Once your application is received a member of our business banking team will review your application and contact you to confirm receipt.

Transcription

1 Limited Liability Partnerships Opening a business current account with Danske Bank is straightforward. 1. Complete all relevant sections of the application form in block capitals 2. Please provide a copy of the Members agreement. 3. Details of our products and services are available on our website at 4. Sign and return a copy of the form to the below address: Business Banking Danske Bank PO Box 183 Donegall Square West Belfast BT1 6JS What happens next? Once your application is received a member of our business banking team will review your application and contact you to confirm receipt. Step 1 Step 2 Step 3 Step 4 We will review and complete the necessary ID checks Our team will be working hard to get your account ready Your customer agreement will be sent by post Your account will be live with your cards and online banking details in the post. You must lodge money or otherwise carry out a transaction on any of the accounts in this application to accept the terms and conditions. We will keep you updated throughout the account opening process. However, if you would like to speak to us about any aspect of your application, you can contact our team on between the hours of 8am to 5pm, Monday to Friday. For Bank Use Only - Preferred branch Corp Opt Out Status Case Ref Business Code Customer Number if BEB agreement already in place Page 1 of 13 Correct as at 07/2018 Danske Bank is a trading name of rthern Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Registered in rthern Ireland (registered number R568). Registered Office : Donegall Square West, Belfast, BT1 6JS. rthern Bank Limited is a member of the Danske Bank Group.

2 Step 1- Your Details of Limited Liability Partnership Registered Address If your trading address is different from your postal address, please provide it below. rmal Trading Address Address * Telephone number (We may contact you by phone to discuss your application) Date of Establishment (This is the date the company started trading) Mobile number Company Number Date of Registration (This is the date that the company incorporated) In which country(ies) is your Company tax resident? ** * We will send you an with all of the important information - including terms and conditions and prices (te this is a no reply address). ** If your organisation is tax resident outside of the UK, we will forward the relevant tax information sheet to enable you to provide us with the necessary information. Are you moving your account from another financial institution? Please provide full details of your business and activities eg, Financial services, Insurance and related services. About your organisation What does your organisation do? Provide details of the products / services you offer Who are your main customers? Retail Customers Public Authorities Business Customers n Profit foundations or associations Please provide details if you have selected other. Other Do you require a special licence to operate your organisation? If yes please provide the name of the issuing authority and licence number Who are your main suppliers and where are they based? Does your organisation operate a PayPoint terminal? How do you sell your products and services? Physical store Trade fairs/physical marketplace Door to door sales Online marketplace Please provide details if you have selected other. Own website Other Unique Tax Reference (UTR) or Tax Identification Number (TIN) Page 2 of 13

3 CUSTOMER APPLICATION Step 2a - Members of Limited Liability Partnership A beneficial owner is anyone with a shareholding greater than 25% in your company. This authority will not apply to Debit Cards or Business ebanking (which are dealt with in steps 4 and 5) If you need to add more than 3 people, please contact our team or refer to our website for additional pages. Residential Address Date of birth Contact Number address Ownership % Position within company Does this person require access to accounts Level of Permission Refer to page 4 for an explanation of each level of permission, also known as a mandate. ne C A Enquiry B Separate Residential Address Date of birth Contact Number address Ownership % Position within company Does this person require access to accounts Level of Permission Refer to page 4 for an explanation of each level of permission, also known as a mandate. ne C A Enquiry B Separate Residential Address Date of birth Contact Number address Ownership % Position within company Does this person require access to accounts Level of Permission Refer to page 4 for an explanation of each level of permission, also known as a mandate. ne C A Enquiry B Separate Page 3 of 13

