SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST RETAIL DIVISION SMALL BUSINESS DEPARTMENT

Transcription

1 Announcement date: Validity date: SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST RETAIL DIVISION SMALL BUSINESS DEPARTMENT Societe Generale Banka Srbija AD Beograd Zatvoreno akcionarsko društvo Sedište: Bulevar Zorana Đinđića 50a/b Novi Beograd Srbija Tel: +381 (0) Fax: +381 (0) Info tel: +381 (0) Upisani kapital: ,00 RSD Uplaćeni kapital: ,00 RSD SWIFT: SOGYRSBG; APR: Račun kod NBS: PIB: ; Matični broj:

2 LEGAL ENTITIES AND ENTREPRENEURS Accounts Opening of current account Special purpose account opening Opening and administration of Escrow account 1% min RSD Account closing on client s request (per account) 1 Package Biznis Klasik 395 RSD per month Package Biznis Praktik 595 RSD per month Package Biznis Prestiž RSD per month Package Sinhro RSD per month 1 Account closing for entrepreneurs is free of charge; Account closing at termination of the Framework Agreement is free of charge 2 Use of Package Sinhro is available for clients using the Praktik/Prestiž package as individuals Domestic payment transactions in RSD General pricelist Transfer to other client s account 0,05%, min 65, max 0,03%, min 25, max 400 RSD Clearing orders up to 299, RSD 0,1%, min 100 RSD 0,06% min 50 RSD Package Biznis Klasik Transfer to other client s account 65 RSD 25 RSD Clearing orders up to 299, RSD 90 RSD 50 RSD Package Biznis Praktik Transfer to other client s account 55 RSD 20 RSD Clearing orders up to 299, RSD 80 RSD 45 RSD Package Biznis Prestiž Transfer to other client s account 45 RSD 15 RSD Clearing orders up to 299, RSD 70 RSD 35 RSD Package Sinhro 4 Transfer to other client s account 0,05%, min 65, max 0,03%, min 25, max 400 RSD Clearing orders up to 299, RSD 0,1%, min 100 RSD 0,06% min 50 RSD 3 Paper form until 13h, Electronic form until 14h 4 Payment orders for clients using Sinhro package, submitted/input trough retail e-banking application are charged according to Pricelist for retail division, Individuals Domestic payment transactions in other currencies and international payment transactions Payments 5 Paper form Electronic form From foreign currency account 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 From dinar currency account 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 On behalf of dinar currency account of non-resident 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 By special agreements Page 2 of 7

3 Incoming transfers Incoming transfers on accounts within Bank Transfers from Kosovo in RSD Transfers from Kosovo in RSD with booking prior to receiving dinars from the Central Bank Transfers from donations with selling of foreign currency to the Central Bank Transfers within same legal entity Internal transfers To client s account with other bank in Serbia 5 Payment of the advance and the difference in the final calculation for a business trip 6 On the account within the Bank On the account to another bank 5 SWIFT for wire transfers Repairing/amendment of the issued SWIFT message, at client's request Filing in forms, certificates issuing, copy of statement Sending of cheques/bills of exchange to collection 5 All marked requests are subject to additional SWIFT fee of 300 RSD 6 All marked fees relate to charges per one beneficiary 0,15%, min 0,30%, min 0,30%, min 1. 0,30%, min 1.500, max RSD 700 RSD RSD RSD + real costs of international and domestic banks per sample 0,50%, min RSD Cash operations RSD Cash deposits Express cash Cash collection and processing Cash withdrawal 7 Replacement of damaged or out of circulation domestic currency bills Foreign currency Cash deposits Withdrawal for business trip 7 Replacement of damaged or out of circulation foreign currency bills 7 for entrepreneurs 0,06%, min 35 RSD, max RSD 0,5%, min 100 RSD 0,50%, min 700 RSD 5% of nominal value, in dinar counter value further to the official Central Bank exchange rate on transaction date E banking services biznis e-banking Monthly fee for one certificate if the service used as stand-alone Monthly fee per additional certificate Replacement or cancellation of certificate in a period shorter than 12 months from its issuing date Hal e-bank Monthly fee for the service for up to 2 SmartCard if the service used as stand alone Monthly fee per additional certificate Monthly maintenance of HAL E-bank Web Use of HAL E-bank/B2B solution within Hal e-bank service New or reissued user certificate (card / USB) Electronic SWIFT services Package of electronic SWIFT services: 8 MT940/MT942 via SWIFT, MT940 via /hal E-Bank, Receiving and processing MT101 orders Additional account within package of SWIFT services 9 MT940 via SWIFT as stand alone MT942 via SWIFT as stand alone MT940 via / Hal e-bank as stand alone Receiving MT101 orders through SWIFT network as stand alone Telephone and SMS banking Mobilia SMS notification (on card transactions, inflow, outflow, account balance, credit cards monthly debt) Mobilia sending of the inquiry via SMS Vocalia 8 Including 5 accounts, for all services within package 9 Account is added to the package and is available for all services in package 350 RSD 100 RSD RSD 100 RSD RSD RSD RSD 9 RSD per SMS 8,4 RSD + price of SMS according to mobile operator pricelist 200 RSD per month Bills of exchange and authorizations Registering bills of exchange / authorizations received in branch Registering bills of exchange / authorizations received in electronic form Registering bills of exchange when bank is creditor Unregistering bills of exchange / authorization 100 RSD per unit 20 RSD per unit min 60, max RSD Page 3 of 7

