment Income Gross Annual Net Monthly Gross Annual Gross Annual Other Income Net Monthly Other Income Net Monthly Source Source Current residential status Current residential status Have you had any of these adverse credit in the last 3 years CCJs/Defaults Undischarged Bankruptcy Mortgage Arrears In an IVA Discharged bankruptcy In a Debt management plan Have you had any of these adverse credit in the last 3 years CCJs/Defaults Undischarged Bankruptcy Mortgage Arrears In an IVA Discharged bankruptcy In a Debt management plan Existing Credit If yes please provide details in additional notes section Applicant 1 or 2 Lender Type Balance Monthly To be settled on completion outstanding payment of this mortgage When complete, Fax to or 1 stmortgages@promisesolutions.co.uk When complete, Fax to or You must provide your broker code: Please call if you don't have one You must provide your broker code: please call if you don't have one Address: Second Floor, Fullard, Neachells Lane, WV11 3QG Address: Second Floor, Fullard, Neachells Lane, WV11 3QG

4 Portfolio BTL First BTL Mortgage DIP DIP page 4/6 Security Address Security Address Security Address Description Detail Address 1 Town / City County Postcode Semi Maisonette Freehold Leasehold Is the property an HMO? If yes, is there a licence? Is there an AST in place? If yes, what is the term? If flat how many floors in block Ex L/A? Date Purchased If leasehold years remaing Monthly Gross Rental Income Has the applicant or a family member lived in the property? If yes, when? Projected Actual Will the property be occupied by a family member? Home Address Please provide three years address history Applicant 1 Applicant 2 Residential Address 1 Residential Address 2 Address 1 Town / City County Postcode Address 1 Town / City County Postcode Time In Property Move in Date Move out Date Time In Property Move in Date Move out Date Intermediary declaration and agreement I accept the terms and conditions applicable to this transaction as detailed here and give you permission for the credit searches to be carried out if necessary Signature Date If you wish to add anything else please complete the additional info page. When When complete, complete, Fax to Fax 01to or or 1 stmortgages@promisesolutions.co.uk You must provide your your broker broker code: code: Please please call call if you if you don't don't have have one one Address: Second Floor, Floor, Fullard Fullard,, Neachells Neachells Lane, Lane, WV11 WV11 3QG 3QG

5 Portfolio BTL First BTL Mortgage DIP DIP page 5/6 Adverse Credit Use this space to add any additional adverse information App 1 /2 Type Date Registered Amount Satisfied Reason Property Portfolio Property Address Value Mortgage Balance Monthly mortgage Gross monthly outstanding payment rental income When complete, When complete, Fax tofax to or or 1 stmortgages@promisesolutions.co.uk You must provide your your broker broker code: code: Please please call call if youif don't you don't have one have one Address: Second Floor, Floor, Fullard Fullard,, Neachells Neachells Lane, Lane, WV11 WV11 3QG 3QG

6 Portfolio BTL First BTL Mortgage DIP DIP page 6/6 Additional Information (cont) If you wish to add anymore information then please add it below * We won't contact you without permission - Number is needed to set up case tracking if required When complete, When complete, Fax tofax to or or 1 stmortgages@promisesolutions.co.uk You You must must provide provide your your broker broker code: code: Please please call call if youif don't you don't have one have one Address: Address: Second Second Floor, Floor, Fullard Fullard,, Neachells Neachells Lane, Lane, WV11 WV11 3QG 3QG

7 Business plan Date completed Applicant Experience as landlord 1. years 2. years 3. years 4. years Precise Name of Mortgages company application (if company reference(s) application) Broker name and contact details PLEASE NOTE: this Business Plan should provide information to support this application. If necessary, we will accept single or combined business plans to fully illustrate how the portfolio is managed. Property investment objective (please tick all that apply) To generate a sole source of income To generate an additional income stream Capital appreciation Retirement planning Other (please specify)* Operating model Do you use a letting agent? How do you manage void periods? Savings Surplus rental income Income Personal liquid assets Other (please specify) Portfolio strategy Property type (please select all that apply) /bungalow New Build Tenant type (please select all that apply) Single tenancy agreement Multiple tenancy agreement/hmo We can provide literature in large print, Braille and audio tape. Please ask us for this leaflet in an alternative format if you need it. When complete, Fax to or You must provide your broker code: please call if you don't have one Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number ). Registered in England and Wales with company number Registered office: Address: 2 Charter Court, Second Broadlands, Floor, Wolverhampton Fullard WV10, 6TD Neachells Lane, WV11 3QG (8)

8 Existing residential property portfolio details Existing residential property portfolio details Date completed Name of applicant Precise Mortgages application Name reference(s) of company Broker name and contact details Property address (First line including postcode) Applicant (enter 1, 2, 3, 4) Limited Company? Estimated Valuation Monthly rent received Monthly mortgage payment Current mortgage balance Is the property an HMO (licensed or unlicensed)? Number of bedrooms Property type Property style Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Semi- End Converted Purpose Built Information provided in the last three rows is used to carry out AVMs (Automated Valuation Model). We can provide literature in large print, When complete, Braille and Fax audio to tape Please or ask us for this leaflet in an alternative format if you need it. Precise Mortgages is a trading name of Charter Court Financial Services You must Limited provide which is authorised your broker by the Prudential code: Regulation please Authority call and regulated by the if Financial you don't Conduct have Authority one and the Prudential Regulation Authority (Financial Services Register Firm Reference Number ). Registered in Address: England and Wales Second with company Floor, number Fullard , Registered Neachells office: 2 Charter Lane, Court, WV11 Broadlands, 3QGWolverhampton WV10 6TD (8)