4 CUSTOMER APPLICATION Levels of Permission Separate This gives permission to view information, lodge and withdraw funds from the account, without authority from any other person registered on the account in the bank s records. A This gives permission to view accounts, lodge and withdraw funds with the joint agreement from any other person registered on the account in the bank s records. B This gives permission to view accounts, lodge and withdraw funds with the joint agreement from any other person registered on the account in the bank s records provided they have not also a B level of permission. C This gives permission to view accounts, lodge and withdraw funds with the joint agreement from any other person registered on the account in the bank s records provided they have not also a C level of permission. Enquiry This gives permission to view accounts and make enquiries relating to lodgements and withdrawals on the account, without authority from any other person registered on the account in the bank s records. Examples of how the levels of mandates can be applied to your company. (This is for illustrative purposes only) Separate permission for Business full control Owner over all accounts Business Owner Book Business keeper/accountant Owner Level A permission to make and authorise Business Owner payments with either team or business owner Business Manager Owner Enquiry permission to allow holder to view Business Owner accounts and make enquiries Team in location 1 Team in location 2 Level B permission to make and authorise payments with other team, manager or business owner, but not their own team Level C permission to make and authorise payments with other team, manager or business owner, but not their own team Page 4 of 13

5 CUSTOMER APPLICATION Step 2b - Details of additional mandate holders, i.e. people you would like to give access to view, lodge and withdraw from your account Including members who will have a mandate to operate the account This authority will not apply to Debit Cards or Business ebanking (which are dealt with in steps 4 and 5) If you need to add more than 3 people, please contact our team or refer to our website for additional pages Residential address Contact Number Date of birth Level of Permission Separate A B C Enquiry Residential address Contact Number Date of birth Level of Permission Separate A B C Enquiry Residential address Contact Number Date of birth Level of Permission Separate A B C Enquiry Page 5 of 13

6 Step 3 - About your account What is the total value of credits (including cash, cheque and electronic payments) that you expect to receive into your account annually? What is the total value of withdrawals (including cash, cheque and electronic payments) that you expect to debit your account annually? What are the sources of funds which you will receive into your account? What does each represent as a percentage of the total value of credits? Sales % Loans % Dividends % Public Aid/Donations % Government Grants % Interest Payments % Issuing of Bonds % Issuing of Shares % Other % Please provide details if you have selected other. What are the main type of transactions you will be completing? (Please tick only one box) Only domestic (UK based) transactions Mainly foreign (non UK based) transactions Mainly domestic (UK based) transactions Only foreign (non UK based) transactions If you will be completing any foreign transactions, please detail the countries and volumes involved below: Incoming foreign payments Country involved Number (per annum) Reason for payment Total amount (per annum) Outgoing foreign payments Country involved Number (per annum) Reason for payment Total amount (per annum) Page 6 of 13

7 What is the total value of cash (tes and Coins) you expect to deposit annually? How often do you expect to deposit cash to your account? What is the origin of the funds? What is the yearly amount of cash (tes and Coins) you expect to withdraw? How often do you expect to withdraw cash from your account? What will these funds be used for? How many people do you employ? What is your annual turnover? (Annual turnover is the total amount of money you will receive from sales) What is your annual balance sheet total? (This is the total net value of the company i.e. total value of assets minus the total liabilities.) Step 4 - Products This section allows you to select the products required for you and your business. Full details of all our products can be found on our website Please tick at least one of the products below: If you are not going to be managed by a Relationship Manager in one of our Business Centres or Corporate Banking you are eligible for either of the accounts below. Please indicate your preference in the boxes below. Danske Small Business Danske Small Business Digital If you are going to have a Relationship Manager in one of our Business Centres or Corporate Banking you are eligible for the Danske Large Business Account. Danske Large Business Once your application has been received our Business team will confirm the account type to you. How many current accounts do you require? Do you require a Cheque Book for any of the accounts? Page 7 of 13

8 Go Paperless We will provide your statements to you on paper. We will also make them available to you in Business ebanking. If you would like to go paperless (have your statements made available in earchive only) please tick the Go Paperless option. Use the section below to tell us what the accounts are to be used for and where the funds will come from to operate the accounts. Business current account 1 What is the account going to be used for? Where is the money coming from to operate the account? Go Paperless Business current account 2 What is the account going to be used for? Where is the money coming from to operate the account? Go Paperless Business current account 3 What is the account going to be used for? Where is the money coming from to operate the account? Go Paperless Do you require a Business Currency Current Account? If yes, which currency do you require? Do you require a Cheque Book? (Euro only) What is the account going to be used for? Where is the money coming from to operate the account? Go Paperless Do you require a Business Investment Account? What is the account going to be used for? Where is the money coming from to operate the account? Go Paperless Page 8 of 13