4 Internal collection of bills of exchange and other payment instruments External collection of bills of exchange and other payment instruments Issuing of certificates on client s request Special reports on client s request Issuing of certification for mortgage discharge Claims with negative outcomes 10 Warning letter 11 Letter prior to contract cancellation 11 Letter prior to pressing charges Claims with negative outcomes are free of charge for entrepreneurs 11 Warning letters to legal entities are free of charge 100 RSD per instrument increased for the fee for the RSD paper payment order of this Pricelist 200 RSD per instrument increased for the fee for the RSD paper payment order of this Pricelist, min RSD per letter per letter per letter Payment cards Transactions in RSD Debit cards Credit cards Cash withdrawal on SGS ATMs and in SGS branches 3% from transaction amount, minimum 300 RSD Cash withdrawal on ATMs of other banks 195 RSD per transaction 3% from transaction amount, minimum 300 RSD Cash withdrawal in other banks branches 350 RSD per transaction 3% from transaction amount, minimum 300 RSD Payments Balance inquiry on SGS ATMs Balance inquiry on other banks ATMs 35 RSD per inquiry Transactions in foreign currency Debit cards 12 Credit cards Cash withdrawal on ATMs 5 EUR per transaction 3% from transaction amount in dinar counter value in accordance with selling exchange rate, min 300 RSD Cash withdrawal in branches 10 EUR per transaction 3% from transaction amount in dinar counter value in accordance with selling exchange rate, min 300 RSD Payments Balance inquiry on ATMs 0,50 EUR per inquiry 0.50 EUR per inquiry in dinar counter value in accordance with selling exchange rate 12 For Debit cards linked only to RSD account fee from Tariff is converted into RSD further to the Central Bank official middle exchange rate on the payment date Limits Debit cards 13 Credit cards Purchases in Serbia Up to the monthly limit for each card and up to available Up to the limit defined for each card and up to balance on the account the card is linked to available card limit and available company limit Cash withdrawal in Serbia Maximum RSD daily and up to available Maximum RSD daily, up to available card monthly card limit and available account balance limit and available company limit Payments abroad Up to the monthly limit for each card and up to available Up to the limit defined for each card and up to balance on special purpose EUR account available card limit and available company limit Cash withdrawal abroad 250 EUR maximum per transaction and EUR Maximum RSD daily, up to available card maximum daily, up to available card monthly limit and limit and available company limit available account balance 13 For Debit cards linked only to RSD account RSD limits are applicable for abroad usage PIN reprint Claims with positive outcomes Claims with negative outcomes 14 Plastic replacement PIN modification on ATMs Emergency card issuance on client s request Lost/stolen card fee Monthly maintenance of Debit cards as stand alone Monthly maintenance of Credit cards as stand alone 14 Claims with negative outcomes are free of charge for entrepreneurs + real costs 150 RSD RSD per month 395 RSD per month Card acquiring business Volume realized per terminal Monthly fee per terminal ,000 RSD / monthly 50, ,000 RSD / monthly Over 100,000 RSD / monthly Additional fee for wireless (GPRS) POS terminal 5 EUR* regardless the volume realized 15 Prices are VAT excluded. Fees in EUR will be charged in RSD further to the official Central Bank middle exchange rate. Loans Administrative fee for overdraft approval Administrative fee for loan approval Fee for loan early repayment Fee for unfulfilled turnover 0% - 0,5% from approved overdraft amount 0% - 1% from loan amount 2% from remaining debt (minimum 4,000 RSD) for legal entities 0 1% from the early repaid amount for entrepreneurs 0,5% from loan amount Obtaining of approval registration and administration operation with the Central Bank Registration of the foreign borrowing and foreign lending Taking over of administrative operations with the Central Bank after registering the loan from abroad through another bank Information to the Central Bank on using or repaying the loan -Filling in forms, interest calculation included Statements with regard to international credit operations registered with NBS, Confirmation of outstanding debt RSD + VAT RSD + VAT + VAT + VAT Page 4 of 7