9 Debit Card Holders Use this section to detail the names of who you would like to have a Debit Card to access your new or existing accounts. Daily limits on Debit Cards are as follows: Cash Withdrawals 350 Point of Sale unlimited (depends on the available balance in the account) You can change the Point of Sale (POS) Limit and Cash Limit OR you can request a Deposit Only Card (no withdrawals permitted) in the section below. Please note that any card holder will have authority to withdraw funds from the account without authorisation from any other party. Cardholder 1 Cardholder s mobile phone number* Cash Limit Daily POS Limit Is this person detailed in step 2 Do you wish this card to be a deposit card only Cardholder 2 Cardholder s mobile phone number* Cash Limit Daily POS Limit Is this person detailed in step 2 Do you wish this card to be a deposit card only Cardholder 3 Cardholder s mobile phone number* Cash Limit Daily POS Limit Is this person detailed in step 2 Do you wish this card to be a deposit card only Cardholder 4 Cardholder s mobile phone number* Cash Limit Daily POS Limit Is this person detailed in step 2 Do you wish this card to be a deposit card only *Mobile phone number is required for 3D secure transactions made online. For more details visit If any of the card holders are not detailed in step 2 of this form, please provide their details in the space provided in step 6. We require this information to complete the necessary ID checks. Page 9 of 13

10 Step 5a - Access to Business ebanking Use this section to detail up to two administrators on your Business ebanking Agreement. Administrators can add, amend, remove and block users and their payment limits, as well as the functionality modules, by using the administration module. Full details can be found on : in the General Terms and Conditions. Administrator 1 Is this person detailed in step 2 Level of authority Sole Joint with another Administrator Administrator 2 Is this person detailed in step 2 Level of authority Sole Joint with another Administrator If any of the administrators are not detailed in step 2 of this form, please provide their details in the space provided in step 6, we require this information to complete the necessary ID checks. As standard you will get the following modules with your Business ebanking. Should you wish NOT to receive these, please select the relevant box below: Administration UK Account Information UK Payments Module File transfer For more information about these modules visit: Step 5b - Accessing Your Accounts using the services of Third Party Providers (TPPs) This section only applies where you have selected Business ebanking. Before completing this section you should read the guidance below: Third Party Providers (TPPs) You can use the services of TPPs. TPPs are independent providers of the following types of online services. Account Information Services (AIS) these TPPs can provide consolidated information on one or more payment accounts that you hold with more than one bank or building society. They may also offer related services. Payment Initiation Services (PIS) these TPPs allow you to make online credit transfers from your bank account when you are making an online purchase. This is seen as an alternative to using a card to make these payments. It is entirely your choice as to whether you use a TPP and a TPP cannot access your account or account information unless you give it consent to do so. Page 10 of 13

11 To use the services of a TPP you must be registered for Business ebanking. A TPP can access your account using two different methods. It can use the new Open Banking APIs or it can use a technique known as screen-scraping. Only Authorised Users with a Separate Mandate will be able to use the Open Banking APIs. Any Authorised User can use a TPP which is a screen-scraper. Whether your Authorised Users will be able to use a particular TPP will depend on the method which that TPP uses to access your account. It does not matter which method is used by the TPP it must still comply with its obligations under the Payment Services Regulations If you want to permit Authorised Users with a Separate Mandate to access your accounts using the services of TPPs via the Open Banking APIs please tick here. Important te: If you tick the box then this will apply to all Authorised Users with a Separate Mandate (whether appointed now or in the future). If the TPP uses screen-scraping techniques you cannot prevent any Authorised User from accessing your accounts through that TPP. The Authorised User will still be subject to any restrictions which you have put in place (such as the need for second authorisation to make a payment). Step 6 - Details of additional Cardholders and Business ebanking administrators Complete this section if you have added Cardholders or Administration Users (in steps 4 and 5) who have not been specified in step 2. Residential Address Date of Birth Residential Address Date of Birth Page 11 of 13