5 Accounts and packages opened before Maintenance Standalone current account Mikro account Mikro package Tandem basic Tandem full Classic Business v.1 Business v.2 Exclusive Premium Clipro basic Clipro full NGO Classic NGOe NGO Business Monthly fee per month 305 RSD per month 505 RSD per month 400 RSD per month 735 RSD per month 850 RSD per month RSD per month 975 RSD per month RSD per month RSD per month 400 RSD per month 800 RSD per month per month 700 RSD per month 800 RSD per month INDIVIDUALS REGISTERED AS AGRICULTURAL HOUSEHOLDS 16 Accounts Opening and administering a dedicated subsidy account Loans cooperation with IMLEK a.d. Beograd for financing purchasing of heifers from abroad and purchasing of equipment for milking cooperation with Industry of milk and milk products IMLEK a.d. Beograd for financing of premises building cooperation with JTI Senta a.d. for financing of fixed assets cooperation with Sugar factory Te-to a.d. Senta for financing of fixed assets Early repayment loan fee Notification and warning letter Letter prior to contract cancellation 16 To all products and services not listed above, Pricelist for retail division, Individuals apply 0,4% from loan amount 0,5% from loan amount 0,35% from loan amount 0,5% from loan amount 0 1% from early repayment amount 250 RSD per letter per letter Page 5 of 7

6 LEGAL ENTITIES Documentary payments and guarantees Documentary collection Import and export documentary collection Delivery of documents without payment, amendment Acceptances of bill of exchange Protest of bill of exchange by bill of exchange Keeping of bills of exchange in the safe box Assignment of transport documents issued to the order of the bank (endorsement or statement) Letter of credit 17 Nostro (import) letters of credit Issuance for letter of credit Quarterly fee Outgoing payment Providing of confirmation (per quarter, increased by expenses) Assignment of transport documents issued to the order of the bank Loro (export) letter of credit Letter of credit transfer (re-export) Letter of credit forwarding to another bank Confirmation Non standardized letter of credit types (stand by, personal, revolving) Preliminary checking of documentation Guarantees 17 Nostro guarantees and binding letters of intent Approval for issuing for guarantees, binding letters of intent and annual renewal Quarterly fee guarantees and binding letters of intent 100% cash deposit Quarterly fee guarantees and binding letters of intent without 100% cash deposit Amendments increase of amount and annual renewal Protest upon guarantee and binding letters of intent Confirmation or issuing of nostro guarantee based on loro counter guarantee Counter guarantee Approval of issuing of counter guarantee Quarterly fee 100% cash deposit Quarterly fee without 100% cash deposit Protest upon guarantee Loro guarantees Amendments increase of amount for guarantees NEW Protest (sending of documentation included) Confirmation or issuing of nostro guarantee based on loro counter guarantee Non standardized guarantees Authenticity of the guarantee on client s request Guaranteed bills Approval of guaranteed bills Quarterly fee - 100% cash deposit Quarterly fee - without 100% cash deposit Protest upon guaranteed bill 17 Or in accordance with the pricelist defined in credit file 0,25%, min RSD, max RSD one off 0,10%, min, max RSD 0,20%, min 0,80%, min 0,10%, min RSD, max RSD 0,10%, min, max RSD 0,15%, min, max RSD 0,15%, min, max RSD 0,20%, min, max RSD 0,20%, min RSD 0,50%, min RSD 1,00%, min RSD 1,00%, min RSD Issuing of letter of intent DHL and other costs SWIFT for opening of L/C and L/G Consulting (depending on time) Expertise of business plans and feasibility studies Urgent requests (within one day) Guarantee or letter of credit draft preparation on client s request Certificates for off balance items (i.e. audit) Withdrawal of request for the prepared commitments Claims, urgencies and transmission of messages on clients request Per invoice Minimum NOTE: All fees are charged before or at the moment of request processing. The fees calculated on three months bases are collected in advance. Each started three months period i s calculated as a whole. In cases when L/C is not used up entirely or L/G is returned to the bank prior to its expiration date, the fee charged shall not be reimbursed. For letters of credit the fee is to be calculated up to the expiry date of the bank s commitment. The bank may charge fee without announcement. For clients having significant volume of paying transactions and depending of risk assessment and the amount of specific transaction, the bank keeps right to negotiate specific fee different from those from this Pricelist. Page 6 of 7