12 Declaration Please read and ensure you fully understand the below declaration, along with our Terms and Conditions (including fees and service charges) for Business Accounts. The Terms and Conditions and fees and service charges can be found on our website at 1. You should read through the information that you have provided on this application. This is the information that we will rely on when we make a decision whether to proceed with your application. We confirm that we have read through the information provided to you on this application form and that the information is true and complete. 2. You have been told that it is important that you read and consider the information provided on our website at before completing steps 4 and 5 of this application. This includes information on the terms and conditions and the fees and charges that will apply to the products and services. If you require a paper copy of this information then you understand that you can request this by telephoning us or at a branch. We confirm that we have considered the information referred to. We further understand that if our application is successful you will send us a copy of the Customer Agreement and confirmation of the terms of any mandate that we have authorised in relation to the account(s) requested. When we first make a lodgement or otherwise carry out a transaction on any of the accounts set out in this agreement we will be deemed to have accepted the terms and conditions for all the products and services set out in this agreement. 3. Financial Services Compensation Scheme - FSCS We have provided you with a copy of the FSCS Information Sheet and Exclusions List and told you that it contains important information which you should read. We acknowledge receipt of the FSCS Information Sheet and Exclusions List. 4. Credit decisions and also the prevention of fraud and money laundering. You have been told that we may use credit reference and fraud prevention agencies to help us make decisions. A short guide to what we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the Condensed Guide to the use of your personal and business information by ourselves and at Credit Reference and Fraud Prevention Agencies. We confirm that you may process our personal and business information (for all members in the business) in the ways set out in that document. We further confirm that we have the agreement of all members in the business to disclose the information provided to you in this application form and we have their consent to provide you with this authority. 5. Electronic checks to verify your identity You have also been told that we will undertake a search with Experian both when you initially apply for a banking service and on an ongoing basis for the purposes of verifying the identity of a. all members of the Limited Liability Partnership and b. the persons named in Steps 2, 4, 5 and 6 of this application form. To verify the identity of these persons Experian may check the details you supply against any particulars on any database (public or otherwise) to which they have access. They may also use these details in the future to assist other companies for verification purposes. A record of the search will be retained. We confirm that we have provided the persons referred to at (a) and (b) above with details of the nature of the search that will be carried out. 6. How we use your personal and business information You have been told that it is important that you should read the leaflet How we use your personal and business information. Page 12 of 13

13 We hereby certify that: (I) At a properly convened and quorate meeting of the Members of (enter company name) Limited Liability Partnership held on (enter date) it was validly resolved that this application should be submitted to Danske Bank. (II) It was further resolved that (enter name) should have sole authority to discuss with the Bank any matter relating to this application, to send and receive correspondence relating to this application by and should be able to give the Bank any further instructions in relation to this application. (III) It was noted and agreed that if this application is successful a copy of the customer agreement including the terms and conditions and the fees and service charges would be provided to the Limited Liability Partnership and that these terms and conditions would be binding on the Limited Liability Partnership as soon as a lodgement was made or a transaction carried out to any account that was opened pursuant to this application. It was noted that confirmation of the terms of each mandate that had been requested in the application form would also be provided to the Limited Liability Partnership with the customer agreement. (IV) These resolutions were duly passed in accordance with the terms of the Member s Agreement and remain in full force and effect. of Member of Member Signature of Member Signature of Member Date Date Page 13 of 13

14 Customer signature business customer Customer number: I/we hereby give consent to Danske Bank to hold my/our signature(s) on this form and electronically. The signatures can be used when checking a signature on a document. Date: Signature from all signatories. (The signature(s) must be signed in black or blue and be kept inside the boxes). Employee B number: Customer copy Version: NB2

15 Customer signature business customer Customer number: I/we hereby give consent to Danske Bank to hold my/our signature(s) on this form and electronically. The signatures can be used when checking a signature on a document. Date: Signature from all signatories. (The signature(s) must be signed in black or blue and be kept inside the boxes). Employee B number: For bank use only This page to be sent to 3986 Scanningsteam, Denmark Version: NB2