7 ENTREPRENEURS Documentary payments and guarantees Documentary collection Import and export documentary collection Delivery of documents without payment, amendment Acceptances of bill of exchange Protest of bill of exchange by bill of exchange Keeping of bills of exchange in the safe box Assignment of transport documents issued to the order of the bank (endorsement or statement) Letter of credit 18 Nostro (import) letters of credit Issuance for letter of credit Quarterly fee Outgoing payment Providing of confirmation (per quarter, increased by expenses) Assignment of transport documents issued to the order of the bank Loro (export) letter of credit Letter of credit transfer (re-export) Letter of credit forwarding to another bank Preliminary checking of documentation Guarantees 18 Nostro guarantees and binding letters of intent Approval for issuing for guarantees, binding letter of intent and annual renewal Quarterly fee guarantees and binding letters of intent 100% cash deposit Quarterly fee guarantees and binding letters of intent without 100% cash deposit Amendments increase of amount and annual renewal Protest upon guarantee and binding letters of intent Counter guarantee Approval of issuing of counter guarantee Quarterly fee 100% cash deposit Quarterly fee without 100% cash deposit Protest upon guarantee Loro guarantees Amendments increase of amount for guarantees NEW Protest (sending of documentation included) Authenticity of the guarantee on client s request Guaranteed bills Approval of guaranteed bills Quarterly fee - 100% cash deposit Quarterly fee - without 100% cash deposit Protest upon guaranteed bill 18 Or in accordance with the pricelist defined in credit file 0,25%, min RSD, max RSD one off 0,10%, min, max RSD 0,20%, min 0,80%, min 0,10%, min RSD, max RSD 0,10%, min, max RSD 0,15%, min, max RSD 0,15%, min, max RSD 0,20%, min, max RSD 0,20%, min RSD 0,50%, min RSD 1%, min RSD 1%, min RSD Issuing of letter of intent DHL and other costs SWIFT for opening of L/C and L/G Urgent request (within one day) Guarantee or letter of credit draft preparation on client s request Certificates for off balance items (i.e. audit) Withdrawal of request for the prepared commitments Claims, urgencies and transmission of messages on clients request Per invoice NOTE: All fees are charged before or at the moment of request processing. The fees calculated on three months bases are collected in advance. Each started three months period is calculated as a whole. In cases when L/C is not used up entirely or L/G is returned to the bank prior to its expiration date, the fee charged shall not be reimbursed. For letters of credit the fee is to be calculated up to the expiry date of the Bank s commitment. If necessary, fees for: Confirmation for Loro (export) letters of credit, Non standardized letter of credit types (stand by, personal, revolving), Confirmation or issuing of Nostro guarantee based on Loro counter guarantee, Non standardized guarantees, Consulting and Expertise of business plans and feasibility studies, will be defined in separate agreement annexes. Page 7 of 7